(530,1,'2010-08-12 14:50:24','2010-08-12 14:50:24','<strong> </strong>\r\n\r\n<strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/06/scale.jpg\"><img class=\"alignleft size-medium wp-image-203\" title=\"scale\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/06/scale-268x300.jpg\" alt=\"\" width=\"268\" height=\"300\" /></a><a href=\"http://\">What is a strategic default and why should it concern you?</a></strong>\r\n\r\nIn simple terms a strategic default is when a homeowner simply walks away from a home and its mortgage.  It sounds like a last resort, an act of desperation if refinancing or mortgage modification does not work out.\r\n\r\nStrategic default, also known as voluntary foreclosure is when the borrower decides to stop paying a mortgage even though they can still afford the payment. For many people who are upside down on their mortgage, the decision to strategically default is one that is difficult, but often times is the first step to financial freedom.\r\n\r\nThe Wall Street Journal’s Real Time Economics reported that:\r\n<ul>\r\n	<li>Homeowners start to default once their negative equity passes 10% of the home’s value. After that, they “walk away massively” after decreases of 15%. About 17% of households would choose voluntary foreclosure as a solution – even if they could pay the mortgage – when the equity shortfall hits 50% of the house’s value, they found.</li>\r\n	<li>Defaults continue to rise, nearly 1/3 are strategic defaults and this trend continues to move upward each month\r\n<ul>\r\n	<li>Ten million Americans owe more on their homes than what those homes are worth.  That number is expected to rise to 21 million by the end of this year.  If one fifth of those folks default on their loans, the banks and investors stand to lose as much as they did in the savings and loan crisis of the 1980’s and ‘90’s.  Plus taxpayers would be out more in bailout money, and credit would be trashed for years for borrowers who defaulted, but there is up side.</li>\r\n</ul>\r\n</li>\r\n</ul>\r\nIn this time of uncertainty in the market and economy, many homeowners have opted for this strategy.  If you are considering this, you are not alone. If you are going through it because you have no other options, or for other reasons our team at H4H Consulting <strong><em>will not judge</em></strong> your reason. We just want to <strong><em>help you find solutions and u</em></strong>se the law to <strong><em>your advantage.</em></strong>','Strategic Default ','','inherit','open','open','','197-revision-18','','','2010-08-12 14:50:24','2010-08-12 14:50:24','',197,'http://h4hconsulting.com/cms/530/197-revision-18/',0,'revision','',0),(532,1,'2010-08-12 14:54:07','2010-08-12 14:54:07','<div>\r\n\r\n[youtube]K3do75NZKvo[/youtube]\r\n\r\nNeed more information? Please use the form below to post additional questions.\r\n\r\n</div>','Do I need to be late on my payments in order to qualify?','','inherit','open','open','','314-revision-5','','','2010-08-12 14:54:07','2010-08-12 14:54:07','',314,'http://h4hconsulting.com/cms/532/314-revision-5/',0,'revision','',0),(533,1,'2010-08-07 00:10:22','2010-08-07 00:10:22','<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong>\r\n\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again....</a></strong><em> </em></strong>\r\n\r\n<strong> </strong>\r\n\r\n<strong> </strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n<strong> </strong>\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n\r\n<strong> </strong>\r\n\r\n<strong><em> </em></strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\n<em> </em>\r\n\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nHope4Homeowners Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-08-07 00:10:22','2010-08-07 00:10:22','',25,'http://h4hconsulting.com/cms/533/25-revision-27/',0,'revision','',0),(534,1,'2010-08-16 15:03:40','2010-08-16 15:03:40','Dear Chris,\r\n\r\nI have to tell you I used to feel desperate in this economy, like I had no choices for my owners who were losing their homes to foreclosure. Obviously losing owners seriously affected my business profitability as well. Due to your involvement with my business, I\'ve been able to offer my owners the ability to work things out with their banks. I can now sustain my company and keep most of those owners, enabling me to continue to collect my management fees and continue to grow my property management company.\r\n\r\nI appreciate your professionalism and expertise in the foreclosure and distressed property industry- and the fact that you quickly get back to my clients. I know you\'re giving them information they otherwise would have not known. They\'ve told me it gives them peace of mind, and for once, they feel that there is hope.\r\n\r\nSincerely,\r\n\r\nL. Michelle Pentifallo\r\n\r\nOwner/Broker First In Property Management','Prop. Mgmt. Testimonials','','inherit','open','open','','501-revision-6','','','2010-08-16 15:03:40','2010-08-16 15:03:40','',501,'http://h4hconsulting.com/cms/534/501-revision-6/',0,'revision','',0),(535,1,'2010-08-16 17:20:55','2010-08-16 17:20:55','Dear Chris,\r\n\r\nI have to tell you I used to feel desperate in this economy, like I had no choices for my owners who were losing their homes to foreclosure. Obviously losing owners seriously affected my business profitability as well. Due to your involvement with my business, I\'ve been able to offer my owners the ability to work things out with their banks. I can now sustain my company and keep most of those owners, enabling me to continue to collect my management fees. For those homeowners needing other options, you have provided those as well. Thankfully those options have helped increased the short sale side of my business as well!\r\n\r\nI appreciate your professionalism and expertise in the foreclosure and distressed property industry- and the fact that you quickly get back to my clients. I know you\'re giving them information they otherwise would have not known. They\'ve told me it gives them peace of mind, and for once, they feel that there is hope.\r\n\r\nSincerely,\r\n\r\nL. Michelle Pentifallo\r\n\r\nOwner/Broker First In Property Management','Prop. Mgmt. Testimonials','','inherit','open','open','','501-revision-7','','','2010-08-16 17:20:55','2010-08-16 17:20:55','',501,'http://h4hconsulting.com/cms/535/501-revision-7/',0,'revision','',0),(536,1,'2010-08-16 18:58:07','2010-08-16 18:58:07','','Your Steps to Success','Steps Process','inherit','open','open','','steps-1-2-3','','','2010-08-16 18:58:07','2010-08-16 18:58:07','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg',0,'attachment','image/jpeg',0),(540,1,'2010-08-16 19:23:20','2010-08-16 19:23:20','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a>A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><strong>Property Management </strong>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:23:20','2010-08-16 19:23:20','',27,'http://h4hconsulting.com/cms/540/27-revision-17/',0,'revision','',0),(539,1,'2010-08-16 19:18:00','2010-08-16 19:18:00','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong></a><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management</strong></a><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:18:00','2010-08-16 19:18:00','',27,'http://h4hconsulting.com/cms/539/27-revision-16/',0,'revision','',0),(541,1,'2010-08-16 19:24:36','2010-08-16 19:24:36','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a>A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><strong>Property Management </strong>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:24:36','2010-08-16 19:24:36','',27,'http://h4hconsulting.com/cms/541/27-revision-18/',0,'revision','',0),(542,1,'2010-08-16 19:24:47','2010-08-16 19:24:47','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><strong>Property Management </strong>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:24:47','2010-08-16 19:24:47','',27,'http://h4hconsulting.com/cms/542/27-revision-19/',0,'revision','',0),(543,1,'2010-08-16 19:25:28','2010-08-16 19:25:28','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><strong>Property Management </strong>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:25:28','2010-08-16 19:25:28','',27,'http://h4hconsulting.com/cms/543/27-revision-20/',0,'revision','',0),(544,1,'2010-08-16 19:26:18','2010-08-16 19:26:18','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:26:18','2010-08-16 19:26:18','',27,'http://h4hconsulting.com/cms/544/27-revision-21/',0,'revision','',0),(549,1,'2010-08-16 19:36:34','2010-08-16 19:36:34','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"> Credit Repair</a></strong> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:36:34','2010-08-16 19:36:34','',27,'http://h4hconsulting.com/cms/549/27-revision-25/',0,'revision','',0),(545,1,'2010-08-16 19:27:02','2010-08-16 19:27:02','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1</a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:27:02','2010-08-16 19:27:02','',27,'http://h4hconsulting.com/cms/545/27-revision-22/',0,'revision','',0),(546,1,'2010-08-16 15:12:25','2010-08-16 15:12:25','<h2>Watch our free Foreclosure Advice Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"alignnone size-full wp-image-289\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"599\" height=\"361\" /></a></span></span></div>\r\n<ul>\r\n	<li><strong>Are you upside down on your home?<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"size-full wp-image-10 alignright\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a></strong><strong> </strong></li>\r\n	<li><strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong></li>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 10px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Foreclosure Defense</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Loan modification</li>\r\n</ul>\r\n<em><strong> Many other services may be available.....</strong></em>\r\n\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-16 15:12:25','2010-08-16 15:12:25','',5,'http://h4hconsulting.com/cms/546/5-revision-77/',0,'revision','',0),(548,1,'2010-08-16 19:36:03','2010-08-16 19:36:03','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\">Credit Repair</a> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:36:03','2010-08-16 19:36:03','',27,'http://h4hconsulting.com/cms/548/27-revision-24/',0,'revision','',0),(550,1,'2010-08-16 19:37:46','2010-08-16 19:37:46','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"> Credit Repair</a></strong> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:37:46','2010-08-16 19:37:46','',27,'http://h4hconsulting.com/cms/550/27-revision-26/',0,'revision','',0),(551,1,'2010-08-16 19:38:21','2010-08-16 19:38:21','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"> Credit Repair</a></strong> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:38:21','2010-08-16 19:38:21','',27,'http://h4hconsulting.com/cms/551/27-revision-27/',0,'revision','',0),(552,1,'2010-08-16 19:35:47','2010-08-16 19:35:47','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignleft\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"419\" height=\"253\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\"></div>\r\n<div style=\"line-height: 1.8em;\"></div>\r\n<div style=\"line-height: 1.8em;\"></div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-16 19:35:47','2010-08-16 19:35:47','',5,'http://h4hconsulting.com/cms/552/5-revision-78/',0,'revision','',0),(553,1,'2010-08-16 19:39:15','2010-08-16 19:39:15','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"473\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"473\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"> Credit Repair</a></strong> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:39:15','2010-08-16 19:39:15','',27,'http://h4hconsulting.com/cms/553/27-revision-28/',0,'revision','',0),(554,1,'2010-08-16 14:59:48','2010-08-16 14:59:48','To request a password for the Foreclosure Defense Webinar, please complete the form below. You will be issued access immediately upon submission.','Request Password','','inherit','open','open','','285-revision-4','','','2010-08-16 14:59:48','2010-08-16 14:59:48','',285,'http://h4hconsulting.com/cms/554/285-revision-4/',0,'revision','',0),(555,1,'2010-08-16 16:56:32','2010-08-16 16:56:32','<div>\r\n\r\n[youtube]K3do75NZKvo[/youtube]\r\n\r\nNeed more information? Please use the form below to post additional questions.\r\n\r\n</div>','Do I need to be late on my payments in order to qualify?','','inherit','open','open','','314-revision-6','','','2010-08-16 16:56:32','2010-08-16 16:56:32','',314,'http://h4hconsulting.com/cms/555/314-revision-6/',0,'revision','',0),(556,1,'2010-08-16 20:08:10','2010-08-16 20:08:10','<div>\r\n\r\n[youtube]K3do75NZKvo[/youtube]\r\n\r\nNeed more information? Please use the form below to post additional questions.\r\n\r\n</div>','Do I need to be late on my payments in order to qualify?','','inherit','open','open','','314-revision-7','','','2010-08-16 20:08:10','2010-08-16 20:08:10','',314,'http://h4hconsulting.com/cms/556/314-revision-7/',0,'revision','',0),(557,1,'2010-08-12 15:57:59','2010-08-12 15:57:59','<div>\r\n\r\n[youtube]WWVcnfXlRdo[/youtube]\r\n\r\nNeed more information? Please use the form below to post additional questions.\r\n\r\n</div>','How does foreclosure or short sale affect my credit?','','inherit','open','open','','312-revision-8','','','2010-08-12 15:57:59','2010-08-12 15:57:59','',312,'http://h4hconsulting.com/cms/557/312-revision-8/',0,'revision','',0),(558,1,'2010-08-16 19:46:57','2010-08-16 19:46:57','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignleft\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"419\" height=\"253\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong></li>\r\n	<li></li>\r\n</ul>\r\n<ul>\r\n	<li>\r\n<div style=\"height: 0.8em; visibility: hidden;\">\r\n<ul>\r\n	<li><strong>.</strong></li>\r\n</ul>\r\n</div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-16 19:46:57','2010-08-16 19:46:57','',5,'http://h4hconsulting.com/cms/558/5-revision-79/',0,'revision','',0),(561,1,'2010-08-17 14:33:48','2010-08-17 14:33:48','To request a password for the Foreclosure Defense Webinar, please complete the form below. You will be issued access immediately upon submission.','Request Password','','inherit','open','open','','285-revision-6','','','2010-08-17 14:33:48','2010-08-17 14:33:48','',285,'http://h4hconsulting.com/cms/561/285-revision-6/',0,'revision','',0),(562,1,'2010-08-16 15:15:29','2010-08-16 15:15:29','<strong> </strong>\r\n\r\n<strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/06/scale.jpg\"><img class=\"alignleft size-medium wp-image-203\" title=\"scale\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/06/scale-268x300.jpg\" alt=\"\" width=\"268\" height=\"300\" /></a>What is a strategic default and why should it concern you?</strong>\r\n\r\nIn simple terms a strategic default is when a homeowner simply walks away from a home and its mortgage.  It sounds like a last resort, an act of desperation if refinancing or mortgage modification does not work out.\r\n\r\nStrategic default, also known as voluntary foreclosure is when the borrower decides to stop paying a mortgage even though they can still afford the payment. For many people who are upside down on their mortgage, the decision to strategically default is one that is difficult, but often times is the first step to financial freedom.\r\n\r\nThe Wall Street Journal’s Real Time Economics reported that:\r\n<ul>\r\n	<li>Homeowners start to default once their negative equity passes 10% of the home’s value. After that, they “walk away massively” after decreases of 15%. About 17% of households would choose voluntary foreclosure as a solution – even if they could pay the mortgage – when the equity shortfall hits 50% of the house’s value, they found.</li>\r\n	<li>Defaults continue to rise, nearly 1/3 are strategic defaults and this trend continues to move upward each month\r\n<ul>\r\n	<li>Ten million Americans owe more on their homes than what those homes are worth.  That number is expected to rise to 21 million by the end of this year.  If one fifth of those folks default on their loans, the banks and investors stand to lose as much as they did in the savings and loan crisis of the 1980’s and ‘90’s.  Plus taxpayers would be out more in bailout money, and credit would be trashed for years for borrowers who defaulted, but there is up side.</li>\r\n</ul>\r\n</li>\r\n</ul>\r\nIn this time of uncertainty in the market and economy, many homeowners have opted for this strategy.  If you are considering this, you are not alone. If you are going through it because you have no other options, or for other reasons our team at H4H Consulting <strong><em>will not judge</em></strong> your reason. We just want to <strong><em>help you find solutions and u</em></strong>se the law to <strong><em>your advantage.</em></strong>','Strategic Default ','','inherit','open','open','','197-revision-20','','','2010-08-16 15:15:29','2010-08-16 15:15:29','',197,'http://h4hconsulting.com/cms/562/197-revision-20/',0,'revision','',0),(563,1,'2010-08-16 19:56:32','2010-08-16 19:56:32','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"473\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"473\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"> Credit Repair</a></strong> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-16 19:56:32','2010-08-16 19:56:32','',27,'http://h4hconsulting.com/cms/563/27-revision-29/',0,'revision','',0),(564,1,'2010-08-16 15:01:26','2010-08-16 15:01:26','Do you think a Foreclosure Defense practice can’t be profitable? <strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again….</a></strong>\r\n\r\n* Six million families are more than two months behind with their payments.\r\n* 200,000 more families receive foreclosure notices each month.\r\n\r\nOf those, only 1% are being defended in FL\r\n\r\nWhat’s missing? Attorneys. Why?\r\n\r\n1. Homeowners assume attorneys are too expensive.\r\n2. Attorneys assume too much liability with little chance of success.\r\n\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; profit, liability, marketing &amp; success.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nHope4Homeowners Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.<a href=\"http://h4hconsulting.com/cms/attorneys/\"></a>','Attorneys & Foreclosure Defense ','','inherit','open','open','','380-revision-10','','','2010-08-16 15:01:26','2010-08-16 15:01:26','',380,'http://h4hconsulting.com/cms/564/380-revision-10/',0,'revision','',0),(565,1,'2010-08-16 20:11:20','2010-08-16 20:11:20','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignleft\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"419\" height=\"253\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\"></div>\r\n<div style=\"line-height: 1.8em;\"></div>\r\n<div style=\"line-height: 1.8em;\"></div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-16 20:11:20','2010-08-16 20:11:20','',5,'http://h4hconsulting.com/cms/565/5-revision-80/',0,'revision','',0),(567,1,'2010-08-17 14:56:24','2010-08-17 14:56:24','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"419\" height=\"253\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-17 14:56:24','2010-08-17 14:56:24','',5,'http://h4hconsulting.com/cms/567/5-revision-82/',0,'revision','',0),(568,1,'2010-08-17 14:57:30','2010-08-17 14:57:30','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignright\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"419\" height=\"253\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-17 14:57:30','2010-08-17 14:57:30','',5,'http://h4hconsulting.com/cms/568/5-revision-83/',0,'revision','',0),(569,1,'2010-08-17 14:58:26','2010-08-17 14:58:26','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"419\" height=\"253\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-17 14:58:26','2010-08-17 14:58:26','',5,'http://h4hconsulting.com/cms/569/5-revision-84/',0,'revision','',0),(570,1,'2010-08-17 14:59:20','2010-08-17 14:59:20','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"599\" height=\"361\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-17 14:59:20','2010-08-17 14:59:20','',5,'http://h4hconsulting.com/cms/570/5-revision-85/',0,'revision','',0),(571,1,'2010-08-12 14:50:07','2010-08-12 14:50:07','<strong><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\" target=\"_self\">Do you know what a Deficiency Judgment is and how it could harm you financially?</a> <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/06/strategic_default_image1.jpg\"><img class=\"alignright size-full wp-image-206\" title=\"strategic_default_image\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/06/strategic_default_image1.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>\r\n</strong>\r\n\r\nA<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"> <strong>deficiency judgment</strong></a> is an unsecured money judgment against a borrower whose mortgage foreclosure sale did not produce sufficient funds to pay the underlying promissory note, or loan, in full. The availability of a deficiency judgment depends on whether the lender has a recourse or nonrecourse loan, which is largely a matter of state law. In some jurisdictions, first mortgages are non-recourse loans, but second and subsequent ones are recourse loans.\r\n\r\nStates that follow the title theory of mortgages typically allow non-judicial foreclosure procedures, which are fast, but do not allow deficiency judgments. States that follow the lien theory of mortgages require judiciary foreclosure procedures, but allow deficiency judgments against the debtor.\r\n\r\nDeficiency judgments are court orders that make you personally liable for unpaid debt. They are often associated with foreclosures, when a home\'s selling price is not enough to cover the loan balance. Let\'s take a closer look at what deficiency judgments are and if you should expect one.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><strong>Deficiency Judgment Overview</strong></a>\r\n\r\nWhen you default on a loan and the lender repossesses your property, the value of the property may not pay off the loan. For example, you might owe $100,000 on your home, but it only sells for $80,000. You\'re $20,000 short.\r\n\r\nBecause the lender wants <em>all</em> of the money back, they may take further legal action against you. Legal action to collect the remaining amount is called a deficiency judgment.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><strong>Deficiency Judgments</strong></a>\r\n\r\nA deficiency is the difference between the fair market value of the property and the amount received, providing the amount received is less than the amount owed.\r\n\r\nWhether the bank can pursue a deficiency judgment after a foreclosure or short sale depends in part on whether the promissory note makes the seller personally liable for the debt. Some states allow for personal liability.\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<h1><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">Deficiency   Judgments in Florida</a></h1>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<table border=\"0\" cellspacing=\"1\" cellpadding=\"0\" width=\"109%\">\r\n<tbody>\r\n<tr>\r\n<td colspan=\"3\" width=\"99%\" valign=\"top\">\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>If your property is sold in a Florida judicial foreclosure and the sale     price is less than the actual amount owed, you will be responsible for     paying the deficiency. The lender can either forgive this deficient amount     or come after you to recover it.\r\n<h3><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">Can lenders get deficiency judgment     Florida?</a></h3>\r\nYes! The lender can obtain a judgment     against you to recover the deficiency. He has to file a separate     motion/lawsuit for a deficiency once the foreclosure sale is complete.     The court then holds a hearing to decide if a deficiency judgment can be     allowed against you. At the hearing, the lender has to prove that the     property value is indeed less than what you owe.\r\n\r\nAs a borrower, you have the right to oppose your lender\'s claim for     judgment. You will have to prove that the property is worth more than the     outstanding mortgage balance at the time of foreclosure. You can use an     appraisal or the tax assessed value of the property to support your claim.\r\n<h3><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">What happens after lenders get judgment?</a></h3>\r\nDeficiency judgment in Florida allows     lenders to come after your wages, levy your bank accounts and put liens on     your other properties. However, there are certain assets which are exempt     from judgments. They include IRA, 401k, other retirement accounts, social     security income, unemployment benefits, workers compensation, etc. Your     lender has the right to collect on that judgment for 20 years. The interest     will accrue every year till it is paid in full. Apart from this, the     judgment will show up on your credit report for 7 years and will affect     your credit scores adversely.\r\n<h3><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">Are your wages exempt from garnishment?</a></h3>\r\nIf you are the head of the family     and your net wages are less than $500 per week, you can protect your wages     from garnishment. But if you\'ve signed any document allowing the wage     garnishment, the lender can come after your wages. In case you are not the     head of the family, you can still protect a certain part of your wages.     Federal law limits the amount of money that can be garnished by your     lender. They can take only 25% of your net wages or the amount in excess of     30 times the federal minimum wage per week, whichever is less.\r\n<h3><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">Are homestead properties exempt from     deficiency judgment Florida?</a></h3>\r\nNo. Homestead properties are not     protected from judgments for mortgage liens. You can protect your home from     creditors of unsecured debts under homestead protection. But lenders who     have financed purchase, repair, improvement, etc. of your home, hold a lien     on your property. If you default on such secured loans, your home is not     protected from judgments.\r\n<h3><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">Does PMI help you cover the deficiency?</a></h3>\r\nNo. Private Mortgage Insurance (PMI)     cannot protect you from deficiency judgments. It is meant to protect a     lender against the losses from a mortgage default. A PMI is required if you     make a down payment of less than 20% on your loan.\r\n<h3><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">Is there a way to avoid deficiency     judgments?</a></h3>\r\nYes. If you can stop foreclosure, you can     avoid the judgment. In case you\'re having difficulty in making mortgage     payments and a foreclosure is imminent, you can look for various loss mitigation     options like loan modification, deed in lieu (DIL), etc. A loan     modification can reduce your mortgage payments and help you save the home.\r\n\r\nA deed in lieu does not help you retain the home. But it waives off the     lender\'s right to collect the deficiency. This helps you avoid a judgment.     However, you should not believe in verbal agreements. If the deficiency is     forgiven, ask your lender to give it in writing before you proceed with the     deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td width=\"0%\"></td>\r\n<td width=\"90%\">Many Florida real estate investors   are concerned about personal liability from mortgage foreclosure deficiency   judgments. Although they accept loss of equity, if any, in property which is   foreclosed by their mortgage lender, people are afraid of a deficiency   judgment. A deficiency judgment refers to a mortgage lender’s judgment   against the borrower for the difference between the outstanding balance of   the mortgage note, plus costs and attorneys fees, and the value of the   property foreclosed. The property value is determined on the date of the   foreclosure sale. Personal liability from mortgage debt is today a principal   reason for asset protection planning.