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<p><strong>Courtesy of Jimmie Van Hooser your REALTOR®  - 931-320-2142 </strong></p>
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<h3><strong>7 Reasons to Own Your Home</strong></h3>
<p><br /> <strong>1.</strong><strong> Tax breaks.</strong> The U.S. Tax Code lets you deduct the interest you pay on your  mortgage, your property taxes, as well as some of the costs involved in  buying your home.<br /> <br /> <strong>2. Appreciation.</strong> Real estate  has long-term, stable growth in value. While year-to-year fluctuations  are normal, median existing-home sale prices have increased on average  6.5 percent each year from 1972 through 2005, and increased 88.5 percent  over the last 10 years, according to the NATIONAL ASSOCIATION OF  REALTORS®. In addition, the number of U.S. households is expected to  rise 15 percent over the next decade, creating continued high demand for  housing.</p>
<p><br /> <strong>3. Equity. </strong>Money paid for rent is money that  you’ll never see again, but mortgage payments let you build equity  ownership interest in your home. <br /> <br /> <strong>4. Savings.</strong> Building equity in your home is a ready-made savings plan. And when you  sell, you can generally take up to $250,000 ($500,000 for a married  couple) as gain without owing any federal income tax. <br /> <br /> <strong>5. Predictability.</strong> Unlike rent, your fixed-mortgage payments don’t rise over the years so  your housing costs may actually decline as you own the home longer.  However, keep in mind that property taxes and insurance costs will  increase. <br /> <br /> <strong>6. Freedom. </strong>The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home. <br /> <br /> <strong>7. Stability.</strong> Remaining in one neighborhood for several years gives you a chance to  participate in community activities, lets you and your family establish  lasting friendships, and offers your children the benefit of educational  continuity. <br /> <br /> Online resources: To calculate whether buying is  the best financial option for you, use the “Buy vs. Rent” calculator at  www.GinnieMae.gov.</p>
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