These days of austerity as well as relative panic about running into debt, many individuals balk up against the idea of having a credit card to make purchase of merchandise and also pay for any gift giving occasion, preferring, instead just to rely on this tried and also trusted approach to making transaction - cash. However, if you possess the cash on hand to make the purchase 100 %, then, paradoxically, that's the best time for them to use the cards for several reasons.