Eric, the Clintons started the mortgage crisis. The dems in power the last two terms of Bushs Presidency (Frank, Dodd and others) claimed everything was okay after Republicans called them out and predicted this housing crisis/mortgage crisis would happen. Bush was asleep at the wheel, Yes! But Obama has given trillions to his financial buddies (along with obscene bonuses). More in his first 59 days than Bush did in all 8 yrs.!!This administration is a disaster for the country.Healthcare- we already have the best socialized healthcare, No one is turned away if they cannot pay. The cost is passed on to those who can. Obamas plan will ration out healthcare where people will die waiting (even those who can afford to pay) and the cost will be passed along to EVERYONE in higher health costs.Education- We need to stop the quotas of passing kids when they cant read, write, speak, add memorize, learn properly, PERIOD. Its the quotas for raises that cause teachers to pass kids whether theyre ready or not. And funding depends on it, etc. etc. And parents are not as proactive as they should or can be.Housing is not a right. Just like anything else in the American Dream, you have to work for it. There is plenty of help out there (at the goodness of Americans hearts, and programs that are govt. funded, and by corporations that get an incentive to Give til its practically ridiculous.-Obamas policies will change charity for the worse.Labor unions while started out protecting people that couldnt protect themselves have become a mobster society. They threaten and bully people and act like common thugs and law breakers. Labor Unions have lobbyists who pay politicians a LOT of money! Its in the best interests of the politicians to get labor unions in everywhere they can. The fact that this will put small businesses out of business, and raise prices at Walmart beyond what families on a budget could affordwill effect everyone adversely.Labor unions can now bulldose their way in and a business owner, and the employees dont have the right to vote privately whether they want this or not. This is dangerous.This isnt America anymore.