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 When you are sure that you are likely to declare bankruptcy, you should quit creating any repayments towards outstanding debts, that can be released in the a bankruptcy proceeding approach. Since you simply will not be accountable for these outstanding debts in the near future, it is actually of small benefit to anyone to continue to keep creating repayments in the direction of them. It will be much more valuable so that you can save any free money, which you have for long term demands.
 
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