Paying your bills on time, having stable income and boasting a good credit score won't get you a mortgage loan if your lender determines that you live too close to the edge.

In the mortgage lending world, your distance from the edge is measured by your debt-to-income ratio, which, simply put, is a comparison of your housing expenses and monthly debt obligations versus how much you earn...<a title="You really should know your debt to income ration" href="http://www.abcactionnews.com/dpp/money/personal_finance/you-really-should-know-your-debt-to-income-ratio-wptv1311003693213" target="_blank">Read more..</a>