These days of austerity and relative stress about incurring debt, a lot of people balk up against the idea of having a credit card in order to make acquisition of merchandise or perhaps pay for any occasion, preferring, instead to rely on this tried and trusted way of making repayment - cash. However, if you possess the cash available to make the purchase in full, then, paradoxically, that is the best time for you to use the card for several motives.