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That drop comes as home prices in big metro areas have reached their lowest level since 2002'),(3050,918,'_aioseop_title','Americans\' home equity falls to near record low'),(3048,918,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida 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Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(3620,969,'_aioseop_description','The author of a study claiming the U.S. housing collapse is now worse than during the Great Depression warned Wednesday that the market likely will continue to fall for the rest of the year before going stagnant. '),(3621,969,'_aioseop_title','Study Shows Housing Collapse Steeper Than During Great Depression '),(3623,976,'_edit_lock','1308241129:2'),(3622,976,'_edit_last','2'),(3652,976,'_aioseop_title','No Fishing Licensed required for Saltwater Fishing this Weekend for Father\'s Day!'),(3651,976,'_aioseop_description','The Florida Fish and Wildlife Conservation Commission on Wednesday announced that no license will be required Saturday and Sunday, which is Father\'s Day'),(3650,976,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(3654,980,'_edit_lock','1308246005:2'),(3653,980,'_edit_last','2'),(3672,980,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(3673,980,'_aioseop_description','Last year, the total of large-scale floods, tornadoes, hurricanes and the like climbed to 81. Few states are immune to natural disasters, and each event affects thousands of homeowners who are forced to cope with the physical and emotional damage, as well as the prospect of perhaps not being able to manage their mortgage payments'),(3674,980,'_aioseop_title','Do you have to pay your mortgage if your home is distroyed?'),(3676,983,'_edit_lock','1308583613:2'),(3675,983,'_edit_last','2'),(3694,983,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure, Investment properties'),(3695,983,'_aioseop_description','Homebuyers who have a credit score of 580 or better and a down payment of at least 3.5 percent of the home\'s purchase price might seem like good candidates for an FHA loan, insured by the Federal Housing Administration. But whether these borrowers will qualify for such a loan isn\'t quite so simple'),(3696,983,'_aioseop_title','Federal Housing Administration gets tough on FHA loans'),(3857,363,'_aioseop_description','Just a quick line to THANK YOU for the clients you’ve referred to us over the last several months. You’ve been instrumental in the growth and success of our Foreclosure Defense Practice. I look forward to helping you grow your business, and to many years of friendship and mutual business advantage in the years to come.'),(3858,363,'_aioseop_title','Attorney Testimonials'),(3856,363,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure, Investment properties'),(4547,48,'_aioseop_description','Hope for Homeowners Consulting, our experienced team of professionals have relationships with the area’s best real estate agents, property managers & attorneys.'),(3876,380,'_aioseop_title','Attorneys & Foreclosure Defense '),(3874,380,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure, Investment properties'),(3884,238,'_aioseop_description','To learn the TRUTH about Loan Modifications and receive our free download, \"Loan Modification: Tips and Best Practices\", please submit the form below.'),(3885,238,'_aioseop_title','Free Download Request'),(3883,238,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure, Investment properties'),(3912,118,'_aioseop_title','Hope for Homeowners Consulting'),(3925,1011,'_edit_last','2'),(3926,1011,'_edit_lock','1308756899:2'),(3973,1011,'_aioseop_description','PMorgan Chase & Co. has agreed to pay $153.6 million to settle civil fraud charges that it misled buyers of complex mortgage investments just before the housing market collapsed.\r\n\r\nThe settlement with the Securities and Exchange Commission announced Tuesday is one of the most significant legal actions targeting Wall Street\'s role in the 2008 financial crisis. It comes a year after Goldman Sachs & Co. paid $550 million to settle similar charges. '),(3974,1011,'_aioseop_title','JPMorgan to pay $153 million to settle fraud charges'),(3972,1011,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(3976,1016,'_edit_lock','1308846151:2'),(3975,1016,'_edit_last','2'),(4021,1025,'_edit_lock','1309464770:2'),(4019,1016,'_aioseop_title','Why you should  never go to the hospital in July'),(4018,1016,'_aioseop_description','ypically, medical students graduate in June and begin their first year of residency training — internship — in July. This group of eager new interns invades the hospital to learn, care for patients, and make medical decisions. One problem. They don’t know what they’re doing. '),(4020,1025,'_edit_last','2'),(4017,1016,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4039,1025,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4040,1025,'_aioseop_description','Foreclosures. Short Sales. Unemployment. Tight credit. Overbuilding. Those are but some of the reasons housing markets in many parts of the country remain stubbornly depressed, even while activity in other economic sectors has begun to rebound.'),(4041,1025,'_aioseop_title','Why the Housing Crash Remains A Wreck'),(4043,1029,'_edit_lock','1309878110:2'),(4042,1029,'_edit_last','2'),(4071,1029,'_aioseop_description','New Port Richey city officials are trying to give the code enforcement department the ability to hold owners of these types of properties accountable. The City Commission approved a foreclosure registry effective immediately'),(4072,1029,'_aioseop_title','Pasco County city to add new ordinance to clean up messy foreclosure homes'),(4070,1029,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4077,1041,'_edit_last','2'),(4078,1041,'_edit_lock','1309969854:2'),(4096,1041,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4097,1041,'_aioseop_description','Fewer than 5,000 homeowners have taken advantage of an Obama administration program that aids “underwater” homeowners, reflecting banks’ resistance to offer such principal write-downs'),(4098,1041,'_aioseop_title','Little Help From Government for ‘Underwater’ Homeowners'),(4109,1048,'_edit_last','2'),(4110,1048,'_edit_lock','1310063389:2'),(4128,1048,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4129,1048,'_aioseop_description','After going out of town, an 82-year-old man returned home to find his house emptied out. Even the trash was gone.\r\n\r\nHe found a padlocked door and a sign for a company that cleans out properties in foreclosure.'),(4130,1048,'_aioseop_title','Tampa retiree says he lost belongings in foreclosure blunder'),(4132,1051,'_edit_lock','1310397935:2'),(4131,1051,'_edit_last','2'),(4152,1051,'_aioseop_title','Reverse mortgage scam targeted seniors'),(4151,1051,'_aioseop_description','Three South Florida mortgage professionals conspired with a Pittsburgh title agent to defraud senior citizens through a reverse mortgage scam, according to allegations unveiled Wednesday by U.S. Attorney Wifredo Ferrer.