<p class="rtecenter"><u><strong><span>Landscaping Financing Options</span></strong></u><br />
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<span>Wouldn't it be nice if we could pay cash for everything we own!&nbsp; While managing <layer id="google-toolbar-hilite-20"></layer>credit is important, financing helps most of&nbsp;us benefit from more costly items when we need them, not after we saved up for them. It is a lot different swimming with your offspring when they are young rather than waiting untill they are 25 and drop by the old folks for a visit.&nbsp; As clients have asked us to help them secure financing for their outdoor projects, we thought it would be good to put an overview of some of these methods on our website. <br />
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<span><strong><u>Option 1.</u></strong> <layer id="google-toolbar-hilite-36"></layer>The old standby is a <layer id="google-toolbar-hilite-21"></layer>credit card.&nbsp; At Allgood Outdoors, we take all major <layer id="google-toolbar-hilite-22"></layer>credit cards. Granted, seldom has a client put an entire project on a <layer id="google-toolbar-hilite-23"></layer>credit card but&nbsp;sometimes they have used&nbsp;<layer id="google-toolbar-hilite-37"></layer>the card to finance an upgrade in <layer id="google-toolbar-hilite-38"></layer>the project.&nbsp; Over <layer id="google-toolbar-hilite-39"></layer>the years our landscape designers have divided up landscaping and hardscape projects into phases.&nbsp; This allows <layer id="google-toolbar-hilite-40"></layer>the client to add to <layer id="google-toolbar-hilite-41"></layer>the project over <layer id="google-toolbar-hilite-42"></layer>the years. Once we start work, some clients might decide to use <layer id="google-toolbar-hilite-43"></layer>the <layer id="google-toolbar-hilite-24"></layer>credit card to do part of another phase.&nbsp; While all <layer id="google-toolbar-hilite-25"></layer>credit card companies do charge us a little for <layer id="google-toolbar-hilite-44"></layer>the service, we are happy to provide it to our clients at no cost.&nbsp; And some clients use <layer id="google-toolbar-hilite-45"></layer>the <layer id="google-toolbar-hilite-26"></layer>credit card as a way to build up travel points or other advantages as well.<br />
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<u><strong>Options 2.</strong></u> On <layer id="google-toolbar-hilite-46"></layer>the other hand, getting a second mortgage for a home improvement fits <layer id="google-toolbar-hilite-47"></layer>the bill for some people.&nbsp; As an addition to <layer id="google-toolbar-hilite-48"></layer>the home <layer id="google-toolbar-hilite-49"></layer>the second mortgage could offers some tax advantages.&nbsp; In <layer id="google-toolbar-hilite-50"></layer>the old days, outdoor rooms and using <layer id="google-toolbar-hilite-51"></layer>the landscape as an extension of <layer id="google-toolbar-hilite-52"></layer>the home's living space were not as valued as they are today.&nbsp; But today, lenders and appraisers can be made to understand <layer id="google-toolbar-hilite-53"></layer>the value a properly done landscape will have.&nbsp; Allgood Outdoors can help with this effort by providing <layer id="google-toolbar-hilite-54"></layer>the professional landscape drawing and information to help <layer id="google-toolbar-hilite-55"></layer>the lenders be assured that <layer id="google-toolbar-hilite-56"></layer>the project will add value.&nbsp; At <layer id="google-toolbar-hilite-57"></layer>the beginning stages of a project, we can help homeowners talk with those banks, lenders and appraisers who have worked with us before.<br />
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<p><u><strong><span>Option 3.</span></strong></u><span> A third option is with <layer id="google-toolbar-hilite-0"></layer>John <layer id="google-toolbar-hilite-10"></layer>Deere <layer id="google-toolbar-hilite-27"></layer>Credit.&nbsp; It may seem strange to have a &quot;tractor company&quot; involved with your home improvements.&nbsp; But with a little explanation, one can understand this </span><span>good option.&nbsp; Years ago <layer id="google-toolbar-hilite-58"></layer>the people at <layer id="google-toolbar-hilite-1"></layer>John <layer id="google-toolbar-hilite-11"></layer>Deere recognized that <layer id="google-toolbar-hilite-59"></layer>the small family farm was on <layer id="google-toolbar-hilite-60"></layer>the decline but &quot;urban horticulture&quot; (read: landscape contracting) was increasing.&nbsp; <layer id="google-toolbar-hilite-61"></layer>The <layer id="google-toolbar-hilite-2"></layer>John <layer id="google-toolbar-hilite-12"></layer>Deere Company made a commitment to be a major player in <layer id="google-toolbar-hilite-62"></layer>the Landscape Industry.&nbsp; That has turned into a big plus for us in <layer id="google-toolbar-hilite-63"></layer>the industry.