\r\n\r\nIn judicial foreclosure states, a mortgage foreclosure does not automatically result in a   deficiency judgment. Just because you lose a property at foreclosure does not   mean you will remain personally liable for money owed to the lender. To   obtain a deficiency judgment against the borrower the foreclosure sale the   mortgage lender has to file a motion for a deficiency after the foreclosure   sale, and the court must hold a separate evidentiary hearing on the lender’s   request for deficiency liability. At the evidentiary hearing the mortgage   lender has to show the court evidence that the property’s value on the sale   date was less than the note balance. The borrower can get his own appraisal   or can use the government\'s tax assessed value as evidence of value. If the   property was worth more than the note balance on the sale date the court will not   give the mortgage lender a deficiency judgment against the borrower. The   borrower may present evidence of value in the form of a formal appraisal or   other less formal opinions of value such as the local government\'s tax   assessed value.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><strong>How has the economy affected judgments?</strong></a>\r\n\r\nDuring the recent real estate boom deficiency judgments were uncommon because   increasing real estate values brought home values above note balances of   defaulting mortgages. Additionally, lenders could take back \"upside   down\" properties and hold them until the rising market made them whole.   Deficiency liability is a problem in a declining market. Up to this point in   the real estate crash few mortgage service companies with conventional first   mortgages have been pursuing deficiency judgments, especially mortgages on   owner occupied homes. Many attorneys and other experts speculate that first   mortgage deficiency lawsuits will increase in the future as lenders resolve   foreclosure backlogs and as they sell their deficiency rights to third party   investors and collection firms. Florida law gives mortgage lenders five years   to pursue a mortgage deficiency claim.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><strong>What about Second Mortgages and Private Lenders?</strong></a>\r\n\r\nSecond   mortgage lenders and private lenders are more likely than first mortgage holders   to go after the borrowers by suing for default on the underlying promissory   note. There has been a significant increase in second mortgage lawsuits since   the beginning of 2009. Banks that made commercial loans to developers or   builders almost always file a lawsuit against the individual borrower to enforce   and collect upon the promissory note or personal guarantee of a business   loan.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><strong>What do I do if the file a Deficiency Judgment?</strong></a>\r\n\r\nIf a   mortgage lender pursues a deficiency judgment you should hire an attorney to   defend the deficiency. In many cases, an attorney can use procedural defenses   and substantive lending law to defeat a deficiency claim and the attorney can   negotiate an acceptable settlement for much less than the total deficiency   liability in most cases.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><strong>How do I avoid a Deficiency Judgment?</strong></a>\r\n\r\nOne way to avoid deficiency liability, or to modify your   mortgage to avoid foreclosure, is court ordered mediation with your mortgage   lender through a new mediation program in Chapter 13 bankruptcy cases. If you   file a Chapter 13 bankruptcy in the Orlando division the federal bankruptcy court   will very soon after filing issue an order requiring the lender to   participate in good faith mediation to discuss mortgage modification.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><strong>What about Income Taxes?</strong></a>\r\n\r\nAnother problem with mortgage foreclosure is possible income tax   consequences. The general rule is that when a lender forgives or cancels a   debt the borrower can incur income tax on the amount of debt forgiveness.   When you arrange a discount in your mortgage in order to sell your house (a   so-called \"short sale\") the mortgage lender will cancel part of   your mortgage debt and you will receive a tax form 1099 telling the IRS that   you have imputed income for the amount of debt reduction. You will also incur   income tax liability for a deed in lieu of foreclosure. The taxable income   will be the difference between the property value and the balance of the   mortgage loan on the date you surrender the property to the bank.\r\n\r\nA foreclosure may result in cancellation of debt income depending on whether   the bank pursues a deficiency judgment. If the mortgage lender gets a   deficiency judgment for the difference between the property value on   foreclosure sale date and the mortgage balance the lender is not forgiving   any part of the loan. If the bank chooses not to pursue a deficiency   judgment, or pursues the judgment unsuccessfully, the borrower may incur   income tax liability for debt forgiveness.\r\n\r\nIn   December, 2007, Congress acted to protect many debtors from income tax   liability associated with foreclosure avoidance. The Mortgage Forgiveness   Debt Relief Act of 2007 states that homeowners will not be subject to income   tax from release from mortgage liability if and to the extent the mortgage   proceeds were used to <strong>buy or </strong>improve<strong> </strong>their primary residence. There is   no income tax shelter from forgiveness of mortgage debts for investment   property, vacation homes, or mortgages used for businesses or to pay off   credit card balances. The protection expires in December, 2012. You should   speak with an attorney or CPA familiar with the new law to see if you qualify   for income tax protection.\r\n\r\nFor those borrowers who do not qualify for protection of the new Act there is   an insolvency exception to imputed income from the cancellation of mortgage   debt. If a borrower is financially insolvent when he surrenders the mortgaged   property to the lender voluntarily or through foreclosure there will be no   imputed income. A borrower who files bankruptcy is presumed to be insolvent,   so that a bankruptcy debtor cannot suffer imputed income tax liability   because the bankruptcy discharges personal liability under a mortgage note.   More information is available from IRS Publication 908 and IRS tax form 982.   Both forms can be found at irs.gov.\r\n\r\nThe tax law permits many real estate investors to offset   imputed debt forgiveness income with corresponding tax losses. For example,   if a lender forecloses on a parcel of income producing rental property the   taxpayer may be able to report an operating loss to offset all imputed income   from debt forgiveness in the same year that the mortgage lender issues the   Form 1099. When a foreclosed property was not income producing, but was held   solely for future appreciation (example: vacant land), the deduction from   ordinary income of capital losses in excess of capital gain may be limited to   $3,000 per year so that the total loss will have to be deducted over future   tax years. You should consult your CPA to determine the tax impact of a   mortgage foreclosure on your tax situation. The tax impact of foreclosure is   not a legal issue.</td>\r\n<td width=\"9%\"></td>\r\n</tr>\r\n<tr height=\"0\">\r\n<td width=\"2\"></td>\r\n<td width=\"736\"></td>\r\n<td width=\"79\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<strong>Author: Jessica Bennet</strong>\r\n\r\n<strong>Deficiency Judgments in California</strong>\r\n\r\nThe good news for California borrowers is all purchase-money loans on a one- to four-unit residential dwelling are exempt from deficiency judgments.\r\n\r\nHard-money loans in California -- loans taken out after the home was purchased through a refinance or second mortgage -- <strong>can</strong> be subject to a deficiency judgment under the following conditions:\r\n<ul>\r\n	<li>The lender forecloses under judicial proceedings <em>(California      Code Civil. Proc. § 726).</em></li>\r\n	<li>Most lenders foreclose through a trustee\'s sale;      however, which does <strong>not</strong> give the lender the right to pursue a      deficiency judgment, with one exception <em>(see second hard-money <strong>second</strong> mortgages below)</em>.</li>\r\n	<li>A three-month time limit applies to actions for      deficiency judgments under a judicial foreclosure.</li>\r\n	<li>If the second mortgage is hard money and the lender has      lost security for that loan through a foreclosure or short sale -- making      the security for the promissory note worth nothing -- the beneficiary of      that second mortgage <strong>can</strong> pursue a deficiency judgment <em>(Roseleaf      Corp. v. Chierighino, 59 Cal. 2d 35 (1963).</em></li>\r\n</ul>\r\n<strong>Negotiating Collection</strong>\r\n\r\nSome hard-money lenders sell the promissory note to an investor after a foreclosure for pennies on the dollar. Then, the investor will attempt to collect the debt.\r\n\r\nEven though a lender may have accepted, say, $1,000 for a $100,000 second mortgage through a short sale, the security for that hard-money second is released but the promissory note may not be. A short sale seller such as our reader might believe the ordeal is over, until one day he receives a phone call, asking for repayment.\r\n<ul>\r\n	<li>Realize that the lender most likely will negotiate for      a discounted payoff.</li>\r\n	<li>The lender may ask for a new promissory note to replace      the old promissory note. In that event, make sure the lender sends a      \"paid in full\" promissory note.</li>\r\n	<li>If the lender has already sold the note, the discount      may be greater.</li>\r\n	<li>Not all hard-money promissory notes must be paid in      cash. Some lenders will accept payments.</li>\r\n	<li>If the lender directs payments to another entity,      realize that the note may have been sold at less than its face value, and      that new lender may accept an even lower amount as payment in full.</li>\r\n	<li>After the note is paid in its entirety, ask the lender      to return the promissory note marked \"paid in full.\"</li>\r\n</ul>','Deficiency Judgment Definition','','inherit','open','open','','193-revision-24','','','2010-08-12 14:50:07','2010-08-12 14:50:07','',193,'http://h4hconsulting.com/cms/571/193-revision-24/',0,'revision','',0),(572,1,'2010-08-17 15:25:38','2010-08-17 15:25:38','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"599\" height=\"361\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Your Steps to Success\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536 \" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-17 15:25:38','2010-08-17 15:25:38','',5,'http://h4hconsulting.com/cms/572/5-revision-86/',0,'revision','',0),(573,1,'2010-08-19 15:35:31','2010-08-19 15:35:31','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"599\" height=\"361\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\"><strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong>[/caption]\r\n\r\n</strong></div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-19 15:35:31','2010-08-19 15:35:31','',5,'http://h4hconsulting.com/cms/573/5-revision-87/',0,'revision','',0),(575,1,'2010-08-19 15:49:27','2010-08-19 15:49:27','','pic box','','inherit','open','open','','pic-box','','','2010-08-19 15:49:27','2010-08-19 15:49:27','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/pic-box.png',0,'attachment','image/png',0),(578,1,'2010-08-19 16:09:27','2010-08-19 16:09:27','','<object type=\"application/x-shockwave-flash\" data = \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" height = \"350\" width = \"300\"><param name=\"movie\" value= \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" /><param name=\"wmode\" value=\"transparent\" /><param name=\"allowNetworking\" value=\"all\" /><param name=\"allowScriptAccess\" value=\"always\" /></object>','','inherit','open','open','','576-revision-2','','','2010-08-19 16:09:27','2010-08-19 16:09:27','',576,'http://h4hconsulting.com/cms/578/576-revision-2/',0,'revision','',0),(579,1,'2010-08-19 16:10:37','2010-08-19 16:10:37','Listen to Hope for Homeowners Chris Sommer on 970 WFLA Tampa Bay','<object type=\"application/x-shockwave-flash\" data = \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" height = \"350\" width = \"300\"><param name=\"movie\" value= \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" /><param name=\"wmode\" value=\"transparent\" /><param name=\"allowNetworking\" value=\"all\" /><param name=\"allowScriptAccess\" value=\"always\" /></object>','','inherit','open','open','','576-revision-3','','','2010-08-19 16:10:37','2010-08-19 16:10:37','',576,'http://h4hconsulting.com/cms/579/576-revision-3/',0,'revision','',0),(580,1,'2010-08-19 16:11:22','2010-08-19 16:11:22','Listen to Hope for Homeowners Chris Sommer on 970 WFLA Tampa Bay dated 6-20-2010!','<object type=\"application/x-shockwave-flash\" data = \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" height = \"350\" width = \"300\"><param name=\"movie\" value= \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" /><param name=\"wmode\" value=\"transparent\" /><param name=\"allowNetworking\" value=\"all\" /><param name=\"allowScriptAccess\" value=\"always\" /></object>','','inherit','open','open','','576-revision-4','','','2010-08-19 16:11:22','2010-08-19 16:11:22','',576,'http://h4hconsulting.com/cms/580/576-revision-4/',0,'revision','',0),(581,1,'2010-09-02 18:18:28','2010-09-02 18:18:28','<a title=\"970 WFLA Hope for Homeowners\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Listen to Hope for Homeowners Chris Sommer on 970 WFLA Tampa Bay dated 6-20-2010!</a>','Hope for Homeowners on 970 WFLA','','inherit','open','open','','576-autosave','','','2010-09-02 18:18:28','2010-09-02 18:18:28','',576,'http://h4hconsulting.com/cms/581/576-autosave/',0,'revision','',0),(583,1,'2010-08-19 19:39:31','2010-08-19 19:39:31','<a href=\"http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html\">http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html</a>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-revision','','','2010-08-19 19:39:31','2010-08-19 19:39:31','',582,'http://h4hconsulting.com/cms/583/582-revision/',0,'revision','',0),(584,1,'2010-08-19 19:39:49','2010-08-19 19:39:49','This does not look good!\r\n\r\n<a href=\"http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html\">http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html</a>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-revision-2','','','2010-08-19 19:39:49','2010-08-19 19:39:49','',582,'http://h4hconsulting.com/cms/584/582-revision-2/',0,'revision','',0),(585,1,'2010-08-19 19:50:34','2010-08-19 19:50:34','Read the latest on the housing industry-\r\n\r\n<a href=\"http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html\">http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html</a>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-revision-3','','','2010-08-19 19:50:34','2010-08-19 19:50:34','',582,'http://h4hconsulting.com/cms/585/582-revision-3/',0,'revision','',0),(586,1,'2010-08-19 19:50:59','2010-08-19 19:50:59','Read the latest on the housing industry-\r\n\r\n<a href=\"http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html\">http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html</a>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-revision-4','','','2010-08-19 19:50:59','2010-08-19 19:50:59','',582,'http://h4hconsulting.com/cms/586/582-revision-4/',0,'revision','',0),(587,1,'2010-08-20 15:08:24','2010-08-20 15:08:24','The housing market has usually led the U.S. economy into and out of recessions. It certainly led  us into the latest slump.\n\nThe same can’t be said of the recovery. If anything, housing today is stifling economic expansion.\n\nRebounds in housing have typically been driven by declines in mortgage rates. Not this time. <a title=\"Get Quote\" href=\"http://www.bloomberg.com/apps/quote?ticker=NMCMFUS:IND\">Rates</a> on a 30-year mortgage have dropped to about 4.5 percent -- the lowest since the early 1950s -- with little effect. Tax credits and other programs to encourage buyers have provided only a modest, temporary boost.\n\n<strong><a title=\"Your House Might Be Underwater for Years\" href=\"http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html\" target=\"_blank\">Read more...</a></strong>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-autosave','','','2010-08-20 15:08:24','2010-08-20 15:08:24','',582,'http://h4hconsulting.com/cms/587/582-autosave/',0,'revision','',0),(589,1,'2010-08-19 19:51:05','2010-08-19 19:51:05','Read the latest on the housing industry-\r\n\r\n<a href=\"http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html\">http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html</a>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-revision-5','','','2010-08-19 19:51:05','2010-08-19 19:51:05','',582,'http://h4hconsulting.com/cms/589/582-revision-5/',0,'revision','',0),(590,1,'2010-08-20 14:46:20','2010-08-20 14:46:20','Read the latest on the housing industry-\r\n\r\n<a title=\"Your House Might Be Underwater For Years\" href=\"http://your-house-might-be-underwater-for-years-michael-carliner\" target=\"_self\">http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html</a>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-revision-6','','','2010-08-20 14:46:20','2010-08-20 14:46:20','',582,'http://h4hconsulting.com/cms/590/582-revision-6/',0,'revision','',0),(591,1,'2010-08-20 15:01:49','2010-08-20 15:01:49','The housing market has usually led the U.S. economy into and out of recessions. It certainly led  us into the latest slump.\r\n\r\nThe same can’t be said of the recovery. If anything, housing today is stifling economic expansion.\r\n\r\nRebounds in housing have typically been driven by declines in mortgage rates. Not this time. <a title=\"Get Quote\" href=\"http://www.bloomberg.com/apps/quote?ticker=NMCMFUS:IND\">Rates</a> on a 30-year mortgage have dropped to about 4.5 percent -- the lowest since the early 1950s -- with little effect. Tax credits and other programs to encourage buyers have provided only a modest, temporary boost.\r\n\r\n<a title=\"Your House Might Be Underwater for Years\" href=\"http://www.bloomberg.com/news/2010-08-16/your-house-might-be-underwater-for-years-commentary-by-michael-carliner.html\" target=\"_blank\">Read more...</a>','Your House Might Be Underwater for Years: Michael Carliner','','inherit','open','open','','582-revision-7','','','2010-08-20 15:01:49','2010-08-20 15:01:49','',582,'http://h4hconsulting.com/cms/591/582-revision-7/',0,'revision','',0),(592,1,'2010-08-20 15:24:14','2010-08-20 15:24:14','See the housing industry\'s boom and bust this decade  and a forecast of the possible course of its recovery the next three years...\r\n\r\nNot sure we agree-do you?\r\n\r\n<a title=\"Tracking the Housing Markets Rise, Fall and Rebound\" href=\"http://www.usatoday.com/money/economy/housing/2009-12-11-housing-market-charts_N.htm\" target=\"_self\">See full article...</a>','Tracking the U.S. housing market\'s rise, fall and rebound','','publish','open','open','','tracking-the-u-s-housing-markets-rise-fall-and-rebound','','','2010-08-20 15:24:23','2010-08-20 15:24:23','',0,'http://h4hconsulting.com/cms/?p=592',0,'post','',0),(593,1,'2010-08-20 15:20:48','2010-08-20 15:20:48','These five charts show the housing industry\'s boom and bust this decade  and forecast the possible course of its recovery the next three years,  as reflected in home sales, home prices, housing starts, the supply of  homes available for sale and mortgage defaults.\n\nSee full article...','Tracking the U.S. housing market\'s rise, fall and rebound','','inherit','open','open','','592-revision','','','2010-08-20 15:20:48','2010-08-20 15:20:48','',592,'http://h4hconsulting.com/cms/593/592-revision/',0,'revision','',0),(595,1,'2010-08-20 15:22:48','2010-08-20 15:22:48','These five charts show the housing industry\'s boom and bust this decade  and forecast the possible course of its recovery the next three years...\n\n<a title=\"Tracking the Housing Markets Rise, Fall and Rebound\" href=\"http://www.usatoday.com/money/economy/housing/2009-12-11-housing-market-charts_N.htm\" target=\"_self\">See full article...</a>','Tracking the U.S. housing market\'s rise, fall and rebound','','inherit','open','open','','592-revision-3','','','2010-08-20 15:22:48','2010-08-20 15:22:48','',592,'http://h4hconsulting.com/cms/595/592-revision-3/',0,'revision','',0),(594,1,'2010-08-20 15:22:00','2010-08-20 15:22:00','These five charts show the housing industry\'s boom and bust this decade  and forecast the possible course of its recovery the next three years,  as reflected in home sales, home prices, housing starts, the supply of  homes available for sale and mortgage defaults.\r\n\r\n<a title=\"Tracking the Housing Markets Rise, Fall and Rebound\" href=\"http://www.usatoday.com/money/economy/housing/2009-12-11-housing-market-charts_N.htm\" target=\"_self\">See full article...</a>','Tracking the U.S. housing market\'s rise, fall and rebound','','inherit','open','open','','592-revision-2','','','2010-08-20 15:22:00','2010-08-20 15:22:00','',592,'http://h4hconsulting.com/cms/594/592-revision-2/',0,'revision','',0),(596,1,'2010-08-20 15:23:36','2010-08-20 15:23:36','See the housing industry\'s boom and bust this decade  and a forecast of the possible course of its recovery the next three years...\r\n\r\nNot sure we agree...\r\n\r\n<a title=\"Tracking the Housing Markets Rise, Fall and Rebound\" href=\"http://www.usatoday.com/money/economy/housing/2009-12-11-housing-market-charts_N.htm\" target=\"_self\">See full article...</a>','Tracking the U.S. housing market\'s rise, fall and rebound','','inherit','open','open','','592-revision-4','','','2010-08-20 15:23:36','2010-08-20 15:23:36','',592,'http://h4hconsulting.com/cms/596/592-revision-4/',0,'revision','',0),(597,1,'2010-08-20 15:23:51','2010-08-20 15:23:51','See the housing industry\'s boom and bust this decade  and a forecast of the possible course of its recovery the next three years...\r\n\r\nNot sure we agree-do you?\r\n\r\n<a title=\"Tracking the Housing Markets Rise, Fall and Rebound\" href=\"http://www.usatoday.com/money/economy/housing/2009-12-11-housing-market-charts_N.htm\" target=\"_self\">See full article...</a>','Tracking the U.S. housing market\'s rise, fall and rebound','','inherit','open','open','','592-revision-5','','','2010-08-20 15:23:51','2010-08-20 15:23:51','',592,'http://h4hconsulting.com/cms/597/592-revision-5/',0,'revision','',0),(598,1,'2010-08-20 15:24:14','2010-08-20 15:24:14','See the housing industry\'s boom and bust this decade  and a forecast of the possible course of its recovery the next three years...\r\n\r\nNot sure we agree-do you?\r\n\r\n<a title=\"Tracking the Housing Markets Rise, Fall and Rebound\" href=\"http://www.usatoday.com/money/economy/housing/2009-12-11-housing-market-charts_N.htm\" target=\"_self\">See full article...</a>','Tracking the U.S. housing market\'s rise, fall and rebound','','inherit','open','open','','592-revision-6','','','2010-08-20 15:24:14','2010-08-20 15:24:14','',592,'http://h4hconsulting.com/cms/598/592-revision-6/',0,'revision','',0),(641,1,'2010-09-02 18:28:20','2010-09-02 18:28:20','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>\r\n','In the news...','','publish','open','open','','in-the-news','','','2014-12-24 11:09:33','2014-12-24 16:09:33','',2,'http://h4hconsulting.com/cms/',5,'page','',0),(1356,5,'2014-12-24 11:09:33','2014-12-24 16:09:33','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>\r\n','In the news...','','inherit','open','open','','641-revision-v1','','','2014-12-24 11:09:33','2014-12-24 16:09:33','',641,'http://h4hconsulting.com/cms/1356/641-revision-v1/',0,'revision','',0),(601,1,'2010-08-23 18:50:33','2010-08-23 18:50:33','NEW YORK (CNNMoney.com) -- The president\'s signature foreclosure rescue  plan is losing its punch, according to a federal report released Friday.\r\n\r\n<a title=\"Foreclosure prevention program losing its punch\" href=\"http://money.cnn.com/2010/08/20/news/economy/foreclosure_prevention_HAMP/index.htm\" target=\"_blank\">Read more....</a>','Foreclosure prevention program losing its punch','','publish','open','open','','foreclosure-prevention-program-losing-its-punch','','','2010-08-23 18:50:42','2010-08-23 18:50:42','',0,'http://h4hconsulting.com/cms/?p=601',0,'post','',0),(602,1,'2010-08-23 18:49:27','2010-08-23 18:49:27','NEW YORK (CNNMoney.com) -- The president\'s signature foreclosure rescue  plan is losing its punch, according to a federal report released Friday.\n\nRead more....','Foreclosure prevention program losing its punch','','inherit','open','open','','601-revision','','','2010-08-23 18:49:27','2010-08-23 18:49:27','',601,'http://h4hconsulting.com/cms/602/601-revision/',0,'revision','',0),(603,1,'2010-08-23 18:50:18','2010-08-23 18:50:18','NEW YORK (CNNMoney.com) -- The president\'s signature foreclosure rescue  plan is losing its punch, according to a federal report released Friday.\r\n\r\n<a title=\"Foreclosure prevention program losing its punch\" href=\"http://money.cnn.com/2010/08/20/news/economy/foreclosure_prevention_HAMP/index.htm\" target=\"_blank\">Read more....</a>','Foreclosure prevention program losing its punch','','inherit','open','open','','601-revision-2','','','2010-08-23 18:50:18','2010-08-23 18:50:18','',601,'http://h4hconsulting.com/cms/603/601-revision-2/',0,'revision','',0),(604,1,'2010-08-23 18:50:33','2010-08-23 18:50:33','NEW YORK (CNNMoney.com) -- The president\'s signature foreclosure rescue  plan is losing its punch, according to a federal report released Friday.\r\n\r\n<a title=\"Foreclosure prevention program losing its punch\" href=\"http://money.cnn.com/2010/08/20/news/economy/foreclosure_prevention_HAMP/index.htm\" target=\"_blank\">Read more....</a>','Foreclosure prevention program losing its punch','','inherit','open','open','','601-revision-3','','','2010-08-23 18:50:33','2010-08-23 18:50:33','',601,'http://h4hconsulting.com/cms/604/601-revision-3/',0,'revision','',0),(605,1,'2010-08-23 18:50:35','2010-08-23 18:50:35','NEW YORK (CNNMoney.com) -- The president\'s signature foreclosure rescue  plan is losing its punch, according to a federal report released Friday.\r\n\r\n<a title=\"Foreclosure prevention program losing its punch\" href=\"http://money.cnn.com/2010/08/20/news/economy/foreclosure_prevention_HAMP/index.htm\" target=\"_blank\">Read more....</a>','Foreclosure prevention program losing its punch','','inherit','open','open','','601-revision-4','','','2010-08-23 18:50:35','2010-08-23 18:50:35','',601,'http://h4hconsulting.com/cms/605/601-revision-4/',0,'revision','',0),(606,1,'2010-08-24 15:36:58','2010-08-24 15:36:58','<h2>Can we say I told you so??</h2>\r\n<h2><a href=\"http://www.publicintegrity.org/articles/entry/2305/\">Fannie Mae executives bungled their stewardship of the federal  government’s massive foreclosure-prevention campaign, creating a  bureaucratic muddle characterized by “mismanagement and gross waste of  public funds,” according to a </a><a title=\"whistleblower lawsuit\" href=\"http://www.documentcloud.org/documents/6920-herron-lawsuit-against-fannie-mae.html\" target=\"new\">whistleblower lawsuit</a> by a former Fannie Mae executive and consultant.</h2>\r\nRead the article...','Whistleblower: Fannie Mae Bungled HAMP Anti-Foreclosure Program','','publish','open','open','','whistleblower-fannie-mae-bungled-hamp-anti-foreclosure-program','','','2010-08-24 15:37:05','2010-08-24 15:37:05','',0,'http://h4hconsulting.com/cms/?p=606',0,'post','',0),(607,1,'2010-08-24 15:30:46','2010-08-24 15:30:46','<h2><a href=\"http://www.publicintegrity.org/articles/entry/2305/\">Fannie Mae executives bungled their stewardship of the federal  government’s massive foreclosure-prevention campaign, creating a  bureaucratic muddle characterized by “mismanagement and gross waste of  public funds,” according to a </a><a title=\"whistleblower lawsuit\" href=\"http://www.documentcloud.org/documents/6920-herron-lawsuit-against-fannie-mae.html\" target=\"new\">whistleblower lawsuit</a> by a former Fannie Mae executive and consultant.</h2>','Whistleblower: Fannie Mae Bungled HAMP Anti-Foreclosure Program','','inherit','open','open','','606-revision','','','2010-08-24 15:30:46','2010-08-24 15:30:46','',606,'http://h4hconsulting.com/cms/607/606-revision/',0,'revision','',0),(608,1,'2010-08-24 15:36:46','2010-08-24 15:36:46','<h2>Can we say I told you so??</h2>\n<h2><a href=\"http://www.publicintegrity.org/articles/entry/2305/\">Fannie Mae executives bungled their stewardship of the federal  government’s massive foreclosure-prevention campaign, creating a  bureaucratic muddle characterized by “mismanagement and gross waste of  public funds,” according to a </a><a title=\"whistleblower lawsuit\" href=\"http://www.documentcloud.org/documents/6920-herron-lawsuit-against-fannie-mae.html\" target=\"new\">whistleblower lawsuit</a> by a former Fannie Mae executive and consultant.