(29,5,'2011-11-15 13:07:34','2011-11-15 18:07:34','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><span style=\"color: #333399;\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\"><span style=\"color: #333399;\">Consulting</span></a> </strong></span>- Hope for Homeowners Consulting (H4HC) assesses each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and which options are available to help achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook, it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family - we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise. Using our knowledge and experience we guide the homeowner to the best road to take. 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We allow our clients peace of mind knowing their case is in good hands and they<span style=\"color: #000000;\"> can</span> go on living their lives while we fight the lenders for settlement<span style=\"color: #1f497d;\">. </span>We have the knowledge, experience, determination and problem solving skills that allow us to get results for our clients<span style=\"color: #1f497d;\">. </span>Our #1 objective for each client is settlement with Full Waiver of Deficiency!!<strong></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.5in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Possible settlement options most commonly consist of some of the following:</span></strong></span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Short</span> <span style=\"color: #333399; text-decoration: underline;\">Sale</span></span></strong><span style=\"color: blue;\"> <strong> </strong></span>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as manage the communication with the lender and apply any pressure needed to get the best outcome for you.</p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Deed–in-Lieu of Foreclosure</span></strong></span><strong></strong><span style=\"font-size: 11pt;\"> A deed-in-lieu of foreclosure voluntarily transfers ownership of your home and all real property secured by your mortgage loan (property) to lender to satisfy the total amount due on the first mortgage.  The DIL option will not allow you to keep your property, however, it will prevent you from going through a foreclosure sale and it will release you from all responsibility to repay the mortgage debt.</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #0000ff;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Bankruptcy</span></strong></span><strong></strong></span><span style=\"font-size: 11pt;\"> This option can liquidate debt and/or allow more time.  H4HC will refer you to a qualified bankruptcy attorney in our sphere of influence.</span><strong><span style=\"font-size: 11pt;\">  </span></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"font-size: 11pt;\">Chapter 7 </span></strong><span style=\"font-size: 11pt;\">(Liquidation) To completely settle personal debt.</span><strong><span style=\"font-size: 11pt;\">  </span></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"font-size: 11pt;\">Chapter 13 </span></strong><span style=\"font-size: 11pt;\">(Wage Earner Plan) Payments are made toward a plan to pay off debts in 3-5 years.</span></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"> <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\"><img 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: center;\"><span style=\"color: #333399;\"><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">H4H Consulting works with a Network of Top</span></strong></span><strong><span style=\"font-size: 14pt;\">         </span></strong><strong><span style=\"font-size: 14pt;\">  </span></strong><strong></strong><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">Real Estate Professionals</span></strong></span></span></p>\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: left;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">Attorneys</span><span style=\"text-decoration: underline;\"> (</span><span style=\"text-decoration: underline;\">Foreclosure</span> <span style=\"text-decoration: underline;\">Defens</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">e</span>,</span> <span style=\"text-decoration: underline;\">Bankruptc</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">y</span>,</span> <span style=\"text-decoration: underline;\">Real</span> <span style=\"text-decoration: underline;\">Estate</span><span style=\"text-decoration: underline;\">,</span> <span style=\"text-decoration: underline;\">Et</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">c</span>.)</span></span></strong></span>  To ensure a homeowner is properly represented and protected under all aspects of law pertaining to the rights of the homeowner.  A lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who retain lawyers to perform legal services.</p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td><!--[if gte mso 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">CPA’s</span></strong></span>  The purpose of a CPA is to attest to the reasonableness of disclosures, the freedom from material misstatement, and the adherence to the applicable generally accepted accounting principles in financial statements.  They will have the knowledge to advise you on such important items as tax implications of certain settlements and how best to structure those transaction.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Real Estate Agents</span></strong></span>  This is a person who acts as an intermediary between sellers and buyers of real estate/real property and attempts to find sellers who wish to sell and buyers who wish to buy.  Having a good agent will drastically improve the success of your sale. With the proper marketing, pricing and negotiating they can accomplish a sale in the homeowners best interest.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><span style=\"color: #333399; text-decoration: underline;\"><strong><span style=\"color: windowtext; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Property </span><span style=\"color: #0000ff; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Management </span></span></span></strong></span></a></span></span>  Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property. We strive to ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Settlement Facilitators</span></strong></span>  Often creditors require the borrower to prove they have an economic or financial hardship preventing them from being able to pay the deficiency.  Creditors holding liens against real estate can include Primary Mortgages, Junior lien holders—such as second mortgages, Home Equity Lines of Credit HELOC lenders, Home Owners Association HOA (special assessment liens)—all of whom will need to approve individual applications for a short sale, should they be asked to take less than what is owed.  Often creditors use pre-determined criteria for approving the borrowers and the terms of the sale of the properties. Part of this process typically includes the creditor(s) determining the current market value of the real estate by obtaining an independent evaluation of the property from an appraisal, a Broker Price Opinion (BPO).  Depending on each creditor\'s policy and the type of loan, creditors may accept applications from borrowers even if the borrower is not in default with their payments. Due to the overwhelming number of defaulting borrowers due to mortgage failures and other causes as part of the current financial crisis, many creditors have become adept at processing such short sales applications; however, it can still take several months for the process from start to finish, often requiring multiple levels of approval.</p>\r\n<p style=\"margin-left: 0.5in;\"></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Services','','inherit','open','open','','27-autosave-v1','','','2011-11-15 13:07:34','2011-11-15 18:07:34','',27,'http://h4hconsulting.com/cms/?p=29',0,'revision','',0),(1133,1,'2011-09-15 17:07:29','2011-09-15 21:07:29','<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\">Consulting</a> </strong>- Hope for Homeowners Consulting assess each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and figure out which options are available to help each homeowner achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook , it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family, we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise; and with the knowledge and options we encourage the homeowner to choose the best road to take. In their Written Action Plan we give timed, step by step instructions on how to arrive at the desired destination.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> <strong>&amp; Deed in Lieu\'s</strong></a> When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"services_07\" src=\"../wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2011-09-15 17:07:29','2011-09-15 21:07:29','',27,'http://h4hconsulting.com/cms/1133/27-revision-51/',0,'revision','',0),(1128,1,'2011-06-13 21:04:24','2011-06-13 21:04:24','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\">Consulting</a> </strong>- Hope for Homeowners Consulting assess each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and figure out which options are available to help each homeowner achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook , it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family, we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise; and with the knowledge and options we encourage the homeowner to choose the best road to take. In their Written Action Plan we give timed, step by step instructions on how to arrive at the desired destination.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"> Credit Repair</a></strong> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"services_07\" src=\"../wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong></strong></a><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower  and lender) to a problem loan mutually agree to work out the issues by  creating new and better loan terms. The hope is that the new improved  mortgage will enable the borrower to meet their obligations and avoid  foreclosure. But is a loan modification the best solution? We can help  you find the best option for your situation.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2011-06-13 21:04:24','2011-06-13 21:04:24','',27,'http://h4hconsulting.com/cms/1128/27-revision-49/',0,'revision','',0),(932,1,'2010-08-17 14:44:33','2010-08-17 14:44:33','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"></a></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></strong></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"> Credit Repair</a></strong> Your situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise.  Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Debt Settlement</strong></a> We offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-08-17 14:44:33','2010-08-17 14:44:33','',27,'http://h4hconsulting.com/cms/932/27-revision-30/',0,'revision','',0),(31,1,'2010-05-16 23:10:43','2010-05-16 23:10:43','Hope for Homeowners Consulting, LLC\r\n4006 S. Macdill Avenue\r\nTampa, FL 33611\r\n\r\nOr call us at 1-800-604-0266.\r\n\r\nFor more information, please contact us using the email form below.','Contact Us','','publish','open','open','','contact-us','','','2011-01-21 20:29:06','2011-01-21 20:29:06','',2,'http://h4hconsulting.com/cms/?page_id=31',4,'page','',0),(30,1,'2010-05-16 23:07:53','2010-05-16 23:07:53','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><a href=\"file:///C:/loan-mod.html\">Loan Modification</a>\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to workout the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable to the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><a href=\"file:///C:/short-sale.html\">Short Sales</a>\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></td>\r\n<td><a href=\"file:///C:/property-mtg.html\">Property Management</a>\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><a href=\"file:///C:/credit-repair.html\">Credit Repair</a>\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><a href=\"file:///C:/settlement.html\">Debt Settlement</a>\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-05-16 23:07:53','2010-05-16 23:07:53','',27,'http://h4hconsulting.com/cms/?p=30',0,'revision','',0),(33,1,'2011-01-21 20:30:10','2011-01-21 20:30:10','Hope for Homeowners Consulting, LLC\n4006 S. Macdill Avenue\nTampa, FL 33611\n\nOr call us at 1-800-604-0266.\n\nFor more information, please contact us using the email form below.','Contact Us','','inherit','open','open','','31-autosave','','','2011-01-21 20:30:10','2011-01-21 20:30:10','',31,'http://h4hconsulting.com/cms/?p=33',0,'revision','',0),(38,1,'2010-05-17 15:46:01','2010-05-17 15:46:01','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 15:46:01','2010-05-17 15:46:01','',5,'http://h4hconsulting.com/cms/?p=38',0,'revision','',0),(34,1,'2010-05-16 19:30:36','2010-05-16 19:30:36','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 19:30:36','2010-05-16 19:30:36','',5,'http://h4hconsulting.com/cms/?p=34',0,'revision','',0),(59,1,'2010-05-17 17:17:14','2010-05-17 17:17:14','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:17:14','2010-05-17 17:17:14','',5,'http://h4hconsulting.com/cms/?p=59',0,'revision','',0),(35,1,'2010-05-17 15:43:07','2010-05-17 15:43:07','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div id=\"_mcePaste\"></div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 15:43:07','2010-05-17 15:43:07','',5,'http://h4hconsulting.com/cms/?p=35',0,'revision','',0),(36,1,'2010-05-17 15:43:55','2010-05-17 15:43:55','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 15:43:55','2010-05-17 15:43:55','',5,'http://h4hconsulting.com/cms/?p=36',0,'revision','',0),(37,1,'2010-05-17 15:44:35','2010-05-17 15:44:35','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home? </strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money? </strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<div></div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 15:44:35','2010-05-17 15:44:35','',5,'http://h4hconsulting.com/cms/?p=37',0,'revision','',0),(39,1,'2010-05-17 15:49:13','2010-05-17 15:49:13','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<div></div>\r\n<h1 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h1>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 15:49:13','2010-05-17 15:49:13','',5,'http://h4hconsulting.com/cms/?p=39',0,'revision','',0),(40,1,'2010-05-17 15:49:44','2010-05-17 15:49:44','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h3 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h3>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 15:49:44','2010-05-17 15:49:44','',5,'http://h4hconsulting.com/cms/?p=40',0,'revision','',0),(41,1,'2010-05-17 15:50:12','2010-05-17 15:50:12','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 15:50:12','2010-05-17 15:50:12','',5,'http://h4hconsulting.com/cms/?p=41',0,'revision','',0),(42,1,'2010-05-17 16:05:23','2010-05-17 16:05:23','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.</div>\r\n<div></div>\r\n<div>The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 16:05:23','2010-05-17 16:05:23','',5,'http://h4hconsulting.com/cms/?p=42',0,'revision','',0),(43,1,'2010-05-17 16:05:50','2010-05-17 16:05:50','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.</div>\r\n<div></div>\r\n<div>The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 16:05:50','2010-05-17 16:05:50','',5,'http://h4hconsulting.com/cms/?p=43',0,'revision','',0),(1350,5,'2011-11-15 13:10:44','2011-11-15 18:10:44','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discussing foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h2 style=\"padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n\r\n<h2 style=\"padding-left: 30px;\"><strong>Additional Live Chats</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></p>\r\n<p style=\"text-align: center;\">\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Live Chat','','inherit','open','open','','763-revision-v1','','','2011-11-15 13:10:44','2011-11-15 18:10:44','',763,'http://h4hconsulting.com/cms/1350/763-revision-v1/',0,'revision','',0),(1129,1,'2011-06-20 16:48:57','2011-06-20 16:48:57','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nWith the three \'Homeowner Rescue\' package options that we have put together, you will be provided with  all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your road map to solving your specific challenges! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime!\r\n<h1 style=\"text-align: center;\"><span style=\"color: #000080;\"><em><strong><a title=\"Order Online Today!\" href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\" target=\"_blank\">TO ORDER TODAY CLICK HERE!</a></strong></em></span></h1>\r\n<div style=\"height: 1em; visibility: hidden;\">.