&nbsp; In a industry that is actually a relatively young, <layer id="google-toolbar-hilite-3"></layer>John <layer id="google-toolbar-hilite-13"></layer>Deere brings much history and financial muscle. They were manufacturing plows before Henry Ford was even born. <layer id="google-toolbar-hilite-64"></layer>The company has survived every economic downturn since before <layer id="google-toolbar-hilite-65"></layer>the Civil War.&nbsp; And through generous <layer id="google-toolbar-hilite-28"></layer>credit terms, many farmers survived <layer id="google-toolbar-hilite-66"></layer>the Great <layer id="google-toolbar-hilite-91"></layer>Depression of <layer id="google-toolbar-hilite-67"></layer>the 1930s.&nbsp; Now, <layer id="google-toolbar-hilite-4"></layer>John <layer id="google-toolbar-hilite-14"></layer>Deere <layer id="google-toolbar-hilite-29"></layer>Credit is one of <layer id="google-toolbar-hilite-68"></layer>the largest financial institutions in <layer id="google-toolbar-hilite-69"></layer>the world.</span></p>
<p><span><layer id="google-toolbar-hilite-5"></layer>John <layer id="google-toolbar-hilite-15"></layer>Deere has approved Allgood Outdoors to be a &quot;<layer id="google-toolbar-hilite-30"></layer>credit partner.&quot; With several different financing options through <layer id="google-toolbar-hilite-6"></layer>John <layer id="google-toolbar-hilite-16"></layer>Deere <layer id="google-toolbar-hilite-31"></layer>Credit, you can hopefully find <layer id="google-toolbar-hilite-70"></layer>the one that will work for you and your landscaping needs.</span></p>
<p><span>FINANCING OPTIONS INCLUDE: 180 Days, No Monthly Payment * </span></p>
<p><span>If you intend to pay in full within six months, this is <layer id="google-toolbar-hilite-71"></layer>the plan for you. It's ideal for those who want to control their finances, paying a minimal amount for <layer id="google-toolbar-hilite-72"></layer>the privilege. Just pay 3% down and make no other payments for <layer id="google-toolbar-hilite-73"></layer>the first 180 days. Interest will accrue on your balance at 19.8% during <layer id="google-toolbar-hilite-74"></layer>the 180 day period. (Caution: Other companies may hide this administrative fee in your total price, but we disclose it so you know what you&rsquo;re paying for). Pay your account in full within 180 days and interest will be waived! Apply online at www.Applynow.JohnDeereLandscapes.com and get an answer in seconds! <strong>*Offer expires November 16, 2008</strong>.&nbsp;Subject to approved <layer id="google-toolbar-hilite-32"></layer>credit on <layer id="google-toolbar-hilite-7"></layer>John <layer id="google-toolbar-hilite-17"></layer>Deere <layer id="google-toolbar-hilite-33"></layer>Credit Revolving Plan, for non-commercial use only. Amount financed may be subject to a minimum and maximum amount. If <layer id="google-toolbar-hilite-75"></layer>the balance is not paid in full by <layer id="google-toolbar-hilite-76"></layer>the end of <layer id="google-toolbar-hilite-77"></layer>the 6 month promotional period, interest will be assessed from <layer id="google-toolbar-hilite-78"></layer>the original date of purchase at 19.8% APR with a $0.50 per month minimum. Other special rates and terms may be available. </span></p>
<p><span>Or, Finance with <layer id="google-toolbar-hilite-8"></layer>John <layer id="google-toolbar-hilite-18"></layer>Deere at 7.9% with Low Monthly Payments* </span></p>
<p><span>You'll enjoy an attractive rate and lock it in for <layer id="google-toolbar-hilite-79"></layer>the entire term of <layer id="google-toolbar-hilite-80"></layer>the loan. This is a simple, convenient plan that will fit right into your household budget. Monthly payments estimated at $20 - $24 per $1,000 financed. Now that's money well spent. Monthly Payments are Equal to approximately 2% of <layer id="google-toolbar-hilite-81"></layer>the Amount Financed. </span></p>
<p><span><strong>*7.9% Fixed APR&nbsp;through&nbsp;November 16,&nbsp;2008&nbsp;(this may fluctuate, but at Allgood Outdoors we will confirm current rates.)&nbsp;</strong> <strong>We have already been notified that this</strong> <strong>rate&nbsp;will increase on November 17, 2008 so take advantage of this offer now!</strong> Subject to approved <layer id="google-toolbar-hilite-34"></layer>credit on <layer id="google-toolbar-hilite-9"></layer>John <layer id="google-toolbar-hilite-19"></layer>Deere <layer id="google-toolbar-hilite-35"></layer>Credit Revolving Plan, for non-commercial use only. Amount financed may be subject to a minimum or maximum amount. Payment based on 2.0% of original amount financed at 7.9% APR. A $0.50 per month minimum finance charge may be required. Other special rates and terms may be available.<br />
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<p><strong><span>In summary</span></strong><span>, we are always interested in helping our clients attain their landscaping goals.&nbsp; Besides designing and building fantastic landscapes,&nbsp;that service can include helping homeowners secure <layer id="google-toolbar-hilite-82"></layer>the financing&nbsp;needed. Please call&nbsp; or email if you have any suggestions or questions.<br />
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<p><span>Email:&nbsp; finance@allgoodoutdoors.com</span></p>