Grve found a loop-hole to get people into homes at reasonable prices and homeowners who can't afford <br />payments out of their homes, a sort of win-win but people <br />should read the posts on the Internet about the AMPS being a scam <br />oor fraudulent. Not every lending institution offers mortgage loans forr people <br />with bad credit. This loan can be for 15 or 30 years, or "interest only" where <br />the company is not paying any principal in the payment.