Oliverdude is absolutely correct. There are lots of counterfeit financial documents going around, many coming from overseas, not only in our hobby, but many other things. I have gotten many e-mails wanting me to accept cashiers checks to settle estates, etc. They want me to set up an account, then send someone a check, and keep the rest. Those scams are pretty easy to see thru. Just remember, you don't get something for nothing. Luckily, I've consulted my banker, and never been caught!! There are bona fide, legitimate sales done every day, I know of many. If you do make such a deal I would suggest that you hold the tractor until the check clears the issueing financial institution, your banker can assist you in this, and probably would prefer to. Make sure the check is in exactly the agreed amount, all the i's are dotted, and t's crossed. Then once you have the cash in hand, with no recourse, you would be safe in shipping. Hardly any collectors would be involved in these scams, but a scam artist doesn't care what it takes to take your money!!!