</h2>\nRead the article...','Whistleblower: Fannie Mae Bungled HAMP Anti-Foreclosure Program','','inherit','open','open','','606-revision-2','','','2010-08-24 15:36:46','2010-08-24 15:36:46','',606,'http://h4hconsulting.com/cms/608/606-revision-2/',0,'revision','',0),(609,1,'2010-08-24 15:36:58','2010-08-24 15:36:58','<h2>Can we say I told you so??</h2>\r\n<h2><a href=\"http://www.publicintegrity.org/articles/entry/2305/\">Fannie Mae executives bungled their stewardship of the federal  government’s massive foreclosure-prevention campaign, creating a  bureaucratic muddle characterized by “mismanagement and gross waste of  public funds,” according to a </a><a title=\"whistleblower lawsuit\" href=\"http://www.documentcloud.org/documents/6920-herron-lawsuit-against-fannie-mae.html\" target=\"new\">whistleblower lawsuit</a> by a former Fannie Mae executive and consultant.</h2>\r\nRead the article...','Whistleblower: Fannie Mae Bungled HAMP Anti-Foreclosure Program','','inherit','open','open','','606-revision-3','','','2010-08-24 15:36:58','2010-08-24 15:36:58','',606,'http://h4hconsulting.com/cms/609/606-revision-3/',0,'revision','',0),(574,1,'2010-08-19 15:35:49','2010-08-19 15:35:49','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"599\" height=\"361\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\"><strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-19 15:35:49','2010-08-19 15:35:49','',5,'http://h4hconsulting.com/cms/574/5-revision-88/',0,'revision','',0),(610,1,'2010-08-24 15:38:09','2010-08-24 15:38:09','<h2>Can we say I told you so??</h2>\n<h2><a href=\"http://www.publicintegrity.org/articles/entry/2305/\">Fannie Mae executives bungled their stewardship of the federal  government’s massive foreclosure-prevention campaign, creating a  bureaucratic muddle characterized by “mismanagement and gross waste of  public funds,” according to a </a><a title=\"whistleblower lawsuit\" href=\"http://www.documentcloud.org/documents/6920-herron-lawsuit-against-fannie-mae.html\" target=\"new\">whistleblower lawsuit</a> by a former Fannie Mae executive and consultant.</h2>\nRead the article...','Whistleblower: Fannie Mae Bungled HAMP Anti-Foreclosure Program','','inherit','open','open','','606-autosave','','','2010-08-24 15:38:09','2010-08-24 15:38:09','',606,'http://h4hconsulting.com/cms/610/606-autosave/',0,'revision','',0),(614,1,'2010-08-26 18:32:51','2010-08-26 18:32:51','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nWith the three \'Homeowner Rescue\' package options you will be provided with  all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your road map to solving your specific challenges! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime!\r\n\r\n<a title=\"Order Online Today!\" href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\" target=\"_blank\"><strong>Order online Today!</strong></a>\r\n<div style=\"height: 1em; visibility: hidden;\">.</div>','Homeowners','','inherit','open','open','','48-revision-20','','','2010-08-26 18:32:51','2010-08-26 18:32:51','',48,'http://h4hconsulting.com/cms/614/48-revision-20/',0,'revision','',0),(725,1,'2010-10-20 15:22:05','2010-10-20 15:22:05','Not sure I believe their definition of \"accurate\" is accurate!\r\n\r\n\"As was the case for our judicial state review, our initial  assessment findings show the basis for our foreclosure decisions is  accurate,\" Frahm said.\r\n\r\n<a href=\"http://www.housingwire.com/2010/10/18/bofa-to-resume-foreclosures-in-23-states-oct-25\" target=\"_blank\">For the rest of the article click here</a>.','Bank of America to resume foreclosures...','','inherit','open','open','','722-revision-3','','','2010-10-20 15:22:05','2010-10-20 15:22:05','',722,'http://h4hconsulting.com/cms/725/722-revision-3/',0,'revision','',0),(724,1,'2010-10-20 15:21:42','2010-10-20 15:21:42','<a href=\"http://www.housingwire.com/2010/10/18/bofa-to-resume-foreclosures-in-23-states-oct-25\" target=\"_blank\">Not sure I believe their definition of \"accurate\" is accurate! </a>\n\n\"As was the case for our judicial state review, our initial  assessment findings show the basis for our foreclosure decisions is  accurate,\" Frahm said.\n\n<a href=\"http://www.housingwire.com/2010/10/18/bofa-to-resume-foreclosures-in-23-states-oct-25\" target=\"_blank\">For the rest of the article click here</a>','Bank of America to resume foreclosures...','','inherit','open','open','','722-revision-2','','','2010-10-20 15:21:42','2010-10-20 15:21:42','',722,'http://h4hconsulting.com/cms/724/722-revision-2/',0,'revision','',0),(726,1,'2010-10-21 17:17:28','2010-10-21 17:17:28','Not sure I believe their definition of \"accurate\" is accurate!\n\n\"As was the case for our judicial state review, our initial  assessment findings show the basis for our foreclosure decisions is  accurate,\" Frahm said.\n\n<a href=\"http://www.housingwire.com/2010/10/18/bofa-to-resume-foreclosures-in-23-states-oct-25\" target=\"_blank\">For the rest of the article click here</a>.','Bank of America to resume foreclosures...','','inherit','open','open','','722-autosave','','','2010-10-21 17:17:28','2010-10-21 17:17:28','',722,'http://h4hconsulting.com/cms/726/722-autosave/',0,'revision','',0),(727,1,'2010-10-22 20:26:27','2010-10-22 20:26:27','Join us October 28th at 6:30 pm as legal foreclosure expert Michael Owen of Christmas &amp; Spano, P.A. answers your questions. <a href=\"http://myemail.constantcontact.com/Join-our-webinar-with-legal-Foreclosure-expert-Michael-Owen.html?soid=1103244704387&amp;aid=a_3flX3zzWA#fblike\" target=\"_blank\">Click here for more information.</a>','Get your foreclosure questions answered by our legal expert!','','publish','open','open','','get-your-foreclosure-questions-answered-by-our-legal-expert','','','2010-10-22 20:26:27','2010-10-22 20:26:27','',0,'http://h4hconsulting.com/cms/?p=727',0,'post','',0),(728,1,'2010-10-22 20:25:42','2010-10-22 20:25:42','Join us on October 28th at 6:30 pm as legal foreclosure expert Michael Owen of ChrisClick here for more information.','Get your foreclosure questions answered by our legal expert!','','inherit','open','open','','727-revision','','','2010-10-22 20:25:42','2010-10-22 20:25:42','',727,'http://h4hconsulting.com/cms/728/727-revision/',0,'revision','',0),(741,1,'2010-11-03 16:41:29','2010-11-03 16:41:29','Tobin had been handling up to 200 cases a day in which delinquent  borrowers weren\'t contesting mortgage servicers\' motions seeking court  approval to repossess their homes. Now, it\'s about 50 a day. For the full article<a href=\"http://www.usatoday.com/money/economy/housing/2010-11-02-Foreclosures02_CV_N.htm?csp=usat.me\" target=\"_blank\"> click here</a>','Will they foreclose? or not?','','publish','open','open','','will-they-foreclose-or-not','','','2010-11-03 16:41:29','2010-11-03 16:41:29','',0,'http://h4hconsulting.com/cms/?p=741',0,'post','',0),(731,1,'2010-09-10 19:26:18','2010-09-10 19:26:18','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar.png\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\"><strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-09-10 19:26:18','2010-09-10 19:26:18','',5,'http://h4hconsulting.com/cms/731/5-revision-91/',0,'revision','',0),(732,1,'2010-08-26 18:34:14','2010-08-26 18:34:14','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nWith the three \'Homeowner Rescue\' package options that we have put together, you will be provided with  all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your road map to solving your specific challenges! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime!\r\n\r\n<a title=\"Order Online Today!\" href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\" target=\"_blank\"><strong>Order online Today!</strong></a>\r\n<div style=\"height: 1em; visibility: hidden;\">.</div>','Homeowners','','inherit','open','open','','48-revision-21','','','2010-08-26 18:34:14','2010-08-26 18:34:14','',48,'http://h4hconsulting.com/cms/732/48-revision-21/',0,'revision','',0),(737,1,'2010-08-12 14:44:05','2010-08-12 14:44:05','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.','Financial Statement','','inherit','open','open','','137-revision-10','','','2010-08-12 14:44:05','2010-08-12 14:44:05','',137,'http://h4hconsulting.com/cms/737/137-revision-10/',0,'revision','',0),(738,1,'2010-10-28 23:04:12','2010-10-28 23:04:12','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.\r\n<h2><em>Please note you cannot save data in this form. </em></h2>','Financial Statement','','inherit','open','open','','137-revision-11','','','2010-10-28 23:04:12','2010-10-28 23:04:12','',137,'http://h4hconsulting.com/cms/738/137-revision-11/',0,'revision','',0),(739,1,'2010-10-28 23:04:53','2010-10-28 23:04:53','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.\r\n<h1><span style=\"color: #ff0000;\"><em>Please note you cannot save data in this form. </em></span></h1>','Financial Statement','','inherit','open','open','','137-revision-12','','','2010-10-28 23:04:53','2010-10-28 23:04:53','',137,'http://h4hconsulting.com/cms/739/137-revision-12/',0,'revision','',0),(740,1,'2010-10-28 23:05:18','2010-10-28 23:05:18','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.\r\n<h1 style=\"text-align: center;\"><span style=\"color: #ff0000;\"><em>Please note you cannot save data in this form. </em></span></h1>','Financial Statement','','inherit','open','open','','137-revision-13','','','2010-10-28 23:05:18','2010-10-28 23:05:18','',137,'http://h4hconsulting.com/cms/740/137-revision-13/',0,'revision','',0),(708,1,'2010-09-27 18:51:44','2010-09-27 18:51:44','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer  of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services,  LLC as they discuss cancellation of debt for investment properties and  primary residences.\r\n<strong>Start Time: </strong>07:00 PM\r\n<strong>Date: </strong>2010-10-07\r\n<strong>End Time: </strong>07:30 PM','Live Web Chat on Eliminating your tax debt','','inherit','open','open','','705-autosave','','','2010-09-27 18:51:44','2010-09-27 18:51:44','',705,'http://h4hconsulting.com/cms/708/705-autosave/',0,'revision','',0),(709,1,'2010-09-29 17:04:16','2010-09-29 17:04:16','<a href=\"http://www.usatoday.com/money/economy/housing/2010-09-27-mortgages27_ST_N.htm?csp=usat.me\">Paperwork mistakes that led one of the nation\'s largest mortgage  servicers to halt foreclosure evictions in 23 states last week have  happened elsewhere and affect tens of thousands of foreclosures, say  lawyers for homeowners......Read More</a>','Mistakes widespread on foreclosures, lawyers say','','publish','open','open','','mistakes-widespread-on-foreclosures-lawyers-say','','','2010-09-29 17:08:10','2010-09-29 17:08:10','',0,'http://h4hconsulting.com/cms/?p=709',0,'post','',0),(710,1,'2010-09-29 17:03:38','2010-09-29 17:03:38','','Mistakes widespread on foreclosures, lawyers say','','inherit','open','open','','709-revision','','','2010-09-29 17:03:38','2010-09-29 17:03:38','',709,'http://h4hconsulting.com/cms/710/709-revision/',0,'revision','',0),(711,1,'2010-09-29 17:04:16','2010-09-29 17:04:16','<a href=\"http://www.usatoday.com/money/economy/housing/2010-09-27-mortgages27_ST_N.htm?csp=usat.me\">Paperwork mistakes that led one of the nation\'s largest mortgage  servicers to halt foreclosure evictions in 23 states last week have  happened elsewhere and affect tens of thousands of foreclosures, say  lawyers for homeowners.</a>','Mistakes widespread on foreclosures, lawyers say','','inherit','open','open','','709-revision-2','','','2010-09-29 17:04:16','2010-09-29 17:04:16','',709,'http://h4hconsulting.com/cms/711/709-revision-2/',0,'revision','',0),(712,1,'2010-09-29 17:06:02','2010-09-29 17:06:02','<a href=\"http://www.usatoday.com/money/economy/housing/2010-09-27-mortgages27_ST_N.htm?csp=usat.me\">Paperwork mistakes that led one of the nation\'s largest mortgage  servicers to halt foreclosure evictions in 23 states last week have  happened elsewhere and </a><a href=\"http://www.usatoday.com/money/economy/housing/2010-09-27-mortgages27_ST_N.htm?csp=usat.me\">affect tens of thousands of foreclosures, say  lawyers for homeowners......Read More</a>','Mistakes widespread on foreclosures, lawyers say','','inherit','open','open','','709-revision-3','','','2010-09-29 17:06:02','2010-09-29 17:06:02','',709,'http://h4hconsulting.com/cms/712/709-revision-3/',0,'revision','',0),(713,1,'2010-09-29 17:06:21','2010-09-29 17:06:21','<a href=\"http://www.usatoday.com/money/economy/housing/2010-09-27-mortgages27_ST_N.htm?csp=usat.me\">Paperwork mistakes that led one of the nation\'s largest mortgage  servicers to halt foreclosure evictions in 23 states last week have  happened elsewhere and </a><a href=\"http://www.usatoday.com/money/economy/housing/2010-09-27-mortgages27_ST_N.htm?csp=usat.me\">affect tens of thousands of foreclosures, say  lawyers for homeowners......Read More</a>','Mistakes widespread on foreclosures, lawyers say','','inherit','open','open','','709-revision-4','','','2010-09-29 17:06:21','2010-09-29 17:06:21','',709,'http://h4hconsulting.com/cms/713/709-revision-4/',0,'revision','',0),(716,1,'2010-10-12 20:28:33','2010-10-12 20:28:33','WASHINGTON - Bank of America today halted foreclosures on homes  across the country so it could review paperwork in tens of thousands of  cases for flaws, expanding a crisis at a perilous time for the housing  market.\n\nThe move came as PNC Financial Services became the fourth major bank  to announce that it would stop foreclosures in at least some states. It  added to growing concerns that mortgage lenders have been evicting  homeowners despite flawed court papers.\n\n<a title=\"Foreclosures halted\" href=\"http://www2.tbo.com/content/2010/oct/08/081818/bank-of-america-halts-foreclosure-sales-in-50-stat/\" target=\"_blank\">Read the full story here...</a>','','','inherit','open','open','','715-revision','','','2010-10-12 20:28:33','2010-10-12 20:28:33','',715,'http://h4hconsulting.com/cms/716/715-revision/',0,'revision','',0),(717,1,'2010-10-12 20:29:33','2010-10-12 20:29:33','Are you one of the halted cases? We can help!\n\nWASHINGTON - Bank of America today halted foreclosures on homes  across the country so it could review paperwork in tens of thousands of  cases for flaws, expanding a crisis at a perilous time for the housing  market.\n\nThe move came as PNC Financial Services became the fourth major bank  to announce that it would stop foreclosures in at least some states. It  added to growing concerns that mortgage lenders have been evicting  homeowners despite flawed court papers.\n\n<a title=\"Foreclosures halted\" href=\"http://www2.tbo.com/content/2010/oct/08/081818/bank-of-america-halts-foreclosure-sales-in-50-stat/\" target=\"_blank\">Read the full story here...</a>','Bank of America halts foreclosure sales in 50 states','','inherit','open','open','','715-revision-2','','','2010-10-12 20:29:33','2010-10-12 20:29:33','',715,'http://h4hconsulting.com/cms/717/715-revision-2/',0,'revision','',0),(719,1,'2010-10-20 15:08:37','2010-10-20 15:08:37','To see the video <a href=\"http://myemail.constantcontact.com/Get-your-questions-answered-by-an-attorney-and-housing-expert.html?soid=1103244704387&amp;aid=sNon-4NkIlg\" target=\"_blank\">click here!</a>','Get your questions answered by a foreclosure attorney and housing expert!','','publish','open','open','','get-your-questions-answered-by-a-foreclosure-attorney-and-housing-expert','','','2010-10-20 15:08:37','2010-10-20 15:08:37','',0,'http://h4hconsulting.com/cms/?p=719',0,'post','',0),(720,1,'2010-10-20 15:06:40','2010-10-20 15:06:40','To see the video','Get your questions answered by a foreclosure attorney and housing expert!','','inherit','open','open','','719-revision','','','2010-10-20 15:06:40','2010-10-20 15:06:40','',719,'http://h4hconsulting.com/cms/720/719-revision/',0,'revision','',0),(721,1,'2010-10-20 15:07:40','2010-10-20 15:07:40','To see the video <a href=\"http://myemail.constantcontact.com/Get-your-questions-answered-by-an-attorney-and-housing-expert.html?soid=1103244704387&amp;aid=sNon-4NkIlg\" target=\"_blank\">click here!</a>','Get your questions answered by a foreclosure attorney and housing expert!','','inherit','open','open','','719-revision-2','','','2010-10-20 15:07:40','2010-10-20 15:07:40','',719,'http://h4hconsulting.com/cms/721/719-revision-2/',0,'revision','',0),(722,1,'2010-10-20 15:22:22','2010-10-20 15:22:22','Not sure I believe their definition of \"accurate\" is accurate!\r\n\r\n\"As was the case for our judicial state review, our initial  assessment findings show the basis for our foreclosure decisions is  accurate,\" Frahm said.\r\n\r\n<a href=\"http://www.housingwire.com/2010/10/18/bofa-to-resume-foreclosures-in-23-states-oct-25\" target=\"_blank\">For the rest of the article click here</a>.','Bank of America to resume foreclosures...','','publish','open','open','','bank-of-america-to-resume-foreclosures','','\nhttp://www.housingwire.com/2010/10/18/bofa-to-resume-foreclosures-in-23-states-oct-25','2010-10-20 15:22:22','2010-10-20 15:22:22','',0,'http://h4hconsulting.com/cms/?p=722',0,'post','',0),(723,1,'2010-10-20 15:20:42','2010-10-20 15:20:42','<a href=\"http://www.housingwire.com/2010/10/18/bofa-to-resume-foreclosures-in-23-states-oct-25\" target=\"_blank\">NClick here</a>','Bank of America to resume foreclosures...','','inherit','open','open','','722-revision','','','2010-10-20 15:20:42','2010-10-20 15:20:42','',722,'http://h4hconsulting.com/cms/723/722-revision/',0,'revision','',0),(647,1,'2010-09-03 16:35:37','2010-09-03 16:35:37','If you own a home in FL or are an investor, you need to listen as <a title=\"Florida Real Estate Market\" href=\"http://video.foxbusiness.com/v/4325751/florida-leads-us-in-home-loan-delinquencies\" target=\"_blank\">FOX News discusses the Tampa real estate market.</a>','Florida Leads U.S. in Home Loan Delinquencies ','','publish','open','open','','florida-leads-u-s-in-home-loan-delinquencies','','','2010-09-03 16:35:44','2010-09-03 16:35:44','',0,'http://h4hconsulting.com/cms/?p=647',0,'post','',0),(697,1,'2010-09-27 17:32:57','2010-09-27 17:32:57','http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/','Apparently, plummeting values combined with a weak U.S. dollar is making Sunshine State real estate a little more desirable for international buyers.','','publish','open','open','','apparently-plummeting-values-combined-with-a-weak-u-s-dollar-is-making-sunshine-state-real-estate-a-little-more-desirable-for-international-buyers','','','2010-09-27 17:32:57','2010-09-27 17:32:57','',0,'http://h4hconsulting.com/cms/?p=697',0,'post','',0),(699,1,'2010-09-27 17:30:40','2010-09-27 17:30:40','','Apparently, plummeting values combined with a weak U.S. dollar is making Sunshine State real estate a little more desirable for international buyers.http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/','','inherit','open','open','','697-revision','','','2010-09-27 17:30:40','2010-09-27 17:30:40','',697,'http://h4hconsulting.com/cms/699/697-revision/',0,'revision','',0),(702,1,'2010-09-20 16:25:49','2010-09-20 16:25:49','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Don\'t Forget! Our Live Web Chat on Cancelling Debt for Properties this Thursday!','','inherit','open','open','','662-revision-8','','','2010-09-20 16:25:49','2010-09-20 16:25:49','',662,'http://h4hconsulting.com/cms/702/662-revision-8/',0,'revision','',0),(700,1,'2010-09-27 17:32:22','2010-09-27 17:32:22','<a href=\"http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/\">TAMPA - Well, at least Florida\'s struggling real estate market has been good for some.</a>\n\n<a href=\"http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/\">Apparently, plummeting values combined with a weak U.S. dollar is  making Sunshine State real estate a little more desirable for  international buyers, according to a survey from the Florida Realtors.</a>\n\n<a href=\"http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/\">Two out of every three Realtors in the state had at least one  international transaction within the past year, and that\'s helped offset  declines in home sales...READ MORE</a>','Apparently, plummeting values combined with a weak U.S. dollar is making Sunshine State real estate a little more desirable for international buyers.','','inherit','open','open','','697-revision-2','','','2010-09-27 17:32:22','2010-09-27 17:32:22','',697,'http://h4hconsulting.com/cms/700/697-revision-2/',0,'revision','',0),(701,1,'2010-09-27 17:32:40','2010-09-27 17:32:40','<a href=\"http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/\">TAMPA - Well, at least Florida\'s struggling real estate market has been good for some.</a>\r\n\r\n<a href=\"http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/\">Apparently, plummeting values combined with a weak U.S. dollar is  making Sunshine State real estate a little more desirable for  international buyers, according to a survey from the Florida Realtors.</a>\r\n\r\n<a href=\"http://www2.tbo.com/content/2010/sep/27/271250/international-buyers-see-deals-in-florida-real-est/news-breaking/\">Two out of every three Realtors in the state had at least one  international transaction within the past year, and that\'s helped offset  declines in home sales...READ MORE</a>','Apparently, plummeting values combined with a weak U.S. dollar is making Sunshine State real estate a little more desirable for international buyers.','','inherit','open','open','','697-revision-3','','','2010-09-27 17:32:40','2010-09-27 17:32:40','',697,'http://h4hconsulting.com/cms/701/697-revision-3/',0,'revision','',0),(703,1,'2010-09-27 18:49:13','2010-09-27 18:49:13','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>07:00 PM\r\n<strong>Date: </strong>2010-10-07\r\n<strong>End Time: </strong>07:30 PM','Don\'t Forget! Our Live Web Chat on Cancelling Debt for Properties this Thursday!','','inherit','open','open','','662-autosave','','','2010-09-27 18:49:13','2010-09-27 18:49:13','',662,'http://h4hconsulting.com/cms/703/662-autosave/',0,'revision','',0),(704,1,'2010-09-27 18:49:05','2010-09-27 18:49:05','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>07:00 PM\r\n<strong>Date: </strong>2010-10-07\r\n<strong>End Time: </strong>07:30 PM','Don\'t Forget! Our Live Web Chat on Cancelling Debt for Properties this Thursday!','','inherit','open','open','','662-revision-9','','','2010-09-27 18:49:05','2010-09-27 18:49:05','',662,'http://h4hconsulting.com/cms/704/662-revision-9/',0,'revision','',0),(705,1,'2010-09-27 18:51:28','2010-09-27 18:51:28','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer  of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services,  LLC as they discuss cancellation of debt for investment properties and  primary residences.\r\n<strong>Start Time: </strong>07:00 PM\r\n<strong>Date: </strong>2010-10-07\r\n<strong>End Time: </strong>07:30 PM','Live Web Chat on Eliminating your tax debt','','publish','open','open','','live-web-chat-on-eliminating-your-tax-debt','','','2010-09-27 18:51:28','2010-09-27 18:51:28','',0,'http://h4hconsulting.com/cms/?p=705',0,'post','',0),(706,1,'2010-09-27 18:51:16','2010-09-27 18:51:16','','Live Web Chat on Eliminating your tax debt','','inherit','open','open','','705-revision','','','2010-09-27 18:51:16','2010-09-27 18:51:16','',705,'http://h4hconsulting.com/cms/706/705-revision/',0,'revision','',0),(707,1,'2010-09-27 18:51:20','2010-09-27 18:51:20','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer  of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services,  LLC as they discuss cancellation of debt for investment properties and  primary residences.\r\n<strong>Start Time: </strong>07:00 PM\r\n<strong>Date: </strong>2010-10-07\r\n<strong>End Time: </strong>07:30 PM','Live Web Chat on Eliminating your tax debt','','inherit','open','open','','705-revision-2','','','2010-09-27 18:51:20','2010-09-27 18:51:20','',705,'http://h4hconsulting.com/cms/707/705-revision-2/',0,'revision','',0),(634,1,'2010-08-27 14:53:13','2010-08-27 14:53:13','If you or someone you know is considering foreclosure or short sale, make sure you watch this video to find out how it will affect your credit!\r\n\r\n<a title=\"Does foreclosure or short sale affect my credit?\" href=\"http://h4hconsulting.com/cms/video-library/how-does-foreclosure-or-short-sale-affect-my-credit/\" target=\"_blank\">Watch it now-</a>','How does foreclosure or short sale affect your credit??','','publish','open','open','','how-does-foreclosure-or-short-sale-affect-your-credit','','\nhttp://h4hconsulting.com/cms/video-library/how-does-foreclosure-or-short-sale-affect-my-credit/','2010-08-27 14:53:21','2010-08-27 14:53:21','',0,'http://h4hconsulting.com/cms/?p=634',0,'post','',0),(635,1,'2010-08-27 14:51:46','2010-08-27 14:51:46','If you or someone you know is considering foreclosure or short sale, make sure you watch this video to find out how it will affect your credit!\n\nWatch it now-','Does foreclosure or short sale affect your credit??','','inherit','open','open','','634-revision','','','2010-08-27 14:51:46','2010-08-27 14:51:46','',634,'http://h4hconsulting.com/cms/635/634-revision/',0,'revision','',0),(636,1,'2010-08-27 14:52:46','2010-08-27 14:52:46','If you or someone you know is considering foreclosure or short sale, make sure you watch this video to find out how it will affect your credit!\n\n<a title=\"Does foreclosure or short sale affect my credit?\" href=\"http://h4hconsulting.com/cms/video-library/how-does-foreclosure-or-short-sale-affect-my-credit/\" target=\"_blank\">Watch it now-</a>','How does foreclosure or short sale affect your credit??','','inherit','open','open','','634-revision-2','','','2010-08-27 14:52:46','2010-08-27 14:52:46','',634,'http://h4hconsulting.com/cms/636/634-revision-2/',0,'revision','',0),(637,1,'2010-08-27 14:53:13','2010-08-27 14:53:13','If you or someone you know is considering foreclosure or short sale, make sure you watch this video to find out how it will affect your credit!\r\n\r\n<a title=\"Does foreclosure or short sale affect my credit?\" href=\"http://h4hconsulting.com/cms/video-library/how-does-foreclosure-or-short-sale-affect-my-credit/\" target=\"_blank\">Watch it now-</a>','How does foreclosure or short sale affect your credit??','','inherit','open','open','','634-revision-3','','','2010-08-27 14:53:13','2010-08-27 14:53:13','',634,'http://h4hconsulting.com/cms/637/634-revision-3/',0,'revision','',0),(638,1,'2010-08-27 14:54:25','2010-08-27 14:54:25','If you or someone you know is considering foreclosure or short sale, make sure you watch this video to find out how it will affect your credit!\n\n<a title=\"Does foreclosure or short sale affect my credit?\" href=\"http://h4hconsulting.com/cms/video-library/how-does-foreclosure-or-short-sale-affect-my-credit/\" target=\"_blank\">Watch it now-</a>','How does foreclosure or short sale affect your credit??','','inherit','open','open','','634-autosave','','','2010-08-27 14:54:25','2010-08-27 14:54:25','',634,'http://h4hconsulting.com/cms/638/634-autosave/',0,'revision','',0),(639,1,'2010-08-19 16:11:37','2010-08-19 16:11:37','Listen to Hope for Homeowners Chris Sommer on 970 WFLA Tampa Bay dated 6-20-2010!','<object type=\"application/x-shockwave-flash\" data = \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" height = \"350\" width = \"300\"><param name=\"movie\" value= \"http://iheartradio.com/cc-common/widget/audvid.swf?wid=3435\" /><param name=\"wmode\" value=\"transparent\" /><param name=\"allowNetworking\" value=\"all\" /><param name=\"allowScriptAccess\" value=\"always\" /></object>','','inherit','open','open','','576-revision-5','','','2010-08-19 16:11:37','2010-08-19 16:11:37','',576,'http://h4hconsulting.com/cms/639/576-revision-5/',0,'revision','',0),(642,1,'2010-09-02 18:21:10','2010-09-02 18:21:10','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>','In the news...','','inherit','open','open','','641-revision-v1','','','2010-09-02 18:21:10','2010-09-02 18:21:10','',641,'http://h4hconsulting.com/cms/642/641-revision/',0,'revision','',0),(643,1,'2010-09-02 18:25:38','2010-09-02 18:25:38','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>','In the news...','','inherit','open','open','','641-revision-v1','','','2010-09-02 18:25:38','2010-09-02 18:25:38','',641,'http://h4hconsulting.com/cms/643/641-revision-2/',0,'revision','',0),(644,1,'2010-09-02 18:26:19','2010-09-02 18:26:19','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>','In the news...','','inherit','open','open','','641-revision-v1','','','2010-09-02 18:26:19','2010-09-02 18:26:19','',641,'http://h4hconsulting.com/cms/644/641-revision-3/',0,'revision','',0),(645,1,'2010-09-02 18:27:15','2010-09-02 18:27:15','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>','In the news...','','inherit','open','open','','641-revision-v1','','','2010-09-02 18:27:15','2010-09-02 18:27:15','',641,'http://h4hconsulting.com/cms/645/641-revision-4/',0,'revision','',0);
