In these days of austerity in addition to relative stress about taking on debt, a lot of people balk up against the idea of utilizing a credit card in order to make acquisition of merchandise or pay for any occasion, preferring, instead just to rely on this tried and also trusted procedure for making payment - raw cash. However, in case you have the cash there to make the purchase completely, then, paradoxically, that's the best time to use the credit cards for several motives.