\r\n\r\nThrough 1st Continental Mortgage Company, which has offices in Fort Lauderdale and Boca Raton, the group processed 14 reverse mortgages across the country and did not use the mortgage money to pay off the existing loans, the U.S. attorney charges.\r\n\r\nLouis Gendason, John Incadela, Marcos Echevarria of 1st Continental, and Kimberly Mackey, a title agent in Pittsburgh, obtained $2.5 million in reverse mortgage loans from Genworth Financial between 2009 and 2010.\r\n\r\n'),(4150,1051,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4154,1054,'_edit_lock','1310481518:2'),(4153,1054,'_edit_last','2'),(4172,1054,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4173,1054,'_aioseop_description','A growing number of home owners are opting for shorter loans with higher monthly payments. But that\'s not always smart.  For homeowners frightened by debt, paying off a mortgage has taken on new urgency -- so much so that they\'re opting for higher monthly payments just to be debt-free sooner. But with interest rates at record lows and property values still in flux, that may not be as admirable a goal as it appears'),(4174,1054,'_aioseop_title','When Refinancing Doesn\'t Make Sense'),(4176,1058,'_edit_lock','1310568771:2'),(4175,1058,'_edit_last','2'),(4210,1058,'_aioseop_title','Federal Housing Administration gets tough on FHA loans'),(4208,1058,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4209,1058,'_aioseop_description','Homebuyers who have a credit score of 580 or better and a down payment of at least 3.5 percent of the home\'s purchase price might seem like good candidates for an FHA loan, insured by the Federal Housing Administration. But whether these borrowers will qualify for such a loan isn\'t quite so simple.\r\n\r\nOn paper, the FHA allows a minimum credit score of 500 if the borrower makes a down payment of at least 10 percent of the purchase price. Borrowers whose scores are 580 or higher can qualify with a 3.5 percent down payment.'),(4212,1062,'_edit_lock','1310654360:2'),(4211,1062,'_edit_last','2'),(4230,1062,'_aioseop_keywords','Relief for Homeowners, Struggling Homeowners, Support and Guidance for Homeowners, delinquent mortgages, Short sales, Foreclosures, Debt Relief, Foreclosure attorney, Strategic default, Loan Modification, Bankruptcy, Property Management, Do not call letters, credit repair, Attorney Marketing, Foreclosure Marketing, Upside down on mortgage, mortgage, real estate investor, Eligibility, Home affordable modifications, negative equity, walk away, foreclosure defense, help, help for homeowners, hope, hope for homeowners, consulting, foreclosure prevention, Facing foreclosure, avoid Foreclosure, falling home values, Florida Foreclosure'),(4231,1062,'_aioseop_description','Remember how we all blamed investor/flippers using faulty financing for the housing crash?\r\n\r\nYou know, these are all the bad guys who ran up home prices to their own profit, with no concern for the inevitable fallout; they colluded with overzealous, borderline blind, lenders who gave anybody and everybody a loan with no attention paid to their ability to repay said loan'),(4232,1062,'_aioseop_title','Fannie Mae changes all-cash financing options'),(4253,1065,'_aioseop_description','While they are fighting for our nation overseas, some military personnel are losing their houses to foreclosure here at home.\r\n\r\nIn the thick of battle, in the heat of the fight, it\'s the last thing a GI should have to worry about.  While Coast Guardsman Keith Johnson was fighting for our country overseas, he was losing a battle here at home, for his home. 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Hill remembers that day in 2008 like it was yesterday.   \"You know, you have the wind knocked out of you,\" he said.  Fortunately, Hill was able to negotiate with his bank. He says they canceled the sale and approved loan modification.  Then, eleven days ago, he answered another knock at the door.   \"He says, I\'m an investor and I wanted to take a look at the property. The property is up for foreclosure this morning at the Hillsborough County Courthouse,\'\"Hill explained.  Hill thought he and his bank had reached an agreement. 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INSERT INTO `wp_posts` VALUES (2,1,'2010-05-13 15:52:32','2010-05-13 19:52:32','\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, Office of Financial Regulation vetted distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind. Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.We strive to help homeowners understand their rights and know their options by developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.<strong></strong><strong></strong>\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them. He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n<p style=\"text-align: left;\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a></p>\r\n\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','publish','closed','closed','','about','','','2014-12-24 11:06:37','2014-12-24 16:06:37','',0,'http://h4hconsulting.com/cms/?page_id=2',10,'page','',0),(1354,5,'2014-12-24 11:06:37','2014-12-24 16:06:37','\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, Office of Financial Regulation vetted distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind. Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.We strive to help homeowners understand their rights and know their options by developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.<strong></strong><strong></strong>\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them. He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n<p style=\"text-align: left;\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a></p>\r\n\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2014-12-24 11:06:37','2014-12-24 16:06:37','',2,'http://h4hconsulting.com/cms/1354/2-revision-v1/',0,'revision','',0),(4,1,'2010-05-16 14:54:25','2010-05-16 14:54:25','This is the area where content will be displayed.','About','','inherit','open','open','','2-revision-v1','','','2010-05-16 14:54:25','2010-05-16 14:54:25','',2,'http://h4hconsulting.com/cms/?p=4',0,'revision','',0),(3,1,'2010-05-13 15:52:32','2010-05-13 19:52:32','This is an example of a WordPress page, you could edit this to put information about yourself or your site so readers know where you are coming from. You can create as many pages like this one or sub-pages as you like and manage all of your content inside of WordPress.','About','','inherit','open','open','','2-revision-v1','','','2010-05-13 15:52:32','2010-05-13 19:52:32','',2,'http://h4hconsulting.com/cms/?p=3',0,'revision','',0),(5,1,'2010-05-16 15:18:16','2010-05-16 15:18:16','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n</div>\r\n&nbsp;\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','publish','closed','closed','','home','','','2014-12-24 10:54:12','2014-12-24 15:54:12','',0,'http://h4hconsulting.com/cms/?page_id=5',0,'page','',0),(1344,5,'2014-12-24 10:51:42','2014-12-24 15:51:42','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n&nbsp;\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2014-12-24 10:51:42','2014-12-24 15:51:42','',5,'http://h4hconsulting.com/cms/1344/5-revision-v1/',0,'revision','',0),(1342,5,'2014-12-24 10:49:22','2014-12-24 15:49:22','\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n&nbsp;\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0pt none;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2014-12-24 10:49:22','2014-12-24 15:49:22','',5,'http://h4hconsulting.com/cms/1342/5-revision-v1/',0,'revision','',0),(989,1,'2011-06-20 16:19:07','2011-06-20 16:19:07','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<strong> </strong>\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-20 16:19:07','2011-06-20 16:19:07','',5,'http://h4hconsulting.com/cms/989/5-revision-108/',0,'revision','',0),(566,1,'2010-08-17 14:55:40','2010-08-17 14:55:40','<h2>Watch our free Foreclosure Defense Webinar!