In these days of austerity along with relative anxiousness about incurring debt, most people balk resistant to the idea of having a credit card to make acquisition of merchandise or pay for a vacation, preferring, instead to rely on the actual tried and trusted approach to making settlement - hard cash. However, if you possess the cash available to make the purchase entirely, then, paradoxically, this is the best time just to be able to use the credit cards for several good reasons.