</div>','Homeowners','','inherit','open','open','','48-revision-24','','','2011-06-20 16:48:57','2011-06-20 16:48:57','',48,'http://h4hconsulting.com/cms/1129/48-revision-24/',0,'revision','',0),(611,1,'2010-08-12 14:42:26','2010-08-12 14:42:26','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe three \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your road map to solving your specific challenges! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<div style=\"height: 1em; visibility: hidden;\">.</div>\r\n<h2>Package Options</h2>\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a>','Homeowners','','inherit','open','open','','48-revision-18','','','2010-08-12 14:42:26','2010-08-12 14:42:26','',48,'http://h4hconsulting.com/cms/611/48-revision-18/',0,'revision','',0),(44,1,'2010-05-17 16:07:01','2010-05-17 16:07:01','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<p>\r\n<div>At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.</div>\r\n<p>\r\n<div>The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 16:07:01','2010-05-17 16:07:01','',5,'http://h4hconsulting.com/cms/?p=44',0,'revision','',0),(45,1,'2010-05-17 17:03:36','2010-05-17 17:03:36','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height:1.4em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:03:36','2010-05-17 17:03:36','',5,'http://h4hconsulting.com/cms/?p=45',0,'revision','',0),(46,1,'2010-05-17 17:04:02','2010-05-17 17:04:02','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height:1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:04:02','2010-05-17 17:04:02','',5,'http://h4hconsulting.com/cms/?p=46',0,'revision','',0),(58,1,'2010-05-17 17:29:42','2010-05-17 17:29:42','','Get Started Now!','','inherit','open','open','','start','','','2010-05-17 17:29:42','2010-05-17 17:29:42','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png',0,'attachment','image/png',0),(47,1,'2010-05-16 19:32:39','2010-05-16 19:32:39','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>As you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. <strong>Of those, approximately 1% are being defended</strong>. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.</td>\r\n</tr>\r\n</tbody>\r\n</table>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-05-16 19:32:39','2010-05-16 19:32:39','',25,'http://h4hconsulting.com/cms/?p=47',0,'revision','',0),(84,1,'2010-06-02 00:22:53','2010-06-02 00:22:53','Is your Practice suffering in this economy?\r\n\r\nCould you handle more clients?\r\n\r\nDo you currently offer Foreclosure defense?\r\n\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:22:53','2010-06-02 00:22:53','',25,'http://h4hconsulting.com/cms/?p=84',0,'revision','',0),(48,1,'2010-05-17 17:06:32','2010-05-17 17:06:32','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nWith the H4H Consulting Rescue Package option that we have put together, you will be provided with  all the tools necessary to solve your specific challenge. This package begins with an in depth personal consultation, and a written action plan which will act as your road map to solving your specific challenges while giving you the opportunity to utilize any/all options needed to put you back on the path to financial stability!        Order the H4HConsulting Homeowner Rescue Package below.\r\n<h1 style=\"text-align: center;\"><span style=\"color: #000080;\"><em><strong><a title=\"Order Online Today!\" href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\" target=\"_blank\">TO ORDER TODAY CLICK HERE!</a></strong></em></span></h1>\r\n<div style=\"height: 1em; visibility: hidden;\">.</div>','Homeowners','','publish','open','open','','homeowners','','','2011-09-23 12:39:00','2011-09-23 16:39:00','',27,'http://h4hconsulting.com/cms/?page_id=48',2,'page','',0),(733,1,'2010-10-25 17:36:39','2010-10-25 17:36:39','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/webinar/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\"><strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-10-25 17:36:39','2010-10-25 17:36:39','',5,'http://h4hconsulting.com/cms/733/5-revision-92/',0,'revision','',0),(734,1,'2010-10-25 18:17:26','2010-10-25 18:17:26','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-still-shot-of-webinar.jpg\">\r\n</a><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">Let us help you:</div>\r\n<div style=\"line-height: 1.8em; text-align: left;\">\r\n\r\n<strong> </strong>\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n\r\n<strong> </strong>\r\n\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><em><strong>\r\n</strong></em></div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-10-25 18:17:26','2010-10-25 18:17:26','',5,'http://h4hconsulting.com/cms/734/5-revision-93/',0,'revision','',0),(735,1,'2010-08-11 16:15:47','2010-08-11 16:15:47','Hope for Homeowners Consulting, LLC\r\n26847 Foggy Creek Rd ste 102\r\nWesley Chapel, FL 33543\r\n\r\nFor more information, please contact us using the email form below.','Contact Us','','inherit','open','open','','31-revision-6','','','2010-08-11 16:15:47','2010-08-11 16:15:47','',31,'http://h4hconsulting.com/cms/735/31-revision-6/',0,'revision','',0),(736,1,'2010-10-25 18:07:38','2010-10-25 18:07:38','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nWith the three \'Homeowner Rescue\' package options that we have put together, you will be provided with  all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your road map to solving your specific challenges! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime!\r\n<p style=\"text-align: center;\"><em><strong><a title=\"Order Online Today!\" href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\" target=\"_blank\">TO ORDER TODAY CLICK HERE!</a></strong></em></p>\r\n\r\n<div style=\"height: 1em; visibility: hidden;\">.</div>','Homeowners','','inherit','open','open','','48-revision-22','','','2010-10-25 18:07:38','2010-10-25 18:07:38','',48,'http://h4hconsulting.com/cms/736/48-revision-22/',0,'revision','',0),(613,1,'2010-08-26 18:19:59','2010-08-26 18:19:59','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe three \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your road map to solving your specific challenges! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2><a title=\"Order Online Today!\" href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\" target=\"_blank\">Order online today!</a></h2>\r\n<div style=\"height: 1em; visibility: hidden;\">.</div>\r\n<h2></h2>','Homeowners','','inherit','open','open','','48-revision-19','','','2010-08-26 18:19:59','2010-08-26 18:19:59','',48,'http://h4hconsulting.com/cms/613/48-revision-19/',0,'revision','',0),(49,1,'2010-05-17 17:06:21','2010-05-17 17:06:21','','Homeowners','','inherit','open','open','','48-revision','','','2010-05-17 17:06:21','2010-05-17 17:06:21','',48,'http://h4hconsulting.com/cms/?p=49',0,'revision','',0),(50,1,'2010-05-17 17:05:00','2010-05-17 17:05:00','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:05:00','2010-05-17 17:05:00','',5,'http://h4hconsulting.com/cms/?p=50',0,'revision','',0),(53,1,'2010-05-17 17:10:47','2010-05-17 17:10:47','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:10:47','2010-05-17 17:10:47','',5,'http://h4hconsulting.com/cms/?p=53',0,'revision','',0),(51,1,'2010-05-17 17:09:29','2010-05-17 17:09:29','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height:1.4em;visibility:hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height:1.4em;visibility:hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height:1.4em;visibility:hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:09:29','2010-05-17 17:09:29','',5,'http://h4hconsulting.com/cms/?p=51',0,'revision','',0),(52,1,'2010-05-17 17:09:59','2010-05-17 17:09:59','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height:1.0em;visibility:hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height:1.0em;visibility:hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height:1.0em;visibility:hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:09:59','2010-05-17 17:09:59','',5,'http://h4hconsulting.com/cms/?p=52',0,'revision','',0),(55,1,'2010-05-17 17:06:32','2010-05-17 17:06:32','','Homeowners','','inherit','open','open','','48-revision-2','','','2010-05-17 17:06:32','2010-05-17 17:06:32','',48,'http://h4hconsulting.com/cms/?p=55',0,'revision','',0),(65,1,'2010-05-17 17:33:06','2010-05-17 17:33:06','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-9','','','2010-05-17 17:33:06','2010-05-17 17:33:06','',48,'http://h4hconsulting.com/cms/?p=65',0,'revision','',0),(57,1,'2010-05-17 17:11:37','2010-05-17 17:11:37','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:11:37','2010-05-17 17:11:37','',5,'http://h4hconsulting.com/cms/?p=57',0,'revision','',0),(56,1,'2010-05-17 17:15:52','2010-05-17 17:15:52','<div id=\"_mcePaste\">At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. \n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\n<h2>Order online today and get your first month\'s service free!</h2>\n<h2>Package Options</h2>\n<col width=\"298\"></col><col span=\"2\" width=\"64\"></col><col width=\"74\"></col>\n<tr height=\"20\">\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\n</tr>\nAt H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.','Homeowners','','inherit','open','open','','48-revision-3','','','2010-05-17 17:15:52','2010-05-17 17:15:52','',48,'http://h4hconsulting.com/cms/?p=56',0,'revision','',0),(60,1,'2010-05-17 17:16:38','2010-05-17 17:16:38','<div id=\"_mcePaste\">\r\n\r\nAt H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n\r\n</div>\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-4','','','2010-05-17 17:16:38','2010-05-17 17:16:38','',48,'http://h4hconsulting.com/cms/?p=60',0,'revision','',0),(61,1,'2010-05-17 17:31:32','2010-05-17 17:31:32','<div id=\"_mcePaste\">\r\n\r\nAt H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n<div style=\"height: 1.4em; visibility: hidden;\">.</div>\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n\r\n</div>\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-5','','','2010-05-17 17:31:32','2010-05-17 17:31:32','',48,'http://h4hconsulting.com/cms/?p=61',0,'revision','',0),(62,1,'2010-05-17 17:31:47','2010-05-17 17:31:47','<div id=\"_mcePaste\">\r\n\r\nAt H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n\r\n</div>\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-6','','','2010-05-17 17:31:47','2010-05-17 17:31:47','',48,'http://h4hconsulting.com/cms/?p=62',0,'revision','',0),(63,1,'2010-05-17 17:32:10','2010-05-17 17:32:10','<div id=\"_mcePaste\">\r\n\r\nAt H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n\r\n</div>\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-7','','','2010-05-17 17:32:10','2010-05-17 17:32:10','',48,'http://h4hconsulting.com/cms/?p=63',0,'revision','',0),(64,1,'2010-05-17 17:32:42','2010-05-17 17:32:42','\r\n\r\nAt H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-8','','','2010-05-17 17:32:42','2010-05-17 17:32:42','',48,'http://h4hconsulting.com/cms/?p=64',0,'revision','',0),(66,1,'2010-05-17 17:33:29','2010-05-17 17:33:29','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-10','','','2010-05-17 17:33:29','2010-05-17 17:33:29','',48,'http://h4hconsulting.com/cms/?p=66',0,'revision','',0),(67,1,'2010-05-17 20:29:26','2010-05-17 20:29:26','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"514\" /></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-11','','','2010-05-17 20:29:26','2010-05-17 20:29:26','',48,'http://h4hconsulting.com/cms/?p=67',0,'revision','',0),(68,1,'2010-05-17 21:59:31','2010-05-17 21:59:31','','ChrisSmall','','inherit','open','open','','chrissmall','','','2010-05-17 21:59:31','2010-05-17 21:59:31','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg',0,'attachment','image/jpeg',0),(69,1,'2010-05-17 17:30:58','2010-05-17 17:30:58','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 17:30:58','2010-05-17 17:30:58','',5,'http://h4hconsulting.com/cms/?p=69',0,'revision','',0),(70,1,'2010-05-17 22:00:18','2010-05-17 22:00:18','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"200\" height=\"186\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 22:00:18','2010-05-17 22:00:18','',5,'http://h4hconsulting.com/cms/?p=70',0,'revision','',0),(71,1,'2010-05-17 22:00:49','2010-05-17 22:00:49','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"140\" height=\"130\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 22:00:49','2010-05-17 22:00:49','',5,'http://h4hconsulting.com/cms/?p=71',0,'revision','',0),(72,1,'2010-05-17 22:03:27','2010-05-17 22:03:27','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"60\" height=\"56\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 22:03:27','2010-05-17 22:03:27','',5,'http://h4hconsulting.com/cms/?p=72',0,'revision','',0),(73,1,'2010-05-17 22:04:02','2010-05-17 22:04:02','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"72\" height=\"67\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 22:04:02','2010-05-17 22:04:02','',5,'http://h4hconsulting.com/cms/?p=73',0,'revision','',0),(74,1,'2010-05-17 22:04:41','2010-05-17 22:04:41','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"69\" height=\"65\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 22:04:41','2010-05-17 22:04:41','',5,'http://h4hconsulting.com/cms/?p=74',0,'revision','',0),(75,1,'2010-05-16 23:10:43','2010-05-16 23:10:43','Contact form here.','Contact Us','','inherit','open','open','','31-revision-2','','','2010-05-16 23:10:43','2010-05-16 23:10:43','',31,'http://h4hconsulting.com/cms/?p=75',0,'revision','',0),(76,1,'2010-05-27 22:40:28','2010-05-27 22:40:28','[events-calendar-large]','Calendar','','publish','closed','closed','','class-schedule','','','2011-05-04 19:09:35','2011-05-04 19:09:35','',2,'http://h4hconsulting.com/cms/?page_id=76',103,'page','',0),(77,1,'2010-05-27 22:40:17','2010-05-27 22:40:17','','Class Schedule','','inherit','open','open','','76-revision','','','2010-05-27 22:40:17','2010-05-27 22:40:17','',76,'http://h4hconsulting.com/cms/?p=77',0,'revision','',0),(78,1,'2010-05-27 22:40:28','2010-05-27 22:40:28','[[EventsCalendarLarge]]','Class Schedule','','inherit','open','open','','76-revision-2','','','2010-05-27 22:40:28','2010-05-27 22:40:28','',76,'http://h4hconsulting.com/cms/?p=78',0,'revision','',0),(79,1,'2010-05-17 20:39:08','2010-05-17 20:39:08','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"514\" /></a></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-12','','','2010-05-17 20:39:08','2010-05-17 20:39:08','',48,'http://h4hconsulting.com/cms/?p=79',0,'revision','',0),(80,1,'2010-05-18 15:16:41','2010-05-18 15:16:41','For more information, please contact us using the email form below.','Contact Us','','inherit','open','open','','31-revision-3','','','2010-05-18 15:16:41','2010-05-18 15:16:41','',31,'http://h4hconsulting.com/cms/?p=80',0,'revision','',0),(81,1,'2010-05-27 22:41:36','2010-05-27 22:41:36','[[EventsCalendarLarge]]','Class Schedule','','inherit','open','open','','76-revision-3','','','2010-05-27 22:41:36','2010-05-27 22:41:36','',76,'http://h4hconsulting.com/cms/?p=81',0,'revision','',0),(82,1,'2010-05-27 23:26:02','2010-05-27 23:26:02','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-13','','','2010-05-27 23:26:02','2010-05-27 23:26:02','',48,'http://h4hconsulting.com/cms/?p=82',0,'revision','',0),(155,1,'2010-05-27 23:28:00','2010-05-27 23:28:00','Hope for Homeowners Consulting, LLC\r\n26847 Foggy Creek Rd ste 102\r\nWesley Chapel, FL 33543\r\n\r\nFor more information, please contact us using the email form below.','Contact Us','','inherit','open','open','','31-revision-4','','','2010-05-27 23:28:00','2010-05-27 23:28:00','',31,'http://h4hconsulting.com/cms/?p=155',0,'revision','',0),(83,1,'2010-05-17 17:05:58','2010-05-17 17:05:58','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>As you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. <strong>Of those, approximately 1% are being defended</strong>. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.</td>\r\n</tr>\r\n</tbody>\r\n</table>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-05-17 17:05:58','2010-05-17 17:05:58','',25,'http://h4hconsulting.com/cms/?p=83',0,'revision','',0),(85,1,'2010-06-02 00:24:45','2010-06-02 00:24:45','<ul>\r\n	<li><strong>Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:24:45','2010-06-02 00:24:45','',25,'http://h4hconsulting.com/cms/?p=85',0,'revision','',0),(87,1,'2010-06-02 00:26:43','2010-06-02 00:26:43','<ul>\r\n	<li><strong>Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:26:43','2010-06-02 00:26:43','',25,'http://h4hconsulting.com/cms/?p=87',0,'revision','',0),(86,1,'2010-06-02 00:25:27','2010-06-02 00:25:27','<ul>\r\n	<li><strong>Is your Practice suffering in this economy?