INSERT INTO `wp_posts` VALUES (646,5,'2010-11-30 14:44:22','2010-11-30 14:44:22','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>','In the news...','','inherit','open','open','','641-autosave-v1','','','2010-11-30 14:44:22','2010-11-30 14:44:22','',641,'http://h4hconsulting.com/cms/646/641-autosave/',0,'revision','',0),(648,1,'2010-09-03 16:34:13','2010-09-03 16:34:13','If you own a home in FL or are an investor, you need to listen as FOX News discusses the Tampa real estate market -','Florida Leads U.S. in Home Loan Delinquencies ','','inherit','open','open','','647-revision','','','2010-09-03 16:34:13','2010-09-03 16:34:13','',647,'http://h4hconsulting.com/cms/648/647-revision/',0,'revision','',0),(649,1,'2010-09-03 16:35:13','2010-09-03 16:35:13','If you own a home in FL or are an investor, you need to listen as <a title=\"Florida Real Estate Market\" href=\"http://video.foxbusiness.com/v/4325751/florida-leads-us-in-home-loan-delinquencies\" target=\"_blank\">FOX News discusses the Tampa real estate market.</a>','Florida Leads U.S. in Home Loan Delinquencies ','','inherit','open','open','','647-revision-2','','','2010-09-03 16:35:13','2010-09-03 16:35:13','',647,'http://h4hconsulting.com/cms/649/647-revision-2/',0,'revision','',0),(650,1,'2010-09-03 16:35:37','2010-09-03 16:35:37','If you own a home in FL or are an investor, you need to listen as <a title=\"Florida Real Estate Market\" href=\"http://video.foxbusiness.com/v/4325751/florida-leads-us-in-home-loan-delinquencies\" target=\"_blank\">FOX News discusses the Tampa real estate market.</a>','Florida Leads U.S. in Home Loan Delinquencies ','','inherit','open','open','','647-revision-3','','','2010-09-03 16:35:37','2010-09-03 16:35:37','',647,'http://h4hconsulting.com/cms/650/647-revision-3/',0,'revision','',0),(651,1,'2010-09-03 16:36:48','2010-09-03 16:36:48','If you own a home in FL or are an investor, you need to listen as <a title=\"Florida Real Estate Market\" href=\"http://video.foxbusiness.com/v/4325751/florida-leads-us-in-home-loan-delinquencies\" target=\"_blank\">FOX News discusses the Tampa real estate market.</a>','Florida Leads U.S. in Home Loan Delinquencies ','','inherit','open','open','','647-autosave','','','2010-09-03 16:36:48','2010-09-03 16:36:48','',647,'http://h4hconsulting.com/cms/651/647-autosave/',0,'revision','',0),(662,1,'2010-09-13 18:34:47','2010-09-13 18:34:47','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>07:00 PM\r\n<strong>Date: </strong>2010-10-07\r\n<strong>End Time: </strong>07:30 PM','Don\'t Forget! Our Live Web Chat on Cancelling Debt for Properties this Thursday!','','publish','open','open','','live-web-chat-how-to-eliminate-your-tax-debt','','','2010-09-27 18:49:41','2010-09-27 18:49:41','',0,'http://h4hconsulting.com/cms/?p=662',0,'post','',0),(661,1,'2010-09-10 19:22:05','2010-09-10 19:22:05','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar.png\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar.png\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar.png\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a>\r\n</a>\r\n</a>\r\n</a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\"><strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-09-10 19:22:05','2010-09-10 19:22:05','',5,'http://h4hconsulting.com/cms/661/5-revision-90/',0,'revision','',0),(660,1,'2010-08-19 15:38:00','2010-08-19 15:38:00','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"599\" height=\"361\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\"></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\"><strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-19 15:38:00','2010-08-19 15:38:00','',5,'http://h4hconsulting.com/cms/660/5-revision-89/',0,'revision','',0),(663,1,'2010-09-10 23:37:36','0000-00-00 00:00:00','<strong>Title: </strong>Live Web Chat: First in Property Management Florida Statute <br /><strong>Location: </strong>Online<br /><strong>Description: </strong>Join Owner/Broker Michelle Pentifallo of First in Property Management and Chris Sommer of Hope for Homeowners discussing how to make $500 referral fees and a new Florida Statute that threatening realtor listings and hurting tenants.<br /><strong>Start Time: </strong>06:30<br /><strong>Date: </strong>2010-09-30<br /><strong>End Time: </strong>07:00<br />','Live Web Chat: First in Property Management Florida Statute ','','draft','open','open','','','','','2010-09-10 23:37:36','0000-00-00 00:00:00','',0,'http://h4hconsulting.com/cms/?p=663',0,'post','',0),(666,1,'2010-09-13 18:25:06','2010-09-13 18:25:06','<strong>Title: </strong>Live Web Chat: How to Eliminate your Tax Debt\n<strong>Location: </strong>Online\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\n<strong>Start Time: </strong>06:00\n<strong>Date: </strong>2010-09-23\n<strong>End Time: </strong>06:30\n\n<img src=\"https://imgssl.constantcontact.com/ui/images1/ftf_btn_1.gif\" alt=\"\" /><img src=\"https://imgssl.constantcontact.com/letters/images/1101093164665/rlest_featlisting_hdr3.jpg\" alt=\"\" /><input name=\"UIThumbPager_Input\" type=\"hidden\" value=\"0\" />\n<div>\n<div><a>Join our webinar on how to eliminate tax debt on your home</a></div>\n<div>http://myemail.constantcontact.com/Join-...</div>\n<div>\n\n<a>If  you or someone you know is considering short sale, foreclosure or  walking away, don\'t! Until you talk to the experts at Hope for  Homeowners.</a>\n<div id=\"c4c8e6bf191a4a74e039d8\">\n<div>1 of 1Choose a Thumbnail</div>\n<div><input id=\"no_picture\" name=\"no_picture\" type=\"checkbox\" value=\"true\" /><label id=\"label_no_picture\" for=\"no_picture\">No Thumbnail</label></div>\n</div>\n</div>\n</div>','Live Web Chat: How to Eliminate your Tax Debt','','inherit','open','open','','662-revision','','','2010-09-13 18:25:06','2010-09-13 18:25:06','',662,'http://h4hconsulting.com/cms/666/662-revision/',0,'revision','',0),(668,1,'2010-09-13 18:29:43','2010-09-13 18:29:43','<strong>Title: </strong>Live Web Chat: How to Eliminate your Tax Debt\r\n<strong>Location: </strong>Online\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Live Web Chat: How to Eliminate your Tax Debt','','inherit','open','open','','662-revision-3','','','2010-09-13 18:29:43','2010-09-13 18:29:43','',662,'http://h4hconsulting.com/cms/668/662-revision-3/',0,'revision','',0),(667,1,'2010-09-13 18:25:16','2010-09-13 18:25:16','<strong>Title: </strong>Live Web Chat: How to Eliminate your Tax Debt\r\n<strong>Location: </strong>Online\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30\r\n\r\n<img src=\"https://imgssl.constantcontact.com/ui/images1/ftf_btn_1.gif\" alt=\"\" /><img src=\"https://imgssl.constantcontact.com/letters/images/1101093164665/rlest_featlisting_hdr3.jpg\" alt=\"\" /><input name=\"UIThumbPager_Input\" type=\"hidden\" value=\"0\" />\r\n<div>\r\n<div><a>Join our webinar on how to eliminate tax debt on your home</a></div>\r\n<div>http://myemail.constantcontact.com/Join-...</div>\r\n<div>\r\n\r\n<a>If  you or someone you know is considering short sale, foreclosure or  walking away, don\'t! Until you talk to the experts at Hope for  Homeowners.</a>\r\n<div id=\"c4c8e6bf191a4a74e039d8\">\r\n<div>1 of 1Choose a Thumbnail</div>\r\n<div><input id=\"no_picture\" name=\"no_picture\" type=\"checkbox\" value=\"true\" /><label id=\"label_no_picture\" for=\"no_picture\">No Thumbnail</label></div>\r\n</div>\r\n</div>\r\n</div>','Live Web Chat: How to Eliminate your Tax Debt','','inherit','open','open','','662-revision-2','','','2010-09-13 18:25:16','2010-09-13 18:25:16','',662,'http://h4hconsulting.com/cms/667/662-revision-2/',0,'revision','',0),(669,1,'2010-09-13 18:33:06','2010-09-13 18:33:06','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Live Web Chat: How to Eliminate your Tax Debt','','inherit','open','open','','662-revision-4','','','2010-09-13 18:33:06','2010-09-13 18:33:06','',662,'http://h4hconsulting.com/cms/669/662-revision-4/',0,'revision','',0),(670,1,'2010-09-13 18:34:47','2010-09-13 18:34:47','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Live Web Chat: How to Eliminate your Tax Debt','','inherit','open','open','','662-revision-5','','','2010-09-13 18:34:47','2010-09-13 18:34:47','',662,'http://h4hconsulting.com/cms/670/662-revision-5/',0,'revision','',0),(671,1,'2010-09-13 18:34:57','2010-09-13 18:34:57','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Live Web Chat: How to Eliminate your Tax Debt','','inherit','open','open','','662-revision-6','','','2010-09-13 18:34:57','2010-09-13 18:34:57','',662,'http://h4hconsulting.com/cms/671/662-revision-6/',0,'revision','',0),(692,1,'2010-09-23 19:05:47','2010-09-23 19:05:47','<div><img src=\"http://www2.tbo.com/exposure/ar/220/220/2010/09/23/69364_0923foreclosure.jpg\" alt=\"\" /><img src=\"http://www2.tbo.com/exposure/ar/405/0/2010/07/29/60341_foreclosures.jpg\" alt=\"\" /></div>\r\n<input name=\"UIThumbPager_Input\" type=\"hidden\" value=\"0\" />\r\n\r\nIsn\'t this just great??\r\n\r\n<a>Mishandled  paperwork in thousands of foreclosure documents threatens to halt the  clearing of Florida\'s distressed property backlog.</a>\r\n\r\n<a href=\"http://www2.tbo.com/content/2010/sep/22/foreclosure-document-gaffes-may-extend-floridas-ec/\" target=\"_blank\">For the full article click here.</a>','Foreclosure document gaffes may extent Florida\'s Economic Recovery','','publish','open','open','','foreclosure-document-gaffes-may-extent-floridas-economic-recovery','','','2010-09-23 19:05:53','2010-09-23 19:05:53','',0,'http://h4hconsulting.com/cms/?p=692',0,'post','',0),(673,1,'2010-09-14 18:56:57','2010-09-14 18:56:57','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/09/webinar-screen-shot-jpeg.jpg\"><img class=\"aligncenter size-thumbnail wp-image-674\" title=\"webinar screen shot jpeg\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/09/webinar-screen-shot-jpeg-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>','webinar screen shot for widget','','private','open','open','','webinar-screen-shot-for-widget','','','2010-09-14 18:57:02','2010-09-14 18:57:02','',0,'http://h4hconsulting.com/cms/',0,'page','',0),(674,1,'2010-09-14 18:54:58','2010-09-14 18:54:58','','webinar screen shot jpeg','','inherit','open','open','','webinar-screen-shot-jpeg','','','2010-09-14 18:54:58','2010-09-14 18:54:58','',673,'http://h4hconsulting.com/cms/wp-content/uploads/2010/09/webinar-screen-shot-jpeg.jpg',0,'attachment','image/jpeg',0),(675,1,'2010-09-14 18:56:17','2010-09-14 18:56:17','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/09/webinar-screen-shot-jpeg.jpg\"><img class=\"aligncenter size-thumbnail wp-image-674\" title=\"webinar screen shot jpeg\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/09/webinar-screen-shot-jpeg-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>','webinar screen shot for widget','','inherit','open','open','','673-revision','','','2010-09-14 18:56:17','2010-09-14 18:56:17','',673,'http://h4hconsulting.com/cms/675/673-revision/',0,'revision','',0),(676,1,'2010-09-14 18:56:57','2010-09-14 18:56:57','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/09/webinar-screen-shot-jpeg.jpg\"><img class=\"aligncenter size-thumbnail wp-image-674\" title=\"webinar screen shot jpeg\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/09/webinar-screen-shot-jpeg-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>','webinar screen shot for widget','','inherit','open','open','','673-revision-2','','','2010-09-14 18:56:57','2010-09-14 18:56:57','',673,'http://h4hconsulting.com/cms/676/673-revision-2/',0,'revision','',0),(677,1,'2010-09-15 19:06:57','2010-09-15 19:06:57','“Once you reach a bottom, it will take three or four years for prices to begin to rise 1 or 2 percent a year.” The problem is, we\'re not at the bottom yet!\r\n\r\n<a title=\"U.S Home Prices Face 3 Year Drop\" href=\"http://www.bloomberg.com/news/2010-09-15/u-s-home-prices-face-three-year-drop-as-inventory-surge-looms.html\" target=\"_blank\">Read the full article here-</a>','U.S. Home Prices Face 3 Year Drop','','publish','open','open','','u-s-home-prices-face-3-year-drop','','','2010-09-15 19:07:03','2010-09-15 19:07:03','',0,'http://h4hconsulting.com/cms/?p=677',0,'post','',0),(678,1,'2010-09-15 19:04:42','2010-09-15 19:04:42','“Once you reach a bottom, it will take three or four years for prices to begin to rise 1 or 2 percent a year.”\n\n<a title=\"U.S Home Prices Face 3 Year Drop\" href=\"http://www.bloomberg.com/news/2010-09-15/u-s-home-prices-face-three-year-drop-as-inventory-surge-looms.html\" target=\"_blank\">Read the full article here-</a>','U.S. Home Prices Face 3 Year Drop','','inherit','open','open','','677-revision','','','2010-09-15 19:04:42','2010-09-15 19:04:42','',677,'http://h4hconsulting.com/cms/678/677-revision/',0,'revision','',0),(679,1,'2010-09-15 19:06:41','2010-09-15 19:06:41','“Once you reach a bottom, it will take three or four years for prices to begin to rise 1 or 2 percent a year.” The problem is, we\'re not at the bottom yet!\n\n<a title=\"U.S Home Prices Face 3 Year Drop\" href=\"http://www.bloomberg.com/news/2010-09-15/u-s-home-prices-face-three-year-drop-as-inventory-surge-looms.html\" target=\"_blank\">Read the full article here-</a>','U.S. Home Prices Face 3 Year Drop','','inherit','open','open','','677-revision-2','','','2010-09-15 19:06:41','2010-09-15 19:06:41','',677,'http://h4hconsulting.com/cms/679/677-revision-2/',0,'revision','',0),(680,1,'2010-09-15 19:06:57','2010-09-15 19:06:57','“Once you reach a bottom, it will take three or four years for prices to begin to rise 1 or 2 percent a year.” The problem is, we\'re not at the bottom yet!\r\n\r\n<a title=\"U.S Home Prices Face 3 Year Drop\" href=\"http://www.bloomberg.com/news/2010-09-15/u-s-home-prices-face-three-year-drop-as-inventory-surge-looms.html\" target=\"_blank\">Read the full article here-</a>','U.S. Home Prices Face 3 Year Drop','','inherit','open','open','','677-revision-3','','','2010-09-15 19:06:57','2010-09-15 19:06:57','',677,'http://h4hconsulting.com/cms/680/677-revision-3/',0,'revision','',0),(681,1,'2010-09-15 19:08:07','2010-09-15 19:08:07','“Once you reach a bottom, it will take three or four years for prices to begin to rise 1 or 2 percent a year.” The problem is, we\'re not at the bottom yet!\n\n<a title=\"U.S Home Prices Face 3 Year Drop\" href=\"http://www.bloomberg.com/news/2010-09-15/u-s-home-prices-face-three-year-drop-as-inventory-surge-looms.html\" target=\"_blank\">Read the full article here-</a>','U.S. Home Prices Face 3 Year Drop','','inherit','open','open','','677-autosave','','','2010-09-15 19:08:07','2010-09-15 19:08:07','',677,'http://h4hconsulting.com/cms/681/677-autosave/',0,'revision','',0),(715,1,'2010-10-12 20:29:37','2010-10-12 20:29:37','Are you one of the halted cases? We can help!\r\n\r\nWASHINGTON - Bank of America today halted foreclosures on homes  across the country so it could review paperwork in tens of thousands of  cases for flaws, expanding a crisis at a perilous time for the housing  market.\r\n\r\nThe move came as PNC Financial Services became the fourth major bank  to announce that it would stop foreclosures in at least some states. It  added to growing concerns that mortgage lenders have been evicting  homeowners despite flawed court papers.\r\n\r\n<a title=\"Foreclosures halted\" href=\"http://www2.tbo.com/content/2010/oct/08/081818/bank-of-america-halts-foreclosure-sales-in-50-stat/\" target=\"_blank\">Read the full story here...</a>','Bank of America halts foreclosure sales in 50 states','','publish','open','open','','bank-of-america-halts-foreclosure-sales-in-50-states','','','2010-10-12 20:29:37','2010-10-12 20:29:37','',0,'http://h4hconsulting.com/cms/?p=715',0,'post','',0),(683,1,'2010-09-17 14:34:23','2010-09-17 14:34:23','We lost some one this week who was a best friend, husband, teacher, coach and father - reminds us it\'s not all about work, the economy, or our homes. Life is a blessing, appreciate it!','Appreciate life...','','publish','open','open','','appreciate-life','','','2010-09-17 14:43:18','2010-09-17 14:43:18','',0,'http://h4hconsulting.com/cms/?p=683',0,'post','',0),(684,1,'2010-09-17 14:33:48','2010-09-17 14:33:48','We lost some one this week who was a best friend, husband, teacher, coach and father - reminds us it\'s not all about work, the economy, or our homes. Life is a blessing, appreciate it!','Appreciate what you\'ve got...perspective on life & finances','','inherit','open','open','','683-revision','','','2010-09-17 14:33:48','2010-09-17 14:33:48','',683,'http://h4hconsulting.com/cms/684/683-revision/',0,'revision','',0),(685,1,'2010-09-17 14:34:23','2010-09-17 14:34:23','We lost some one this week who was a best friend, husband, teacher, coach and father - reminds us it\'s not all about work, the economy, or our homes. Life is a blessing, appreciate it!','Appreciate life...','','inherit','open','open','','683-revision-2','','','2010-09-17 14:34:23','2010-09-17 14:34:23','',683,'http://h4hconsulting.com/cms/685/683-revision-2/',0,'revision','',0),(686,1,'2010-09-17 14:35:37','2010-09-17 14:35:37','We lost some one this week who was a best friend, husband, teacher, coach and father - reminds us it\'s not all about work, the economy, or our homes. Life is a blessing, appreciate it!','Appreciate life...','','inherit','open','open','','683-autosave','','','2010-09-17 14:35:37','2010-09-17 14:35:37','',683,'http://h4hconsulting.com/cms/686/683-autosave/',0,'revision','',0),(687,1,'2010-09-17 14:34:33','2010-09-17 14:34:33','We lost some one this week who was a best friend, husband, teacher, coach and father - reminds us it\'s not all about work, the economy, or our homes. Life is a blessing, appreciate it!','Appreciate life...','','inherit','open','open','','683-revision-3','','','2010-09-17 14:34:33','2010-09-17 14:34:33','',683,'http://h4hconsulting.com/cms/687/683-revision-3/',0,'revision','',0),(688,1,'2010-09-13 18:35:03','2010-09-13 18:35:03','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA Tax Services, LLC as they discuss cancellation of debt for investment properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Live Web Chat: How to Eliminate your Tax Debt','','inherit','open','open','','662-revision-7','','','2010-09-13 18:35:03','2010-09-13 18:35:03','',662,'http://h4hconsulting.com/cms/688/662-revision-7/',0,'revision','',0),(689,1,'2010-09-20 16:26:59','2010-09-20 16:26:59','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts  Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA  Tax Services, LLC as they discuss cancellation of debt for investment  properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Don\'t Forget! Live Chat Thursday on Cancelling your Home Debt','','publish','open','open','','dont-forget-live-chat-thursday-on-cancelling-your-home-debt','','','2010-09-20 16:27:07','2010-09-20 16:27:07','',0,'http://h4hconsulting.com/cms/?p=689',0,'post','',0),(690,1,'2010-09-20 16:26:19','2010-09-20 16:26:19','','Auto Draft','','inherit','open','open','','689-revision','','','2010-09-20 16:26:19','2010-09-20 16:26:19','',689,'http://h4hconsulting.com/cms/690/689-revision/',0,'revision','',0),(691,1,'2010-09-20 16:26:59','2010-09-20 16:26:59','<strong>Title: </strong><a title=\"Live Chat\" href=\"http://myemail.constantcontact.com/Join-our-webinar-on-how-to-eliminate-tax-debt-on-your-home.html?soid=1103244704387&amp;aid=O5WtCRBUGjs\" target=\"_blank\">Live Web Chat: How to Eliminate your Tax Debt</a>\r\n<strong>Location: </strong><a title=\"Live Chat\" href=\"https://h4hconsulting.webex.com/h4hconsulting/onstage/g.php?d=668853507&amp;t=a&amp;EA=info%40h4hconsulting.com&amp;ET=5e0a7e7a41d1d8e8d17e9209aa29fc7a&amp;ETR=3d06821dc5c5b1042fabf0506f79dcbd&amp;RT=MiMxMg==&amp;p\" target=\"_blank\">Register Online</a>\r\n<strong>Description: </strong>Listen and ask questions with experts  Chris Sommer of Hope for Homeowners Consulting and Scott Hundley of CPA  Tax Services, LLC as they discuss cancellation of debt for investment  properties and primary residences.\r\n<strong>Start Time: </strong>06:00\r\n<strong>Date: </strong>2010-09-23\r\n<strong>End Time: </strong>06:30','Don\'t Forget! Live Chat Thursday on Cancelling your Home Debt','','inherit','open','open','','689-revision-2','','','2010-09-20 16:26:59','2010-09-20 16:26:59','',689,'http://h4hconsulting.com/cms/691/689-revision-2/',0,'revision','',0),(693,1,'2010-09-23 19:04:14','2010-09-23 19:04:14','<div><img src=\"http://www2.tbo.com/exposure/ar/220/220/2010/09/23/69364_0923foreclosure.jpg\" alt=\"\" /><img src=\"http://www2.tbo.com/exposure/ar/405/0/2010/07/29/60341_foreclosures.jpg\" alt=\"\" /></div>\n<input name=\"UIThumbPager_Input\" type=\"hidden\" value=\"0\" />\n<div><a>Foreclosure document gaffes may extend Florida\'s economic recovery</a></div>\n<div>http://www2.tbo.com/content/2010/sep/22/...</div>\n<a>Mishandled  paperwork in thousands of foreclosure documents threatens to halt the  clearing of Florida\'s distressed property backlog.</a>','Foreclosure document gaffes may extent Florida\'s Economic Recovery','','inherit','open','open','','692-revision','','','2010-09-23 19:04:14','2010-09-23 19:04:14','',692,'http://h4hconsulting.com/cms/693/692-revision/',0,'revision','',0),(694,1,'2010-09-23 19:05:19','2010-09-23 19:05:19','<div><img src=\"http://www2.tbo.com/exposure/ar/220/220/2010/09/23/69364_0923foreclosure.jpg\" alt=\"\" /><img src=\"http://www2.tbo.com/exposure/ar/405/0/2010/07/29/60341_foreclosures.jpg\" alt=\"\" /></div>\n<input name=\"UIThumbPager_Input\" type=\"hidden\" value=\"0\" />\n\nIsn\'t this just great??\n\n<a>Mishandled  paperwork in thousands of foreclosure documents threatens to halt the  clearing of Florida\'s distressed property backlog.</a>\n\n<a href=\"http://www2.tbo.com/content/2010/sep/22/foreclosure-document-gaffes-may-extend-floridas-ec/\" target=\"_blank\">For the full article click here.</a>','Foreclosure document gaffes may extent Florida\'s Economic Recovery','','inherit','open','open','','692-revision-2','','','2010-09-23 19:05:19','2010-09-23 19:05:19','',692,'http://h4hconsulting.com/cms/694/692-revision-2/',0,'revision','',0),(695,1,'2010-09-23 19:05:47','2010-09-23 19:05:47','<div><img src=\"http://www2.tbo.com/exposure/ar/220/220/2010/09/23/69364_0923foreclosure.jpg\" alt=\"\" /><img src=\"http://www2.tbo.com/exposure/ar/405/0/2010/07/29/60341_foreclosures.jpg\" alt=\"\" /></div>\r\n<input name=\"UIThumbPager_Input\" type=\"hidden\" value=\"0\" />\r\n\r\nIsn\'t this just great??\r\n\r\n<a>Mishandled  paperwork in thousands of foreclosure documents threatens to halt the  clearing of Florida\'s distressed property backlog.</a>\r\n\r\n<a href=\"http://www2.tbo.com/content/2010/sep/22/foreclosure-document-gaffes-may-extend-floridas-ec/\" target=\"_blank\">For the full article click here.</a>','Foreclosure document gaffes may extent Florida\'s Economic Recovery','','inherit','open','open','','692-revision-3','','','2010-09-23 19:05:47','2010-09-23 19:05:47','',692,'http://h4hconsulting.com/cms/695/692-revision-3/',0,'revision','',0),(742,1,'2010-11-03 16:41:10','2010-11-03 16:41:10','Tobin had been handling up to 200 cases a day in which delinquent  borrowers weren\'t contesting mortgage servicers\' motions seeking court  approval to repossess their homes. Now, it\'s about 50 a day.<a href=\"http://www.usatoday.com/money/economy/housing/2010-11-02-Foreclosures02_CV_N.htm?csp=usat.me\" target=\"_blank\"> Click here</a>','Will they foreclose? or not?','','inherit','open','open','','741-revision','','','2010-11-03 16:41:10','2010-11-03 16:41:10','',741,'http://h4hconsulting.com/cms/742/741-revision/',0,'revision','',0),(743,1,'2010-11-03 16:42:44','2010-11-03 16:42:44','Tobin had been handling up to 200 cases a day in which delinquent  borrowers weren\'t contesting mortgage servicers\' motions seeking court  approval to repossess their homes. Now, it\'s about 50 a day. For the full article<a href=\"http://www.usatoday.com/money/economy/housing/2010-11-02-Foreclosures02_CV_N.htm?csp=usat.me\" target=\"_blank\"> click here</a>','Will they foreclose? or not?','','inherit','open','open','','741-autosave','','','2010-11-03 16:42:44','2010-11-03 16:42:44','',741,'http://h4hconsulting.com/cms/743/741-autosave/',0,'revision','',0),(753,1,'2010-11-23 15:59:32','2010-11-23 15:59:32','Join us as housing expert Chris Sommer of Hope for Homeowners Consulting &amp; Mortgage Broker Rob Sullivan answer your questions about the latest mortgage guidelines. To register send an email to <a rel=\"nofollow\" href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>.\r\n<div style=\"text-align: center;\">When: Thursday, December 2nd\r\nat 6:30 pm EST</div>\r\n<div style=\"text-align: center;\">Where: Online</div>\r\nTopics to be discussed include:\r\n<ul>\r\n	<li>Latest Mortgage Guidelines</li>\r\n	<li>Programs &amp; Available Rates</li>\r\n	<li>Time Frames for New Loans after Short Sale, Foreclosure or Bankruptcy</li>\r\n</ul>\r\n<a title=\"Live Chat Mortgage Guidelines\" href=\"http://myemail.constantcontact.com/Live-Chat-Webinar-on-the-latest-mortgage-guidelines.html?soid=1103244704387&amp;aid=nCad138dHV0#fblike\" target=\"_blank\">For more information, click here.</a>','Learn about the latest mortgage guidelines','','publish','open','open','','learn-about-the-latest-mortgage-guidelines','','','2010-11-23 15:59:32','2010-11-23 15:59:32','',0,'http://h4hconsulting.com/cms/?p=753',0,'post','',0),(746,1,'2010-11-12 20:50:41','2010-11-12 20:50:41','If you\'re considering short sale, foreclosure or walking away - don\'t! Until you talk to the experts at Hope for Homeowners Consulting. <a href=\"http://myemail.constantcontact.com/A-special-gift-from-Hope-for-Homeowners.html?soid=1103244704387&amp;aid=s7Yu2NC0XIU#fblike\" target=\"_blank\">Click here for a special gift!</a>','A special gift from Hope for Homeowners!','','publish','open','open','','a-special-gift-from-hope-for-homeowners','','','2010-11-12 20:50:41','2010-11-12 20:50:41','',0,'http://h4hconsulting.com/cms/?p=746',0,'post','',0),(747,1,'2010-11-12 20:50:04','2010-11-12 20:50:04','If you\'re considering short sale, foreclosure or walking away - don\'t! Until you talk to the expe','A special gift from Hope for Homeowners!','','inherit','open','open','','746-revision','','','2010-11-12 20:50:04','2010-11-12 20:50:04','',746,'http://h4hconsulting.com/cms/747/746-revision/',0,'revision','',0),(748,1,'2010-11-16 21:48:18','2010-11-16 21:48:18','Bank of America is telling a Senate panel it is making changes in its  foreclosure process after an extensive review found areas needing  improvement.\r\n\r\nReally?\r\n\r\n<a href=\"http://abcnews.go.com/Business/wireStory?id=12162449\" target=\"_self\">Click here for the full article.</a>','Bank of America Making Changes to Foreclosure Process','','publish','open','open','','bank-of-america-making-changes-to-foreclosure-process','','','2010-11-16 21:48:18','2010-11-16 21:48:18','',0,'http://h4hconsulting.com/cms/?p=748',0,'post','',0),(749,1,'2010-11-16 21:47:31','2010-11-16 21:47:31','<a href=\"http://abcnews.go.com/Business/wireStory?id=12162449\" target=\"_self\">Click here for the full article.</a>','','','inherit','open','open','','748-revision','','','2010-11-16 21:47:31','2010-11-16 21:47:31','',748,'http://h4hconsulting.com/cms/749/748-revision/',0,'revision','',0),(750,1,'2010-11-19 14:32:48','2010-11-19 14:32:48','If you have questions about foreclosure, short sale or walking away from your mortgage, watch this video with expert Chris Sommer of Hope for Homeowners and foreclosure defense attorney V. Ross Spano.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/\" target=\"_self\">To see the full video click here.</a>','Free Foreclosure Defense Video','','publish','open','open','','free-foreclosure-defense-video','','','2010-11-19 14:32:48','2010-11-19 14:32:48','',0,'http://h4hconsulting.com/cms/?p=750',0,'post','',0),(751,1,'2010-11-19 14:29:58','2010-11-19 14:29:58','If you have questions about foreclosure, short sale or walking away from your mortgage, watch this video with expert Chris Sommer of Hope for Homeowners and foreclosure defense attorney Rob Spano.\n\n<a href=\"http://h4hconsulting.com/cms/\" target=\"_self\">To see the full video click here.</a>','Free Foreclosure Defense Video','','inherit','open','open','','750-revision','','','2010-11-19 14:29:58','2010-11-19 14:29:58','',750,'http://h4hconsulting.com/cms/751/750-revision/',0,'revision','',0),(752,1,'2010-11-19 14:35:08','2010-11-19 14:35:08','If you have questions about foreclosure, short sale or walking away from your mortgage, watch this video with expert Chris Sommer of Hope for Homeowners and foreclosure defense attorney V. Ross Spano.