Hey   
 My husband, thirty two and I, 30 are searching into life insurance. Can anyone tell me which company or sites I can work with to have info. There are many available... wouldnt know where to start. Who do you personally use? Is there a medical exam required? Exactly what sort of premiums are you paying? Is it fixed or will it go up every few years? We live in North carolina also. Any help would be appriciated.