</h2>\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/services/request-password/\"><img class=\"size-full wp-image-289 alignnone\" title=\"H4HC Video Library\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/video.jpg\" alt=\"\" width=\"419\" height=\"253\" /></a></span></span></div>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you upside down on your home?</strong></li>\r\n</ul>\r\n<strong>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a></strong><strong> is and how it could harm you financially?</strong><strong>\r\n</strong>\r\n<ul>\r\n	<li><strong>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a></strong><strong> and why should it concern you?</strong></li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li><strong>Are you, or do you know an investor with multiple properties who\'s losing money?</strong></li>\r\n	<li><strong>Have you recently lost a job and fallen behind on your mortgage?</strong></li>\r\n</ul>\r\n</div>\r\n</div>\r\n<div id=\"_mcePaste\">\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a>[/caption]\r\n\r\n<div style=\"height: 0.8em; visibility: hidden;\">.</div>\r\n</div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2010-08-17 14:55:40','2010-08-17 14:55:40','',5,'http://h4hconsulting.com/cms/566/5-revision-81/',0,'revision','',0),(559,1,'2010-08-16 20:11:27','2010-08-16 20:11:27','<div>\n\n[youtube]WWVcnfXlRdo[/youtube]\n\nNeed more information? Please use the form below to post additional questions.\n\n</div>','How does foreclosure or short sale affect my credit?','','inherit','open','open','','312-autosave','','','2010-08-16 20:11:27','2010-08-16 20:11:27','',312,'http://h4hconsulting.com/cms/559/312-autosave/',0,'revision','',0),(560,1,'2010-08-16 19:58:06','2010-08-16 19:58:06','To request a password for the Foreclosure Defense Webinar, please complete the form below. You will be issued access immediately upon submission.','Request Password','','inherit','open','open','','285-revision-5','','','2010-08-16 19:58:06','2010-08-16 19:58:06','',285,'http://h4hconsulting.com/cms/560/285-revision-5/',0,'revision','',0),(6,1,'2010-05-16 15:18:01','2010-05-16 15:18:01','','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 15:18:01','2010-05-16 15:18:01','',5,'http://h4hconsulting.com/cms/?p=6',0,'revision','',0),(7,1,'2010-05-16 14:54:39','2010-05-16 14:54:39','This is the area where content will be displayed.','About','','inherit','open','open','','2-revision-v1','','','2010-05-16 14:54:39','2010-05-16 14:54:39','',2,'http://h4hconsulting.com/cms/?p=7',0,'revision','',0),(8,1,'2010-05-16 15:18:16','2010-05-16 15:18:16','','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 15:18:16','2010-05-16 15:18:16','',5,'http://h4hconsulting.com/cms/?p=8',0,'revision','',0),(1341,5,'2011-11-15 14:05:46','2011-11-15 19:05:46','<p style=\"text-align: left;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n&nbsp;\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0pt none;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-11-15 14:05:46','2011-11-15 19:05:46','',5,'http://h4hconsulting.com/cms/1341/5-revision-v1/',0,'revision','',0),(659,1,'2010-09-10 19:18:49','2010-09-10 19:18:49','','chris stil shot for webinar','','inherit','open','open','','chris-stil-shot-for-webinar','','','2010-09-10 19:18:49','2010-09-10 19:18:49','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar.png',0,'attachment','image/png',0),(10,1,'2010-05-16 16:42:22','2010-05-16 16:42:22','','Help for homeowners is only a click away.','','inherit','open','open','','family','','','2010-05-16 16:42:22','2010-05-16 16:42:22','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg',0,'attachment','image/jpeg',0),(11,1,'2010-05-16 15:53:50','2010-05-16 15:53:50','Content will appear in this area.','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 15:53:50','2010-05-16 15:53:50','',5,'http://h4hconsulting.com/cms/?p=11',0,'revision','',0),(12,1,'2010-05-16 15:18:32','2010-05-16 15:18:32','This is the area where content will be displayed.','About','','inherit','open','open','','2-revision-v1','','','2010-05-16 15:18:32','2010-05-16 15:18:32','',2,'http://h4hconsulting.com/cms/?p=12',0,'revision','',0),(13,1,'2010-05-16 16:44:59','2010-05-16 16:44:59','Content will appear in this area. <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"size-full wp-image-10 alignright\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"380\" height=\"253\" /></a>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 16:44:59','2010-05-16 16:44:59','',5,'http://h4hconsulting.com/cms/?p=13',0,'revision','',0),(15,1,'2010-05-16 18:35:00','2010-05-16 18:35:00','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"380\" height=\"253\" /></a>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 18:35:00','2010-05-16 18:35:00','',5,'http://h4hconsulting.com/cms/?p=15',0,'revision','',0),(14,1,'2010-05-16 18:33:31','2010-05-16 18:33:31','Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"size-full wp-image-10 alignright\" style=\"margin-left: 20px; margin-right: 20px;\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"380\" height=\"253\" /></a>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 18:33:31','2010-05-16 18:33:31','',5,'http://h4hconsulting.com/cms/?p=14',0,'revision','',0),(16,1,'2010-05-16 16:57:10','2010-05-16 16:57:10','Some information here.','About','','inherit','open','open','','2-revision-v1','','','2010-05-16 16:57:10','2010-05-16 16:57:10','',2,'http://h4hconsulting.com/cms/?p=16',0,'revision','',0),(17,1,'2010-05-16 18:45:55','2010-05-16 18:45:55','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm guiding you in this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual\r\nhomeowner\r\n\r\nWe provide short sale negotiations, property management options, legal referrals, credit bureau repairs, debt settlement and loan modification.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>Each client receives:\r\n\r\n• Personal consultation\r\n• Comparative market analysis\r\n• Financial synopsis with detailed written action plan\r\n• Development of a short and/or long term strategy\r\n• Leverage loss mitigation departments\r\n• Expedite exit strategies\r\n• Short Sale Expertise\r\n\r\nDepending on your individual needs, the following may also be offered:\r\n\r\n• Credit repair\r\n• Property Management\r\n• Debt Settlement\r\n\r\nWe will help you achieve the best solution for your individual situation, be it a partial claim, bankruptcy, sale, foreclosure, payoff/refinance, reinstatement, loan modification, forebearance, or deed in lieu.