These days of austerity as well as relative anxiousness about incurring debt, lots of people balk up against the idea of using a credit card in order to make acquisition of merchandise as well as pay for a trip, preferring, instead just to rely on a tried plus trusted procedure for making payment - raw cash. However, if you have the cash on hand to make the purchase entirely, then, paradoxically, this is the best time just to be able to use the credit card for several good reasons.