<table border="0" cellpadding="2" cellspacing="7" style="vertical-align:top"><tr><td width="80" align="center" valign="top"><font></font></td><td valign="top" class="j"><font><br /><div style="padding-top:0.8em"><img alt="" height="1" width="1" /></div><div class="lh"><a href="http://www.dailybreeze.com/ci_16913742"><b>MONEYWISE: Making smart <b>home</b> renovations</b></a><br /><font size="-1"><b><font color="#6f6f6f">Daily Breeze</font></b></font><br /><font size="-1">Following are a handful of tips and considerations for making cash-smart renovations in a down market: Check current <b>home</b> value, property taxes and <b>...</b></font><br /><font size="-1"></font><br /><font size="-1"><a class="p" href="http://www.dailybreeze.com/ci_16913742"><b></b></a></font></div></font></td></tr></table>