<b>A Unique Partnership</b>
Bob Adams, registered investment advisor, has spent 26 years in the field. Although he adds to his client list regularly, most relationships have been established over time. He knows his clientele not only as clients but as friends. Because of his expertise in investing, he has made a number of his clients wealthy. After these twenty some years, many are now facing multiple tax and estate issues. 

Bob recommends to his clients the charitable options provided through WaterStone knowing that charitable gifts made now, and later by bequest, can reduce the tax consequences while benefiting favorite charities through a Donor Advised Fund. Bob knows that he need not give up a portion of his regular compensation flow, because WaterStone will consider investment advice from his client and from him. 

He knows, too, that there are real financial and time savings advantages to utilizing a Donor Advised Fund rather than a private foundation or a supporting organization.
