WASHINGTON – The Obama administration laid out three broad options  Friday for reducing the government's role in the mortgage market. All  three would almost certainly lead to <a id="KonaLink0" href="http://news.yahoo.com/s/ap/20110211/ap_on_bi_ge/us_obama_housing#" target="undefined"><span style="color: #366388;">higher interest rates</span></a> and costs for borrowers.

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