Call me David. I'm active, blogger, graduate student in an economics PhD program, interested in impact of the public debt on the microeconomy. I love to write. <br /><br />These are my latest 5 articles:<br /> <a href="http://hubpages.com/hub/Credit-Card-Debt-Settlement-Tips">credit card debt settlement tips</a><br /> <a href="http://hubpages.com/hub/Debt-Settlement-Letter-Creditor">debt settlement letter to creditor</a><br /> <a href="http://hubpages.com/hub/Debt-Settlement-Scams">square one debt settlement scam</a><br /> <a href="http://hubpages.com/hub/What-is-Debt-Settlement-Program">debt settlement program</a><br /> <a href="http://hubpages.com/hub/Debt-Settlement-Vs-Credit-Counseling">credit counseling vs debt settlement</a>