So I guess you're generalizing in this case too, are you? A Bulgarian generalizing about Bulgarians and drawing stereotypes on the basis of that, that is an expectation about how would a typical Bulgarian behave in and out of Bulgaria and expecting that any good rule would fail in this disorganized country. Very much like Carolyn's last sentence of "doom, doom, doom" statitng that people in this "poor country" would never wake up without plastic bags in the bushes.
Yes, but this is very much like using public transportation without paying for it. So in the end it's not about nationality. People are the same everywhere. Some possess an internal locus of control, others need very strong rules imposed on them. :)