<div><div id="WNStoryBody" class=""><p><span>Reporter: Sarah Bloom</span></p>&#13;
<p>Lynchburg, VA - A recent survey says American workers are less comfortable about retirement than they have been in decades.</p>&#13;
<p>The survey found that more than a quarter of workers say they are "not at all confident" about retirement.</p>&#13;
<p>Many admit to dipping into their savings to pay expenses in this challenging economy. Many seniors say it's a reality that has them working longer.</p>&#13;
<p>When it comes to planning for retirement, Bruce Harman knows he can't afford to screw around.</p>&#13;
<p> "Right now with gas prices going up, food prices going up, with the economy being so-so, I don't think it pays to jump off and going to a fixed income thinking that you'll make it," said  Harman, who is considering delaying retirement.</p>&#13;
<p>He says he knows continuing to work, while he's able, will be key to financial security.</p>&#13;
<p>"That way I'm not locked into a certain income. If I work more hours, I make more pay," said Harman.</p>&#13;
<p>Experts say that attitude is a growing trend among seniors.</p>&#13;
<p>"The interest rates are down, their investments are low at this point. Uh, the uncertainty in the economy is forcing seniors to wait longer to retire," said Brenda Lipscomb, with the Central Virginia Area Agency on Aging.</p>&#13;
<p>William Matthews did retire early, but counts on part-time work to build his income.</p>&#13;
<p>"It helps a lot, because you know social security don't pay all that much," said William Matthews, who works part time. He says the extra income, helps with basic needs: "You know, it helps pay the bills, like your light bill and everything."</p>&#13;
<p>"Until the economy gets on an upswing I think people are just going to stay where they are for as long as they can," said Lipscomb.</p>&#13;
<p>If you are ready to retire, the <strong><a title="AARP Retirement Confidence Report" href="http://www.aarp.org/work/retirement-planning/info-03-2011/retirement-confidence-sinks-to-record-low.html" target="_blank">AARP</a></strong> does have some tips for preparing for a smart financial retirement.</p>&#13;
<p>Read the survey results <strong><a href="http://www.ebri.org/pdf/surveys/rcs/2011/PR914_15Mar11_RCS.pdf" target="_blank">here</a>. </strong></p></div></div><p><strong>Read more:</strong> <a class="rssreadon" rel="external" title="Economy Causing Later Retirement for Americans?" href="http://www.wset.com/Global/story.asp?S=14280154" target="_blank">http://www.wset.com/Global/story.asp?S=14280154</a></p>