In these days of austerity in addition to relative panic about incurring debt, lots of people balk contrary to the idea of having a credit card to make acquisition of merchandise or pay for a trip, preferring, instead just to rely on a tried as well as trusted method of making payment - cash. However, if you possess the cash there to make the purchase fully, then, paradoxically, that's the best time for them to use the credit card for several good reasons.