<h1 class="withBG">Problem</h1>

<p><em>Obesity</em> and obesity related diseases cost American businesses $32 billion in actual medical costs, and billions more due to decreased productivity, increased sick days, and higher turnover.
That translates to a range of $330 - $506 per overweight employee – that money is "waisted", not "lost".  </p>

<p>Don't think you can't get it back – many obese and overweight people are on medications to treat high blood pressure, type II diebetes, cholesterol, and other preventable conditions.  Most people who lose weight will realize an immediate savings to you by no longer needing to take those medications.</p>

<p>So that is what we are here for – to help you recapture the money that is literally "waisted".</p>

<p><em>Moral Hazard -</em> the possibility of loss arising from the character or circumstances of the parties involved</p> 

<p>The current position of an insured employee is to receive maximum benefit or coverage from the health plan.  Little or no effort is given on the part of the employee to maintain health for economic reasons.  Therefore, the employer and the insurance company always lose, while the employee benefits in the short run.  In essence, a great "Moral Hazard" exists with regard to the employee and the insurance company and employer – the employee has no economic incentive to maintain good health, which actually is one of the causes for higher insurance costs to you. In this sense, the employee is not apart of a balanced equation between the employer and insurance provider.</p>

<p><em>Cost –</em> hundreds of dollars a year per employee are lost as a result of overweight and obese employees.  An average company with a headcount of 1,000 employees loses between $330,000 and $506,000 a year on extra costs associated with unhealthy employees.
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<p> What can you do?  <a href="?pg=solution"> Solution </a></p>