</td>\r\n</tr>\r\n</tbody>\r\n</table>','About','','inherit','open','open','','2-revision-v1','','','2010-05-16 18:45:55','2010-05-16 18:45:55','',2,'http://h4hconsulting.com/cms/?p=17',0,'revision','',0),(18,1,'2010-05-16 18:36:09','2010-05-16 18:36:09','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 18:36:09','2010-05-16 18:36:09','',5,'http://h4hconsulting.com/cms/?p=18',0,'revision','',0),(19,1,'2010-05-16 18:52:03','2010-05-16 18:52:03','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n<h2>Package Options</h2>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 18:52:03','2010-05-16 18:52:03','',5,'http://h4hconsulting.com/cms/?p=19',0,'revision','',0),(21,1,'2010-05-16 18:58:37','2010-05-16 18:58:37','','packages','','inherit','open','open','','packages','','','2010-05-16 18:58:37','2010-05-16 18:58:37','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages.jpg',0,'attachment','image/jpeg',0),(22,1,'2010-05-16 18:55:09','2010-05-16 18:55:09','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><span style=\"font-size: small;\"><span><span style=\"font-size: small;\"><span>\r\n</span></span></span></span></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 18:55:09','2010-05-16 18:55:09','',5,'http://h4hconsulting.com/cms/?p=22',0,'revision','',0),(26,1,'2010-05-16 19:32:21','2010-05-16 19:32:21','','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-05-16 19:32:21','2010-05-16 19:32:21','',25,'http://h4hconsulting.com/cms/?p=26',0,'revision','',0),(25,1,'2010-05-16 19:32:39','2010-05-16 19:32:39','<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong></p>\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again....</a></strong><em> </em></strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nH4H Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>\r\n','Attorneys','','publish','closed','closed','','attorneys','','','2014-12-24 11:31:17','2014-12-24 16:31:17','',0,'http://h4hconsulting.com/cms/?page_id=25',99,'page','',0),(1364,5,'2014-12-24 11:31:17','2014-12-24 16:31:17','<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong></p>\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again....</a></strong><em> </em></strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nH4H Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>\r\n','Attorneys','','inherit','open','open','','25-revision-v1','','','2014-12-24 11:31:17','2014-12-24 16:31:17','',25,'http://h4hconsulting.com/cms/1364/25-revision-v1/',0,'revision','',0),(1363,5,'2014-12-24 11:30:50','2014-12-24 16:30:50','\r\n<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong></p>\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again....</a></strong><em> </em></strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n&nbsp;\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nH4H Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Attorneys','','inherit','open','open','','25-revision-v1','','','2014-12-24 11:30:50','2014-12-24 16:30:50','',25,'http://h4hconsulting.com/cms/1363/25-revision-v1/',0,'revision','',0),(192,1,'2010-06-30 17:14:23','2010-06-30 17:14:23','[[EventsCalendarLarge]]','Schedule of Events and Live Webinars','','inherit','open','open','','76-revision-12','','','2010-06-30 17:14:23','2010-06-30 17:14:23','',76,'http://h4hconsulting.com/cms/?p=192',0,'revision','',0),(23,1,'2010-05-16 19:29:46','2010-05-16 19:29:46','','Package Options','','inherit','open','open','','packages-2','','','2010-05-16 19:29:46','2010-05-16 19:29:46','',5,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages1.jpg',0,'attachment','image/jpeg',0),(24,1,'2010-05-16 18:59:06','2010-05-16 18:59:06','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"><span style=\"font-size: small;\"><span><span style=\"font-size: small;\"><span><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages.jpg\"><img class=\"alignnone size-full wp-image-21\" title=\"packages\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/packages.jpg\" alt=\"\" width=\"501\" height=\"792\" /></a></span></span></span></span></td>\r\n<td width=\"64\"></td>\r\n<td width=\"64\"></td>\r\n<td width=\"74\"></td>\r\n</tr>','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 18:59:06','2010-05-16 18:59:06','',5,'http://h4hconsulting.com/cms/?p=24',0,'revision','',0),(20,1,'2010-05-16 18:54:42','2010-05-16 18:54:42','<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\"><img class=\"alignright size-full wp-image-10\" title=\"Help for homeowners is only a click away.\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/family.jpg\" alt=\"Help for homeowners is only a click away.\" width=\"304\" height=\"202\" /></a>Hope for Homeowner’s Consulting, LLC is an experienced consulting firm ready to guide you through this uncertain market. With over thirteen years combined experience in banking, finance, real estate and legal services, Hope for Homeowners provides options customized for each individual homeowner.\r\n<h2>Package Options</h2>\r\n<col width=\"298\"></col> <col span=\"2\" width=\"64\"></col> <col width=\"74\"></col>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\"></td>\r\n<td width=\"64\">Pkg A</td>\r\n<td width=\"64\">Pkg B</td>\r\n<td width=\"74\">Pkg C</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Written Action Plan</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Unlimited Email Support</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Foreclosure Process Timeline</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Do No Call Letters</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Monthly Newsletter</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Access to Attorney Network &amp;   Discounts</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Qualified Written Request</td>\r\n<td></td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Free Consultation w/CPA</td>\r\n<td></td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Loan Modification Kit</td>\r\n<td></td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Frequent Monitoring &amp; Status Updates</td>\r\n<td></td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Daan Unit &amp; Collection   Letters</td>\r\n<td></td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">HAMP Loan Modification Estimate</td>\r\n<td></td>\r\n<td>ü</td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"40\">\r\n<td width=\"298\" height=\"40\">Personal   Consultation for one or more of the following:</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td width=\"298\" height=\"20\">Written   Action Plan</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Loan Modification*</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Short Sale</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Credit Repair**</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Debt Settlement**</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Property Management</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Bankruptcy</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Foreclosure Defense</td>\r\n<td></td>\r\n<td></td>\r\n<td>ü</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\"></td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Enrollment