\r\n</strong><p></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong><p></li>\r\n	<li><p><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:25:27','2010-06-02 00:25:27','',25,'http://h4hconsulting.com/cms/?p=86',0,'revision','',0),(88,1,'2010-06-02 00:29:45','2010-06-02 00:29:45','','Family and attorney','','inherit','open','open','','attorneys_06','','','2010-06-02 00:29:45','2010-06-02 00:29:45','',25,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg',0,'attachment','image/jpeg',0),(89,1,'2010-06-02 00:27:47','2010-06-02 00:27:47','<ul>\r\n	<li><strong>Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:27:47','2010-06-02 00:27:47','',25,'http://h4hconsulting.com/cms/?p=89',0,'revision','',0),(90,1,'2010-06-02 00:30:42','2010-06-02 00:30:42','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:30:42','2010-06-02 00:30:42','',25,'http://h4hconsulting.com/cms/?p=90',0,'revision','',0),(91,1,'2010-06-02 00:31:21','2010-06-02 00:31:21','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:31:21','2010-06-02 00:31:21','',25,'http://h4hconsulting.com/cms/?p=91',0,'revision','',0),(92,1,'2010-05-16 23:09:09','2010-05-16 23:09:09','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Loan Modification\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to workout the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable to the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Short Sales\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></td>\r\n<td><a href=\"file:///C:/property-mtg.html\">Property Management</a>\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Credit Repair\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img src=\"file:///C:/Users/cjenkins/Desktop/Web%20Clients/H4HC/Publish/H4HC%20html%20content/images/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Debt Settlement\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-05-16 23:09:09','2010-05-16 23:09:09','',27,'http://h4hconsulting.com/cms/?p=92',0,'revision','',0),(95,1,'2010-06-02 00:46:29','2010-06-02 00:46:29','','services_10','','inherit','open','open','','services_10','','','2010-06-02 00:46:29','2010-06-02 00:46:29','',27,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg',0,'attachment','image/jpeg',0),(96,1,'2010-06-02 00:47:22','2010-06-02 00:47:22','','services_12','','inherit','open','open','','services_12','','','2010-06-02 00:47:22','2010-06-02 00:47:22','',27,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg',0,'attachment','image/jpeg',0),(97,1,'2010-06-02 00:48:18','2010-06-02 00:48:18','','services_14','','inherit','open','open','','services_14','','','2010-06-02 00:48:18','2010-06-02 00:48:18','',27,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg',0,'attachment','image/jpeg',0),(98,1,'2010-06-02 00:49:07','2010-06-02 00:49:07','','services_16','','inherit','open','open','','services_16','','','2010-06-02 00:49:07','2010-06-02 00:49:07','',27,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg',0,'attachment','image/jpeg',0),(99,1,'2010-06-02 00:43:56','2010-06-02 00:43:56','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Loan Modification\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to workout the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable to the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Short Sales\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Property Management\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Credit Repair\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Debt Settlement\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-06-02 00:43:56','2010-06-02 00:43:56','',27,'http://h4hconsulting.com/cms/?p=99',0,'revision','',0),(100,1,'2010-06-02 00:49:24','2010-06-02 00:49:24','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Loan Modification\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to workout the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable to the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Short Sales\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></td>\r\n<td>Property Management\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Credit Repair\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td>Debt Settlement\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-06-02 00:49:24','2010-06-02 00:49:24','',27,'http://h4hconsulting.com/cms/?p=100',0,'revision','',0),(101,1,'2010-06-02 00:53:06','2010-06-02 00:53:06','','Home_33','','inherit','open','open','','home_33','','','2010-06-02 00:53:06','2010-06-02 00:53:06','',25,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg',0,'attachment','image/jpeg',0),(102,1,'2010-06-02 00:38:02','2010-06-02 00:38:02','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\nUnfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:38:02','2010-06-02 00:38:02','',25,'http://h4hconsulting.com/cms/?p=102',0,'revision','',0),(103,1,'2010-06-02 00:55:15','2010-06-02 00:55:15','','Home_35','','inherit','open','open','','home_35','','','2010-06-02 00:55:15','2010-06-02 00:55:15','',25,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg',0,'attachment','image/jpeg',0),(104,1,'2010-06-02 00:53:42','2010-06-02 00:53:42','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:53:42','2010-06-02 00:53:42','',25,'http://h4hconsulting.com/cms/?p=104',0,'revision','',0),(105,1,'2010-06-02 00:56:03','2010-06-02 00:56:03','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not<img class=\"alignright size-full wp-image-103\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /> want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:56:03','2010-06-02 00:56:03','',25,'http://h4hconsulting.com/cms/?p=105',0,'revision','',0),(106,1,'2010-06-02 00:56:19','2010-06-02 00:56:19','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not<img class=\"alignright size-full wp-image-103\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /> want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:56:19','2010-06-02 00:56:19','',25,'http://h4hconsulting.com/cms/?p=106',0,'revision','',0),(107,1,'2010-06-02 00:59:33','2010-06-02 00:59:33','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\"><img class=\"alignright size-full wp-image-103\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a> cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 00:59:33','2010-06-02 00:59:33','',25,'http://h4hconsulting.com/cms/?p=107',0,'revision','',0),(108,1,'2010-06-02 01:00:22','2010-06-02 01:00:22','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\"><img class=\"alignright size-full wp-image-103\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a>and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nSee our plan for addressing these concerns and how H4H Consulting can partner with you to grow your business in this neglected market.','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 01:00:22','2010-06-02 01:00:22','',25,'http://h4hconsulting.com/cms/?p=108',0,'revision','',0),(109,1,'2010-05-17 22:05:02','2010-05-17 22:05:02','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"76\" height=\"72\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-17 22:05:02','2010-05-17 22:05:02','',5,'http://h4hconsulting.com/cms/?p=109',0,'revision','',0),(110,1,'2010-06-05 20:32:36','2010-06-05 20:32:36','<img class=\"alignright size-full wp-image-10\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"200\" height=\"248\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:32:36','2010-06-05 20:32:36','',5,'http://h4hconsulting.com/cms/?p=110',0,'revision','',0),(111,1,'2010-06-05 20:33:51','2010-06-05 20:33:51','<img class=\"alignright size-full wp-image-10\"  title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" hspace=\"20\"/>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"200\" height=\"248\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:33:51','2010-06-05 20:33:51','',5,'http://h4hconsulting.com/cms/?p=111',0,'revision','',0),(112,1,'2010-06-05 20:34:40','2010-06-05 20:34:40','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"160\" height=\"198\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div></div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:34:40','2010-06-05 20:34:40','',5,'http://h4hconsulting.com/cms/?p=112',0,'revision','',0),(113,1,'2010-06-05 20:35:56','2010-06-05 20:35:56','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"160\" height=\"198\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:35:56','2010-06-05 20:35:56','',5,'http://h4hconsulting.com/cms/?p=113',0,'revision','',0),(114,1,'2010-06-05 20:37:27','2010-06-05 20:37:27','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div style=\"height: 1.8em; visibility: hidden;\">.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:37:27','2010-06-05 20:37:27','',5,'http://h4hconsulting.com/cms/?p=114',0,'revision','',0),(115,1,'2010-06-05 20:38:15','2010-06-05 20:38:15','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div style=\"height: 2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:38:15','2010-06-05 20:38:15','',5,'http://h4hconsulting.com/cms/?p=115',0,'revision','',0),(116,1,'2010-06-05 20:38:51','2010-06-05 20:38:51','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:38:51','2010-06-05 20:38:51','',5,'http://h4hconsulting.com/cms/?p=116',0,'revision','',0),(117,1,'2010-06-05 20:39:26','2010-06-05 20:39:26','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:39:26','2010-06-05 20:39:26','',5,'http://h4hconsulting.com/cms/?p=117',0,'revision','',0),(118,1,'2010-06-06 21:53:52','2010-06-06 21:53:52','<strong>1. </strong><strong>Commitment to Clients</strong>\r\n\r\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\r\n\r\n<strong>2. </strong><strong>Client Decision-Making</strong>\r\n\r\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure our clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\r\n\r\n<strong>3. </strong><strong>Competence</strong>\r\n\r\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners Consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\r\n\r\n<strong>4. </strong><strong>Conflicts of Interest</strong>\r\n\r\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\r\n\r\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\r\n\r\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\r\n\r\n<strong>6. </strong><strong>Professional Behavior</strong>\r\n\r\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\r\n\r\n<strong> </strong>\r\n\r\n<strong>7. </strong><strong>Payment for Services</strong>\r\n\r\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\r\n\r\n<strong>8. </strong><strong>Discontinuation of Services</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\r\n\r\n<strong> </strong>\r\n\r\n<strong>9. </strong><strong>Consultation</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\r\n\r\n<strong>10. </strong><strong>Referrals</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\r\n\r\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Our Code of Ethics','','publish','open','open','','code-of-ethics-for-hope-for-homeowners-consulting-llc','','','2011-06-20 16:51:02','2011-06-20 16:51:02','',2,'http://h4hconsulting.com/cms/?page_id=118',1,'page','',0),(119,1,'2010-06-06 21:53:40','2010-06-06 21:53:40','<strong>1. </strong><strong>Commitment to Clients</strong>\n\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\n\n<strong>2. </strong><strong>Client Decision-Making</strong>\n\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\n\n<strong>3. </strong><strong>Competence</strong>\n\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\n\n<strong>4. </strong><strong>Conflicts of Interest</strong>\n\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\n\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\n\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\n\n<strong>6. </strong><strong>Professional Behavior</strong>\n\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\n\n<strong> </strong>\n\n<strong>7. </strong><strong>Payment for Services</strong>\n\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\n\n<strong>8. </strong><strong>Discontinuation of Services</strong>\n\n<strong> </strong>\n\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\n\n<strong> </strong>\n\n<strong>9. </strong><strong>Consultation</strong>\n\n<strong> </strong>\n\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\n\n<strong>10. </strong><strong>Referrals</strong>\n\n<strong> </strong>\n\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\n\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\n\n<strong> </strong>\n\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Code of Ethics for Hope for Homeowners Consulting, LLC','','inherit','open','open','','118-revision','','','2010-06-06 21:53:40','2010-06-06 21:53:40','',118,'http://h4hconsulting.com/cms/?p=119',0,'revision','',0),(120,1,'2010-06-06 21:53:52','2010-06-06 21:53:52','<strong>1. </strong><strong>Commitment to Clients</strong>\r\n\r\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\r\n\r\n<strong>2. </strong><strong>Client Decision-Making</strong>\r\n\r\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\r\n\r\n<strong>3. </strong><strong>Competence</strong>\r\n\r\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\r\n\r\n<strong>4. </strong><strong>Conflicts of Interest</strong>\r\n\r\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\r\n\r\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\r\n\r\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\r\n\r\n<strong>6. </strong><strong>Professional Behavior</strong>\r\n\r\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\r\n\r\n<strong> </strong>\r\n\r\n<strong>7. </strong><strong>Payment for Services</strong>\r\n\r\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\r\n\r\n<strong>8. </strong><strong>Discontinuation of Services</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\r\n\r\n<strong> </strong>\r\n\r\n<strong>9. </strong><strong>Consultation</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\r\n\r\n<strong>10. </strong><strong>Referrals</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\r\n\r\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Code of Ethics for Hope for Homeowners Consulting, LLC','','inherit','open','open','','118-revision-2','','','2010-06-06 21:53:52','2010-06-06 21:53:52','',118,'http://h4hconsulting.com/cms/?p=120',0,'revision','',0),(121,1,'2010-05-16 18:46:22','2010-05-16 18:46:22','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm guiding you in this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual\r\nhomeowner\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-05-16 18:46:22','2010-05-16 18:46:22','',2,'http://h4hconsulting.com/cms/?p=121',0,'revision','',0),(122,1,'2010-06-06 21:54:25','2010-06-06 21:54:25','<strong>1. </strong><strong>Commitment to Clients</strong>\r\n\r\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\r\n\r\n<strong>2. </strong><strong>Client Decision-Making</strong>\r\n\r\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\r\n\r\n<strong>3. </strong><strong>Competence</strong>\r\n\r\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\r\n\r\n<strong>4. </strong><strong>Conflicts of Interest</strong>\r\n\r\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\r\n\r\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\r\n\r\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\r\n\r\n<strong>6. </strong><strong>Professional Behavior</strong>\r\n\r\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\r\n\r\n<strong> </strong>\r\n\r\n<strong>7. </strong><strong>Payment for Services</strong>\r\n\r\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\r\n\r\n<strong>8. </strong><strong>Discontinuation of Services</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\r\n\r\n<strong> </strong>\r\n\r\n<strong>9. </strong><strong>Consultation</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\r\n\r\n<strong>10. </strong><strong>Referrals</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\r\n\r\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Our Code of Ethics','','inherit','open','open','','118-revision-3','','','2010-06-06 21:54:25','2010-06-06 21:54:25','',118,'http://h4hconsulting.com/cms/?p=122',0,'revision','',0),(123,1,'2010-06-06 22:30:54','2010-06-06 22:30:54','<strong>1. </strong><strong>Commitment to Clients</strong>\r\n\r\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\r\n\r\n<strong>2. </strong><strong>Client Decision-Making</strong>\r\n\r\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\r\n\r\n<strong>3. </strong><strong>Competence</strong>\r\n\r\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners Consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\r\n\r\n<strong>4. </strong><strong>Conflicts of Interest</strong>\r\n\r\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\r\n\r\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\r\n\r\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\r\n\r\n<strong>6. </strong><strong>Professional Behavior</strong>\r\n\r\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\r\n\r\n<strong> </strong>\r\n\r\n<strong>7. </strong><strong>Payment for Services</strong>\r\n\r\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\r\n\r\n<strong>8. </strong><strong>Discontinuation of Services</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\r\n\r\n<strong> </strong>\r\n\r\n<strong>9. </strong><strong>Consultation</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\r\n\r\n<strong>10. </strong><strong>Referrals</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\r\n\r\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Our Code of Ethics','','inherit','open','open','','118-revision-4','','','2010-06-06 22:30:54','2010-06-06 22:30:54','',118,'http://h4hconsulting.com/cms/?p=123',0,'revision','',0),(124,1,'2010-06-02 00:50:35','2010-06-02 00:50:35','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Loan Modification</strong>\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to workout the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable to the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Short Sales</strong>\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></td>\r\n<td><strong>Property Management</strong>\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Credit Repair</strong>\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Debt Settlement</strong>\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-06-02 00:50:35','2010-06-02 00:50:35','',27,'http://h4hconsulting.com/cms/?p=124',0,'revision','',0),(125,1,'2010-06-06 22:37:29','2010-06-06 22:37:29','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Loan Modification</strong>\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable to the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Short Sales</strong>\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></td>\r\n<td><strong>Property Management</strong>\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Credit Repair</strong>\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Debt Settlement</strong>\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-06-06 22:37:29','2010-06-06 22:37:29','',27,'http://h4hconsulting.com/cms/?p=125',0,'revision','',0),(126,1,'2010-06-02 00:05:03','2010-06-02 00:05:03','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe three \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-14','','','2010-06-02 00:05:03','2010-06-02 00:05:03','',48,'http://h4hconsulting.com/cms/?p=126',0,'revision','',0),(127,1,'2010-06-05 20:40:07','2010-06-05 20:40:07','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" /><div style=\"height: .8em; visibility: hidden;\">.