I just read your article regarding a qualified 401K rolled over into an IRA is protected under ERISA.  I rolled my 401K into an IRA in 2002 and filed bankruptcy in 2014, which was finalized in May 2014.  I now have a creditor trying to garnish my IRA stating that it is not protected by ERISA.  Can you help me understand the law and if in fact my IRA is protected under ERISA?