All of this is nothing new, but is becoming more prevalent in this litigious age.

I know that when we went to Canadaigua NY in 2004 we were required to pay a $10 membership fee that covered 2 admissions to the show for the whole weekend. Basically an insurance issue because only members would be covered by the club's insurance.

In 2007 when we go to Farmington, Maine we will have to have an insurance membership because they are an EDGETA group, and EDGETA says that anyone exhibiting at their show must be an EDGETA member.

If you don't have insurance on your own you need it. Most likely, a general farm policy or home owner's policy will not cover you at a show that isn't on your own homestead.

Belt Pulley magazine had an article on insurance in the last issue, but it didn't go near far enough to create any meaningful discussion.