</div>Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-05 20:40:07','2010-06-05 20:40:07','',5,'http://h4hconsulting.com/cms/?p=127',0,'revision','',0),(137,1,'2010-06-17 06:33:15','2010-06-17 06:33:15','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.\r\n<h2 style=\"text-align: center;\"><strong><span style=\"color: #ff0000;\"><em>Please note you cannot save data in this form. </em></span></strong></h2>','Financial Statement','','publish','closed','closed','','financial-statement','','','2010-10-28 23:05:50','2010-10-28 23:05:50','',27,'http://h4hconsulting.com/cms/?page_id=137',12,'page','',0),(128,1,'2010-06-07 15:31:30','2010-06-07 15:31:30','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height:1.4em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"825\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-07 15:31:30','2010-06-07 15:31:30','',5,'http://h4hconsulting.com/cms/?p=128',0,'revision','',0),(129,1,'2010-06-07 15:32:01','2010-06-07 15:32:01','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.4em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-07 15:32:01','2010-06-07 15:32:01','',5,'http://h4hconsulting.com/cms/?p=129',0,'revision','',0),(135,1,'2010-06-07 18:22:58','2010-06-07 18:22:58','','TreSunset','','inherit','open','open','','tresunset','','','2010-06-07 18:22:58','2010-06-07 18:22:58','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/06/TreSunset.jpg',0,'attachment','image/jpeg',0),(130,1,'2010-06-07 16:14:48','2010-06-07 16:14:48','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.4em;\">\r\n<ul>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\"><img class=\"size-full wp-image-68 alignleft\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"ChrisSmall\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"200\" height=\"248\" /></a>Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys. The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-07 16:14:48','2010-06-07 16:14:48','',5,'http://h4hconsulting.com/cms/?p=130',0,'revision','',0),(240,1,'2010-07-14 16:10:44','2010-07-14 16:10:44','','Chris small S. BUS crd pic','','inherit','open','open','','chris-small-s-bus-crd-pic','','','2010-07-14 16:10:44','2010-07-14 16:10:44','',2,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic.jpg',0,'attachment','image/jpeg',0),(131,1,'2010-06-07 16:15:16','2010-06-07 16:15:16','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.4em;\">\r\n<ul>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\"><img class=\"size-full wp-image-68 alignleft\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"ChrisSmall\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"200\" height=\"248\" /></a>Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.</div>\r\n<div></div>\r\n<div>The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-07 16:15:16','2010-06-07 16:15:16','',5,'http://h4hconsulting.com/cms/?p=131',0,'revision','',0),(132,1,'2010-06-07 16:15:30','2010-06-07 16:15:30','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.4em;\">\r\n<ul>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Are you upside down on your home?\r\n</strong></li>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n</strong></li>\r\n	<li style=\"padding-bottom: 1.4em;\"><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\"><img class=\"size-full wp-image-68 alignleft\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"ChrisSmall\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"200\" height=\"248\" /></a>Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div>Our solutions include:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end. At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.</div>\r\n<div>The 3 \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenge! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.</div>\r\n<h2 style=\"text-align: center;\"><strong>Order online today and get your first month\'s service free!</strong></h2>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\"><img class=\"alignnone size-full wp-image-23\" title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-07 16:15:30','2010-06-07 16:15:30','',5,'http://h4hconsulting.com/cms/?p=132',0,'revision','',0),(138,1,'2010-06-17 06:11:19','2010-06-17 06:11:19','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your sp','Financial Statement','','inherit','open','open','','137-revision','','','2010-06-17 06:11:19','2010-06-17 06:11:19','',137,'http://h4hconsulting.com/cms/?p=138',0,'revision','',0),(139,1,'2010-06-17 06:11:27','2010-06-17 06:11:27','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.','Financial Statement','','inherit','open','open','','137-revision-2','','','2010-06-17 06:11:27','2010-06-17 06:11:27','',137,'http://h4hconsulting.com/cms/?p=139',0,'revision','',0),(140,1,'2010-06-17 06:12:15','2010-06-17 06:12:15','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.','Financial Statement','','inherit','open','open','','137-revision-3','','','2010-06-17 06:12:15','2010-06-17 06:12:15','',137,'http://h4hconsulting.com/cms/?p=140',0,'revision','',0),(141,1,'2010-06-17 06:33:15','2010-06-17 06:33:15','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.','Financial Statement','','inherit','open','open','','137-revision-4','','','2010-06-17 06:33:15','2010-06-17 06:33:15','',137,'http://h4hconsulting.com/cms/?p=141',0,'revision','',0),(142,1,'2010-06-07 16:16:41','2010-06-07 16:16:41','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?\r\n<div style=\"height: .8em; visibility: hidden;\">.</div>\r\n</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" /><div style=\"height: .8em; visibility: hidden;\">.</div>Hello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-07 16:16:41','2010-06-07 16:16:41','',5,'http://h4hconsulting.com/cms/?p=142',0,'revision','',0),(143,1,'2010-06-23 16:32:08','2010-06-23 16:32:08','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-23 16:32:08','2010-06-23 16:32:08','',5,'http://h4hconsulting.com/cms/?p=143',0,'revision','',0),(144,1,'2010-06-23 16:33:51','2010-06-23 16:33:51','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-23 16:33:51','2010-06-23 16:33:51','',5,'http://h4hconsulting.com/cms/?p=144',0,'revision','',0),(145,1,'2010-06-06 22:26:45','2010-06-06 22:26:45','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm guiding you in this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-06-06 22:26:45','2010-06-06 22:26:45','',2,'http://h4hconsulting.com/cms/?p=145',0,'revision','',0),(146,1,'2010-06-06 22:36:12','2010-06-06 22:36:12','<strong>1. </strong><strong>Commitment to Clients</strong>\r\n\r\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\r\n\r\n<strong>2. </strong><strong>Client Decision-Making</strong>\r\n\r\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure our clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\r\n\r\n<strong>3. </strong><strong>Competence</strong>\r\n\r\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners Consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\r\n\r\n<strong>4. </strong><strong>Conflicts of Interest</strong>\r\n\r\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\r\n\r\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\r\n\r\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\r\n\r\n<strong>6. </strong><strong>Professional Behavior</strong>\r\n\r\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\r\n\r\n<strong> </strong>\r\n\r\n<strong>7. </strong><strong>Payment for Services</strong>\r\n\r\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\r\n\r\n<strong>8. </strong><strong>Discontinuation of Services</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\r\n\r\n<strong> </strong>\r\n\r\n<strong>9. </strong><strong>Consultation</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\r\n\r\n<strong>10. </strong><strong>Referrals</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\r\n\r\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Our Code of Ethics','','inherit','open','open','','118-revision-5','','','2010-06-06 22:36:12','2010-06-06 22:36:12','',118,'http://h4hconsulting.com/cms/?p=146',0,'revision','',0),(147,1,'2010-06-23 17:14:47','2010-06-23 17:14:47','<strong>1. </strong><strong>Commitment to Clients</strong>\r\n\r\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\r\n\r\n<strong>2. </strong><strong>Client Decision-Making</strong>\r\n\r\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure our clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\r\n\r\n<strong>3. </strong><strong>Competence</strong>\r\n\r\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners Consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\r\n\r\n<strong>4. </strong><strong>Conflicts of Interest</strong>\r\n\r\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\r\n\r\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\r\n\r\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\r\n\r\n<strong>6. </strong><strong>Professional Behavior</strong>\r\n\r\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\r\n\r\n<strong> </strong>\r\n\r\n<strong>7. </strong><strong>Payment for Services</strong>\r\n\r\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\r\n\r\n<strong>8. </strong><strong>Discontinuation of Services</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\r\n\r\n<strong> </strong>\r\n\r\n<strong>9. </strong><strong>Consultation</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\r\n\r\n<strong>10. </strong><strong>Referrals</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\r\n\r\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Our Code of Ethics','','inherit','open','open','','118-revision-6','','','2010-06-23 17:14:47','2010-06-23 17:14:47','',118,'http://h4hconsulting.com/cms/?p=147',0,'revision','',0),(148,1,'2010-06-06 22:38:24','2010-06-06 22:38:24','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Loan Modification</strong>\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Short Sales</strong>\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></td>\r\n<td><strong>Property Management</strong>\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Credit Repair</strong>\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Debt Settlement</strong>\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-06-06 22:38:24','2010-06-06 22:38:24','',27,'http://h4hconsulting.com/cms/?p=148',0,'revision','',0),(149,1,'2010-06-23 16:58:03','2010-06-23 16:58:03','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-23 16:58:03','2010-06-23 16:58:03','',5,'http://h4hconsulting.com/cms/?p=149',0,'revision','',0),(150,1,'2010-06-23 17:09:45','2010-06-23 17:09:45','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm guiding you in this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-06-23 17:09:45','2010-06-23 17:09:45','',2,'http://h4hconsulting.com/cms/?p=150',0,'revision','',0),(151,1,'2010-06-23 17:16:02','2010-06-23 17:16:02','<strong>1. </strong><strong>Commitment to Clients</strong>\r\n\r\nThe primary responsibility of Hope for Homeowners Consulting is to provide high-quality counseling services to existing homeowners. Hope for Homeowners Consulting will act on behalf of a client and observe his/her best interests.\r\n\r\n<strong>2. </strong><strong>Client Decision-Making</strong>\r\n\r\nHope for Homeowners Consulting will provide necessary tools, resources and information to assist their clients in making decisions about finances, based on the client’s needs and preferences.  In instances when clients experience literacy or language challenges, Hope for Homeowners Consulting will take steps to ensure our clients’ comprehension.  This shall include arranging for a qualified interpreter or translator.\r\n\r\n<strong>3. </strong><strong>Competence</strong>\r\n\r\nHope for Homeowners Consulting will provide services only within the boundaries of their relevant professional experience.  Referrals will be provided to clients when essential services are beyond the scope of the individual or company to provide.  Hope for Homeowners Consulting shall be culturally competent in their service area and sensitive to cultural differences and needs.\r\n\r\n<strong>4. </strong><strong>Conflicts of Interest</strong>\r\n\r\nHope for Homeowners Consulting will avoid actual and the appearance of conflicts of interest. They will inform clients when a real or potential conflict of interest arises and take all necessary steps to resolve the issue in a manner that makes the clients’ interests primary and protects clients’ interests.  In some cases, protecting clients’ interests may require termination of the professional relationship with proper referral of the client.  Hope for Homeowners Consulting will not take unfair advantage of any professional relationship or exploit others to further their personal, religious, political or business interests.   Any potential conflicts of interest will be disclosed to clients in a written disclosure document.\r\n\r\n<strong>5. </strong><strong>Privacy and Confidentiality</strong>\r\n\r\nHope for Homeowners Consulting will respect clients’ right to privacy.  Private information will not be requested from clients unless it is critical to providing services.  Once private Information is shared, privacy laws apply as well as client confidentiality.  Hope for Homeowners Consulting will disclose confidential information only as specified by a valid written consent of client.  Hope for Homeowners Consulting will not discuss confidential information in any setting unless privacy can be ensured.  Counselors will abide by privacy laws and keep information confidential and protected.  Hope for Homeowners Consulting will not disclose clients’ information, including their identity, when responding to requests from members of the media without the client’s express consent.  Hope for Homeowners Consulting will protect the confidentiality of clients’ written and electronic records and other sensitive information.  Clients’ records shall be stored in a secure location and not made available to others who are not authorized to have access.  Hope for Homeowners Consulting will take precautions to ensure and maintain the confidentiality of information transmitted to other parties through the use of computers, electronic mail, facsimile machines, telephones and telephone answering machines, and other electronic or computer technology.  Disclosure of identifying information will be avoided unless specifically permitted by client.  Hope for Homeowners Consulting will dispose of clients’ records in a manner that protects clients’ confidentiality and is consistent with state statutes governing records.  Hope for Homeowners Consulting will be familiar with relevant local, regional and national laws regarding privacy and confidentiality.\r\n\r\n<strong>6. </strong><strong>Professional Behavior</strong>\r\n\r\nHope for Homeowners Consulting will not practice, condone, facilitate, or collaborate with any form of discrimination on the basis of race, ethnicity, national origin, sex, sexual orientation, age, marital status, political belief, religion, or mental or physical disability. Hope for Homeowners Consulting will not use derogatory language in their written or verbal communications to or about clients.  