Fee</td>\r\n<td align=\"right\">$299.00</td>\r\n<td align=\"right\">$399.00</td>\r\n<td>$799.00</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Recurring</td>\r\n<td align=\"right\">$39.00</td>\r\n<td align=\"right\">$79.00</td>\r\n<td>$99.00</td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\"></td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\"></td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Sold Individually:</td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Qualified Written Request</td>\r\n<td align=\"right\">$39.99</td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Loan Modification Kit</td>\r\n<td align=\"right\">$39.99</td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Daan Unit &amp; Collection   Letters</td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Written Action Plan</td>\r\n<td align=\"right\">$250.00</td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\"></td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td height=\"20\">Terms &amp; Conditions</td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td colspan=\"2\" height=\"20\">*   recurring fees refunded only if loan mod not approved</td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"20\">\r\n<td colspan=\"3\" height=\"20\">**   additional charges from credit repair &amp; debt settlement company</td>\r\n<td></td>\r\n</tr>\r\n<tr height=\"140\">\r\n<td width=\"298\" height=\"140\">(Disclosure-the   success of loan modification is not guaranteed. Recurring Fees are subject to   refund only if loan modification is not approved. An approval of any   result  will not qualify for a refund   of Recurring Fees. Enrollment Fee is not subject to a refund at any time.)</td>\r\n<td></td>\r\n<td></td>\r\n<td></td>\r\n</tr>\r\n<br id=\"__mce\" />','Home','','inherit','open','open','','5-revision-v1','','','2010-05-16 18:54:42','2010-05-16 18:54:42','',5,'http://h4hconsulting.com/cms/?p=20',0,'revision','',0),(27,1,'2010-05-16 23:07:53','2010-05-16 23:07:53','<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><span style=\"color: #333399;\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\"><span style=\"color: #333399;\">Consulting</span></a> </strong></span>- Hope for Homeowners Consulting (H4HC) assesses each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and which options are available to help achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook, it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family - we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise. Using our knowledge and experience we guide the homeowner to the best road to take. In their Written Action Plan we give timed, step by step instructions on how to arrive at the desired destination.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: left;\" valign=\"top\"> <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\"><img class=\"alignleft size-full wp-image-94\" title=\"services_07\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td style=\"text-align: left;\"><!--[if gte mso 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5.4pt;\r\nmso-para-margin:0in;\r\nmso-para-margin-bottom:.0001pt;\r\nmso-pagination:widow-orphan;\r\nfont-size:10.0pt;\r\nfont-family:\"Times New Roman\",\"serif\";}\r\n</style><![endif]-->\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.25in; text-align: center;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\"><span style=\"font-size: 14pt;\">Manage settlement Process from beginning to end</span></span></strong><strong></strong></span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.5in;\">With the H4H Consulting Homeowner Rescue package we will manage all correspondence, financial paperwork, and communication with your lien holders.The settlement process is most often a very time consuming and aggravating struggle.  We will make sure your case is managed professionally, efficiently, and successfully leveraged to maximize your best financial outcome. We allow our clients peace of mind knowing their case is in good hands and they<span style=\"color: #000000;\"> can</span> go on living their lives while we fight the lenders for settlement<span style=\"color: #1f497d;\">. </span>We have the knowledge, experience, determination and problem solving skills that allow us to get results for our clients<span style=\"color: #1f497d;\">. </span>Our #1 objective for each client is settlement with Full Waiver of Deficiency!!<strong></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.5in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Possible settlement options most commonly consist of some of the following:</span></strong></span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Short</span> <span style=\"color: #333399; text-decoration: underline;\">Sale</span></span></strong><span style=\"color: blue;\"> <strong> </strong></span>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as manage the communication with the lender and apply any pressure needed to get the best outcome for you.</p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Deed–in-Lieu of Foreclosure</span></strong></span><strong></strong><span style=\"font-size: 11pt;\"> A deed-in-lieu of foreclosure voluntarily transfers ownership of your home and all real property secured by your mortgage loan (property) to lender to satisfy the total amount due on the first mortgage.  The DIL option will not allow you to keep your property, however, it will prevent you from going through a foreclosure sale and it will release you from all responsibility to repay the mortgage debt.</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #0000ff;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Bankruptcy</span></strong></span><strong></strong></span><span style=\"font-size: 11pt;\"> This option can liquidate debt and/or allow more time.  H4HC will refer you to a qualified bankruptcy attorney in our sphere of influence.</span><strong><span style=\"font-size: 11pt;\">  </span></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"font-size: 11pt;\">Chapter 7 </span></strong><span style=\"font-size: 11pt;\">(Liquidation) To completely settle personal debt.</span><strong><span style=\"font-size: 11pt;\">  </span></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"font-size: 11pt;\">Chapter 13 </span></strong><span style=\"font-size: 11pt;\">(Wage Earner Plan) Payments are made toward a plan to pay off debts in 3-5 years.</span></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"> <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\"><img 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: center;\"><span style=\"color: #333399;\"><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">H4H Consulting works with a Network of Top</span></strong></span><strong><span style=\"font-size: 14pt;\">         </span></strong><strong><span style=\"font-size: 14pt;\">  </span></strong><strong></strong><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">Real Estate Professionals</span></strong></span></span></p>\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: left;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">Attorneys</span><span style=\"text-decoration: underline;\"> (</span><span style=\"text-decoration: underline;\">Foreclosure</span> <span style=\"text-decoration: underline;\">Defens</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">e</span>,</span> <span style=\"text-decoration: underline;\">Bankruptc</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">y</span>,</span> <span style=\"text-decoration: underline;\">Real</span> <span style=\"text-decoration: underline;\">Estate</span><span style=\"text-decoration: underline;\">,</span> <span style=\"text-decoration: underline;\">Et</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">c</span>.)