A friend of mine (who graduated from your alma mater Wittenberg University by the way) gives her adult children $100.00 each year for Christmas with the instructions to give it to someone in need.

Each year at Christmas they share the stories of how that $100.00 made a difference.  It has been given to people for medical expenses. It has been given to people who need money for gas to get to work.  It has been given to families who need money for food or bills. It has been given anonymously or not. The list goes on and on. The stories are touching.