These days of austerity plus relative stress about incurring debt, most people balk contrary to the idea of making use of a credit card in order to make acquisition of merchandise or pay for a vacation, preferring, instead only to rely on the actual tried in addition to trusted way of making payment - raw cash. However, if you have the cash available to make the purchase fully, then, paradoxically, this is the best time to be able to use the cards for several motives.