Thanks for your write-up. I would love to opinion that the first thing you will need to accomplish is determine whether you really need repairing credit. To do that you simply must get your hands on a duplicate of your credit report. That should never be difficult, considering that the government mandates that you are allowed to get one free copy of your credit report every year. You just have to request that from the right people today. You can either read the website for that Federal Trade Commission or contact one of the major credit agencies specifically.