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<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">&ldquo;What Banks Look For&rdquo; Seminar <em>Presented
specifically for the construction industry through Enterprise University</em></span></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Thursday, September 29, 2011</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">8:00 a.m.&mdash;11:00 a.m.</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Mason Contractors Association</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">1429 S. Big Bend Blvd.</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">St. Louis, MO 63117</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Cost:</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">$40 ASA &amp; MCA Members</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">$50 Non-Members</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Continental Breakfast Included</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Presenters: Steve Albart, Senior V.P.,
Enterprise Bank &amp; Trust</span></em></p>
<p class=\"MsoNormal\"><em><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Steve Marsh, CEO, Enterprise Bank &amp; Trust</span></em></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">&ldquo;What Banks Look For&rdquo; is designed for business owners, CFOs and Controllers
to learn how to structure your financial statements and manage your bank\'s
expectations as you inspire confidence and build a lifetime relationship with
your bank. The seminar will cover the following five steps to help your
business improve its banking relationship which will result in access to more
capital on favorable terms.</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">1. Bankers versus Business Owners</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">2. Income statement, balance sheet and cash flow statement analysis</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">3. Ratio analysis and how it impacts your business</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">4. Communicate early and often with your bank</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">5. Managing your banker&rsquo;s expectations</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">&nbsp;</span></p>
<p>For more information:</p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Phone 314.214.1664 / Fax 314.214.1665</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">reba@asamidwest.com</span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></p>
<p class=\"MsoNormal\">&nbsp;</p>
<p class=\"MsoNormal\"><strong><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">PLEASE RESPOND BEFORE SEPTEMBER 22, 2011 *** NO SHOWS
WILL BE BILLED</span></strong><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"> </span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\"></span></p>
<p class=\"MsoNormal\"><span style=\"font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;\">Flyer
and sign-up sheet here: <a href=\"http://www.asamidwest.com/Newsletters/WhatBanksLookForSeminar.pdf\">http://www.asamidwest.com/Newsletters/WhatBanksLookForSeminar.pdf</a></span></p>";}