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When it comes to getting a PayPal account, you will find that you can possess a personal account or a business account.  If you need to make probably the most out of PayPal and eBay, you will want to get a business account, as it enables to you accept credits cards as a method of payment.  The only difference between a business PayPal account and a personal PayPal account is the fees.  The fees that you're charged will vary, but you will be charged a small fee each time someone, namely an eBay buyer, sends you a payment.  
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