These days of austerity plus relative panic about getting debt, many people balk resistant to the idea of using a credit card to make purchase of merchandise as well as pay for any gift giving occasion, preferring, instead only to rely on this tried and also trusted method of making settlement - hard cash. However, in case you have the cash available to make the purchase in whole, then, paradoxically, that is the best time to be able to use the card for several causes.