</span></span></strong></span>  To ensure a homeowner is properly represented and protected under all aspects of law pertaining to the rights of the homeowner.  A lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who retain lawyers to perform legal services.</p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td><!--[if gte mso 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">CPA’s</span></strong></span>  The purpose of a CPA is to attest to the reasonableness of disclosures, the freedom from material misstatement, and the adherence to the applicable generally accepted accounting principles in financial statements.  They will have the knowledge to advise you on such important items as tax implications of certain settlements and how best to structure those transaction.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Real Estate Agents</span></strong></span>  This is a person who acts as an intermediary between sellers and buyers of real estate/real property and attempts to find sellers who wish to sell and buyers who wish to buy.  Having a good agent will drastically improve the success of your sale. With the proper marketing, pricing and negotiating they can accomplish a sale in the homeowners best interest.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><span style=\"color: #333399; text-decoration: underline;\"><strong><span style=\"color: windowtext; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Property </span><span style=\"color: #0000ff; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Management </span></span></span></strong></span></a></span></span>  Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property. We strive to ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Settlement Facilitators</span></strong></span>  Often creditors require the borrower to prove they have an economic or financial hardship preventing them from being able to pay the deficiency.  Creditors holding liens against real estate can include Primary Mortgages, Junior lien holders—such as second mortgages, Home Equity Lines of Credit HELOC lenders, Home Owners Association HOA (special assessment liens)—all of whom will need to approve individual applications for a short sale, should they be asked to take less than what is owed.  Often creditors use pre-determined criteria for approving the borrowers and the terms of the sale of the properties. Part of this process typically includes the creditor(s) determining the current market value of the real estate by obtaining an independent evaluation of the property from an appraisal, a Broker Price Opinion (BPO).  Depending on each creditor\'s policy and the type of loan, creditors may accept applications from borrowers even if the borrower is not in default with their payments. Due to the overwhelming number of defaulting borrowers due to mortgage failures and other causes as part of the current financial crisis, many creditors have become adept at processing such short sales applications; however, it can still take several months for the process from start to finish, often requiring multiple levels of approval.</p>\r\n<p style=\"margin-left: 0.5in;\"></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n','Services','','publish','open','open','','services','','','2014-12-24 10:57:23','2014-12-24 15:57:23','',0,'http://h4hconsulting.com/cms/?page_id=27',2,'page','',0),(1349,5,'2014-12-24 10:57:23','2014-12-24 15:57:23','<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><span style=\"color: #333399;\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\"><span style=\"color: #333399;\">Consulting</span></a> </strong></span>- Hope for Homeowners Consulting (H4HC) assesses each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and which options are available to help achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook, it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family - we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise. 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We allow our clients peace of mind knowing their case is in good hands and they<span style=\"color: #000000;\"> can</span> go on living their lives while we fight the lenders for settlement<span style=\"color: #1f497d;\">. </span>We have the knowledge, experience, determination and problem solving skills that allow us to get results for our clients<span style=\"color: #1f497d;\">. </span>Our #1 objective for each client is settlement with Full Waiver of Deficiency!!<strong></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.5in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Possible settlement options most commonly consist of some of the following:</span></strong></span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Short</span> <span style=\"color: #333399; text-decoration: underline;\">Sale</span></span></strong><span style=\"color: blue;\"> <strong> </strong></span>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as manage the communication with the lender and apply any pressure needed to get the best outcome for you.</p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Deed–in-Lieu of Foreclosure</span></strong></span><strong></strong><span style=\"font-size: 11pt;\"> A deed-in-lieu of foreclosure voluntarily transfers ownership of your home and all real property secured by your mortgage loan (property) to lender to satisfy the total amount due on the first mortgage.  The DIL option will not allow you to keep your property, however, it will prevent you from going through a foreclosure sale and it will release you from all responsibility to repay the mortgage debt.</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #0000ff;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Bankruptcy</span></strong></span><strong></strong></span><span style=\"font-size: 11pt;\"> This option can liquidate debt and/or allow more time.  H4HC will refer you to a qualified bankruptcy attorney in our sphere of influence.</span><strong><span style=\"font-size: 11pt;\">  </span></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"font-size: 11pt;\">Chapter 7 </span></strong><span style=\"font-size: 11pt;\">(Liquidation) To completely settle personal debt.</span><strong><span style=\"font-size: 11pt;\">  </span></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"font-size: 11pt;\">Chapter 13 </span></strong><span style=\"font-size: 11pt;\">(Wage Earner Plan) Payments are made toward a plan to pay off debts in 3-5 years.