\n\n<a href=\"http://h4hconsulting.com/cms/\" target=\"_self\">To see the full video click here.</a>','Free Foreclosure Defense Video','','inherit','open','open','','750-autosave','','','2010-11-19 14:35:08','2010-11-19 14:35:08','',750,'http://h4hconsulting.com/cms/752/750-autosave/',0,'revision','',0),(754,1,'2010-11-23 15:58:05','2010-11-23 15:58:05','Join us as housing expert Chris Sommer of Hope for Homeowners Consulting &amp; Mortgage Broker Rob Sullivan answer your questions about the latest mortgage guidelines. To register send an email to <a rel=\"nofollow\" href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>.\n<div style=\"text-align: center;\">When: Thursday, December 2nd\nat 6:30 pm EST</div>\n<div style=\"text-align: center;\">Where: Online</div>\nTopics to be discussed include:\n<ul>\n	<li>Latest Mortgage Guidelines</li>\n	<li>Programs &amp; Available Rates</li>\n	<li>Time Frames for New Loans after Short Sale, Foreclosure or Bankruptcy</li>\n</ul>\n<a title=\"Live Chat Mortgage Guidelines\" href=\"http://myemail.constantcontact.com/Live-Chat-Webinar-on-the-latest-mortgage-guidelines.html?soid=1103244704387&amp;aid=nCad138dHV0#fblike\" target=\"_blank\">For more information, click here.</a>','Learn about the latest mortgage guidelines','','inherit','open','open','','753-revision','','','2010-11-23 15:58:05','2010-11-23 15:58:05','',753,'http://h4hconsulting.com/cms/754/753-revision/',0,'revision','',0),(755,1,'2010-11-23 15:58:14','2010-11-23 15:58:14','Join us as housing expert Chris Sommer of Hope for Homeowners Consulting &amp; Mortgage Broker Rob Sullivan answer your questions about the latest mortgage guidelines. To register send an email to <a rel=\"nofollow\" href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>.\r\n<div style=\"text-align: center;\">When: Thursday, December 2nd\r\nat 6:30 pm EST</div>\r\n<div style=\"text-align: center;\">Where: Online</div>\r\nTopics to be discussed include:\r\n<ul>\r\n	<li>Latest Mortgage Guidelines</li>\r\n	<li>Programs &amp; Available Rates</li>\r\n	<li>Time Frames for New Loans after Short Sale, Foreclosure or Bankruptcy</li>\r\n</ul>\r\n<a title=\"Live Chat Mortgage Guidelines\" href=\"http://myemail.constantcontact.com/Live-Chat-Webinar-on-the-latest-mortgage-guidelines.html?soid=1103244704387&amp;aid=nCad138dHV0#fblike\" target=\"_blank\">For more information, click here.</a>','Learn about the latest mortgage guidelines','','inherit','open','open','','753-revision-2','','','2010-11-23 15:58:14','2010-11-23 15:58:14','',753,'http://h4hconsulting.com/cms/755/753-revision-2/',0,'revision','',0),(757,1,'2010-11-28 16:56:03','2010-11-28 16:56:03','We hope everyone had a great Thanksgiving and Black Friday shopping! Welcome to the Holidays!','Happy Holidays!','','publish','open','open','','happy-holidays','','','2010-11-28 16:56:03','2010-11-28 16:56:03','',0,'http://h4hconsulting.com/cms/?p=757',0,'post','',0),(758,1,'2010-11-28 16:55:27','2010-11-28 16:55:27','We hope everyone had a great Thanksgiving and Black Friday shopping!','Happy Holidays!','','inherit','open','open','','757-revision','','','2010-11-28 16:55:27','2010-11-28 16:55:27','',757,'http://h4hconsulting.com/cms/758/757-revision/',0,'revision','',0),(759,1,'2010-11-29 22:10:17','2010-11-29 22:10:17','Join us as housing expert Chris Sommer of Hope for Homeowners  Consulting &amp; Mortgage Broker Rob Sullivan answer your questions  about the latest mortgage guidelines. To register send an email to <a rel=\"nofollow\" href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>.\r\n<div>When: Thursday, December 2nd\r\nat 6:30 pm EST</div>\r\n<div>Where: Online</div>\r\nTopics to be discussed include:\r\n<ul>\r\n	<li>Latest Mortgage Guidelines</li>\r\n	<li>Programs &amp; Available Rates</li>\r\n	<li>Time Frames for New Loans after Short Sale, Foreclosure or Bankruptcy</li>\r\n</ul>\r\n<a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001fgXe_62hM0mvJdVk8fdS8VaSilfo5Wyl3RuVZm9sq2f_9GMx2pwlhSxCPyzvlU8MEP9cWpYL20MMY0OV_NvG5POFSex9SRaRBOru4-CvLqcIhxkViVM0Og%3D%3D\" target=\"_blank\">For more information, click here.</a>','Don\'t Miss Out on the Latest Mortgage Guidelines!','','publish','open','open','','dont-miss-out-on-the-latest-mortgage-guidelines','','','2010-11-29 22:10:17','2010-11-29 22:10:17','',0,'http://h4hconsulting.com/cms/?p=759',0,'post','',0),(760,1,'2010-11-29 22:08:09','2010-11-29 22:08:09','','Don\'t Miss Out on the Latest Mortgage Guidelines!','','inherit','open','open','','759-revision','','','2010-11-29 22:08:09','2010-11-29 22:08:09','',759,'http://h4hconsulting.com/cms/760/759-revision/',0,'revision','',0),(761,1,'2010-11-29 22:08:18','2010-11-29 22:08:18','','Don\'t Miss Out on the Latest Mortgage Guidelines!','','inherit','open','open','','759-revision-2','','','2010-11-29 22:08:18','2010-11-29 22:08:18','',759,'http://h4hconsulting.com/cms/761/759-revision-2/',0,'revision','',0),(762,1,'2010-11-29 22:09:18','2010-11-29 22:09:18','Join us as housing expert Chris Sommer of Hope for Homeowners  Consulting &amp; Mortgage Broker Rob Sullivan answer your questions  about the latest mortgage guidelines. To register send an email to <a rel=\"nofollow\" href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>.\r\n<div>When: Thursday, December 2nd\r\nat 6:30 pm EST</div>\r\n<div>Where: Online</div>\r\nTopics to be discussed include:\r\n<ul>\r\n	<li>Latest Mortgage Guidelines</li>\r\n	<li>Programs &amp; Available Rates</li>\r\n	<li>Time Frames for New Loans after Short Sale, Foreclosure or Bankruptcy</li>\r\n</ul>\r\nFor more information, click here.','Don\'t Miss Out on the Latest Mortgage Guidelines!','','inherit','open','open','','759-revision-3','','','2010-11-29 22:09:18','2010-11-29 22:09:18','',759,'http://h4hconsulting.com/cms/762/759-revision-3/',0,'revision','',0),(763,1,'2010-11-30 15:02:18','2010-11-30 15:02:18','<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discussing foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h2 style=\"padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n\r\n<h2 style=\"padding-left: 30px;\"><strong>Additional Live Chats</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></p>\r\n<p style=\"text-align: center;\">\r\n','Live Chat','','publish','open','open','','live-chats','','','2014-12-24 11:05:12','2014-12-24 16:05:12','',0,'http://h4hconsulting.com/cms/',5,'page','',0),(1352,5,'2014-12-24 11:05:12','2014-12-24 16:05:12','<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discussing foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h2 style=\"padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n\r\n<h2 style=\"padding-left: 30px;\"><strong>Additional Live Chats</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></p>\r\n<p style=\"text-align: center;\">\r\n','Live Chat','','inherit','open','open','','763-revision-v1','','','2014-12-24 11:05:12','2014-12-24 16:05:12','',763,'http://h4hconsulting.com/cms/1352/763-revision-v1/',0,'revision','',0),(1351,5,'2014-12-24 11:04:23','2014-12-24 16:04:23','\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discussing foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h2 style=\"padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n\r\n<h2 style=\"padding-left: 30px;\"><strong>Additional Live Chats</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></p>\r\n<p style=\"text-align: center;\">\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Live Chat','','inherit','open','open','','763-revision-v1','','','2014-12-24 11:04:23','2014-12-24 16:04:23','',763,'http://h4hconsulting.com/cms/1351/763-revision-v1/',0,'revision','',0),(764,1,'2010-11-30 14:56:25','2010-11-30 14:56:25','<a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Click here</a>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 14:56:25','2010-11-30 14:56:25','',763,'http://h4hconsulting.com/cms/764/763-revision/',0,'revision','',0),(765,1,'2010-11-30 14:57:25','2010-11-30 14:57:25','<h1 id=\"watch-headline-title\">H4H Part 1  Foreclosure Attorney Discussion on Foreclosure Suspensions &amp; legal defense strategies</h1>\n<a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Click here</a>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 14:57:25','2010-11-30 14:57:25','',763,'http://h4hconsulting.com/cms/765/763-revision-2/',0,'revision','',0),(766,1,'2010-11-30 15:01:38','2010-11-30 15:01:38','<h2 id=\"watch-headline-title\"><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></h2>\r\n<h2><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Foreclosure Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></h2>\r\n<h2><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></h2>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 15:01:38','2010-11-30 15:01:38','',763,'http://h4hconsulting.com/cms/766/763-revision-3/',0,'revision','',0),(767,5,'2011-11-15 13:10:28','2011-11-15 18:10:28','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discussing foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h2 style=\"padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n\r\n<h2 style=\"padding-left: 30px;\"><strong>Additional Live Chats</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></p>\r\n<p style=\"text-align: center;\">\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Live Chat ','','inherit','open','open','','763-autosave-v1','','','2011-11-15 13:10:28','2011-11-15 18:10:28','',763,'http://h4hconsulting.com/cms/767/763-autosave/',0,'revision','',0),(768,1,'2010-11-30 15:02:18','2010-11-30 15:02:18','<h2 id=\"watch-headline-title\"><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></h2>\r\n<h2><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Foreclosure Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></h2>\r\n<h2><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></h2>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 15:02:18','2010-11-30 15:02:18','',763,'http://h4hconsulting.com/cms/768/763-revision-4/',0,'revision','',0),(769,1,'2010-11-30 21:31:17','2010-11-30 21:31:17','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Foreclosure Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 21:31:17','2010-11-30 21:31:17','',763,'http://h4hconsulting.com/cms/769/763-revision-5/',0,'revision','',0),(770,1,'2010-11-30 21:33:50','2010-11-30 21:33:50','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Foreclosure Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 21:33:50','2010-11-30 21:33:50','',763,'http://h4hconsulting.com/cms/770/763-revision-6/',0,'revision','',0),(771,1,'2010-11-30 21:36:03','2010-11-30 21:36:03','<h4 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h4>\r\n<h4><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Foreclosure Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h4>\r\n<h4><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h4>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 21:36:03','2010-11-30 21:36:03','',763,'http://h4hconsulting.com/cms/771/763-revision-7/',0,'revision','',0),(772,1,'2010-11-30 21:36:49','2010-11-30 21:36:49','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Foreclosure Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 21:36:49','2010-11-30 21:36:49','',763,'http://h4hconsulting.com/cms/772/763-revision-8/',0,'revision','',0),(773,1,'2010-10-25 18:21:19','2010-10-25 18:21:19','<h2 style=\"text-align: center;\">Questions about foreclosure? Get the answers!</h2>\r\n<h2 style=\"text-align: center;\">Watch our Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-10-25 18:21:19','2010-10-25 18:21:19','',5,'http://h4hconsulting.com/cms/773/5-revision-94/',0,'revision','',0),(774,1,'2010-11-30 21:39:28','2010-11-30 21:39:28','<h2 style=\"text-align: center;\"><strong>Questions about foreclosure? Get the answers!</strong></h2>\r\n<h2 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-11-30 21:39:28','2010-11-30 21:39:28','',5,'http://h4hconsulting.com/cms/774/5-revision-95/',0,'revision','',0),(775,1,'2010-11-30 21:37:12','2010-11-30 21:37:12','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Foreclosure Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Foreclosure Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 21:37:12','2010-11-30 21:37:12','',763,'http://h4hconsulting.com/cms/775/763-revision-9/',0,'revision','',0),(776,1,'2010-11-30 21:41:22','2010-11-30 21:41:22','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 21:41:22','2010-11-30 21:41:22','',763,'http://h4hconsulting.com/cms/776/763-revision-10/',0,'revision','',0),(777,1,'2010-11-30 21:40:02','2010-11-30 21:40:02','<h3 style=\"text-align: center;\"><strong>Questions about foreclosure? Get the answers!</strong></h3>\r\n<h3 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h3>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-11-30 21:40:02','2010-11-30 21:40:02','',5,'http://h4hconsulting.com/cms/777/5-revision-96/',0,'revision','',0),(783,1,'2010-12-08 21:43:04','2010-12-08 21:43:04','With today\'s reduced property values and increased unemployment, it\'s  tempting for some homeowners to just throw their hands up in defeat,  allow the bank to take their home in foreclosure and rid themselves of  the monthly mortgage burden.\r\n\r\n<a href=\"http://www.palmbeachpost.com/money/real-estate/foreclosure-vs-short-sale-the-pros-and-cons-820292.html\" target=\"_self\">Click here for the full article.</a>','Foreclosure vs. short sale -the pros and cons','','publish','open','open','','foreclosure-vs-short-sale-the-pros-and-cons','','','2010-12-08 21:43:04','2010-12-08 21:43:04','',0,'http://h4hconsulting.com/cms/?p=783',0,'post','',0),(779,1,'2010-11-30 22:09:38','2010-11-30 22:09:38','','live chat pic','','inherit','open','open','','live-chat-pic','','','2010-11-30 22:09:38','2010-11-30 22:09:38','',0,'http://h4hconsulting.com/cms/wp-content/uploads/2010/11/live-chat-pic.jpg',0,'attachment','image/jpeg',0),(780,1,'2010-12-03 17:57:55','2010-12-03 17:57:55','If you missed any of our Live Chats, they\'re now listed on our website and can be viewed at your convenience.\r\n\r\n<a href=\"http://h4hconsulting.com/cms/about/live-chats/\" target=\"_self\">Click here to watch and learn how to eliminate your housing tax debt or get your questions answered by our legal expert!\r\n</a>','Online Educational Info Re:Foreclosures, Short Sales & Housing Tax Debt','','publish','open','open','','online-educational-info-reforeclosures-short-sales-housing-tax-debt','','\nhttp://h4hconsulting.com/cms/about/live-chats/','2010-12-03 17:57:55','2010-12-03 17:57:55','',0,'http://h4hconsulting.com/cms/?p=780',0,'post','',0),(781,1,'2010-12-03 17:56:54','2010-12-03 17:56:54','If you missed any of our Live Chats , they\'re now listed on our website and can be viewed at your convenience.\n\n<a href=\"http://h4hconsulting.com/cms/about/live-chats/\" target=\"_self\">Click here to watch and learn how to Eliminate your Housing Tax Debt or get your questions answered by our legal expert!\n</a>','Online Educational Info Re:Foreclosures, Short Sales & Housing Tax','','inherit','open','open','','780-revision','','','2010-12-03 17:56:54','2010-12-03 17:56:54','',780,'http://h4hconsulting.com/cms/781/780-revision/',0,'revision','',0),(782,1,'2010-12-03 17:57:54','2010-12-03 17:57:54','If you missed any of our Live Chats, they\'re now listed on our website and can be viewed at your convenience.\n\n<a href=\"http://h4hconsulting.com/cms/about/live-chats/\" target=\"_self\">Click here to watch and learn how to eliminate your housing tax debt or get your questions answered by our legal expert!\n</a>','Online Educational Info Re:Foreclosures, Short Sales & Housing Tax Debt','','inherit','open','open','','780-revision-2','','','2010-12-03 17:57:54','2010-12-03 17:57:54','',780,'http://h4hconsulting.com/cms/782/780-revision-2/',0,'revision','',0),(784,1,'2010-12-08 21:42:59','2010-12-08 21:42:59','With today\'s reduced property values and increased unemployment, it\'s  tempting for some homeowners to just throw their hands up in defeat,  allow the bank to take their home in foreclosure and rid themselves of  the monthly mortgage burden.\n\n<a href=\"http://www.palmbeachpost.com/money/real-estate/foreclosure-vs-short-sale-the-pros-and-cons-820292.html\" target=\"_self\">Click here for the full article.</a>','Foreclosure vs. short sale -the pros and cons','','inherit','open','open','','783-revision','','','2010-12-08 21:42:59','2010-12-08 21:42:59','',783,'http://h4hconsulting.com/cms/784/783-revision/',0,'revision','',0),(793,1,'2010-12-24 17:16:46','2010-12-24 17:16:46','Live Chat with Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discussing the latest mortgage guidelines.\r\n\r\n<a title=\"Mortgage Guidelines Live Chat\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY\" target=\"_self\">Click here to watch.</a>','Worried about your mortgage? Watch our latest Live Chat!','','publish','open','open','','worried-about-your-mortgage-watch-our-latest-live-chat','','','2010-12-24 17:16:46','2010-12-24 17:16:46','',0,'http://h4hconsulting.com/cms/?p=793',0,'post','',0),(786,1,'2010-12-14 16:43:08','2010-12-14 16:43:08','<a href=\"http://h4hconsulting.com/cms/video-library/how-does-foreclosure-or-short-sale-affect-my-credit/\" target=\"_self\">Find out here with our video</a> from distressed housing expert Chris Sommer of Hope for Homeowners Consulting and foreclosure attorney Ross Spano with Christmas &amp; Spano.','How does a foreclosure or short sale affect your credit?','','publish','open','open','','how-does-a-foreclosure-or-short-sale-affect-your-credit','','\nhttp://h4hconsulting.com/cms/video-library/how-does-foreclosure-or-short-sale-affect-my-credit/','2010-12-14 16:43:08','2010-12-14 16:43:08','',0,'http://h4hconsulting.com/cms/?p=786',0,'post','',0),(787,1,'2010-12-14 16:42:29','2010-12-14 16:42:29','Find out here with our video from distressed housing expert Chris Sommer of Hope for Homeowners Consulting and foreclousre attorney Ross Spano with Christmas &amp; Span','How does a foreclosure or short sale affect your credit?','','inherit','open','open','','786-revision','','','2010-12-14 16:42:29','2010-12-14 16:42:29','',786,'http://h4hconsulting.com/cms/787/786-revision/',0,'revision','',0),(788,1,'2010-12-16 20:00:13','2010-12-16 20:00:13','I think we missed something...<a href=\"http://voices.washingtonpost.com/political-economy/2010/12/government_saved_economy_housi.html\" target=\"_self\">click here for the full article.</a>\r\n\r\nTreasury Secretary Timothy Geithner told a congressional panel on  Thursday  that the administration basically saved an economy and housing  market on the brink of collapse, and he defended a federal foreclosure  prevention program that has fallen far short of its original goals.\r\n\r\nBut some panel members criticized the administration for putting the banking industry ahead of troubled homeowners.\r\n\r\nFor those struggling to hold onto their homes, \"it is cold comfort to  these individuals that the big financial institutions aided by [the  government bail out of banks] and other government programs have near  record earnings,\" said tax lawyer J. Mark McWatters, one of the panel  members.','Government saved economy, housing market, huh?','','publish','open','open','','government-saved-economy-housing-market-huh','','','2010-12-16 20:00:13','2010-12-16 20:00:13','',0,'http://h4hconsulting.com/cms/?p=788',0,'post','',0),(789,1,'2010-12-16 19:59:35','2010-12-16 19:59:35','I think Treasury Secretary Timothy Geithner told a congressional panel on  Thursday  that the administration basically saved an economy and housing  market on the brink of collapse, and he defended a federal foreclosure  prevention program that has fallen far short of its original goals.\n\nBut some panel members criticized the administration for putting the banking industry ahead of troubled homeowners.\n\nFor those struggling to hold onto their homes, \"it is cold comfort to  these individuals that the big financial institutions aided by [the  government bail out of banks] and other government programs have near  record earnings,\" said tax lawyer J. Mark McWatters, one of the panel  members.','Government saved economy, housing market, huh?','','inherit','open','open','','788-revision','','','2010-12-16 19:59:35','2010-12-16 19:59:35','',788,'http://h4hconsulting.com/cms/789/788-revision/',0,'revision','',0),(790,1,'2010-12-16 20:01:18','2010-12-16 20:01:18','I think we missed something...<a href=\"http://voices.washingtonpost.com/political-economy/2010/12/government_saved_economy_housi.html\" target=\"_self\">click here for the full article.</a>\n\nTreasury Secretary Timothy Geithner told a congressional panel on  Thursday  that the administration basically saved an economy and housing  market on the brink of collapse, and he defended a federal foreclosure  prevention program that has fallen far short of its original goals.\n\nBut some panel members criticized the administration for putting the banking industry ahead of troubled homeowners.\n\nFor those struggling to hold onto their homes, \"it is cold comfort to  these individuals that the big financial institutions aided by [the  government bail out of banks] and other government programs have near  record earnings,\" said tax lawyer J. Mark McWatters, one of the panel  members.','Government saved economy, housing market, huh?','','inherit','open','open','','788-autosave','','','2010-12-16 20:01:18','2010-12-16 20:01:18','',788,'http://h4hconsulting.com/cms/790/788-autosave/',0,'revision','',0),(791,1,'2010-12-21 14:47:55','2010-12-21 14:47:55','To you and yours, Merry Christmas and Happy New Year!','Happy Holidays from H4H Consulting!','','publish','open','open','','happy-holidays-from-h4h-consulting','','','2010-12-21 14:47:55','2010-12-21 14:47:55','',0,'http://h4hconsulting.com/cms/?p=791',0,'post','',0),(792,1,'2010-12-21 14:47:40','2010-12-21 14:47:40','','Happy Holidays from H4H Consulting!','','inherit','open','open','','791-revision','','','2010-12-21 14:47:40','2010-12-21 14:47:40','',791,'http://h4hconsulting.com/cms/792/791-revision/',0,'revision','',0),(794,1,'2010-12-24 17:16:02','2010-12-24 17:16:02','<a title=\"Mortgage Guidelines Live Chat\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY\" target=\"_self\">\n</a>\n\n<a title=\"Mortgage Guidelines Live Chat\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY\" target=\"_self\">Click here to watch.</a>','Worried about your mortgage? Watch our latest Live Chat!','','inherit','open','open','','793-revision','','','2010-12-24 17:16:02','2010-12-24 17:16:02','',793,'http://h4hconsulting.com/cms/794/793-revision/',0,'revision','',0),(795,1,'2010-12-24 17:23:55','2010-12-24 17:23:55','Part 2 - Live Chat with Chris Sommer of Hope for Homeowners Consulting and   Mortgage Broker Rob Sullivan discussing the latest mortgage guidelines.\r\n\r\n<a title=\"Live Chat Mortgage Guidelines Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=related\" target=\"_self\">Click here to watch.</a>','Part 2 of the Latest Mortgage Guidelines Live Chat','','publish','open','open','','part-2-of-the-latest-mortgage-guidelines-live-chat','','','2010-12-24 17:24:42','2010-12-24 17:24:42','',0,'http://h4hconsulting.com/cms/?p=795',0,'post','',0),(796,1,'2010-12-24 17:21:44','2010-12-24 17:21:44','Part 2 of Live Chat with Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discussing the latest mortgage guidelines.\n\n<a title=\"Mortgage Guidelines Live Chat\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY\" target=\"_self\">Click here to watch.</a>','Part 2 of the Latest Mortgage Guidelines Live Chat','','inherit','open','open','','793-autosave','','','2010-12-24 17:21:44','2010-12-24 17:21:44','',793,'http://h4hconsulting.com/cms/796/793-autosave/',0,'revision','',0),(797,1,'2010-12-24 17:21:52','2010-12-24 17:21:52','','Part 2 of the Latest Mortgage Guidelines Live Chat','','inherit','open','open','','795-revision','','','2010-12-24 17:21:52','2010-12-24 17:21:52','',795,'http://h4hconsulting.com/cms/797/795-revision/',0,'revision','',0),(798,1,'2010-12-24 17:23:49','2010-12-24 17:23:49','PArt 2 - Live Chat with Chris Sommer of Hope for Homeowners Consulting and   Mortgage Broker Rob Sullivan discussing the latest mortgage guidelines.\n\n<a title=\"Live Chat Mortgage Guidelines Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=related\" target=\"_self\">Click here to watch.</a>?','Part 2 of the Latest Mortgage Guidelines Live Chat','','inherit','open','open','','795-revision-2','','','2010-12-24 17:23:49','2010-12-24 17:23:49','',795,'http://h4hconsulting.com/cms/798/795-revision-2/',0,'revision','',0),(799,1,'2010-12-24 17:23:55','2010-12-24 17:23:55','PArt 2 - Live Chat with Chris Sommer of Hope for Homeowners Consulting and   Mortgage Broker Rob Sullivan discussing the latest mortgage guidelines.\r\n\r\n<a title=\"Live Chat Mortgage Guidelines Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=related\" target=\"_self\">Click here to watch.</a>?','Part 2 of the Latest Mortgage Guidelines Live Chat','','inherit','open','open','','795-revision-3','','','2010-12-24 17:23:55','2010-12-24 17:23:55','',795,'http://h4hconsulting.com/cms/799/795-revision-3/',0,'revision','',0),(800,1,'2010-12-24 17:24:18','2010-12-24 17:24:18','Part 2 - Live Chat with Chris Sommer of Hope for Homeowners Consulting and   Mortgage Broker Rob Sullivan discussing the latest mortgage guidelines.\r\n\r\n<a title=\"Live Chat Mortgage Guidelines Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=related\" target=\"_self\">Click here to watch.</a>?','Part 2 of the Latest Mortgage Guidelines Live Chat','','inherit','open','open','','795-revision-4','','','2010-12-24 17:24:18','2010-12-24 17:24:18','',795,'http://h4hconsulting.com/cms/800/795-revision-4/',0,'revision','',0),(810,1,'2011-01-06 20:23:20','2011-01-06 20:23:20','Listen &amp; ask questions with our housing expert Chris Sommer and real estate broker John Baker as they discuss the latest property management issues.\r\n\r\n<a title=\"Property Management Live Chat\" href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001_7pdtf0NbxO25e035S1jMnNGX5aPDN9XxdXhq5iPYPW13aeTWBNZ1s7lvVslvNdtHCrhIcHxG2pAShGiW8tvFn6t93JTgQyEakQTLab8SFa_78MlbLDuGw%3D%3D\" target=\"_self\">For more information click here.</a>','Live Chat on Property Management','','publish','open','open','','live-chat-on-property-management','','','2011-01-06 20:23:20','2011-01-06 20:23:20','',0,'http://h4hconsulting.com/cms/?p=810',0,'post','',0),(802,1,'2010-12-29 19:01:46','2010-12-29 19:01:46','Home prices in Dallas, Portland, Ore., Charlotte, N.C., Tampa, Fla. and Denver have fallen for four straight months.Also, the number of homeowners who owe more than their house is worth is  expected to remain high. They are more likely to default if they run  into trouble, Zandi said. Homeowners who have equity can sell their  homes if they face a job loss, divorce, or illness that makes it  impossible for them to pay their mortgage.\r\n\r\nAlso, the number of homeowners who owe more than their house is worth is  expected to remain high. They are more likely to default if they run  into trouble, Zandi said. Homeowners who have equity can sell their  homes if they face a job loss, divorce, or illness that makes it  impossible for them to pay their mortgage.\r\n\r\n<a title=\"Home prices keep dropping\" href=\"http://www.myfoxtampabay.com/dpp/news/local/in-tampa-bay-home-prices-fall-for-4th-straight-month-12282010\" target=\"_self\">Click here for the rest of the story.</a>','In Tampa Bay, home prices fall for 4th straight month','','publish','open','open','','in-tampa-bay-home-prices-fall-for-4th-straight-month','','','2010-12-29 19:01:46','2010-12-29 19:01:46','',0,'http://h4hconsulting.com/cms/?p=802',0,'post','',0),(804,1,'2010-12-31 14:33:14','0000-00-00 00:00:00','','H','','draft','open','open','','','','','2010-12-31 14:33:14','2010-12-31 14:33:14','',0,'http://h4hconsulting.com/cms/?p=804',0,'post','',0),(805,1,'2010-12-31 14:33:36','2010-12-31 14:33:36','Happy New Year to you and yours!','Happy New Year!','','publish','open','open','','happy-new-year','','','2010-12-31 14:33:36','2010-12-31 14:33:36','',0,'http://h4hconsulting.com/cms/?p=805',0,'post','',0),(806,1,'2010-12-31 14:33:27','2010-12-31 14:33:27','','Happy New Year!','','inherit','open','open','','805-revision','','','2010-12-31 14:33:27','2010-12-31 14:33:27','',805,'http://h4hconsulting.com/cms/806/805-revision/',0,'revision','',0),(803,1,'2010-12-29 19:01:01','2010-12-29 19:01:01','<h1>In Tampa Bay, home prices fall for 4th straight month</h1>\n<h2>More decline expected</h2>\nNEW YORK - Home prices are dropping in the  nation\'s largest cities and are expected to keep falling next year, as  fewer people purchase homes and millions of foreclosures come on to the  market.