<form action="https://www.iKobo.com/store/index.php" method="post"> 
  <input type="hidden" name="cmd" value="cart" />Click on the image below to Pay with iKobo
  <input type="image" src="https://www.ikobo.com/merchant/buttons/ikobo_pay1.gif" name="submit" alt="Pay with iKobo" /> 
  <input type="hidden" name="poid" value="USER_ID" /> 
  <input type="hidden" name="item" value="Order: <?php $db->p("order_id") ?>" /> 
  <input type="hidden" name="price" value="<?php printf("%.2f", $db->f("order_total"))?>" /> 
  <input type="hidden" name="firstname" value="<?php echo $user->first_name?>" /> 
  <input type="hidden" name="lastname" value="<?php echo $user->last_name?>" /> 
  <input type="hidden" name="address" value="<?php echo $user->address_1?>&#10<?php echo $user->address_2?>" /> 
  <input type="hidden" name="city" value="<?php echo $user->city?>" /> 
  <input type="hidden" name="state" value="<?php echo $user->state?>" /> 
  <input type="hidden" name="zip" value="<?php echo $user->zip?>" /> 
  <input type="hidden" name="phone" value="<?php echo $user->phone_1?>" /> 
  <input type="hidden" name="email" value="<?php echo $user->email?>" /> 
  </form> >