Hello Chris

      Yes, I have called and talked to them. They said, &quot; I only had 30 days to return the directory&quot; I took to long! Now they want $104.44! To avoid their collection agent, I filled out the form they sent and gave them my
American Express card number. Thats pretty good money for not ordering a book!  Maybe I should open a bookstore in New York! 
American Express is very good about situation like this. If you can't IRON 
this out they probably will. 

Thanks 
Floyd