\n\nThe Standard &amp; Poor\'s/Case-Shiller 20-city home price index released Tuesday fell 1.3 percent in October from September.\n\nAll cities recorded monthly price declines. The last time that happened was in Feb. 2009.Atlanta recorded the largest decline. Prices there fell 2.9 percent  from a month earlier. Home prices in Washington dropped 0.2 percent in  October, the second monthly decline after five straight increases.\n\nHome prices in Dallas, Portland, Ore., Charlotte, N.C., Tampa, Fla. and Denver have fallen for four straight months.Also, the number of homeowners who owe more than their house is worth is  expected to remain high. They are more likely to default if they run  into trouble, Zandi said. Homeowners who have equity can sell their  homes if they face a job loss, divorce, or illness that makes it  impossible for them to pay their mortgage.\n\n<a title=\"Home prices keep dropping\" href=\"http://www.myfoxtampabay.com/dpp/news/local/in-tampa-bay-home-prices-fall-for-4th-straight-month-12282010\" target=\"_self\">Click here for the rest of the story.</a>','In Tampa Bay, home prices fall for 4th straight month','','inherit','open','open','','802-revision','','','2010-12-29 19:01:01','2010-12-29 19:01:01','',802,'http://h4hconsulting.com/cms/803/802-revision/',0,'revision','',0),(807,1,'2011-01-05 13:41:11','2011-01-05 13:41:11','The drumbeat from the housing community was loud and clear in 2010: There was never a better time to buy a home.\r\n\r\nFor  most of the past 12 months, home prices tumbled, mortgage rates ticked  downward, and the inventory of available traditional and distressed  homes was plentiful.\r\n\r\nBut would-be buyers, even if they were able  to overcome job worries, found that the hurdles to obtain a loan were  formidable. They remained on the sidelines, and housing analysts opined  that if the broader economy improved and unemployment fell, pent-up  demand would be unleashed, credit guidelines would ease and home sales  would improve.\r\n\r\n<a title=\"Harder to buy in 2011?\" href=\"http://articles.chicagotribune.com/2011-01-01/classified/ct-biz-0102-outlook-housing-20110101_1_michael-fratantoni-mortgage-rates-mortgage-market\" target=\"_self\">Click here for the rest of the article</a>, including the definition of Qualified Residential Mortgage.','Will it be even harder to buy a home in 2011?','','publish','open','open','','will-it-be-even-harder-to-buy-a-home-in-2011','','','2011-01-05 13:41:11','2011-01-05 13:41:11','',0,'http://h4hconsulting.com/cms/?p=807',0,'post','',0),(808,1,'2011-01-05 13:40:36','2011-01-05 13:40:36','The drumbeat from the housing community was loud and clear in 2010: There was never a better time to buy a home.\n\nFor  most of the past 12 months, home prices tumbled, mortgage rates ticked  downward, and the inventory of available traditional and distressed  homes was plentiful.\n\nBut would-be buyers, even if they were able  to overcome job worries, found that the hurdles to obtain a loan were  formidable. They remained on the sidelines, and housing analysts opined  that if the broader economy improved and unemployment fell, pent-up  demand would be unleashed, credit guidelines would ease and home sales  would improve.\n\nClick here for the rest of the article, including the definition of Qualified REsidential Mortgage.','Will it be even harder to buy a home in 2011?','','inherit','open','open','','807-revision','','','2011-01-05 13:40:36','2011-01-05 13:40:36','',807,'http://h4hconsulting.com/cms/808/807-revision/',0,'revision','',0),(809,1,'2011-01-05 13:42:16','2011-01-05 13:42:16','The drumbeat from the housing community was loud and clear in 2010: There was never a better time to buy a home.\n\nFor  most of the past 12 months, home prices tumbled, mortgage rates ticked  downward, and the inventory of available traditional and distressed  homes was plentiful.\n\nBut would-be buyers, even if they were able  to overcome job worries, found that the hurdles to obtain a loan were  formidable. They remained on the sidelines, and housing analysts opined  that if the broader economy improved and unemployment fell, pent-up  demand would be unleashed, credit guidelines would ease and home sales  would improve.\n\n<a title=\"Harder to buy in 2011?\" href=\"http://articles.chicagotribune.com/2011-01-01/classified/ct-biz-0102-outlook-housing-20110101_1_michael-fratantoni-mortgage-rates-mortgage-market\" target=\"_self\">Click here for the rest of the article</a>, including the definition of Qualified Residential Mortgage.','Will it be even harder to buy a home in 2011?','','inherit','open','open','','807-autosave','','','2011-01-05 13:42:16','2011-01-05 13:42:16','',807,'http://h4hconsulting.com/cms/809/807-autosave/',0,'revision','',0),(811,1,'2011-01-06 20:23:08','2011-01-06 20:23:08','Listen &amp; ask questions with our housing expert Chris Sommer and real estate broker John Baker as they discuss the latest property management issues.\n\n<a title=\"Property Management Live Chat\" href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001_7pdtf0NbxO25e035S1jMnNGX5aPDN9XxdXhq5iPYPW13aeTWBNZ1s7lvVslvNdtHCrhIcHxG2pAShGiW8tvFn6t93JTgQyEakQTLab8SFa_78MlbLDuGw%3D%3D\" target=\"_self\">For more information click here.</a>','Live Chat on Prope','','inherit','open','open','','810-revision','','','2011-01-06 20:23:08','2011-01-06 20:23:08','',810,'http://h4hconsulting.com/cms/811/810-revision/',0,'revision','',0),(812,1,'2011-01-11 17:11:07','2011-01-11 17:11:07','Listen &amp; ask questions with our housing expert Chris Sommer and real estate broker John Baker as they discuss the latest property management issues.\n\n<a title=\"Property Management Live Chat\" href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001_7pdtf0NbxO25e035S1jMnNGX5aPDN9XxdXhq5iPYPW13aeTWBNZ1s7lvVslvNdtHCrhIcHxG2pAShGiW8tvFn6t93JTgQyEakQTLab8SFa_78MlbLDuGw%3D%3D\" target=\"_self\">For more information click here.</a>','Live Chat on Property Management','','inherit','open','open','','810-autosave','','','2011-01-11 17:11:07','2011-01-11 17:11:07','',810,'http://h4hconsulting.com/cms/812/810-autosave/',0,'revision','',0),(813,1,'2011-01-11 17:17:31','2011-01-11 17:17:31','Our new address is 4006 S. Macdill Ave., Tampa, FL 33611. Our new fax number is 866-236-3533.<strong> </strong>\r\n\r\n<strong></strong>Our 800 number remains 800-604-0266<strong>.</strong>\r\n\r\n<a title=\"Moving Information\" href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=0016-lMRck6nqE_uE3pqAXROGGB-7hYEFBNVp71__AGgG68jWeIjDnzBCIngf5RNmVOFkZiXmgPARHpQwMWDRyJ9o3NfwjXYPyjW_8RMQlSJX3tqEiJY-xZsw%3D%3D\" target=\"_self\"><strong></strong>Click here for more information.</a>','We have moved!','','publish','open','open','','we-have-moved','','','2011-01-11 17:17:31','2011-01-11 17:17:31','',0,'http://h4hconsulting.com/cms/?p=813',0,'post','',0),(814,1,'2011-01-11 17:16:58','2011-01-11 17:16:58','Our new address is 4006 S. Macdill Ave., Tampa, FL 33611. Our new fax number is 866-236-3533.<strong> </strong>\n\n<strong></strong>Our 800 number remains 800-604-0266<strong>.</strong>\n\n<strong></strong>Click here for more information.','We have moved!','','inherit','open','open','','813-revision','','','2011-01-11 17:16:58','2011-01-11 17:16:58','',813,'http://h4hconsulting.com/cms/814/813-revision/',0,'revision','',0),(824,1,'2011-02-01 14:54:04','2011-02-01 14:54:04','Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.\r\n\r\n<a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA\">For the full video - click here.</a>','Learn how to Eliminate Your Housing Debt','','publish','open','open','','learn-how-to-eliminate-your-housing-debt','','','2011-02-01 14:54:04','2011-02-01 14:54:04','',0,'http://h4hconsulting.com/cms/?p=824',0,'post','',0),(816,1,'2011-01-14 18:02:27','2011-01-14 18:02:27','<div>Listen   &amp; ask questions as experts Chris Sommer of Hope for Homeowners   Consulting along with John Baker of Discount Management, Inc discuss The   New Florida Statute (718.116 Assessments; liability; lien and  priority;  interest; collection) allowing HOA\'s to collect dues from  tenants. To register send an email to <a href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>!</div>\r\n<img src=\"http://ih.constantcontact.com/fs074/1103244704387/img/19.jpg\" border=\"0\" alt=\"how long stay in home after foreclosure\" width=\"120\" height=\"90\" align=\"left\" />\r\n<div>When: <strong><em>Thursday, January 20th </em></strong>\r\nat 6:30 pm EST</div>\r\nWhere: Online\r\n\r\n<a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001DcfdIOMFLbmaYKRzmyibzDKnsjK365bjp_Y9EBkV59gKEdHjJZe7BdBDlBAsLQ2-fVrIHesea4a3izmV8an7lFLrOEiQd-9XrdEBvdZwBYXmwNBIzaWWbQ%3D%3D\" target=\"_self\">Click here for full details-</a>','Live Chat with Real Estate Broker rescheduled','','publish','open','open','','live-chat-with-real-estate-broker-rescheduled','','','2011-01-14 18:02:27','2011-01-14 18:02:27','',0,'http://h4hconsulting.com/cms/?p=816',0,'post','',0),(817,1,'2011-01-14 18:01:10','2011-01-14 18:01:10','<a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001DcfdIOMFLbmaYKRzmyibzDKnsjK365bjp_Y9EBkV59gKEdHjJZe7BdBDlBAsLQ2-fVrIHesea4a3izmV8an7lFLrOEiQd-9XrdEBvdZwBYXmwNBIzaWWbQ%3D%3D\" target=\"_self\">Click here for full details-</a>','Live Chat with Real Estate Broker rescheduled','','inherit','open','open','','816-revision','','','2011-01-14 18:01:10','2011-01-14 18:01:10','',816,'http://h4hconsulting.com/cms/817/816-revision/',0,'revision','',0),(818,1,'2011-01-14 18:01:23','2011-01-14 18:01:23','<div>Listen   &amp; ask questions as experts Chris Sommer of Hope for Homeowners   Consulting along with John Baker of Discount Management, Inc discuss The   New Florida Statute (718.116 Assessments; liability; lien and  priority;  interest; collection) allowing HOA\'s to collect dues from  tenants. To register send an email to <a href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>!</div>\r\n<img src=\"http://ih.constantcontact.com/fs074/1103244704387/img/19.jpg\" border=\"0\" alt=\"how long stay in home after foreclosure\" width=\"120\" height=\"90\" align=\"left\" />\r\n<div>When: <strong><em>Thursday, January 20th </em></strong>\r\nat 6:30 pm EST</div>\r\nWhere: Online\r\n\r\n<a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001DcfdIOMFLbmaYKRzmyibzDKnsjK365bjp_Y9EBkV59gKEdHjJZe7BdBDlBAsLQ2-fVrIHesea4a3izmV8an7lFLrOEiQd-9XrdEBvdZwBYXmwNBIzaWWbQ%3D%3D\" target=\"_self\">Click here for full details-</a>','Live Chat with Real Estate Broker rescheduled','','inherit','open','open','','816-revision-2','','','2011-01-14 18:01:23','2011-01-14 18:01:23','',816,'http://h4hconsulting.com/cms/818/816-revision-2/',0,'revision','',0),(819,1,'2011-01-14 18:02:10','2011-01-14 18:02:10','<div>Listen   &amp; ask questions as experts Chris Sommer of Hope for Homeowners   Consulting along with John Baker of Discount Management, Inc discuss The   New Florida Statute (718.116 Assessments; liability; lien and  priority;  interest; collection) allowing HOA\'s to collect dues from  tenants. To register send an email to <a href=\"mailto:info@h4hconsulting.com\" target=\"_blank\">info@h4hconsulting.com</a>!</div>\n<img src=\"http://ih.constantcontact.com/fs074/1103244704387/img/19.jpg\" border=\"0\" alt=\"how long stay in home after foreclosure\" width=\"120\" height=\"90\" align=\"left\" />\n<div>When: <strong><em>Thursday, January 20th </em></strong>\nat 6:30 pm EST</div>\nWhere: Online\n\n<a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001DcfdIOMFLbmaYKRzmyibzDKnsjK365bjp_Y9EBkV59gKEdHjJZe7BdBDlBAsLQ2-fVrIHesea4a3izmV8an7lFLrOEiQd-9XrdEBvdZwBYXmwNBIzaWWbQ%3D%3D\" target=\"_self\">Click here for full details-</a>','Live Chat with Real Estate Broker rescheduled','','inherit','open','open','','816-revision-3','','','2011-01-14 18:02:10','2011-01-14 18:02:10','',816,'http://h4hconsulting.com/cms/819/816-revision-3/',0,'revision','',0),(820,1,'2011-01-19 19:21:14','2011-01-19 19:21:14','Special Stop Collections Call Unit helps you limit and reduce the need to talk to creditors - and can limit or end all collection calls in a few months!\r\n\r\n<a href=\"http://myemail.constantcontact.com/Read-if-you-re-sick-of-creditor-calls.html?soid=1103244704387&amp;aid=VEflVBdgoHI#fblike\" target=\"_self\">Click here for more information.</a>','If you\'re sick of creditor calls, this can help!','','publish','open','open','','if-youre-sick-of-creditor-calls-this-can-help','','','2011-01-19 19:21:14','2011-01-19 19:21:14','',0,'http://h4hconsulting.com/cms/?p=820',0,'post','',0),(821,1,'2011-01-19 19:21:05','2011-01-19 19:21:05','Special Stop Collections Call Unit helps you limit and reduce the need to talk to creditors - and can limit or end all collection calls in a few months!\n\n<a href=\"http://myemail.constantcontact.com/Read-if-you-re-sick-of-creditor-calls.html?soid=1103244704387&amp;aid=VEflVBdgoHI#fblike\" target=\"_self\">Click here for more information</a>','If you\'re sick of creditor calls, this can help!','','inherit','open','open','','820-revision','','','2011-01-19 19:21:05','2011-01-19 19:21:05','',820,'http://h4hconsulting.com/cms/821/820-revision/',0,'revision','',0),(823,1,'2010-10-27 15:15:03','2010-10-27 15:15:03','Hope for Homeowners Consulting, LLC\r\n26847 Foggy Creek Rd ste 102\r\nWesley Chapel, FL 33543\r\n\r\nOr call us at 1-800-604-0266.\r\n\r\nFor more information, please contact us using the email form below.','Contact Us','','inherit','open','open','','31-revision-7','','','2010-10-27 15:15:03','2010-10-27 15:15:03','',31,'http://h4hconsulting.com/cms/823/31-revision-7/',0,'revision','',0),(825,1,'2011-02-01 14:53:45','2011-02-01 14:53:45','<a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA\">For the full video - click here.</a>','Learn how to Eliminate Your Housing Debt','','inherit','open','open','','824-revision','','','2011-02-01 14:53:45','2011-02-01 14:53:45','',824,'http://h4hconsulting.com/cms/825/824-revision/',0,'revision','',0),(841,1,'2011-02-25 15:07:40','2011-02-25 15:07:40','If you owe more than your home is worth, <a href=\"http://myemail.constantcontact.com/Hope-for-Homeowners-Consulting-LLC.html?soid=1103244704387&amp;aid=CrdnwbgtdTQ\" target=\"_self\">click here</a>-','Upside down on your home? ','','publish','open','open','','upside-down-on-your-home','','','2011-02-25 15:07:40','2011-02-25 15:07:40','',0,'http://h4hconsulting.com/cms/?p=841',0,'post','',0),(827,1,'2011-02-08 19:53:50','2011-02-08 19:53:50','<div id=\"hedDek\">\r\n<h1><a href=\"http://money.cnn.com/galleries/2011/real_estate/1102/gallery.latest_foreclosure_hotspots/index.html\">10 foreclosure hotspots</a></h1>\r\n<h2>Las  Vegas always wins the title for worst foreclosure rate in the country.  But these 10 unexpected cities have the fastest-growing rates out of the  100 worst-hit places.</h2>\r\n</div>\r\n<a href=\"http://money.cnn.com/galleries/2011/real_estate/1102/gallery.latest_foreclosure_hotspots/index.html\" target=\"_self\">For the full article click here-</a>','At least Tampa\'s not in this top 10 list!','','publish','open','open','','at-least-tampas-not-in-this-top-10-list','','','2011-02-08 19:53:50','2011-02-08 19:53:50','',0,'http://h4hconsulting.com/cms/?p=827',0,'post','',0),(828,1,'2011-02-08 19:53:20','2011-02-08 19:53:20','<a href=\"http://money.cnn.com/galleries/2011/real_estate/1102/gallery.latest_foreclosure_hotspots/index.html\" target=\"_self\">For the full article click here-</a>','At least Tampa\'s not in this top 10 list!','','inherit','open','open','','827-revision','','','2011-02-08 19:53:20','2011-02-08 19:53:20','',827,'http://h4hconsulting.com/cms/828/827-revision/',0,'revision','',0),(837,1,'2011-02-22 18:37:22','2011-02-22 18:37:22','The average U.S. borrower in the throes of foreclosure hasn\'t made a  mortgage payment in 17 months, up from nearly 11 months two years ago —  and the time frame may get even longer.\r\n\r\nThe delays may translate into higher prices in some markets for  foreclosed homes as inventories shrink, real estate experts say.\r\n\r\n<a href=\"http://www.usatoday.com/money/economy/housing/2011-02-21-unpaidmortgages21_ST_N.htm?csp=usat.me\" target=\"_self\">For more information click here.</a>','Foreclosure Process Lengthens','','publish','open','open','','foreclosure-process-lengthens','','','2011-02-22 18:37:22','2011-02-22 18:37:22','',0,'http://h4hconsulting.com/cms/?p=837',0,'post','',0),(830,1,'2011-02-11 19:26:35','2011-02-11 19:26:35','WASHINGTON – The Obama administration laid out three broad options  Friday for reducing the government\'s role in the mortgage market. All  three would almost certainly lead to <a id=\"KonaLink0\" href=\"http://news.yahoo.com/s/ap/20110211/ap_on_bi_ge/us_obama_housing#\" target=\"undefined\"><span style=\"color: #366388;\">higher interest rates</span></a> and costs for borrowers.\r\n\r\n<a href=\"http://news.yahoo.com/s/ap/20110211/ap_on_bi_ge/us_obama_housing\" target=\"_self\">For the full article click here.</a>','Well isn\'t this a surprise?!?!?','','publish','open','open','','well-isnt-this-a-surprise','','','2011-02-11 19:26:35','2011-02-11 19:26:35','',0,'http://h4hconsulting.com/cms/?p=830',0,'post','',0),(831,1,'2011-02-11 19:26:15','2011-02-11 19:26:15','<a href=\"http://news.yahoo.com/s/ap/20110211/ap_on_bi_ge/us_obama_housing\" target=\"_self\">For the full article click here.</a>','Well isn\'t this a surprise?!?!?','','inherit','open','open','','830-revision','','','2011-02-11 19:26:15','2011-02-11 19:26:15','',830,'http://h4hconsulting.com/cms/831/830-revision/',0,'revision','',0),(833,1,'2010-08-16 15:02:27','2010-08-16 15:02:27','Hope for Homeowners Consulting has been a huge help with my mortgage crisis. My wife and I could no longer afford to pay our mortgage so we contacted Chris Sommer at H4H and he showed us how to best handle our situation. He gave us a detailed outline of how his company was going to help us through our difficult financial state of affairs.\r\n\r\nChris took the time to explain in detail how the entire process works and what our options throughout the process were going to be. Since we hired Chris he has taken care of all the communications with our mortgage company and made our lives much easier. He has met all deadlines for us and continues to be available to us whenever we have questions.\r\n\r\nI highly recommend H4H Consulting.\r\nRob Sullivan\r\n\r\n<em>Dear Chris,\r\nI want to thank you for everything you have done for me. With five years of experience as a mortgage banker, licensed real-estate agent and a finance degree I was confident I would be able to handle the short sale/loan modification process with my banks on my own. WOW was I wrong! For months I battled via phone, US Mail, and fax trying to get help from my bank and got nowhere. I felt like I was actually moving backwards. After I was referred to you and you took the process by the reins I felt like 1,000 LBS. had been lifted from my shoulders. I have settled all my credit card debts and am well along the way to short selling my investment properties. I love the way you keep me informed of the pertinent items I needed to know and relieve me of the headaches of dealing with automated phone systems and none responsive bank employees. </em>\r\n\r\n<em>Thanks again for all your help and I recommend you to everyone I know that can use your help.\r\nSincerely,\r\nJamie Garrison</em>\r\n\r\nChris,\r\nThanks so much for working with us on our home. I didn\'t know where to turn or what my options were before I met you. You have definitely eased my mind!  Between trying to start up a company on our own and the value of our home dropping 60% in the last couple of years, we have taken a big hit financially. We never expected to be in this situation: using all of our savings and retirement funds, not being able to afford our mortgage payments, and running out of options.\r\n\r\nThanks to you and your team we now have a plan, including and exit strategy and help with the many debt collection calls we were receiving on an hourly basis. It\'s been a huge relief!!\r\n\r\nNow we know what to do and when, and most importantly, we know we will not be faced with a huge deficiency judgment when it\'s all done. Again, I can\'t thank you enough!!\r\nSincerely,\r\nJosh Danielson','Homeowners Testimonials','','inherit','open','open','','355-revision-18','','','2010-08-16 15:02:27','2010-08-16 15:02:27','',355,'http://h4hconsulting.com/cms/833/355-revision-18/',0,'revision','',0),(834,1,'2011-02-16 18:54:15','2011-02-16 18:54:15','Hope for Homeowners Consulting has been a huge help with my mortgage crisis. My wife and I could no longer afford to pay our mortgage so we contacted Chris Sommer at H4H and he showed us how to best handle our situation. He gave us a detailed outline of how his company was going to help us through our difficult financial state of affairs.\r\n\r\nChris took the time to explain in detail how the entire process works and what our options throughout the process were going to be. Since we hired Chris he has taken care of all the communications with our mortgage company and made our lives much easier. He has met all deadlines for us and continues to be available to us whenever we have questions.\r\n\r\nI highly recommend H4H Consulting.\r\nRob Sullivan\r\n\r\n<em>Dear Chris,\r\nI want to thank you for everything you have done for me. With five years of experience as a mortgage banker, licensed real-estate agent and a finance degree I was confident I would be able to handle the short sale/loan modification process with my banks on my own. WOW was I wrong! For months I battled via phone, US Mail, and fax trying to get help from my bank and got nowhere. I felt like I was actually moving backwards. After I was referred to you and you took the process by the reins I felt like 1,000 LBS. had been lifted from my shoulders. I have settled all my credit card debts and am well along the way to short selling my investment properties. I love the way you keep me informed of the pertinent items I needed to know and relieve me of the headaches of dealing with automated phone systems and none responsive bank employees. </em>\r\n\r\n<em>Thanks again for all your help and I recommend you to everyone I know that can use your help.\r\nSincerely,\r\nJamie Garrison</em>\r\n\r\nChris,\r\nThanks so much for working with us on our home. I didn\'t know where to turn or what my options were before I met you. You have definitely eased my mind!  Between trying to start up a company on our own and the value of our home dropping 60% in the last couple of years, we have taken a big hit financially. We never expected to be in this situation: using all of our savings and retirement funds, not being able to afford our mortgage payments, and running out of options.\r\n\r\nThanks to you and your team we now have a plan, including and exit strategy and help with the many debt collection calls we were receiving on an hourly basis. It\'s been a huge relief!!\r\n\r\nNow we know what to do and when, and most importantly, we know we will not be faced with a huge deficiency judgment when it\'s all done. Again, I can\'t thank you enough!!\r\nSincerely,\r\nJosh Danielson\r\n\r\n<em>My husband and I bought and investment property in the height of the real estate boom.  We were greatly mislead by our Realtor as to how much the property would rent for.  It turned out that we were approximately $700.00 short each month.  At first we were able to come up with the difference until I lost my job.  We were no longer able to pay the mortgage and tried unsuccessfully to negotiate a lower mortgage rate from our lender.  After about a year of frustrating phone calls and numerous \"lost\" faxed documents by our lender we felt we had no option but to let the property go into foreclosure.  THEN through a friend we met Chris, we told him our story.  We were impressed by his knowledge and patience and after he explained to us the implications of letting our property go into foreclosure we handed over to him a huge folder which held all of the correspondences and phone call logs we had from our battle with our lender.  Chris went through the massive pile of documentation and put together a plan for us that was very detailed and included a  list of options. With that he explained upfront what we could do and what different  ways to execute whatever plan we decide to take.  I appreciated how he gave us the option to decide...he didn\'t tell us or try to make us do anything one way or the other.  Once we agreed a strategy, he immediately went to work on executing it.  He contacted our lender on our behalf and negotiated a short sale of our home with no financial consequences on our part for the unpaid balance, which would have been around $106,000.00!  Chris and his team took care of everything, they even found us a great Real Estate Agent to work with.  I feel very fortunate to have met Chris when we did or we could have ended up with a huge financial burden that followed us around for years.   We couldn\'t thank you enough Chris. </em>\r\n\r\n<em>Barbara and Mario Rotundo, </em>','Homeowners Testimonials','','inherit','open','open','','355-revision-19','','','2011-02-16 18:54:15','2011-02-16 18:54:15','',355,'http://h4hconsulting.com/cms/834/355-revision-19/',0,'revision','',0),(836,1,'2011-02-16 20:59:30','0000-00-00 00:00:00','<a href=\"http://h4hconsulting.com/cms/about/testimonials/\" target=\"_self\">For the full testimonial click here and scroll down.</a>','New testimonial - love happy clients!','','draft','open','open','','','','','2011-02-16 20:59:30','2011-02-16 20:59:30','',0,'http://h4hconsulting.com/cms/?p=836',0,'post','',0),(838,1,'2011-02-22 18:36:15','2011-02-22 18:36:15','<a href=\"http://www.usatoday.com/money/economy/housing/2011-02-21-unpaidmortgages21_ST_N.htm?csp=usat.me\" target=\"_self\">For more information click here.</a>','Foreclosure Process Lengthens','','inherit','open','open','','837-revision','','','2011-02-22 18:36:15','2011-02-22 18:36:15','',837,'http://h4hconsulting.com/cms/838/837-revision/',0,'revision','',0),(839,1,'2011-02-22 18:38:28','2011-02-22 18:38:28','The average U.S. borrower in the throes of foreclosure hasn\'t made a  mortgage payment in 17 months, up from nearly 11 months two years ago —  and the time frame may get even longer.\n\nThe delays may translate into higher prices in some markets for  foreclosed homes as inventories shrink, real estate experts say.\n\n<a href=\"http://www.usatoday.com/money/economy/housing/2011-02-21-unpaidmortgages21_ST_N.htm?csp=usat.me\" target=\"_self\">For more information click here.</a>','Foreclosure Process Lengthens','','inherit','open','open','','837-autosave','','','2011-02-22 18:38:28','2011-02-22 18:38:28','',837,'http://h4hconsulting.com/cms/839/837-autosave/',0,'revision','',0),(842,1,'2011-02-25 15:07:03','2011-02-25 15:07:03','','Upside Down on your home? Read on-','','inherit','open','open','','841-revision','','','2011-02-25 15:07:03','2011-02-25 15:07:03','',841,'http://h4hconsulting.com/cms/842/841-revision/',0,'revision','',0),(843,1,'2011-02-28 20:45:40','2011-02-28 20:45:40','Worried that your bank might go after your other assets if you\'re late on the mortgage or lose your home to foreclosure?\r\n\r\nIt  can happen in Florida, especially if a bank sells your foreclosed house  and doesn\'t recoup the full loan amount and if you\'re a big-dollar  borrower.\r\n\r\nFor the rest of the article, <a href=\"http://articles.sun-sentinel.com/2011-01-10/business/fl-bank-mortgage-garnish-20110107_1_florida-banks-shari-olefson-collection-agency\" target=\"_self\">click here</a>.','Bank can go after other assets in Florida if you default on mortgage','','publish','open','open','','bank-can-go-after-other-assets-in-florida-if-you-default-on-mortgage','','','2011-02-28 20:45:40','2011-02-28 20:45:40','',0,'http://h4hconsulting.com/cms/?p=843',0,'post','',0),(844,1,'2011-02-28 20:45:19','2011-02-28 20:45:19','For the rest of the article, <a href=\"http://articles.sun-sentinel.com/2011-01-10/business/fl-bank-mortgage-garnish-20110107_1_florida-banks-shari-olefson-collection-agency\" target=\"_self\">click here</a>.','Bank can go after other assets in Florida if you default on mortgage','','inherit','open','open','','843-revision','','','2011-02-28 20:45:19','2011-02-28 20:45:19','',843,'http://h4hconsulting.com/cms/844/843-revision/',0,'revision','',0),(845,1,'2011-02-28 20:46:45','2011-02-28 20:46:45','Worried that your bank might go after your other assets if you\'re late on the mortgage or lose your home to foreclosure?