Accurate and respectful language will be used in all communications to and about clients.  Hope for Homeowners Consulting will not participate in, condone, or be associated with dishonesty, fraud or deception. Hope for Homeowners Consulting will not permit their private conduct to interfere with their ability to fulfill their professional responsibilities.\r\n\r\n<strong> </strong>\r\n\r\n<strong>7. </strong><strong>Payment for Services</strong>\r\n\r\nWhen setting fees, Hope for Homeowners Consulting will ensure that the fees are fair, reasonable and commensurate with the services performed.  Clients will be informed of any applicable fees prior to the delivery of any services.\r\n\r\n<strong>8. </strong><strong>Discontinuation of Services</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will close files and discontinue services to clients when such services are no longer required or no longer serve the clients’ needs or interests.\r\n\r\n<strong> </strong>\r\n\r\n<strong>9. </strong><strong>Consultation</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will seek the advice and counsel of more experienced colleagues whenever such consultation is in the best interests of clients.  Consultation will only be sought from colleagues who have demonstrated knowledge, expertise and competence related to the subject of the consultation.  When consulting with colleagues about clients, Hope for Homeowners Consulting will disclose the least amount of information necessary to achieve the purposes of the consultation. Client information will only be shared with other colleagues with the written consent of the client.\r\n\r\n<strong>10. </strong><strong>Referrals</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will limit services to those within their training and expertise and refrain from giving legal, tax or accounting advice unless licensed to do so.\r\n\r\n<strong>11. </strong><strong>Integrity of Hope for Homeowners Consulting</strong>\r\n\r\n<strong> </strong>\r\n\r\nHope for Homeowners Consulting will work toward the maintenance and promotion of high standards of practice for the industry.  Hope for Homeowners Consulting will uphold and advance the values, ethics, knowledge and mission of the profession.  They will protect, enhance and improve the integrity of the profession through service development, partnerships and active participation in the industry.  Hope for Homeowners Consulting will contribute time and professional expertise to activities that promote respect for the value, integrity and competence of their profession.','Our Code of Ethics','','inherit','open','open','','118-revision-7','','','2010-06-23 17:16:02','2010-06-23 17:16:02','',118,'http://h4hconsulting.com/cms/?p=151',0,'revision','',0),(152,1,'2010-06-23 18:45:48','2010-06-23 18:45:48','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Loan Modification</strong>\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Short Sales</strong>\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></td>\r\n<td><strong>Property Management</strong>\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-97\" title=\"services_14\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_14.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Credit Repair</strong>\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"><img class=\"alignnone size-full wp-image-98\" title=\"services_16\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_16.jpg\" alt=\"\" width=\"106\" height=\"106\" /></td>\r\n<td><strong>Debt Settlement</strong>\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-06-23 18:45:48','2010-06-23 18:45:48','',27,'http://h4hconsulting.com/cms/?p=152',0,'revision','',0),(153,1,'2010-06-02 01:48:23','2010-06-02 01:48:23','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\"><img class=\"alignright size-full wp-image-103\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a>and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nClick below to see how H4H Consulting can partner with you to grow your business in this neglected market, using our proven systems to address these concerns.\r\n<p style=\"text-align: center;\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></p>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-02 01:48:23','2010-06-02 01:48:23','',25,'http://h4hconsulting.com/cms/?p=153',0,'revision','',0),(154,1,'2010-06-06 22:44:06','2010-06-06 22:44:06','At H4H Consulting, we have an experienced team of professionals and relationships with some of the area’s best real estate agents, property managers and attorneys.\r\n\r\nThe three \'Homeowner Rescue\' package options listed below provide all the tools necessary to solve your specific challenge. All three options begin with an in depth personal consultation, and a written action plan which will act as your roadmap to solving your specific challenges! The three options provide an increasing level of service, culminating with Package \'C\' which gives you the opportunity to utilize any/all options needed to put you back on the path to financial stability! Order Package A or B above, and upgrade anytime! Simply pay the difference for another package.\r\n<div style=\"height: 1.6em; visibility: hidden;\">.</div>\r\n<h2>Order online today and get your first month\'s service free!</h2>\r\n<div style=\"height: 1.0em; visibility: hidden;\">.</div>\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"Package Options\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg\" alt=\"\" width=\"501\" height=\"600\" /></a></td>\r\n</tr>','Homeowners','','inherit','open','open','','48-revision-15','','','2010-06-06 22:44:06','2010-06-06 22:44:06','',48,'http://h4hconsulting.com/cms/?p=154',0,'revision','',0),(156,1,'2010-06-17 06:34:43','2010-06-17 06:34:43','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.','Financial Statement','','inherit','open','open','','137-revision-5','','','2010-06-17 06:34:43','2010-06-17 06:34:43','',137,'http://h4hconsulting.com/cms/?p=156',0,'revision','',0),(157,1,'2010-06-23 19:01:32','2010-06-23 19:01:32','Please complete the following form as completely and accurately as possible. It will be used to determine the very best strategy for your specific financial situation.','Financial Statement','','inherit','open','open','','137-revision-6','','','2010-06-23 19:01:32','2010-06-23 19:01:32','',137,'http://h4hconsulting.com/cms/?p=157',0,'revision','',0),(158,1,'2010-06-02 00:03:39','2010-06-02 00:03:39','[[EventsCalendarLarge]]','Seminar Schedule','','inherit','open','open','','76-revision-4','','','2010-06-02 00:03:39','2010-06-02 00:03:39','',76,'http://h4hconsulting.com/cms/?p=158',0,'revision','',0),(159,1,'2010-08-12 14:46:48','2010-08-12 14:46:48','','Podcasts','','draft','open','open','','podcasts','','','2010-08-12 15:05:56','2010-08-12 15:05:56','',0,'http://h4hconsulting.com/cms/?page_id=159',10,'page','',0),(161,1,'2010-06-23 21:26:58','2010-06-23 21:26:58','','Podcasts','','inherit','open','open','','159-revision','','','2010-06-23 21:26:58','2010-06-23 21:26:58','',159,'http://h4hconsulting.com/cms/?p=161',0,'revision','',0),(162,1,'2010-06-25 17:38:19','2010-06-25 17:38:19','<strong>Written Action Plan</strong> - a case specific, created just for you strategic analysis of your financial situation with a Cash Flow and Net Worth Assessment. The Written Action Plan starts with your goals &amp; objectives and evaluates your options according to your personal circumstances. Let the experts at Hope for Homeowners tell you which options and programs are available and which you could qualify for while striving to meet your goals as best we can.  You will be provided multiple options and will know what each entails. Depending on your circumstances, as each option is completed, your plan will lead you to the next favorable alternative.\r\n\r\nHope for Homeowners provides a recommended plan worksheet as well as a detailed time line to be executed by yourself or Hope for Homeowners. This time line will clarify and limit the time involved to limit your expenses while working towards your settlement plan. You will learn short term - right now - specific action items you can do to improve your situation <em>immediately</em>. We tell you what to do, how to do it, why it needs to be done and the time frame it needs to be done in. Your ‘WAP’ plan will deal with debts in both the Short &amp; Long Terms and provide milestones to when you should expect certain action items to be complete.\r\n\r\nPLEASE NOTE: We are the only consultants who create a detailed time line in writing because we believe that strongly in the process!\r\n\r\n<strong>Unlimited Email Support</strong> - Don’t rely on one specific industry expert to help you. Take advantage of the knowledge our industry wide experts have on all facets of the distressed property and foreclosure process. Our knowledgeable team will be available to answer your questions throughout the process.\r\n\r\n<strong>Mortgage Judicial Foreclosure Law Summary</strong><strong> </strong>– basic judicial foreclosure time line providing information specific to how the judicial foreclosure process works in the state of Florida.\r\n\r\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\r\n\r\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\r\n\r\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\r\n\r\n<strong>Qualified Written Request</strong> –Created by one of the leading foreclosure attorneys in the country. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This One of a kind document can be customized to your situation and once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan. PLEASE NOTE: Once the QWR is sent to your loan company, the servicer cannot provide information to any credit agency regarding any overdue payment during the 60 day period given to the mortgage holder in accordance with the QWR.\r\n\r\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\r\n\r\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\r\n\r\n<strong>SCC Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. The SCC Unit is a device we lease to you that connects directly to your home phones. Our SCC Unit will manually take over collection calls and advise the caller you have retained a representative to address the purpose of their call and provide them a number to contact for future inquiries. This device will forward all collection calls to a call center where specific language will be read to caller that will initiate and reiterate the Member’s rights under FDCPA.  The creditor will be advised not to call you again as that may be considered harassment per federal and/or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors/collectors for you. The ‘Do Not Call’ letter will contain language to initiate protections provided to individual under the FDCPA, which is designed to protect borrowers from unjust collections practices. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\r\n\r\n<strong>Personal Consultation – </strong>Be CAREFUL – you could exclude yourself from certain options if you work on your own or with individuals not aware of all the programs and options available. Not everyone has knowledge of all of the scopes of successful settlement.  Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.   With Hope for Homeowners Consulting you receive all in one industry wide knowledge on all facets of the distressed housing industry, including how each area works individually and cohesively to help you maximize settlement.  There are specific  realistic expectations we <em>know</em> can be done within a certain time frame – if you’re not on that same page, you could end up delaying the process unnecessarily, and any oversights could actually come at your financial expense. With our Personal Consultation Package you gain access to our best relationships in the industry - with network discounts.  At Hope for Homeowners, we provide superior analysis due to the very unique knowledge and skill set of our expert consultants.  You will receive personal consulting to accomplish the best solution for your individual situation, including a comparative market analysis and assessment of your current financial condition. H4H Consulting will complete a detailed Written Action Plan (see Written Action Plan), develop short and long term strategies for you, and expedite the exit strategy that is best for you.\r\n\r\n<strong>Loan Modification Kit – </strong>maximize your best chance for success under the HAMP Program. Be prepared with all the forms you need before you go into negotiations. Learn the Best Practices &amp; Tips from an industry expert on working through a loan modification. Let us help you be more confident by using the all-inclusive package including:  4506 T, Financial Statement,  Loss Mitigation Phone Numbers 1 &amp; 2, Alternatives to Foreclosure , Do Not Contact by Phone, Hardship Letter and Guidelines, Instructions and Best Practices, Loan Modification Checklist,  and No Tax Returns No Pay Stubs No Bank Statements Form.\r\n\r\nUse  H4HConsulting Homeowner Rescue Package to save as much as you can and get the best results you can within the most realistic time frames!<strong> </strong>','Service Details','','publish','open','open','','detailed-service-descriptions','','','2011-09-23 12:43:11','2011-09-23 16:43:11','',27,'http://h4hconsulting.com/cms/?page_id=162',3,'page','',0),(1164,5,'2011-10-02 19:42:46','2011-10-02 23:42:46','In this Live Chat, Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/-YgHUfxnWnY\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Latest mortgage guidelines to help you with your Short Sales in Wesley Chapel','','publish','open','open','','latest-mortgage-guidelines-to-help-you-with-your-short-sales-in-wesley-chapel','','','2011-10-02 19:42:46','2011-10-02 23:42:46','',0,'http://h4hconsulting.com/cms/?p=1164',0,'post','',0),(1131,1,'2011-09-14 21:13:09','2011-09-15 01:13:09','<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\">Consulting</a> </strong>- Hope for Homeowners Consulting assess each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and figure out which options are available to help each homeowner achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook , it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family, we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise; and with the knowledge and options we encourage the homeowner to choose the best road to take. In their Written Action Plan we give timed, step by step instructions on how to arrive at the desired destination.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> </a>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img title=\"services_07\" src=\"../wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Loan Modification</strong></a> A mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to work out the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2011-09-14 21:13:09','2011-09-15 01:13:09','',27,'http://h4hconsulting.com/cms/1131/27-revision-50/',0,'revision','',0),(163,1,'2010-06-25 17:38:11','2010-06-25 17:38:11','<strong>Written Action Plan</strong> - a strategic analysis of your current situation based on an assessment of your financial situation, including debt, assets, liabilities and monthly expenses.  The Written Action Plan considers your goals &amp; objectives and evaluates your options according to your personal circumstances.  Hope for Homeowners provides a recommended plan worksheet as well as a detailed timeline to be executed by yourself or Hope for Homeowners.\n\n<strong>Unlimited Email Support</strong> - our knowledgeable team of experts will be available to answer all of your questions.\n\n<strong>Foreclosure Process Timeline</strong> – a personalized step by step timeline of the process involved with foreclosure of your property.\n\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\n\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\n\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\n\n<strong>Qualified Written Request</strong> – similar to the Discovery Quest done by an attorney, the Qualified Written Request builds the foundation for your case. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This document can be customized to your situation and, once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan.\n\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\n\n<strong>Loan Modification Kit - </strong>Be prepared before you go into negotiations. Understand what choices you have &amp; learn the Best Practices &amp; Tips from an expert on working through a loan modification. Let us help you be more confident by using the all-inclusive package including: Form 4506T, Alternatives to Foreclosure, Do Not Contact info, customizable hardship letter &amp; guidelines, the loan modification checklist, important phone numbers and the Qualified Written Request.