</span></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"> <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\"><img 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: center;\"><span style=\"color: #333399;\"><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">H4H Consulting works with a Network of Top</span></strong></span><strong><span style=\"font-size: 14pt;\">         </span></strong><strong><span style=\"font-size: 14pt;\">  </span></strong><strong></strong><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">Real Estate Professionals</span></strong></span></span></p>\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: left;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">Attorneys</span><span style=\"text-decoration: underline;\"> (</span><span style=\"text-decoration: underline;\">Foreclosure</span> <span style=\"text-decoration: underline;\">Defens</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">e</span>,</span> <span style=\"text-decoration: underline;\">Bankruptc</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">y</span>,</span> <span style=\"text-decoration: underline;\">Real</span> <span style=\"text-decoration: underline;\">Estate</span><span style=\"text-decoration: underline;\">,</span> <span style=\"text-decoration: underline;\">Et</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">c</span>.)</span></span></strong></span>  To ensure a homeowner is properly represented and protected under all aspects of law pertaining to the rights of the homeowner.  A lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who retain lawyers to perform legal services.</p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td><!--[if gte mso 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transaction.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Real Estate Agents</span></strong></span>  This is a person who acts as an intermediary between sellers and buyers of real estate/real property and attempts to find sellers who wish to sell and buyers who wish to buy.  Having a good agent will drastically improve the success of your sale. With the proper marketing, pricing and negotiating they can accomplish a sale in the homeowners best interest.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><span style=\"color: #333399; text-decoration: underline;\"><strong><span style=\"color: windowtext; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Property </span><span style=\"color: #0000ff; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Management </span></span></span></strong></span></a></span></span>  Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property. We strive to ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Settlement Facilitators</span></strong></span>  Often creditors require the borrower to prove they have an economic or financial hardship preventing them from being able to pay the deficiency.  Creditors holding liens against real estate can include Primary Mortgages, Junior lien holders—such as second mortgages, Home Equity Lines of Credit HELOC lenders, Home Owners Association HOA (special assessment liens)—all of whom will need to approve individual applications for a short sale, should they be asked to take less than what is owed.  Often creditors use pre-determined criteria for approving the borrowers and the terms of the sale of the properties. Part of this process typically includes the creditor(s) determining the current market value of the real estate by obtaining an independent evaluation of the property from an appraisal, a Broker Price Opinion (BPO).  Depending on each creditor\'s policy and the type of loan, creditors may accept applications from borrowers even if the borrower is not in default with their payments. Due to the overwhelming number of defaulting borrowers due to mortgage failures and other causes as part of the current financial crisis, many creditors have become adept at processing such short sales applications; however, it can still take several months for the process from start to finish, often requiring multiple levels of approval.</p>\r\n<p style=\"margin-left: 0.5in;\"></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n','Services','','inherit','open','open','','27-revision-v1','','','2014-12-24 10:57:23','2014-12-24 15:57:23','',27,'http://h4hconsulting.com/cms/1349/27-revision-v1/',0,'revision','',0),(1348,5,'2014-12-24 10:56:35','2014-12-24 15:56:35','\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><span style=\"color: #333399;\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\"><span style=\"color: #333399;\">Consulting</span></a> </strong></span>- Hope for Homeowners Consulting (H4HC) assesses each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and which options are available to help achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook, it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family - we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise. Using our knowledge and experience we guide the homeowner to the best road to take. 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We allow our clients peace of mind knowing their case is in good hands and they<span style=\"color: #000000;\"> can</span> go on living their lives while we fight the lenders for settlement<span style=\"color: #1f497d;\">. </span>We have the knowledge, experience, determination and problem solving skills that allow us to get results for our clients<span style=\"color: #1f497d;\">. </span>Our #1 objective for each client is settlement with Full Waiver of Deficiency!!<strong></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.5in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Possible settlement options most commonly consist of some of the following:</span></strong></span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Short</span> <span style=\"color: #333399; text-decoration: underline;\">Sale</span></span></strong><span style=\"color: blue;\"> <strong> </strong></span>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as manage the communication with the lender and apply any pressure needed to get the best outcome for you.</p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Deed–in-Lieu of Foreclosure</span></strong></span><strong></strong><span style=\"font-size: 11pt;\"> A deed-in-lieu of foreclosure voluntarily transfers ownership of your home and all real property secured by your mortgage loan (property) to lender to satisfy the total amount due on the first mortgage.  The DIL option will not allow you to keep your property, however, it will prevent you from going through a foreclosure sale and it will release you from all responsibility to repay the mortgage debt.