\n\nIt  can happen in Florida, especially if a bank sells your foreclosed house  and doesn\'t recoup the full loan amount and if you\'re a big-dollar  borrower.\n\nFor the rest of the article, <a href=\"http://articles.sun-sentinel.com/2011-01-10/business/fl-bank-mortgage-garnish-20110107_1_florida-banks-shari-olefson-collection-agency\" target=\"_self\">click here</a>.','Bank can go after other assets in Florida if you default on mortgage','','inherit','open','open','','843-autosave','','','2011-02-28 20:46:45','2011-02-28 20:46:45','',843,'http://h4hconsulting.com/cms/845/843-autosave/',0,'revision','',0),(847,1,'2011-02-16 18:54:55','2011-02-16 18:54:55','Hope for Homeowners Consulting has been a huge help with my mortgage crisis. My wife and I could no longer afford to pay our mortgage so we contacted Chris Sommer at H4H and he showed us how to best handle our situation. He gave us a detailed outline of how his company was going to help us through our difficult financial state of affairs.\r\n\r\nChris took the time to explain in detail how the entire process works and what our options throughout the process were going to be. Since we hired Chris he has taken care of all the communications with our mortgage company and made our lives much easier. He has met all deadlines for us and continues to be available to us whenever we have questions.\r\n\r\nI highly recommend H4H Consulting.\r\nRob Sullivan\r\n\r\n<em>Dear Chris,\r\nI want to thank you for everything you have done for me. With five years of experience as a mortgage banker, licensed real-estate agent and a finance degree I was confident I would be able to handle the short sale/loan modification process with my banks on my own. WOW was I wrong! For months I battled via phone, US Mail, and fax trying to get help from my bank and got nowhere. I felt like I was actually moving backwards. After I was referred to you and you took the process by the reins I felt like 1,000 LBS. had been lifted from my shoulders. I have settled all my credit card debts and am well along the way to short selling my investment properties. I love the way you keep me informed of the pertinent items I needed to know and relieve me of the headaches of dealing with automated phone systems and none responsive bank employees. </em>\r\n\r\n<em>Thanks again for all your help and I recommend you to everyone I know that can use your help.\r\nSincerely,\r\nJamie Garrison</em>\r\n\r\nChris,\r\nThanks so much for working with us on our home. I didn\'t know where to turn or what my options were before I met you. You have definitely eased my mind!  Between trying to start up a company on our own and the value of our home dropping 60% in the last couple of years, we have taken a big hit financially. We never expected to be in this situation: using all of our savings and retirement funds, not being able to afford our mortgage payments, and running out of options.\r\n\r\nThanks to you and your team we now have a plan, including and exit strategy and help with the many debt collection calls we were receiving on an hourly basis. It\'s been a huge relief!!\r\n\r\nNow we know what to do and when, and most importantly, we know we will not be faced with a huge deficiency judgment when it\'s all done. Again, I can\'t thank you enough!!\r\nSincerely,\r\nJosh Danielson\r\n\r\n<em>My husband and I bought and investment property in the height of the real estate boom.  We were greatly mislead by our Realtor as to how much the property would rent for.  It turned out that we were approximately $700.00 short each month.  At first we were able to come up with the difference until I lost my job.  We were no longer able to pay the mortgage and tried unsuccessfully to negotiate a lower mortgage rate from our lender.  After about a year of frustrating phone calls and numerous \"lost\" faxed documents by our lender we felt we had no option but to let the property go into foreclosure.  THEN through a friend we met Chris, we told him our story.  We were impressed by his knowledge and patience and after he explained to us the implications of letting our property go into foreclosure we handed over to him a huge folder which held all of the correspondences and phone call logs we had from our battle with our lender.  Chris went through the massive pile of documentation and put together a plan for us that was very detailed and included a  list of options. With that he explained upfront what we could do and what different  ways to execute whatever plan we decide to take.  I appreciated how he gave us the option to decide...he didn\'t tell us or try to make us do anything one way or the other.  Once we agreed a strategy, he immediately went to work on executing it.  He contacted our lender on our behalf and negotiated a short sale of our home with no financial consequences on our part for the unpaid balance, which would have been around $106,000.00!  Chris and his team took care of everything, they even found us a great Real Estate Agent to work with.  I feel very fortunate to have met Chris when we did or we could have ended up with a huge financial burden that followed us around for years.   We couldn\'t thank you enough Chris. </em>\r\n\r\n<em>Barbara and Mario Rotundo, </em>','Homeowners Testimonials','','inherit','open','open','','355-revision-20','','','2011-02-16 18:54:55','2011-02-16 18:54:55','',355,'http://h4hconsulting.com/cms/847/355-revision-20/',0,'revision','',0),(848,1,'2011-03-08 21:14:51','2011-03-08 21:14:51','Hope for Homeowners Consulting has been a huge help with my mortgage crisis. My wife and I could no longer afford to pay our mortgage so we contacted Chris Sommer at H4H and he showed us how to best handle our situation. He gave us a detailed outline of how his company was going to help us through our difficult financial state of affairs.\r\n\r\nChris took the time to explain in detail how the entire process works and what our options throughout the process were going to be. Since we hired Chris he has taken care of all the communications with our mortgage company and made our lives much easier. He has met all deadlines for us and continues to be available to us whenever we have questions.\r\n\r\nI highly recommend H4H Consulting.\r\nRob Sullivan\r\n\r\n<em>Dear Chris,\r\nI want to thank you for everything you have done for me. With five years of experience as a mortgage banker, licensed real-estate agent and a finance degree I was confident I would be able to handle the short sale/loan modification process with my banks on my own. WOW was I wrong! For months I battled via phone, US Mail, and fax trying to get help from my bank and got nowhere. I felt like I was actually moving backwards. After I was referred to you and you took the process by the reins I felt like 1,000 LBS. had been lifted from my shoulders. I have settled all my credit card debts and am well along the way to short selling my investment properties. I love the way you keep me informed of the pertinent items I needed to know and relieve me of the headaches of dealing with automated phone systems and none responsive bank employees. </em>\r\n\r\n<em>Thanks again for all your help and I recommend you to everyone I know that can use your help.\r\nSincerely,\r\nJamie Garrison</em>\r\n\r\nChris,\r\nThanks so much for working with us on our home. I didn\'t know where to turn or what my options were before I met you. You have definitely eased my mind!  Between trying to start up a company on our own and the value of our home dropping 60% in the last couple of years, we have taken a big hit financially. We never expected to be in this situation: using all of our savings and retirement funds, not being able to afford our mortgage payments, and running out of options.\r\n\r\nThanks to you and your team we now have a plan, including and exit strategy and help with the many debt collection calls we were receiving on an hourly basis. It\'s been a huge relief!!\r\n\r\nNow we know what to do and when, and most importantly, we know we will not be faced with a huge deficiency judgment when it\'s all done. Again, I can\'t thank you enough!!\r\nSincerely,\r\nJosh Danielson\r\n\r\n<em>My husband and I bought and investment property in the height of the real estate boom.  We were greatly mislead by our Realtor as to how much the property would rent for.  It turned out that we were approximately $700.00 short each month.  At first we were able to come up with the difference until I lost my job.  We were no longer able to pay the mortgage and tried unsuccessfully to negotiate a lower mortgage rate from our lender.  After about a year of frustrating phone calls and numerous \"lost\" faxed documents by our lender we felt we had no option but to let the property go into foreclosure.  THEN through a friend we met Chris, we told him our story.  We were impressed by his knowledge and patience and after he explained to us the implications of letting our property go into foreclosure we handed over to him a huge folder which held all of the correspondences and phone call logs we had from our battle with our lender.  Chris went through the massive pile of documentation and put together a plan for us that was very detailed and included a  list of options. With that he explained upfront what we could do and what different  ways to execute whatever plan we decide to take.  I appreciated how he gave us the option to decide...he didn\'t tell us or try to make us do anything one way or the other.  Once we agreed a strategy, he immediately went to work on executing it.  He contacted our lender on our behalf and negotiated a short sale of our home with no financial consequences on our part for the unpaid balance, which would have been around $106,000.00!  Chris and his team took care of everything, they even found us a great Real Estate Agent to work with.  I feel very fortunate to have met Chris when we did or we could have ended up with a huge financial burden that followed us around for years.   We couldn\'t thank you enough Chris. </em>\r\n\r\n<em>Barbara and Mario Rotundo, </em>\r\n\r\nWe were extremely impressed with Hope for Homeowners Consulting team high level of service. They were very friendly and gave us prompt efficient service. Chris was always available to answer our questions even after business hours. Everything was upfront with no surprises.  Hope for Homeowners were a pleasure to deal with, we will gladly recommend this consulting company to anyone who is seeking sanity.   Lora','Homeowners Testimonials','','inherit','open','open','','355-revision-21','','','2011-03-08 21:14:51','2011-03-08 21:14:51','',355,'http://h4hconsulting.com/cms/848/355-revision-21/',0,'revision','',0),(849,1,'2011-03-08 21:48:37','2011-03-08 21:48:37','Listen &amp; ask questions as experts Chris Sommer of Hope for Homeowners Consulting &amp; Cheryl Johnson of Mason Title outline the \"Best Practices\" in processing short sales.\r\n<p style=\"text-align: center;\"><strong>When: <em>Thursday, March 24th </em>\r\nat 6:30 pm EST</strong></p>\r\n<p style=\"text-align: center;\"><a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001Kq5KIUlW9l3mFIs8EPKbBOUWUyTo5MQ5DEzHS6m9NfTS5PWT7aYPqxmDGDqQ6TgSeds00O6Mhu2WtnKTVoNn335tjSLB8mXCDSH-xnt64FAUB1pcDiIwng%3D%3D\" target=\"_self\">Click here for more details.</a></p>','Live Webinar with Title Company Expert','','publish','open','open','','live-webinar-with-title-company-expert','','','2011-03-08 21:48:37','2011-03-08 21:48:37','',0,'http://h4hconsulting.com/cms/?p=849',0,'post','',0),(879,1,'2010-08-12 14:44:59','2010-08-12 14:44:59','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in North Tampa, Florida, Hope for Homeowners Consulting is a distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process. Not everyone has knowledge of all of the scopes of successful settlement. Chris realized that there was an enormous lack of good information available to homeowners. With that understanding and entrepreneurial drive, Chris helped form HopeforHomeownersConsulting.com by developing an affordable business model that allows homeowners to know their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud new parents to a beautiful girl!\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting. Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-08-12 14:44:59','2010-08-12 14:44:59','',2,'http://h4hconsulting.com/cms/879/2-revision-20/',0,'revision','',0),(851,1,'2011-03-08 21:47:50','2011-03-08 21:47:50','<a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001Kq5KIUlW9l3mFIs8EPKbBOUWUyTo5MQ5DEzHS6m9NfTS5PWT7aYPqxmDGDqQ6TgSeds00O6Mhu2WtnKTVoNn335tjSLB8mXCDSH-xnt64FAUB1pcDiIwng%3D%3D\" target=\"_self\">Click here for more details.</a>','Live Webinar with Title Company','','inherit','open','open','','849-revision','','','2011-03-08 21:47:50','2011-03-08 21:47:50','',849,'http://h4hconsulting.com/cms/851/849-revision/',0,'revision','',0),(852,1,'2011-03-08 21:49:43','2011-03-08 21:49:43','Listen &amp; ask questions as experts Chris Sommer of Hope for Homeowners Consulting &amp; Cheryl Johnson of Mason Title outline the \"Best Practices\" in processing short sales.\n<p style=\"text-align: center;\"><strong>When: <em>Thursday, March 24th </em>\nat 6:30 pm EST</strong></p>\n<p style=\"text-align: center;\"><a href=\"http://campaign.r20.constantcontact.com/render?llr=duoeipdab&amp;v=001Kq5KIUlW9l3mFIs8EPKbBOUWUyTo5MQ5DEzHS6m9NfTS5PWT7aYPqxmDGDqQ6TgSeds00O6Mhu2WtnKTVoNn335tjSLB8mXCDSH-xnt64FAUB1pcDiIwng%3D%3D\" target=\"_self\">Click here for more details.</a></p>','Live Webinar with Title Company Expert','','inherit','open','open','','849-autosave','','','2011-03-08 21:49:43','2011-03-08 21:49:43','',849,'http://h4hconsulting.com/cms/852/849-autosave/',0,'revision','',0),(969,1,'2011-06-15 20:25:21','2011-06-15 20:25:21','The author of a study claiming the U.S. housing collapse is now worse  than during the Great Depression warned Wednesday that the market likely  will continue to fall for the rest of the year before going stagnant.\r\n<div>Read more:<a title=\"Study shows Housing Collapse Steeper Than During Great Depression\" href=\"http://www.foxnews.com/politics/2011/06/15/housing-collapse-steeper-than-during-great-depression-analyst-says/\" target=\"_blank\"> http://www.foxnews.com/politics/2011/06/15/housing-collapse-steeper-than-during-great-depression-analyst-says/#ixzz1PNVf5XjD</a></div>','Study Shows Housing Collapse Steeper Than During Great Depression  ','','publish','open','open','','study-shows-housing-collapse-steeper-than-during-great-depression','','','2011-06-15 20:25:21','2011-06-15 20:25:21','',0,'http://h4hconsulting.com/cms/?p=969',0,'post','',0),(862,1,'2011-04-20 19:07:37','2011-04-20 19:07:37','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chats','','inherit','open','open','','763-revision-v1','','','2011-04-20 19:07:37','2011-04-20 19:07:37','',763,'http://h4hconsulting.com/cms/862/763-revision-13/',0,'revision','',0),(859,1,'2010-11-30 21:42:08','2010-11-30 21:42:08','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>','Live Chats','','inherit','open','open','','763-revision-v1','','','2010-11-30 21:42:08','2010-11-30 21:42:08','',763,'http://h4hconsulting.com/cms/859/763-revision-11/',0,'revision','',0),(861,1,'2011-04-20 19:02:35','2011-04-20 19:02:35','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\"></a><a title=\"Unemployment &amp; Foreclosure Marketplace\" href=\"http://www.youtube.com/user/h4hconsulting#p/c/673A8FB39FEC8219/1/sOTvZTkqfxQ\" target=\"_blank\">Unemployment &amp; Foreclosure Marketplace</a></strong>','Live Chats','','inherit','open','open','','763-revision-v1','','','2011-04-20 19:02:35','2011-04-20 19:02:35','',763,'http://h4hconsulting.com/cms/861/763-revision-12/',0,'revision','',0),(863,1,'2011-04-20 19:10:40','2011-04-20 19:10:40','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chats','','inherit','open','open','','763-revision-v1','','','2011-04-20 19:10:40','2011-04-20 19:10:40','',763,'http://h4hconsulting.com/cms/863/763-revision-14/',0,'revision','',0),(864,1,'2011-04-20 19:11:17','2011-04-20 19:11:17','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat Videos','','inherit','open','open','','763-revision-v1','','','2011-04-20 19:11:17','2011-04-20 19:11:17','',763,'http://h4hconsulting.com/cms/864/763-revision-15/',0,'revision','',0),(865,1,'2011-04-20 19:16:25','2011-04-20 19:16:25','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat Videos','','inherit','open','open','','763-revision-v1','','','2011-04-20 19:16:25','2011-04-20 19:16:25','',763,'http://h4hconsulting.com/cms/865/763-revision-16/',0,'revision','',0),(866,1,'2011-04-20 19:16:53','2011-04-20 19:16:53','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat Videos','','inherit','open','open','','763-revision-v1','','','2011-04-20 19:16:53','2011-04-20 19:16:53','',763,'http://h4hconsulting.com/cms/866/763-revision-17/',0,'revision','',0),(867,1,'2011-04-20 19:27:01','2011-04-20 19:27:01','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat Videos','','inherit','open','open','','763-revision-v1','','','2011-04-20 19:27:01','2011-04-20 19:27:01','',763,'http://h4hconsulting.com/cms/867/763-revision-18/',0,'revision','',0),(868,1,'2010-08-11 20:31:17','2010-08-11 20:31:17','[events-calendar-large]','Calendar','','inherit','open','open','','76-revision-22','','','2010-08-11 20:31:17','2010-08-11 20:31:17','',76,'http://h4hconsulting.com/cms/868/76-revision-22/',0,'revision','',0),(870,1,'2011-05-04 19:08:29','2011-05-04 19:08:29','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat Videos','','inherit','open','open','','763-revision-v1','','','2011-05-04 19:08:29','2011-05-04 19:08:29','',763,'http://h4hconsulting.com/cms/870/763-revision-19/',0,'revision','',0),(1066,1,'2011-07-14 14:36:09','2011-07-14 14:36:09','','Banks find it easy to skirt federal laws protecting servicemembers from foreclosure','','inherit','open','open','','1065-revision','','','2011-07-14 14:36:09','2011-07-14 14:36:09','',1065,'http://h4hconsulting.com/cms/1066/1065-revision/',0,'revision','',0),(874,1,'2011-05-12 15:56:50','2011-05-12 15:56:50','The massive amount of <a title=\"home foreclosures\" href=\"http://www.eforeclosuremagazine.com/foreclosure-homes/home-foreclosures-still-dragging-housing-market-down\">home foreclosures</a> that are currently in the market continue to pull the U.S. residential  industry down, experts have claimed. However, they did say that signs of  life have started to appear at the high-end part of the market and  among the lowest-priced home segment. The middle-priced segment however,  remains mired in crisis, analysts further added.\r\n\r\n<a title=\"Home Foreclosures Still Draggging Housing Market Down\" href=\"http://www.eforeclosuremagazine.com/foreclosure-homes/home-foreclosures-still-dragging-housing-market-down\" target=\"_blank\">Click here to read more.....</a>','Home Foreclosures Still Dragging Housing Market Down','','publish','open','open','','home-foreclosures-still-dragging-housing-market-down','','','2011-05-12 15:56:50','2011-05-12 15:56:50','',0,'http://h4hconsulting.com/cms/?p=874',0,'post','',0),(876,1,'2011-05-12 15:55:31','2011-05-12 15:55:31','The massive amount of <a title=\"home foreclosures\" href=\"http://www.eforeclosuremagazine.com/foreclosure-homes/home-foreclosures-still-dragging-housing-market-down\">home foreclosures</a> that are currently in the market continue to pull the U.S. residential  industry down, experts have claimed. However, they did say that signs of  life have started to appear at the high-end part of the market and  among the lowest-priced home segment. The middle-priced segment however,  remains mired in crisis, analysts further added.\n\n<a title=\"Home Foreclosures Still Draggging Housing Market Down\" href=\"http://www.eforeclosuremagazine.com/foreclosure-homes/home-foreclosures-still-dragging-housing-market-down\" target=\"_blank\">Click here to read more.....</a>','Home Foreclosures Still Dragging Housing Market Down','','inherit','open','open','','874-revision','','','2011-05-12 15:55:31','2011-05-12 15:55:31','',874,'http://h4hconsulting.com/cms/876/874-revision/',0,'revision','',0),(877,1,'2011-05-12 15:57:55','2011-05-12 15:57:55','The massive amount of <a title=\"home foreclosures\" href=\"http://www.eforeclosuremagazine.com/foreclosure-homes/home-foreclosures-still-dragging-housing-market-down\">home foreclosures</a> that are currently in the market continue to pull the U.S. residential  industry down, experts have claimed. However, they did say that signs of  life have started to appear at the high-end part of the market and  among the lowest-priced home segment. The middle-priced segment however,  remains mired in crisis, analysts further added.\n\n<a title=\"Home Foreclosures Still Draggging Housing Market Down\" href=\"http://www.eforeclosuremagazine.com/foreclosure-homes/home-foreclosures-still-dragging-housing-market-down\" target=\"_blank\">Click here to read more.....</a>','Home Foreclosures Still Dragging Housing Market Down','','inherit','open','open','','874-autosave','','','2011-05-12 15:57:55','2011-05-12 15:57:55','',874,'http://h4hconsulting.com/cms/877/874-autosave/',0,'revision','',0),(880,1,'2011-06-06 22:17:54','2011-06-06 22:17:54','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in North Tampa, Florida, Hope for Homeowners Consulting is a distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009. He is a Mortgage Broker and licensed realtor with Tampa Real Estate Services. With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process. Not everyone has knowledge of all of the scopes of successful settlement. Chris realized that there was an enormous lack of good information available to homeowners. With that understanding and entrepreneurial drive, Chris helped form HopeforHomeownersConsulting.com by developing an affordable business model that allows homeowners to know their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud new parents to a beautiful girl!\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting. Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-06 22:17:54','2011-06-06 22:17:54','',2,'http://h4hconsulting.com/cms/880/2-revision-21/',0,'revision','',0),(882,1,'2011-05-12 14:17:27','2011-05-12 14:17:27','<h3 id=\"watch-headline-title\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-05-12 14:17:27','2011-05-12 14:17:27','',763,'http://h4hconsulting.com/cms/882/763-revision-20/',0,'revision','',0),(884,1,'2011-06-06 22:44:39','2011-06-06 22:44:39','<p style=\"text-align: left;\"><strong>Live chat with Chris Sommer of Hope for Homeowners Consulting and  Michael Owen of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure and how to avoid deficiency judgments.</strong></p>\r\n\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></p>\r\n\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n<p style=\"text-align: left;\"><strong>Live Chat with Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></p>\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-06 22:44:39','2011-06-06 22:44:39','',763,'http://h4hconsulting.com/cms/884/763-revision-22/',0,'revision','',0),(883,1,'2011-06-06 22:38:47','2011-06-06 22:38:47','<h3 id=\"watch-headline-title\" style=\"text-align: center;\">Live chat with Chris Sommer of Hope for Homeowners Consulting and  Michael Owen</h3>\r\n<h3 style=\"text-align: center;\">of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure</h3>\r\n<h3 style=\"text-align: center;\">and how to avoid deficiency judgments.</h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<p style=\"text-align: center;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services </strong></p>\r\n<p style=\"text-align: center;\"><strong>discuss how to eliminate your housing tax debt.</strong></p>\r\n\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n<p style=\"text-align: center;\"><strong>Live Chat with Chris Sommer of Hope for Homeowners Consulting </strong></p>\r\n<p style=\"text-align: center;\"><strong>and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></p>\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-06 22:38:47','2011-06-06 22:38:47','',763,'http://h4hconsulting.com/cms/883/763-revision-21/',0,'revision','',0),(885,1,'2011-06-06 22:45:19','2011-06-06 22:45:19','<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Michael Owen of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure and how to avoid deficiency judgments.</strong></p>\r\n\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></p>\r\n\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></p>\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-06 22:45:19','2011-06-06 22:45:19','',763,'http://h4hconsulting.com/cms/885/763-revision-23/',0,'revision','',0),(890,1,'2011-06-07 00:07:34','2011-06-07 00:07:34','','TBRS Icon','','inherit','open','open','','largeicon','','','2011-06-07 00:07:34','2011-06-07 00:07:34','',0,'http://h4hconsulting.com/cms/wp-content/uploads/2011/06/Largeicon.jpg',0,'attachment','image/jpeg',0),(891,1,'2011-06-07 00:22:17','2011-06-07 00:22:17','','Tampa.r.e.s. icon','','inherit','open','open','','largeicon-2','','','2011-06-07 00:22:17','2011-06-07 00:22:17','',0,'http://h4hconsulting.com/cms/wp-content/uploads/2011/06/Largeicon1.jpg',0,'attachment','image/jpeg',0),(892,1,'2011-06-06 22:21:26','2011-06-06 22:21:26','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in North Tampa, Florida, Hope for Homeowners Consulting is a distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009. He is a Mortgage Broker and licensed realtor with Tampa Real Estate Services. With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process. Not everyone has knowledge of all of the scopes of successful settlement. Chris realized that there was an enormous lack of good information available to homeowners. With that understanding and entrepreneurial drive, Chris helped form HopeforHomeownersConsulting.com by developing an affordable business model that allows homeowners to know their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud new parents to a beautiful girl!\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting. Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-06 22:21:26','2011-06-06 22:21:26','',2,'http://h4hconsulting.com/cms/892/2-revision-22/',0,'revision','',0),(893,1,'2011-06-07 17:04:38','2011-06-07 17:04:38','','FAMB Seal','','inherit','open','open','','famb-seal','','','2011-06-07 17:04:38','2011-06-07 17:04:38','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2011/06/FAMB-Seal.jpg',0,'attachment','image/jpeg',0),(894,1,'2011-06-07 17:09:03','2011-06-07 17:09:03','','FAMB Seal','','inherit','open','open','','famb-seal-2','','','2011-06-07 17:09:03','2011-06-07 17:09:03','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/FAMB-Seal.jpg',1,'attachment','image/jpeg',0),(895,1,'2011-06-07 17:16:58','2011-06-07 17:16:58','','Fair Housing Act Logo','','inherit','open','open','','fair-housing-act-logo','','','2011-06-07 17:16:58','2011-06-07 17:16:58','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Fair-Housing-Act-Logo.gif',0,'attachment','image/gif',0),(896,1,'2011-06-07 17:03:56','2011-06-07 17:03:56','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is a distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009. He is a Mortgage Broker and licensed Realtor under Mark Campbell at Tampa Real Estate Services. With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process. Not everyone has knowledge of all of the scopes of successful settlement. Chris realized that there was an enormous lack of good information available to homeowners. With that understanding and entrepreneurial drive, Chris helped form HopeforHomeownersConsulting.com by developing an affordable business model that allows homeowners to know their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />&nbsp;\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting. Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-07 17:03:56','2011-06-07 17:03:56','',2,'http://h4hconsulting.com/cms/896/2-revision-23/',0,'revision','',0),(897,1,'2011-06-07 17:20:28','2011-06-07 17:20:28','','Fair Housing Act Logo','','inherit','open','open','','fair-housing-act-logo-2','','','2011-06-07 17:20:28','2011-06-07 17:20:28','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Fair-Housing-Act-Logo1.gif',0,'attachment','image/gif',0),(900,1,'2011-06-07 17:47:58','2011-06-07 17:47:58','','realtor-s','','inherit','open','open','','realtor-s-2','','','2011-06-07 17:47:58','2011-06-07 17:47:58','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif',0,'attachment','image/gif',0),(898,1,'2011-06-07 17:36:37','2011-06-07 17:36:37','','realtor-s','','inherit','open','open','','realtor-s','','','2011-06-07 17:36:37','2011-06-07 17:36:37','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s.gif',0,'attachment','image/gif',0),(899,1,'2011-06-07 17:37:47','2011-06-07 17:37:47','','NMLS Logo.thumbnail','','inherit','open','open','','nmls-logo-thumbnail','','','2011-06-07 17:37:47','2011-06-07 17:37:47','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg',0,'attachment','image/jpeg',0),(901,1,'2011-06-07 17:17:38','2011-06-07 17:17:38','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is a distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009. He is a Mortgage Broker and licensed Realtor under Mark Campbell at Tampa Real Estate Services. With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process. Not everyone has knowledge of all of the scopes of successful settlement. Chris realized that there was an enormous lack of good information available to homeowners. With that understanding and entrepreneurial drive, Chris helped form HopeforHomeownersConsulting.com by developing an affordable business model that allows homeowners to know their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/FAMB-Seal.jpg\"><img class=\"size-thumbnail wp-image-894 alignleft\" title=\"FAMB Seal\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/FAMB-Seal-150x150.jpg\" alt=\"\" width=\"120\" height=\"120\" /></a>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n\r\n&nbsp;\r\n<p style=\"text-align: center;\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Fair-Housing-Act-Logo.gif\"><img class=\"aligncenter size-medium wp-image-895\" title=\"Fair Housing Act Logo\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Fair-Housing-Act-Logo-300x283.gif\" alt=\"\" width=\"240\" height=\"226\" /></a></p>\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting. Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-07 17:17:38','2011-06-07 17:17:38','',2,'http://h4hconsulting.com/cms/901/2-revision-24/',0,'revision','',0),(976,1,'2011-06-16 16:16:01','2011-06-16 16:16:01','<a title=\"No license required for saltwater fishing this weekend\" href=\"http://www.abcactionnews.com/dpp/news/state/florida-saltwater-fishing-to-be-free-this-weekend\" target=\"_blank\">The Florida Fish and Wildlife Conservation Commission on Wednesday  announced that no license will be required Saturday and Sunday, which is  Father\'s Day....Read More</a>','No Fishing Licensed required for Saltwater Fishing this Weekend for Father\'s Day!','','publish','open','open','','no-fishing-licensed-required-for-saltwater-fishing-this-weekend-for-fathers-day','','','2011-06-16 16:16:01','2011-06-16 16:16:01','',0,'http://h4hconsulting.com/cms/?p=976',0,'post','',0),(907,1,'2011-06-08 18:04:53','0000-00-00 00:00:00','In Florida an angry homeowner whose home was wrongfully foreclosed on by <a href=\"https://www.bankofamerica.com/\">Bank of America</a>, gets revenge by foreclosing on the bank\'s local branch.','Bank of America in Florida Foreclosed On by Angry Homeowner','','draft','open','open','','','','','2011-06-08 18:04:53','2011-06-08 18:04:53','',0,'http://h4hconsulting.com/cms/?p=907',0,'post','',0),(908,1,'2011-06-08 18:23:39','2011-06-08 18:23:39','In Florida an angry homeowner whose home was wrongfully foreclosed on by Bank of America, gets revenge by foreclosing on the bank\'s local branch. To read more on this story<a title=\"Bank of America in Florida Foreclosed On by Angry Homeowner\" href=\"http://abcnews.go.com/Business/bank-america-florida-foreclosed-angry-homeowner-bofa/story?id=13775638\" target=\"_blank\"> click here...</a>','Bank of America in Florida Foreclosed On by Angry Homeowner','','publish','open','open','','bank-of-america-in-florida-foreclosed-on-by-angry-homeowner','','','2011-06-08 18:23:39','2011-06-08 18:23:39','',0,'http://h4hconsulting.com/cms/?p=908',0,'post','',0),(909,1,'2011-06-08 18:07:29','2011-06-08 18:07:29','In Florida an angry homeowner whose home was wrongfully foreclosed on by Bank of America, gets revenge by foreclosing on the bank\'s local branch. To read more on this story<a title=\"Bank of America in Florida Foreclosed On by Angry Homeowner\" href=\"http://abcnews.go.com/Business/bank-america-florida-foreclosed-angry-homeowner-bofa/story?id=13775638\" target=\"_blank\"> click here...</a>','Bank of America in Florida Foreclosed On by Angry Homeowner','','inherit','open','open','','908-revision','','','2011-06-08 18:07:29','2011-06-08 18:07:29','',908,'http://h4hconsulting.com/cms/909/908-revision/',0,'revision','',0),(910,1,'2011-06-08 18:14:51','2011-06-08 18:14:51','In Florida an angry homeowner whose home was wrongfully foreclosed on by Bank of America, gets revenge by foreclosing on the bank\'s local branch. To read more on this story<a title=\"Bank of America in Florida Foreclosed On by Angry Homeowner\" href=\"http://abcnews.go.com/Business/bank-america-florida-foreclosed-angry-homeowner-bofa/story?id=13775638\" target=\"_blank\"> click here...</a>','Bank of America in Florida Foreclosed On by Angry Homeowner','','inherit','open','open','','908-revision-2','','','2011-06-08 18:14:51','2011-06-08 18:14:51','',908,'http://h4hconsulting.com/cms/910/908-revision-2/',0,'revision','',0),(911,1,'2011-06-08 18:24:45','2011-06-08 18:24:45','In Florida an angry homeowner whose home was wrongfully foreclosed on by Bank of America, gets revenge by foreclosing on the bank\'s local branch. To read more on this story<a title=\"Bank of America in Florida Foreclosed On by Angry Homeowner\" href=\"http://abcnews.go.com/Business/bank-america-florida-foreclosed-angry-homeowner-bofa/story?id=13775638\" target=\"_blank\"> click here...</a>','Bank of America in Florida Foreclosed On by Angry Homeowner','','inherit','open','open','','908-autosave','','','2011-06-08 18:24:45','2011-06-08 18:24:45','',908,'http://h4hconsulting.com/cms/911/908-autosave/',0,'revision','',0),(912,1,'2011-06-13 16:14:14','2011-06-13 16:14:14','Here is some great information on a question we get asked many times.....<a title=\"How many times can creditors buy old debts?\" href=\"http://www.foxbusiness.com/personal-finance/2011/06/10/how-many-times-can-creditors-buy-old-debts/\" target=\"_blank\">Read More.</a>','How Many Times Can Creditors Buy Old Debts? ','','publish','open','open','','how-many-times-can-creditors-buy-old-debts','','','2011-06-13 16:16:35','2011-06-13 16:16:35','',0,'http://h4hconsulting.com/cms/?p=912',0,'post','',0),(913,1,'2011-06-13 16:10:15','2011-06-13 16:10:15','Here is some great information on a question we get asked many times.....Read More.','How Many Times Can Creditors Buy Old Debts? ','','inherit','open','open','','912-revision','','','2011-06-13 16:10:15','2011-06-13 16:10:15','',912,'http://h4hconsulting.com/cms/913/912-revision/',0,'revision','',0),(914,1,'2011-06-13 16:12:15','2011-06-13 16:12:15','Here is some great information on a question we get asked many times.....<a title=\"How many times can creditors buy old debts?\" href=\"http://www.foxbusiness.com/personal-finance/2011/06/10/how-many-times-can-creditors-buy-old-debts/\" target=\"_blank\">Read More.</a>','How Many Times Can Creditors Buy Old Debts? ','','inherit','open','open','','912-revision-2','','','2011-06-13 16:12:15','2011-06-13 16:12:15','',912,'http://h4hconsulting.com/cms/914/912-revision-2/',0,'revision','',0),(915,1,'2011-06-13 16:13:10','2011-06-13 16:13:10','Here is some great information on a question we get asked many times.....<a title=\"How many times can creditors buy old debts?\" href=\"http://www.foxbusiness.com/personal-finance/2011/06/10/how-many-times-can-creditors-buy-old-debts/\" target=\"_blank\">Read More.</a>','How Many Times Can Creditors Buy Old Debts? ','','inherit','open','open','','912-revision-3','','','2011-06-13 16:13:10','2011-06-13 16:13:10','',912,'http://h4hconsulting.com/cms/915/912-revision-3/',0,'revision','',0),(916,1,'2011-06-13 16:15:20','2011-06-13 16:15:20','Here is some great information on a question we get asked many times.....<a title=\"How many times can creditors buy old debts?\" href=\"http://www.foxbusiness.com/personal-finance/2011/06/10/how-many-times-can-creditors-buy-old-debts/\" target=\"_blank\">Read More.</a>','How Many Times Can Creditors Buy Old Debts? ','','inherit','open','open','','912-autosave','','','2011-06-13 16:15:20','2011-06-13 16:15:20','',912,'http://h4hconsulting.com/cms/916/912-autosave/',0,'revision','',0),(917,1,'2011-06-13 16:14:14','2011-06-13 16:14:14','Here is some great information on a question we get asked many times.....<a title=\"How many times can creditors buy old debts?\" href=\"http://www.foxbusiness.com/personal-finance/2011/06/10/how-many-times-can-creditors-buy-old-debts/\" target=\"_blank\">Read More.</a>','How Many Times Can Creditors Buy Old Debts? ','','inherit','open','open','','912-revision-4','','','2011-06-13 16:14:14','2011-06-13 16:14:14','',912,'http://h4hconsulting.com/cms/917/912-revision-4/',0,'revision','',0),(918,1,'2011-06-13 16:25:08','2011-06-13 16:25:08','Falling home prices have shrunk equity so much that the proportion of their  homes that Americans actually own is near its lowest point since World War II.\r\n\r\nAverage home equity plunged from more than 61 percent at the start of 2001 to  38 percent in the January-March quarter this year, the Federal Reserve said in a  report Thursday. That drop comes as home prices in big metro areas have reached  their lowest level since 2002....<a title=\"Americans\' home equity falls to near record low\" href=\"http://www2.tbo.com/business/business/2011/jun/10/SPBIZO1-americans-home-equity-falls-to-near-record-ar-236326/\" target=\"_blank\">Read More</a>','Americans\' home equity falls to near record low','','publish','open','open','','americans-home-equity-falls-to-near-record-low','','','2011-06-13 16:25:08','2011-06-13 16:25:08','',0,'http://h4hconsulting.com/cms/?p=918',0,'post','',0),(919,1,'2011-06-13 16:23:23','2011-06-13 16:23:23','Falling home prices have shrunk equity so much that the proportion of their  homes that Americans actually own is near its lowest point since World War II.\n\nAverage home equity plunged from more than 61 percent at the start of 2001 to  38 percent in the January-March quarter this year, the Federal Reserve said in a  report Thursday. That drop comes as home prices in big metro areas have reached  their lowest level since 2002....<a title=\"Americans\' home equity falls to near record low\" href=\"http://www2.tbo.com/business/business/2011/jun/10/SPBIZO1-americans-home-equity-falls-to-near-record-ar-236326/\" target=\"_blank\">Read More</a>','Americans\' home equity falls to near record low','','inherit','open','open','','918-revision','','','2011-06-13 16:23:23','2011-06-13 16:23:23','',918,'http://h4hconsulting.com/cms/919/918-revision/',0,'revision','',0),(920,1,'2011-06-13 16:24:17','2011-06-13 16:24:17','Falling home prices have shrunk equity so much that the proportion of their  homes that Americans actually own is near its lowest point since World War II.\r\n\r\nAverage home equity plunged from more than 61 percent at the start of 2001 to  38 percent in the January-March quarter this year, the Federal Reserve said in a  report Thursday. That drop comes as home prices in big metro areas have reached  their lowest level since 2002....<a title=\"Americans\' home equity falls to near record low\" href=\"http://www2.tbo.com/business/business/2011/jun/10/SPBIZO1-americans-home-equity-falls-to-near-record-ar-236326/\" target=\"_blank\">Read More</a>','Americans\' home equity falls to near record low','','inherit','open','open','','918-revision-2','','','2011-06-13 16:24:17','2011-06-13 16:24:17','',918,'http://h4hconsulting.com/cms/920/918-revision-2/',0,'revision','',0),(921,1,'2011-06-13 16:24:59','2011-06-13 16:24:59','Falling home prices have shrunk equity so much that the proportion of their  homes that Americans actually own is near its lowest point since World War II.\r\n\r\nAverage home equity plunged from more than 61 percent at the start of 2001 to  38 percent in the January-March quarter this year, the Federal Reserve said in a  report Thursday. That drop comes as home prices in big metro areas have reached  their lowest level since 2002....<a title=\"Americans\' home equity falls to near record low\" href=\"http://www2.tbo.com/business/business/2011/jun/10/SPBIZO1-americans-home-equity-falls-to-near-record-ar-236326/\" target=\"_blank\">Read More</a>','Americans\' home equity falls to near record low','','inherit','open','open','','918-revision-3','','','2011-06-13 16:24:59','2011-06-13 16:24:59','',918,'http://h4hconsulting.com/cms/921/918-revision-3/',0,'revision','',0),(922,1,'2011-06-13 17:50:42','2011-06-13 17:50:42','','Free 30 min Consult','','inherit','open','open','','free-30-min-consult','','','2011-06-13 17:50:42','2011-06-13 17:50:42','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Free-30-min-Consult.png',0,'attachment','image/png',0),(923,1,'2010-11-30 21:52:22','2010-11-30 21:52:22','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Get the answers!</strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-11-30 21:52:22','2010-11-30 21:52:22','',5,'http://h4hconsulting.com/cms/923/5-revision-97/',0,'revision','',0),(993,1,'2011-06-20 16:21:00','2011-06-20 16:21:00','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<strong> </strong>\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-20 16:21:00','2011-06-20 16:21:00','',5,'http://h4hconsulting.com/cms/993/5-revision-112/',0,'revision','',0),(988,1,'2011-06-20 16:18:11','2011-06-20 16:18:11','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n&nbsp;\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<strong> </strong>\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-20 16:18:11','2011-06-20 16:18:11','',5,'http://h4hconsulting.com/cms/988/5-revision-107/',0,'revision','',0),(987,1,'2011-06-13 19:32:28','2011-06-13 19:32:28','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? <a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n&nbsp;\r\n\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-13 19:32:28','2011-06-13 19:32:28','',5,'http://h4hconsulting.com/cms/987/5-revision-106/',0,'revision','',0),(944,1,'2010-08-12 14:42:56','2010-08-12 14:42:56','<strong>Written Action Plan</strong> - a case specific, created just for you strategic analysis of your financial situation with a Cash Flow and Net Worth Assessment. The Written Action Plan starts with your goals &amp; objectives and evaluates your options according to your personal circumstances. Let the experts at Hope for Homeowners tell you which options and programs are available and which you could qualify for while striving to meet your goals as best we can.  You will be provided a, b, &amp; c options and will know what each entails. Depending on your circumstances, as each option is completed, your plan will lead you to the next favorable alternative.\r\n\r\nHope for Homeowners provides a recommended plan worksheet as well as a detailed time line to be executed by yourself or Hope for Homeowners. This time line will clarify and limit the time involved to limit your expenses while working towards your settlement plan. You will learn short term - right now - specific action items you can do to improve your situation <em>immediately</em>. We tell you what to do, how to do it, why it needs to be done and the time frame it needs to be done in. Your ‘WAP’ plan will deal with debts in both the Short &amp; Long Terms and provide milestones to when you should expect certain action items to be complete.\r\n\r\n<em>Members who enroll in Packages A&amp;B will get an abbreviated version of the Written Action Plan that is more general in nature.</em>\r\n\r\nPLEASE NOTE: We are the only consultants who create a detailed time line in writing because we believe that strongly in the process!\r\n\r\n<strong>Unlimited Email Support</strong> - Don’t rely on one specific industry expert to help you. Take advantage of the knowledge our industry wide experts have on all facets of the distressed property and foreclosure process. Our knowledgeable team will be available to answer your questions throughout the process.\r\n\r\n<strong>Mortgage Judicial Foreclosure Law Summary</strong><strong> </strong>– basic judicial foreclosure time line providing information specific to how the judicial foreclosure process works in the state of Florida.\r\n\r\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\r\n\r\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\r\n\r\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\r\n\r\n<strong>Qualified Written Request</strong> –Created by one of the leading foreclosure attorneys in the country. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This One of a kind document can be customized to your situation and once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan. PLEASE NOTE: Once the QWR is sent to your loan company, the servicer cannot provide information to any credit agency regarding any overdue payment during the 60 day period given to the mortgage holder in accordance with the QWR.\r\n\r\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\r\n\r\n<strong>Loan Modification Kit – </strong>maximize your best chance for success under the HAMP Program. Be prepared with all the forms you need before you go into negotiations. Learn the Best Practices &amp; Tips from an industry expert on working through a loan modification. Let us help you be more confident by using the all-inclusive package including:  4506 T, Financial Statement,  Loss Mitigation Phone Numbers 1 &amp; 2, Alternatives to Foreclosure , Do Not Contact by Phone, Hardship Letter and Guidelines, Instructions and Best Practices, Loan Modification Checklist,  and No Tax Returns No Pay Stubs No Bank Statements Form.\r\n\r\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\r\n\r\n<strong>SCC Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. The SCC Unit is a device we lease to you that connects directly to your home phones. Our SCC Unit will manually take over collection calls and advise the caller you have retained a representative to address the purpose of their call and provide them a number to contact for future inquiries. This device will forward all collection calls to a call center where specific language will be read to caller that will initiate and reiterate the Member’s rights under FDCPA.  The creditor will be advised not to call you again as that may be considered harassment per federal and/or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors/collectors for you. The ‘Do Not Call’ letter will contain language to initiate protections provided to individual under the FDCP, which is designed to protect borrowers from unjust collections practices. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\r\n\r\n<strong>HAMP Loan Modification Estimate - </strong>The Home Affordable Modification Program requires a calculation of the net present value (NPV) of a modification using a formula developed by the Department of the Treasury. Hope for Homeowners uses this calculation to input certain financial information about your income and the loan. When combined with other data in the Treasury model, these inputs allow us to determine if you would qualify for a loan modification, to estimate what your loan modification savings would be and help you decide if it’s a viable option for you.\r\n\r\n<strong>Personal Consultation – </strong>Be CAREFUL – you could exclude yourself from certain options if you work on your own or with individuals not aware of all the programs and options available. Not everyone has knowledge of all of the scopes of successful settlement.  Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.   With Hope for Homeowners Consulting you receive all in one industry wide knowledge on all facets of the distressed housing industry, including how each area works individually and cohesively to help you maximize settlement.  There are specific  realistic expectations we <em>know</em> can be done within a certain time frame – if you’re not on that same page, you could end up delaying the process unnecessarily, and any oversights could actually come at your financial expense. With our Personal Consultation Package you gain access to our best relationships in the industry - with network discounts.  At Hope for Homeowners, we provide superior analysis due to the very unique knowledge and skill set of our expert consultants.  You will receive personal consulting to accomplish the best solution for your individual situation, including a comparative market analysis and assessment of your current financial condition. H4H Consulting will complete a detailed Written Action Plan (see Written Action Plan), develop short and long term strategies for you, and expedite the exit strategy that is best for you.\r\n\r\nUse Hope for Homeowners Personal Consultation Package to save as much as you can and get the best results you can within the most realistic time frames!<strong> </strong>','Service Details','','inherit','open','open','','162-revision-6','','','2010-08-12 14:42:56','2010-08-12 14:42:56','',162,'http://h4hconsulting.com/cms/944/162-revision-6/',0,'revision','',0),(940,1,'2011-06-13 19:23:55','2011-06-13 19:23:55','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? <a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n&nbsp;\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-13 19:23:55','2011-06-13 19:23:55','',5,'http://h4hconsulting.com/cms/940/5-revision-102/',0,'revision','',0),(939,1,'2011-06-13 18:08:34','2011-06-13 18:08:34','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? <a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Get the answers!\r\n</strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-13 18:08:34','2011-06-13 18:08:34','',5,'http://h4hconsulting.com/cms/939/5-revision-101/',0,'revision','',0),(926,1,'2011-06-13 18:06:28','2011-06-13 18:06:28','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Get the answers!\r\n</strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-13 18:06:28','2011-06-13 18:06:28','',5,'http://h4hconsulting.com/cms/926/5-revision-99/',0,'revision','',0),(924,1,'2011-06-13 18:01:15','2011-06-13 18:01:15','','free-consultationblue','','inherit','open','open','','free-consultationblue','','','2011-06-13 18:01:15','2011-06-13 18:01:15','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png',0,'attachment','image/png',0),(925,1,'2011-06-13 17:53:25','2011-06-13 17:53:25','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Get the answers!</strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-13 17:53:25','2011-06-13 17:53:25','',5,'http://h4hconsulting.com/cms/925/5-revision-98/',0,'revision','',0),(941,1,'2011-06-13 19:25:16','2011-06-13 19:25:16','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? <a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-13 19:25:16','2011-06-13 19:25:16','',5,'http://h4hconsulting.com/cms/941/5-revision-103/',0,'revision','',0),(927,1,'2011-06-13 18:08:03','2011-06-13 18:08:03','<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? <a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Get the answers!\r\n</strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-13 18:08:03','2011-06-13 18:08:03','',5,'http://h4hconsulting.com/cms/927/5-revision-100/',0,'revision','',0),(928,1,'2011-06-07 17:50:52','2011-06-07 17:50:52','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is a distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form HopeforHomeownersConsulting.com by developing an affordable business model that allows homeowners to know their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a>\r\n</a>\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-07 17:50:52','2011-06-07 17:50:52','',2,'http://h4hconsulting.com/cms/928/2-revision-25/',0,'revision','',0),(931,1,'2011-06-13 18:42:15','2011-06-13 18:42:15','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, OFR vetted distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a>\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-13 18:42:15','2011-06-13 18:42:15','',2,'http://h4hconsulting.com/cms/931/2-revision-28/',0,'revision','',0),(929,1,'2011-06-13 18:38:40','2011-06-13 18:38:40','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, OFR approved distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a>\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-13 18:38:40','2011-06-13 18:38:40','',2,'http://h4hconsulting.com/cms/929/2-revision-26/',0,'revision','',0),(930,1,'2011-06-13 18:41:43','2011-06-13 18:41:43','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, OFR approved distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a>\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-13 18:41:43','2011-06-13 18:41:43','',2,'http://h4hconsulting.com/cms/930/2-revision-27/',0,'revision','',0),(934,1,'2011-06-13 19:07:01','2011-06-13 19:07:01','<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Michael Owen of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure and how to avoid deficiency judgments.</strong></p>\r\n\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></p>\r\n\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<p style=\"text-align: justify;\"><strong> </strong></p>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\"></a><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\"></a><span style=\"color: #333300;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></span>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></p>\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n&nbsp;\r\n\r\n<strong> </strong><span style=\"color: #333300;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\"></a></strong></span><strong> </strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-13 19:07:01','2011-06-13 19:07:01','',763,'http://h4hconsulting.com/cms/934/763-revision-25/',0,'revision','',0),(933,1,'2011-06-06 22:55:17','2011-06-06 22:55:17','<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Michael Owen of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure and how to avoid deficiency judgments.</strong></p>\r\n\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></p>\r\n\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></p>\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-06 22:55:17','2011-06-06 22:55:17','',763,'http://h4hconsulting.com/cms/933/763-revision-24/',0,'revision','',0),(936,1,'2011-06-13 19:08:35','2011-06-13 19:08:35','<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Michael Owen of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure and how to avoid deficiency judgments.</strong></p>\r\n\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></p>\r\n\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<p style=\"text-align: justify;\"><strong> </strong></p>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\"></a><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\"></a><span style=\"color: #333300;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></span>\r\n<p style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></p>\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n&nbsp;\r\n\r\n<strong> </strong><span style=\"color: #333300;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\"></a></strong></span><strong> </strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-13 19:08:35','2011-06-13 19:08:35','',763,'http://h4hconsulting.com/cms/936/763-revision-26/',0,'revision','',0),(937,1,'2011-06-13 19:18:28','2011-06-13 19:18:28','<h2 style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Michael Owen of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure and how to avoid deficiency judgments.</strong></h2>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h2 style=\"text-align: left;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></h2>\r\n<h3><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<p style=\"text-align: justify;\"><strong> </strong></p>\r\n\r\n<h2><strong>Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></h2>\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n\r\n<strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong>\r\n<h2><strong>Additional Live Chats</strong></h2>\r\n<strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong>\r\n\r\n<strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong>\r\n\r\n<strong> </strong><span style=\"color: #333300;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\"></a></strong></span><strong> </strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-13 19:18:28','2011-06-13 19:18:28','',763,'http://h4hconsulting.com/cms/937/763-revision-27/',0,'revision','',0),