\n\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\n\n<strong>SCCU Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. Our SCCU Unit will automatically take over collection calls and discretely advise the caller you have retained a representative to address the reason for their call and give them a Call Center number to call. The creditor will be informed an attorney is now managing your debt resolution program and how to get in touch with them. The creditor will be advised  not to call you again as that may be considered harassment per federal and / or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors / collectors for you. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\n\n<strong>HAMP Loan Modification Estimate - </strong>The Home Affordable Modification Program requires a calculation of the net present value (NPV) of a modification using a formula developed by the Department of the Treasury. Hope for Homeowners uses this calculation to input certain financial information about your income and the loan. When combined with other data in the Treasury model, these inputs allow us to determine if you would qualify for a loan modification, to estimate what your loan modification savings would be and help you decide if it’s a viable option for you.\n\n<strong>Personal Consultation – </strong>let the experts at Hope for Homeowners Consulting provide you with personal consulting to accomplish the best solution for your individual situation. With a comparative market analysis and assessment of your current financial condition, H4H Consulting will complete a detailed Written Action Plan, develop short and long term strategies for you, and expedite the exit strategy that is best for you.  <strong></strong>','Detailed Service Descriptions','','inherit','open','open','','162-revision','','','2010-06-25 17:38:11','2010-06-25 17:38:11','',162,'http://h4hconsulting.com/cms/?p=163',0,'revision','',0),(164,1,'2010-06-25 17:38:19','2010-06-25 17:38:19','<strong>Written Action Plan</strong> - a strategic analysis of your current situation based on an assessment of your financial situation, including debt, assets, liabilities and monthly expenses.  The Written Action Plan considers your goals &amp; objectives and evaluates your options according to your personal circumstances.  Hope for Homeowners provides a recommended plan worksheet as well as a detailed timeline to be executed by yourself or Hope for Homeowners.\r\n\r\n<strong>Unlimited Email Support</strong> - our knowledgeable team of experts will be available to answer all of your questions.\r\n\r\n<strong>Foreclosure Process Timeline</strong> – a personalized step by step timeline of the process involved with foreclosure of your property.\r\n\r\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\r\n\r\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\r\n\r\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\r\n\r\n<strong>Qualified Written Request</strong> – similar to the Discovery Quest done by an attorney, the Qualified Written Request builds the foundation for your case. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This document can be customized to your situation and, once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan.\r\n\r\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\r\n\r\n<strong>Loan Modification Kit - </strong>Be prepared before you go into negotiations. Understand what choices you have &amp; learn the Best Practices &amp; Tips from an expert on working through a loan modification. Let us help you be more confident by using the all-inclusive package including: Form 4506T, Alternatives to Foreclosure, Do Not Contact info, customizable hardship letter &amp; guidelines, the loan modification checklist, important phone numbers and the Qualified Written Request.\r\n\r\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\r\n\r\n<strong>SCCU Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. Our SCCU Unit will automatically take over collection calls and discretely advise the caller you have retained a representative to address the reason for their call and give them a Call Center number to call. The creditor will be informed an attorney is now managing your debt resolution program and how to get in touch with them. The creditor will be advised  not to call you again as that may be considered harassment per federal and / or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors / collectors for you. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\r\n\r\n<strong>HAMP Loan Modification Estimate - </strong>The Home Affordable Modification Program requires a calculation of the net present value (NPV) of a modification using a formula developed by the Department of the Treasury. Hope for Homeowners uses this calculation to input certain financial information about your income and the loan. When combined with other data in the Treasury model, these inputs allow us to determine if you would qualify for a loan modification, to estimate what your loan modification savings would be and help you decide if it’s a viable option for you.\r\n\r\n<strong>Personal Consultation – </strong>let the experts at Hope for Homeowners Consulting provide you with personal consulting to accomplish the best solution for your individual situation. With a comparative market analysis and assessment of your current financial condition, H4H Consulting will complete a detailed Written Action Plan, develop short and long term strategies for you, and expedite the exit strategy that is best for you.  <strong></strong>','Detailed Service Descriptions','','inherit','open','open','','162-revision-2','','','2010-06-25 17:38:19','2010-06-25 17:38:19','',162,'http://h4hconsulting.com/cms/?p=164',0,'revision','',0),(181,1,'2010-06-29 19:39:29','2010-06-29 19:39:29','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Do you know what a Deficiency Judgment is and how it could harm you financially?</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>What is a strategic default and why should it concern you?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Foreclosure Defense</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Loan modification</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-29 19:39:29','2010-06-29 19:39:29','',5,'http://h4hconsulting.com/cms/?p=181',0,'revision','',0),(165,1,'2010-06-23 18:46:23','2010-06-23 18:46:23','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\"><img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Loan modification</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Bankruptcy</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-23 18:46:23','2010-06-23 18:46:23','',5,'http://h4hconsulting.com/cms/?p=165',0,'revision','',0),(182,1,'2010-06-30 15:31:32','2010-06-30 15:31:32','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong><strong> </strong></li>\r\n	<li><strong>Do you know what a Deficiency Judgment is and how it could harm you financially?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>What is a strategic default and why should it concern you?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Foreclosure Defense</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Loan modification</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-30 15:31:32','2010-06-30 15:31:32','',5,'http://h4hconsulting.com/cms/?p=182',0,'revision','',0),(166,5,'2011-11-15 13:17:48','2011-11-15 18:17:48','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, Office of Financial Regulation vetted distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind. Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.We strive to help homeowners understand their rights and know their options by developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.<strong></strong><strong></strong>\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them. He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n<p style=\"text-align: left;\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a></p>\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n<strong></strong>\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-autosave-v1','','','2011-11-15 13:17:48','2011-11-15 18:17:48','',2,'http://h4hconsulting.com/cms/?p=166',0,'revision','',0),(167,1,'2010-06-23 18:46:59','2010-06-23 18:46:59','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm guiding you in this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-06-23 18:46:59','2010-06-23 18:46:59','',2,'http://h4hconsulting.com/cms/?p=167',0,'revision','',0),(168,1,'2010-06-29 20:54:33','2010-06-29 20:54:33','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC, one of the leading distressed property and foreclosure experts in Florida. They are a highly is an experienced consulting firm guiding you in this uncertain market. With over fourteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-06-29 20:54:33','2010-06-29 20:54:33','',2,'http://h4hconsulting.com/cms/?p=168',0,'revision','',0),(169,1,'2010-06-29 20:57:58','2010-06-29 20:57:58','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC, one of the leading distressed property and foreclosure experts in Florida. They are a highly is an experienced consulting firm guiding you in this uncertain market. With over fourteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides a unique blend of knowledge of multiple industries and how to best leverage those to meet your goals. Our options customized for each individual homeowner.\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-06-29 20:57:58','2010-06-29 20:57:58','',2,'http://h4hconsulting.com/cms/?p=169',0,'revision','',0),(170,5,'2011-11-15 13:42:18','2011-11-15 18:42:18','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong></p>\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again....</a></strong><em> </em></strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nH4H Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Attorneys','','inherit','open','open','','25-autosave-v1','','','2011-11-15 13:42:18','2011-11-15 18:42:18','',25,'http://h4hconsulting.com/cms/?p=170',0,'revision','',0),(188,1,'2010-06-29 21:02:18','2010-06-29 21:02:18','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 650,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\"><img class=\"alignright size-full wp-image-103\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a>and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - strategic default - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nClick below to see how H4H Consulting can partner with you to grow your business in this neglected market, using our proven systems to address these concerns.\r\n<p style=\"text-align: center;\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></p>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-29 21:02:18','2010-06-29 21:02:18','',25,'http://h4hconsulting.com/cms/?p=188',0,'revision','',0),(171,1,'2010-06-23 18:50:39','2010-06-23 18:50:39','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 400,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\"><img class=\"alignright size-full wp-image-103\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a>and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nClick below to see how H4H Consulting can partner with you to grow your business in this neglected market, using our proven systems to address these concerns.\r\n<p style=\"text-align: center;\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></p>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-23 18:50:39','2010-06-23 18:50:39','',25,'http://h4hconsulting.com/cms/?p=171',0,'revision','',0),(191,1,'2010-06-30 15:08:30','2010-06-30 15:08:30','[[EventsCalendarLarge]]','Events Schedule ','','inherit','open','open','','76-revision-11','','','2010-06-30 15:08:30','2010-06-30 15:08:30','',76,'http://h4hconsulting.com/cms/?p=191',0,'revision','',0),(172,1,'2010-06-25 17:39:04','2010-06-25 17:39:04','<strong>Written Action Plan</strong> - a strategic analysis of your current situation based on an assessment of your financial situation, including debt, assets, liabilities and monthly expenses.  The Written Action Plan considers your goals &amp; objectives and evaluates your options according to your personal circumstances.  Hope for Homeowners provides a recommended plan worksheet as well as a detailed timeline to be executed by yourself or Hope for Homeowners.\r\n\r\n<strong>Unlimited Email Support</strong> - our knowledgeable team of experts will be available to answer all of your questions.\r\n\r\n<strong>Foreclosure Process Timeline</strong> – a personalized step by step timeline of the process involved with foreclosure of your property.\r\n\r\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\r\n\r\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\r\n\r\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\r\n\r\n<strong>Qualified Written Request</strong> – similar to the Discovery Quest done by an attorney, the Qualified Written Request builds the foundation for your case. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This document can be customized to your situation and, once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan.\r\n\r\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\r\n\r\n<strong>Loan Modification Kit - </strong>Be prepared before you go into negotiations. Understand what choices you have &amp; learn the Best Practices &amp; Tips from an expert on working through a loan modification. Let us help you be more confident by using the all-inclusive package including: Form 4506T, Alternatives to Foreclosure, Do Not Contact info, customizable hardship letter &amp; guidelines, the loan modification checklist, important phone numbers and the Qualified Written Request.\r\n\r\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\r\n\r\n<strong>SCCU Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. Our SCCU Unit will automatically take over collection calls and discretely advise the caller you have retained a representative to address the reason for their call and give them a Call Center number to call. The creditor will be informed an attorney is now managing your debt resolution program and how to get in touch with them. The creditor will be advised  not to call you again as that may be considered harassment per federal and / or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors / collectors for you. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\r\n\r\n<strong>HAMP Loan Modification Estimate - </strong>The Home Affordable Modification Program requires a calculation of the net present value (NPV) of a modification using a formula developed by the Department of the Treasury. Hope for Homeowners uses this calculation to input certain financial information about your income and the loan. When combined with other data in the Treasury model, these inputs allow us to determine if you would qualify for a loan modification, to estimate what your loan modification savings would be and help you decide if it’s a viable option for you.\r\n\r\n<strong>Personal Consultation – </strong>let the experts at Hope for Homeowners Consulting provide you with personal consulting to accomplish the best solution for your individual situation. With a comparative market analysis and assessment of your current financial condition, H4H Consulting will complete a detailed Written Action Plan, develop short and long term strategies for you, and expedite the exit strategy that is best for you.  <strong></strong>','Service Details','','inherit','open','open','','162-revision-3','','','2010-06-25 17:39:04','2010-06-25 17:39:04','',162,'http://h4hconsulting.com/cms/?p=172',0,'revision','',0),(173,1,'2010-07-15 04:44:03','2010-07-15 04:44:03','[events-calendar-large]','Events Schedule','','inherit','open','open','','76-autosave','','','2010-07-15 04:44:03','2010-07-15 04:44:03','',76,'http://h4hconsulting.com/cms/?p=173',0,'revision','',0),(174,1,'2010-06-23 19:03:21','2010-06-23 19:03:21','[[EventsCalendarLarge]]','Seminar Schedule','','inherit','open','open','','76-revision-5','','','2010-06-23 19:03:21','2010-06-23 19:03:21','',76,'http://h4hconsulting.com/cms/?p=174',0,'revision','',0),(175,1,'2010-06-29 20:58:54','2010-06-29 20:58:54','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC, one of the leading distressed property and foreclosure experts in Florida. They are a highly is an experienced consulting firm guiding you in this uncertain market. With over fourteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides a unique blend of knowledge of multiple industries and how to best leverage those to meet your goals. Our options customized for each individual homeowner.