<table border="0" cellpadding="2" cellspacing="7" style="vertical-align:top;"><tr><td width="80" align="center" valign="top"><font style="font-size:85%;font-family:arial,sans-serif"></font></td><td valign="top" class="j"><font style="font-size:85%;font-family:arial,sans-serif"><br /><div style="padding-top:0.8em;"><img alt="" height="1" width="1" /></div><div class="lh"><a href="http://massapequa.patch.com/articles/borrowing-against-your-homes-has-its-perks"><b>Borrowing Against Your Homes Has It&#39;s Perks</b></a><br /><font size="-1"><b><font color="#6f6f6f">Patch</font></b></font><br /><font size="-1">So you might need to use that initial lump sum right away, either to consolidate other existing debt, perhaps make that <b>kitchen renovation</b> you have been <b>...</b></font><br /><font size="-1" class="p"></font><br /><font class="p" size="-1"><a class="p" href="http://massapequa.patch.com/articles/borrowing-against-your-homes-has-its-perks"><nobr><b>and more&nbsp;&raquo;</b></nobr></a></font></div></font></td></tr></table>