In the VIP pet insurance, the entire medical cost structure of your pet is covered. It maybe just a casual check up or a major surgical process, you would be insulated from all the costs. This scheme has every coverage possible or needed by an insurer for his/her pets. Research is crucial here; as such VIP pet insurance policies generally have pricier premium tags than the other traditional schemes. But, still when you look at the vet’s bills these days, such amounts seem minimal.