\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2010-06-29 20:58:54','2010-06-29 20:58:54','',2,'http://h4hconsulting.com/cms/?p=175',0,'revision','',0),(176,1,'2010-06-29 21:08:56','2010-06-29 21:08:56','[[EventsCalendarLarge]]','Events Schedule ','','inherit','open','open','','76-revision-6','','','2010-06-29 21:08:56','2010-06-29 21:08:56','',76,'http://h4hconsulting.com/cms/?p=176',0,'revision','',0),(177,1,'2010-06-30 15:05:34','2010-06-30 15:05:34','[[EventsCalendarLarge]]','Events Schedule ','','inherit','open','open','','76-revision-7','','','2010-06-30 15:05:34','2010-06-30 15:05:34','',76,'http://h4hconsulting.com/cms/?p=177',0,'revision','',0),(178,1,'2010-06-30 15:06:35','2010-06-30 15:06:35','[[EventsCalendarLarge]]','Events Schedule ','','inherit','open','open','','76-revision-8','','','2010-06-30 15:06:35','2010-06-30 15:06:35','',76,'http://h4hconsulting.com/cms/?p=178',0,'revision','',0),(179,1,'2010-06-30 15:07:18','2010-06-30 15:07:18','[[EventsCalendarLarge]]','Seminar Schedule','','inherit','open','open','','76-revision-9','','','2010-06-30 15:07:18','2010-06-30 15:07:18','',76,'http://h4hconsulting.com/cms/?p=179',0,'revision','',0),(180,1,'2010-06-30 15:08:23','2010-06-30 15:08:23','[[EventsCalendarLarge]]','Events Schedule ','','inherit','open','open','','76-revision-10','','','2010-06-30 15:08:23','2010-06-30 15:08:23','',76,'http://h4hconsulting.com/cms/?p=180',0,'revision','',0),(183,1,'2010-06-30 15:32:25','2010-06-30 15:32:25','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong><strong> </strong></li>\r\n	<li><strong>Do you know what a Deficiency Judgment is and how it could harm you financially?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>What is a strategic default and why should it concern you?</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n</ul>\r\n<ul>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Foreclosure Defense</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Loan modification</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-30 15:32:25','2010-06-30 15:32:25','',5,'http://h4hconsulting.com/cms/?p=183',0,'revision','',0),(185,1,'2010-06-30 15:43:43','2010-06-30 15:43:43','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong><strong> </strong></li>\r\n	<li><strong>Do you know what a Deficiency Judgment is and how it could harm you financially?</strong></li>\r\n	<li><strong>What is a strategic default and why should it concern you?</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Foreclosure Defense</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Loan modification</li>\r\n</ul>\r\n<em><strong> Many other services may be available.....</strong></em></div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-30 15:43:43','2010-06-30 15:43:43','',5,'http://h4hconsulting.com/cms/?p=185',0,'revision','',0),(184,1,'2010-06-30 15:38:49','2010-06-30 15:38:49','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong><strong> </strong></li>\r\n	<li><strong>Do you know what a Deficiency Judgment is and how it could harm you financially?</strong></li>\r\n	<li><strong>What is a strategic default and why should it concern you?</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Foreclosure Defense</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Loan modification</li>\r\n</ul>\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-30 15:38:49','2010-06-30 15:38:49','',5,'http://h4hconsulting.com/cms/?p=184',0,'revision','',0),(220,1,'2010-07-02 01:13:44','2010-07-02 01:13:44','<strong><a title=\"What is a Deficiency Judgement?\" href=\"http://h4hconsulting.com/cms/deficiency-judgment/\">What is a Deficiency Judgement, and how could it harm me financially?</a></strong>\n\n<strong><strong><a href=\"http://h4hconsulting.com/cms/strategic-default/\">What is a strategic default, and why should it concern me?</a></strong></strong>','FAQ','','inherit','open','open','','218-revision-v1','','','2010-07-02 01:13:44','2010-07-02 01:13:44','',218,'http://h4hconsulting.com/cms/http:/h4hconsulting.com/%post-name%/',0,'revision','',0),(1360,5,'2011-11-15 13:28:50','2011-11-15 18:28:50','<h1><strong>Welcome to our Webinar!!</strong></h1>\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img class=\"aligncenter\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n\r\nDistressed property expert Chris Sommer and Foreclosure Attorney Ross Spano answer your questions about Foreclosure Defense, Strategic Default, Deficiency Judgment, Deed in Lieu, and all the options available for you to save your home and your credit.\r\n<h2>Hope for Homeowners Consulting Foreclosure Webinar</h2>\r\n<strong>Webinar Introduction</strong>\r\nOur 8-part webinar with leading distressed property expert and foreclosure attorney discussing the info you need to be aware of in the current marketplace.\r\n[youtube]iBr5SQAEvo4[/youtube]\r\n\r\n<strong>Unemployment &amp; Foreclosure Marketplace</strong>\r\nData reflecting the economy that we’re in, where we’re trending to and what you can expecting the next few years. See how the unemployment rate and foreclosures are affecting the economy – and your ability to settle on your home!\r\n[youtube]sOTvZTkqfxQ[/youtube]\r\n\r\n<strong>Government Initiatives - HASP, HAMP, HARP, HAFA</strong>\r\nBrief history on the success and failures of the government initiatives programs been and which one could help you?\r\n[youtube]KXo9cAMV06c[/youtube]\r\n\r\n<strong>Foreclosure Defense with Attorney Ross Spano</strong>\r\nHear from an expert foreclosure attorney on how to leverage your rights and what options you have to defend your home.\r\n[youtube]W-s8FLSVFq0[/youtube]\r\n\r\n<strong>Common Case Scenarios  - Loan Modification, Short Sale &amp; Deed in Lieu\r\n</strong>What’s your situation? See how three real-life scenarios got the results they wanted throughshort sale, deed in lieu and loan modification.\r\n[youtube]V-Inq_Q21rY[/youtube]\r\n\r\n<strong>What is a Deficiency Judgment?\r\n</strong>Learn what a Deficiency Judgment is and how to avoid it. Find out if you will be subject to deficiency judgment if you short sale your home or lose it to foreclosure.\r\n[youtube]5b_-ahMMoP4[/youtube]\r\n\r\n<strong>What is Strategic Default?</strong>\r\nWhat is a Strategic Default and is it in your best interest?\r\n[youtube]vjsZGzRmHjQ[/youtube]\r\n\r\n<strong>Worst Option &amp; Best Solution\r\n</strong>Find the only true and effective way to get your questions answered about foreclosure,loan modification and short sale. Learn how to resolve your situation and fight back!\r\n[youtube]D1gqTuNzp7o[/youtube]\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Webinar','','inherit','open','open','','426-revision-v1','','','2011-11-15 13:28:50','2011-11-15 18:28:50','',426,'http://h4hconsulting.com/cms/1360/426-revision-v1/',0,'revision','',0),(1362,5,'2011-11-15 13:42:37','2011-11-15 18:42:37','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong></p>\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again....</a></strong><em> </em></strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nH4H Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Attorneys','','inherit','open','open','','25-revision-v1','','','2011-11-15 13:42:37','2011-11-15 18:42:37','',25,'http://h4hconsulting.com/cms/1362/25-revision-v1/',0,'revision','',0),(1143,5,'2011-09-15 17:04:41','2011-09-15 21:04:41','<strong>Written Action Plan</strong> - a case specific, created just for you strategic analysis of your financial situation with a Cash Flow and Net Worth Assessment. The Written Action Plan starts with your goals &amp; objectives and evaluates your options according to your personal circumstances. Let the experts at Hope for Homeowners tell you which options and programs are available and which you could qualify for while striving to meet your goals as best we can.  You will be provided multiple options and will know what each entails. Depending on your circumstances, as each option is completed, your plan will lead you to the next favorable alternative.\r\n\r\nHope for Homeowners provides a recommended plan worksheet as well as a detailed time line to be executed by yourself or Hope for Homeowners. This time line will clarify and limit the time involved to limit your expenses while working towards your settlement plan. You will learn short term - right now - specific action items you can do to improve your situation <em>immediately</em>. We tell you what to do, how to do it, why it needs to be done and the time frame it needs to be done in. Your ‘WAP’ plan will deal with debts in both the Short &amp; Long Terms and provide milestones to when you should expect certain action items to be complete.\r\n\r\nPLEASE NOTE: We are the only consultants who create a detailed time line in writing because we believe that strongly in the process!\r\n\r\n<strong>Unlimited Email Support</strong> - Don’t rely on one specific industry expert to help you. Take advantage of the knowledge our industry wide experts have on all facets of the distressed property and foreclosure process. Our knowledgeable team will be available to answer your questions throughout the process.\r\n\r\n<strong>Mortgage Judicial Foreclosure Law Summary</strong><strong> </strong>– basic judicial foreclosure time line providing information specific to how the judicial foreclosure process works in the state of Florida.\r\n\r\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\r\n\r\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\r\n\r\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\r\n\r\n<strong>Qualified Written Request</strong> –Created by one of the leading foreclosure attorneys in the country. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This One of a kind document can be customized to your situation and once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan. PLEASE NOTE: Once the QWR is sent to your loan company, the servicer cannot provide information to any credit agency regarding any overdue payment during the 60 day period given to the mortgage holder in accordance with the QWR.\r\n\r\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\r\n\r\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\r\n\r\n<strong>SCC Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. The SCC Unit is a device we lease to you that connects directly to your home phones. Our SCC Unit will manually take over collection calls and advise the caller you have retained a representative to address the purpose of their call and provide them a number to contact for future inquiries. This device will forward all collection calls to a call center where specific language will be read to caller that will initiate and reiterate the Member’s rights under FDCPA.  The creditor will be advised not to call you again as that may be considered harassment per federal and/or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors/collectors for you. The ‘Do Not Call’ letter will contain language to initiate protections provided to individual under the FDCP, which is designed to protect borrowers from unjust collections practices. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\r\n\r\n<strong>Personal Consultation – </strong>Be CAREFUL – you could exclude yourself from certain options if you work on your own or with individuals not aware of all the programs and options available. Not everyone has knowledge of all of the scopes of successful settlement.  Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.   With Hope for Homeowners Consulting you receive all in one industry wide knowledge on all facets of the distressed housing industry, including how each area works individually and cohesively to help you maximize settlement.  There are specific  realistic expectations we <em>know</em> can be done within a certain time frame – if you’re not on that same page, you could end up delaying the process unnecessarily, and any oversights could actually come at your financial expense. With our Personal Consultation Package you gain access to our best relationships in the industry - with network discounts.  At Hope for Homeowners, we provide superior analysis due to the very unique knowledge and skill set of our expert consultants.  You will receive personal consulting to accomplish the best solution for your individual situation, including a comparative market analysis and assessment of your current financial condition. H4H Consulting will complete a detailed Written Action Plan (see Written Action Plan), develop short and long term strategies for you, and expedite the exit strategy that is best for you.\r\n\r\n<strong>Loan Modification Kit – </strong>maximize your best chance for success under the HAMP Program. Be prepared with all the forms you need before you go into negotiations. Learn the Best Practices &amp; Tips from an industry expert on working through a loan modification. Let us help you be more confident by using the all-inclusive package including:  4506 T, Financial Statement,  Loss Mitigation Phone Numbers 1 &amp; 2, Alternatives to Foreclosure , Do Not Contact by Phone, Hardship Letter and Guidelines, Instructions and Best Practices, Loan Modification Checklist,  and No Tax Returns No Pay Stubs No Bank Statements Form.\r\n\r\nUse Hope for Homeowners Personal Consultation Package to save as much as you can and get the best results you can within the most realistic time frames!<strong> </strong>','Service Details','','inherit','open','open','','162-revision-9','','','2011-09-15 17:04:41','2011-09-15 21:04:41','',162,'http://h4hconsulting.com/cms/1143/162-revision-9/',0,'revision','',0),(1130,1,'2011-06-13 19:36:29','2011-06-13 19:36:29','<strong>Written Action Plan</strong> - a case specific, created just for you strategic analysis of your financial situation with a Cash Flow and Net Worth Assessment. The Written Action Plan starts with your goals &amp; objectives and evaluates your options according to your personal circumstances. Let the experts at Hope for Homeowners tell you which options and programs are available and which you could qualify for while striving to meet your goals as best we can.  You will be provided a, b, &amp; c options and will know what each entails. Depending on your circumstances, as each option is completed, your plan will lead you to the next favorable alternative.\r\n\r\nHope for Homeowners provides a recommended plan worksheet as well as a detailed time line to be executed by yourself or Hope for Homeowners. This time line will clarify and limit the time involved to limit your expenses while working towards your settlement plan. You will learn short term - right now - specific action items you can do to improve your situation <em>immediately</em>. We tell you what to do, how to do it, why it needs to be done and the time frame it needs to be done in. Your ‘WAP’ plan will deal with debts in both the Short &amp; Long Terms and provide milestones to when you should expect certain action items to be complete.\r\n\r\n<em>Members who enroll in Packages A&amp;B will get an abbreviated version of the Written Action Plan that is more general in nature.</em>\r\n\r\nPLEASE NOTE: We are the only consultants who create a detailed time line in writing because we believe that strongly in the process!\r\n\r\n<strong>Unlimited Email Support</strong> - Don’t rely on one specific industry expert to help you. Take advantage of the knowledge our industry wide experts have on all facets of the distressed property and foreclosure process. Our knowledgeable team will be available to answer your questions throughout the process.\r\n\r\n<strong>Mortgage Judicial Foreclosure Law Summary</strong><strong> </strong>– basic judicial foreclosure time line providing information specific to how the judicial foreclosure process works in the state of Florida.\r\n\r\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\r\n\r\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\r\n\r\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\r\n\r\n<strong>Qualified Written Request</strong> –Created by one of the leading foreclosure attorneys in the country. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This One of a kind document can be customized to your situation and once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan. PLEASE NOTE: Once the QWR is sent to your loan company, the servicer cannot provide information to any credit agency regarding any overdue payment during the 60 day period given to the mortgage holder in accordance with the QWR.\r\n\r\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\r\n\r\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\r\n\r\n<strong>SCC Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. The SCC Unit is a device we lease to you that connects directly to your home phones. Our SCC Unit will manually take over collection calls and advise the caller you have retained a representative to address the purpose of their call and provide them a number to contact for future inquiries. This device will forward all collection calls to a call center where specific language will be read to caller that will initiate and reiterate the Member’s rights under FDCPA.  The creditor will be advised not to call you again as that may be considered harassment per federal and/or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors/collectors for you. The ‘Do Not Call’ letter will contain language to initiate protections provided to individual under the FDCP, which is designed to protect borrowers from unjust collections practices. