Sorry to disappoint you, guys. I don`t know any other option for a girl`s dream. They/we either want their own place of importancy or want to take part of something as important as the family is. If someone gets them both, it`s chance but it has nothing to do with girl`s wishes/plans/acts/savings.
I don`t know a single 20 something girl that has savings, wants a family and is working for her carrer. In fact I know just 1 20 something girl that has savings. And it`s not me :)