These days of austerity as well as relative anxiousness about taking on debt, lots of people balk contrary to the idea of using a credit card to make purchase of merchandise or perhaps pay for a trip, preferring, instead to rely on this tried plus trusted procedure for making transaction - hard cash. However, if you possess cash on hand to make the purchase in whole, then, paradoxically, this is the best time to be able to use the credit card for several causes.