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\r\n\r\n<strong>HAMP Loan Modification Estimate - </strong>The Home Affordable Modification Program requires a calculation of the net present value (NPV) of a modification using a formula developed by the Department of the Treasury. Hope for Homeowners uses this calculation to input certain financial information about your income and the loan. When combined with other data in the Treasury model, these inputs allow us to determine if you would qualify for a loan modification, to estimate what your loan modification savings would be and help you decide if it’s a viable option for you.\r\n\r\n<strong>Personal Consultation – </strong>Be CAREFUL – you could exclude yourself from certain options if you work on your own or with individuals not aware of all the programs and options available. Not everyone has knowledge of all of the scopes of successful settlement.  Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.   With Hope for Homeowners Consulting you receive all in one industry wide knowledge on all facets of the distressed housing industry, including how each area works individually and cohesively to help you maximize settlement.  There are specific  realistic expectations we <em>know</em> can be done within a certain time frame – if you’re not on that same page, you could end up delaying the process unnecessarily, and any oversights could actually come at your financial expense. With our Personal Consultation Package you gain access to our best relationships in the industry - with network discounts.  At Hope for Homeowners, we provide superior analysis due to the very unique knowledge and skill set of our expert consultants.  You will receive personal consulting to accomplish the best solution for your individual situation, including a comparative market analysis and assessment of your current financial condition. H4H Consulting will complete a detailed Written Action Plan (see Written Action Plan), develop short and long term strategies for you, and expedite the exit strategy that is best for you.\r\n\r\n<strong>Loan Modification Kit – </strong>maximize your best chance for  success under the HAMP Program. Be prepared with all the forms you need  before you go into negotiations. Learn the Best Practices &amp; Tips  from an industry expert on working through a loan modification. Let us  help you be more confident by using the all-inclusive package including:   4506 T, Financial Statement,  Loss Mitigation Phone Numbers 1 &amp; 2,  Alternatives to Foreclosure , Do Not Contact by Phone, Hardship Letter  and Guidelines, Instructions and Best Practices, Loan Modification  Checklist,  and No Tax Returns No Pay Stubs No Bank Statements Form.\r\n\r\nUse Hope for Homeowners Personal Consultation Package to save as much as you can and get the best results you can within the most realistic time frames!<strong> </strong>','Service Details','','inherit','open','open','','162-revision-8','','','2011-06-13 19:36:29','2011-06-13 19:36:29','',162,'http://h4hconsulting.com/cms/1130/162-revision-8/',0,'revision','',0),(187,1,'2010-06-29 21:04:21','2010-06-29 21:04:21','<strong>Written Action Plan</strong> - a strategic analysis of your current situation based on an assessment of your financial situation, including debt, assets, liabilities and monthly expenses.  The Written Action Plan considers your goals &amp; objectives and evaluates your options according to your personal circumstances.  Hope for Homeowners provides a recommended plan worksheet as well as a detailed timeline to be executed by yourself or Hope for Homeowners.\r\n\r\n<strong>Unlimited Email Support</strong> - our knowledgeable team of experts will be available to answer all of your questions.\r\n\r\n<strong>Mortgage Judicial Foreclosure Law Summary</strong> – a personalized step by step timeline of the process involved with foreclosure of your property.\r\n\r\n<strong>Do Not Call Letters</strong> – customizable letters in accordance with the Fair Debt Collection Practices Act to stop harassing collection calls.\r\n\r\n<strong>Monthly Newsletter</strong> – receive our monthly email with brief, useful updates that provide \"what you can do\" information about the distressed housing industry.\r\n\r\n<strong>Attorney Network &amp; Discounts</strong> – get legal information and great discounts on one-on-one phone consultations with attorneys in our network.\r\n\r\n<strong>Qualified Written Request</strong> – similar to the Discovery Quest done by an attorney, the Qualified Written Request builds the foundation for your case. Under the Real Estate Settlement Procedures Act, your mortgage company is required, under penalty for non-compliance, to answer questions pertaining to your loan. This document can be customized to your situation and, once sent to your lender, will provide full and immediate disclosure including copies of all pertinent information related to your loan.\r\n\r\n<strong>Free Consultation w/CPA</strong> – get the expertise you need with a tax law CPA as it relates to taxes and tax liability for your situation.\r\n\r\n<strong>Loan Modification Kit - </strong>Be prepared before you go into negotiations. Understand what choices you have &amp; learn the Best Practices &amp; Tips from an expert on working through a loan modification. Let us help you be more confident by using the all-inclusive package including: Form 4506T, Alternatives to Foreclosure, Do Not Contact info, customizable hardship letter &amp; guidelines, the loan modification checklist, important phone numbers and the Qualified Written Request.\r\n\r\n<strong>Frequent Monitoring &amp; Status Updates – </strong>Hope for Homeowners Consulting will keep you up to date on any changes in applicable laws &amp; programs as well as follow-up to ensure you reach your goals.\r\n\r\n<strong>SCCU Unit &amp; Collection Letters - </strong>Harassing phone calls from debt collectors can not only disrupt your personal life, they can impact your professional life as well. Our SCCU Unit will automatically take over collection calls and discretely advise the caller you have retained a representative to address the reason for their call and give them a Call Center number to call. The creditor will be informed an attorney is now managing your debt resolution program and how to get in touch with them. The creditor will be advised  not to call you again as that may be considered harassment per federal and / or state law, now that the caller knows payments can be recovered. Our system also keeps a log of the creditors / collectors for you. <em>In short, you will once again be able to answer your home phone with confidence, knowing that you never have to talk to debt collectors again.</em>\r\n\r\n<strong>HAMP Loan Modification Estimate - </strong>The Home Affordable Modification Program requires a calculation of the net present value (NPV) of a modification using a formula developed by the Department of the Treasury. Hope for Homeowners uses this calculation to input certain financial information about your income and the loan. When combined with other data in the Treasury model, these inputs allow us to determine if you would qualify for a loan modification, to estimate what your loan modification savings would be and help you decide if it’s a viable option for you.\r\n\r\n<strong>Personal Consultation – </strong>let the experts at Hope for Homeowners Consulting provide you with personal consulting to accomplish the best solution for your individual situation. With a comparative market analysis and assessment of your current financial condition, H4H Consulting will complete a detailed Written Action Plan, develop short and long term strategies for you, and expedite the exit strategy that is best for you.  <strong></strong>','Service Details','','inherit','open','open','','162-revision-4','','','2010-06-29 21:04:21','2010-06-29 21:04:21','',162,'http://h4hconsulting.com/cms/?p=187',0,'revision','',0),(189,1,'2010-06-30 16:52:04','2010-06-30 16:52:04','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 650,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\"><img class=\"alignright size-full wp-image-103\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a>and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - strategic default - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nClick below to see how H4H Consulting can partner with you to grow your business in this neglected market, using our proven systems to address these concerns.\r\n<p style=\"text-align: center;\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></p>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-30 16:52:04','2010-06-30 16:52:04','',25,'http://h4hconsulting.com/cms/?p=189',0,'revision','',0),(190,1,'2010-06-30 16:53:32','2010-06-30 16:53:32','<ul>\r\n	<li><strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" />Is your Practice suffering in this economy?\r\n</strong></li>\r\n	<li><strong>Could you handle more clients?\r\n</strong></li>\r\n	<li><strong>Do you currently offer Foreclosure defense</strong>?</li>\r\n</ul>\r\nAs you are well aware, Florida currently is in the midst of a foreclosure crisis. Over 650,000 loans in Florida are in foreclosure. Of those, approximately 1% are being defended. Foreclosure filings rose 73% in the last year, and are projected to continue to rise (Rational Delinquency and Survey Summary Reporting System (SRS) Data). As of now, the main missing component in helping homeowner’s defend this process is attorneys. The need has never been greater, credits never been tighter, and foreclosures have never been higher.\r\n\r\n<img class=\"alignleft size-full wp-image-101\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_33\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_33.jpg\" alt=\"\" width=\"106\" height=\"105\" />Unfortunately, there are many false assumptions and misleading concerns for both homeowners and attorneys. Many homeowners assume attorneys are too expensive and do not feel they have options when it comes to defending themselves. Many attorneys assume foreclosure clients are financially destitute and there is too much liability exposure with little chance of success.\r\n\r\nIn reality, a large and ever increasing percentage of the potential client pool are homeowner’s who do not want to continue to deplete their savings, who have seen their home values continue to decline, <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\"><img class=\"alignright size-full wp-image-103\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Home_35\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Home_35.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a>and who are wondering if it’s worth waiting to break even in another decade. These same people see family, friends and neighbors who they know can afford to pay their mortgage decide not to pay - strategic default - and they wonder if they will be left holding the bag because they are being “responsible”, while the others get help.\r\n\r\nWe know there is a large market available that is virtually untapped, and a large need for legal counsel to cover that market. In our conversations with attorneys we have found their concerns can be summarized into four areas profit, liability, marketing, and success.\r\n\r\nClick below to see how H4H Consulting can partner with you to grow your business in this neglected market, using our proven systems to address these concerns.\r\n<p style=\"text-align: center;\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></p>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-06-30 16:53:32','2010-06-30 16:53:32','',25,'http://h4hconsulting.com/cms/?p=190',0,'revision','',0),(211,1,'2010-07-01 14:08:35','2010-07-01 14:08:35','<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong>\r\n\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? Think again……</strong><em> </em></strong>\r\n\r\n<strong> </strong>\r\n\r\n<strong> </strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n<strong> </strong>\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n\r\n<strong> </strong>\r\n\r\n<strong><em> </em></strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\n<em> </em>\r\n\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nHope4Homeowners Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford ably contract for your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-07-01 14:08:35','2010-07-01 14:08:35','',25,'http://h4hconsulting.com/cms/?p=211',0,'revision','',0),(212,1,'2010-06-30 17:15:41','2010-06-30 17:15:41','[[EventsCalendarLarge]]','Event Calendar','','inherit','open','open','','76-revision-13','','','2010-06-30 17:15:41','2010-06-30 17:15:41','',76,'http://h4hconsulting.com/cms/?p=212',0,'revision','',0),(213,1,'2010-07-01 18:05:07','2010-07-01 18:05:07','[[EventsCalendarLarge]]','Events','','inherit','open','open','','76-revision-14','','','2010-07-01 18:05:07','2010-07-01 18:05:07','',76,'http://h4hconsulting.com/cms/?p=213',0,'revision','',0),(214,1,'2010-07-02 01:00:22','2010-07-02 01:00:22','[[EventsCalendarLarge]]','Class Schedule','','inherit','open','open','','76-revision-15','','','2010-07-02 01:00:22','2010-07-02 01:00:22','',76,'http://h4hconsulting.com/cms/?p=214',0,'revision','',0),(215,1,'2010-07-02 01:01:57','2010-07-02 01:01:57','[[EventsCalendarLarge]]','Class Schedule','','inherit','open','open','','76-revision-16','','','2010-07-02 01:01:57','2010-07-02 01:01:57','',76,'http://h4hconsulting.com/cms/?p=215',0,'revision','',0),(216,1,'2010-07-02 01:03:09','2010-07-02 01:03:09','[EventsCalendarLarge]','Class Schedule','','inherit','open','open','','76-revision-17','','','2010-07-02 01:03:09','2010-07-02 01:03:09','',76,'http://h4hconsulting.com/cms/?p=216',0,'revision','',0),(217,1,'2010-07-02 01:03:34','2010-07-02 01:03:34','[events-calendar-large]','Class Schedule','','inherit','open','open','','76-revision-18','','','2010-07-02 01:03:34','2010-07-02 01:03:34','',76,'http://h4hconsulting.com/cms/?p=217',0,'revision','',0),(218,1,'2010-07-02 01:15:00','2010-07-02 01:15:00','\r\n<a href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default\" target=\"_blank\"><strong>What is a Strategic Default and is it for me?</strong></a>','Definitions','','publish','open','open','','faq','','','2014-12-24 11:12:05','2014-12-24 16:12:05','',243,'http://h4hconsulting.com/cms/?page_id=218',1,'page','',0),(1359,5,'2014-12-24 11:12:05','2014-12-24 16:12:05','\r\n<a href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default\" target=\"_blank\"><strong>What is a Strategic Default and is it for me?</strong></a>','Definitions','','inherit','open','open','','218-revision-v1','','','2014-12-24 11:12:05','2014-12-24 16:12:05','',218,'http://h4hconsulting.com/cms/1359/218-revision-v1/',0,'revision','',0),(219,1,'2010-06-30 15:49:29','2010-06-30 15:49:29','<img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" hspace=\"20\" width=\"304\" height=\"202\" />\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong><strong> </strong></li>\r\n	<li><strong>Do you know what a Deficiency Judgment is and how it could harm you financially?</strong></li>\r\n	<li><strong>What is a strategic default and why should it concern you?</strong></li>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage? </strong>\r\n<div style=\"height: 0.8em; visibility: hidden;\"><strong>.</strong></div>\r\n<strong> </strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<img class=\"alignleft size-full wp-image-68\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Chris Sommer\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/ChrisSmall.jpg\" alt=\"\" width=\"112\" height=\"139\" />\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\nHello, my name is Chris Sommer, Managing Director with Hope for Homeowners Consulting. We provide solutions to these and other challenges that today\'s economy presents to homeowners.\r\n\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><strong>Our solutions include</strong>:</div>\r\n<div id=\"_mcePaste\">\r\n<ul>\r\n	<li>Foreclosure Defense</li>\r\n	<li>Short sale</li>\r\n	<li>Property management</li>\r\n	<li>Loan modification</li>\r\n</ul>\r\n<em><strong> Many other services may be available.....</strong></em>\r\n\r\n</div>\r\n<div id=\"_mcePaste\">We will tailor a solution that meets your specific needs, and support you throughout the process from beginning to end.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-06-30 15:49:29','2010-06-30 15:49:29','',5,'http://h4hconsulting.com/cms/http:/h4hconsulting.com/%post-name%/',0,'revision','',0),(221,1,'2010-07-02 01:15:00','2010-07-02 01:15:00','<strong><a title=\"What is a Deficiency Judgement?\" href=\"http://h4hconsulting.com/cms/deficiency-judgment/\">What is a Deficiency Judgement, and how could it harm me financially?</a></strong>\r\n\r\n<strong><strong><a href=\"http://h4hconsulting.com/cms/strategic-default/\">What is a strategic default, and why should it concern me?</a></strong></strong>','FAQ','','inherit','open','open','','218-revision-v1','','','2010-07-02 01:15:00','2010-07-02 01:15:00','',218,'http://h4hconsulting.com/cms/http:/h4hconsulting.com/%post-name%/',0,'revision','',0),