Currently, the most popular payment options include credit rating cards, cellphone payments and on-line payment techniques this sort of as PayPal. These deal with payments for digital currencies or products and products and services but are confined as they are rather highly-priced and not all payment options wanted by the users are offered on all social networking platforms in all international locations. Hence, present payment techniques are certainly not flexible sufficient for transactions this sort of as various purchases of goods with decrease financial worth or multicountry revenue transfers.