</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #0000ff;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: center;\"><span style=\"color: #333399;\"><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">H4H Consulting works with a Network of Top</span></strong></span><strong><span style=\"font-size: 14pt;\">         </span></strong><strong><span style=\"font-size: 14pt;\">  </span></strong><strong></strong><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">Real Estate Professionals</span></strong></span></span></p>\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: left;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">Attorneys</span><span style=\"text-decoration: underline;\"> (</span><span style=\"text-decoration: underline;\">Foreclosure</span> <span style=\"text-decoration: underline;\">Defens</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">e</span>,</span> <span style=\"text-decoration: underline;\">Bankruptc</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">y</span>,</span> <span style=\"text-decoration: underline;\">Real</span> <span style=\"text-decoration: underline;\">Estate</span><span style=\"text-decoration: underline;\">,</span> <span style=\"text-decoration: underline;\">Et</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">c</span>.)</span></span></strong></span>  To ensure a homeowner is properly represented and protected under all aspects of law pertaining to the rights of the homeowner.  A lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who retain lawyers to perform legal services.</p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td><!--[if gte mso 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">CPA’s</span></strong></span>  The purpose of a CPA is to attest to the reasonableness of disclosures, the freedom from material misstatement, and the adherence to the applicable generally accepted accounting principles in financial statements.  They will have the knowledge to advise you on such important items as tax implications of certain settlements and how best to structure those transaction.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Real Estate Agents</span></strong></span>  This is a person who acts as an intermediary between sellers and buyers of real estate/real property and attempts to find sellers who wish to sell and buyers who wish to buy.  Having a good agent will drastically improve the success of your sale. With the proper marketing, pricing and negotiating they can accomplish a sale in the homeowners best interest.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><span style=\"color: #333399; text-decoration: underline;\"><strong><span style=\"color: windowtext; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Property </span><span style=\"color: #0000ff; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Management </span></span></span></strong></span></a></span></span>  Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property. We strive to ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Settlement Facilitators</span></strong></span>  Often creditors require the borrower to prove they have an economic or financial hardship preventing them from being able to pay the deficiency.  Creditors holding liens against real estate can include Primary Mortgages, Junior lien holders—such as second mortgages, Home Equity Lines of Credit HELOC lenders, Home Owners Association HOA (special assessment liens)—all of whom will need to approve individual applications for a short sale, should they be asked to take less than what is owed.  Often creditors use pre-determined criteria for approving the borrowers and the terms of the sale of the properties. Part of this process typically includes the creditor(s) determining the current market value of the real estate by obtaining an independent evaluation of the property from an appraisal, a Broker Price Opinion (BPO).  Depending on each creditor\'s policy and the type of loan, creditors may accept applications from borrowers even if the borrower is not in default with their payments. Due to the overwhelming number of defaulting borrowers due to mortgage failures and other causes as part of the current financial crisis, many creditors have become adept at processing such short sales applications; however, it can still take several months for the process from start to finish, often requiring multiple levels of approval.</p>\r\n<p style=\"margin-left: 0.5in;\"></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Services','','inherit','open','open','','27-revision-v1','','','2014-12-24 10:56:35','2014-12-24 15:56:35','',27,'http://h4hconsulting.com/cms/1348/27-revision-v1/',0,'revision','',0),(946,1,'2011-06-13 19:40:50','2011-06-13 19:40:50','','writtenactionplan2spiral','','inherit','open','open','','writtenactionplan2spiral','','','2011-06-13 19:40:50','2011-06-13 19:40:50','',27,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg',0,'attachment','image/jpeg',0),(28,1,'2010-05-16 23:07:42','2010-05-16 23:07:42','','Services','','inherit','open','open','','27-revision-v1','','','2010-05-16 23:07:42','2010-05-16 23:07:42','',27,'http://h4hconsulting.com/cms/?p=28',0,'revision','',0),(94,1,'2010-06-02 00:45:30','2010-06-02 00:45:30','','services_07','','inherit','open','open','','services_07','','','2010-06-02 00:45:30','2010-06-02 00:45:30','',27,'http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_07.jpg',0,'attachment','image/jpeg',0),(93,1,'2010-06-02 00:43:32','2010-06-02 00:43:32','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Loan Modification\r\n\r\nA mortgage modification generally occurs when both parties (borrower and lender) to a problem loan mutually agree to workout the issues by creating new and better loan terms. The hope is that the new improved mortgage will enable to the borrower to meet their obligations and avoid foreclosure. But is a loan modification the best solution? We can help you find the best option for your situation.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Short Sales\r\n\r\nWhen lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td><a href=\"file:///C:/property-mtg.html\">Property Management</a>\r\n\r\nOur mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Credit Repair\r\n\r\nYour situation is unique. And our personal approach to credit repair utilizes the widest range of tools available to address your requirements - and insure that you get the results you deserve. We will evaluate your credit reports and develop a plan based on your needs. And as we continue to manage your account we will tailor our services to events as they arise. Whether you need to clean up your credit reports, rebuild your credit, boost your credit scores, or deal with active collection accounts, we offer the most appropriate and efficient solution.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td width=\"125\" valign=\"top\"></td>\r\n<td>Debt Settlement\r\n\r\nWe offer a settlement program wherein we negotiate with your creditors and collection agencies in order to settle the debt for less than what you owe. With proper help you can lower your monthly payments, reduce interest rates, waive late fees, eliminate collection calls, avoid bankruptcy, have only one monthly payment, and become debt free. Keep in mind, however, your credit score is likely to go down when you stop paying creditors and save money for debt settlement.</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2010-06-02 00:43:32','2010-06-02 00:43:32','',27,'http://h4hconsulting.com/cms/?p=93',0,'revision','',0),(32,1,'2010-05-16 23:10:37','2010-05-16 23:10:37','','Contact Us','','inherit','open','open','','31-revision','','','2010-05-16 23:10:37','2010-05-16 23:10:37','',31,'http://h4hconsulting.com/cms/?p=32',0,'revision','',0),