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With the proper marketing, pricing and negotiating they can accomplish a sale in the homeowners best interest.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><span style=\"color: #333399;\"><strong><span style=\"color: windowtext;\"><span style=\"color: #333399;\">Property </span><span style=\"color: #0000ff;\"><span style=\"color: #333399;\">Management </span></span></span></strong></span></a></span>  Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property. We strive to ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Settlement Facilitators</span></strong></span>  Often creditors require the borrower to prove they have an economic or financial hardship preventing them from being able to pay the deficiency.  Creditors holding liens against real estate can include Primary Mortgages, Junior lien holders—such as second mortgages, Home Equity Lines of Credit HELOC lenders, Home Owners Association HOA (special assessment liens)—all of whom will need to approve individual applications for a short sale, should they be asked to take less than what is owed.  Often creditors use pre-determined criteria for approving the borrowers and the terms of the sale of the properties. Part of this process typically includes the creditor(s) determining the current market value of the real estate by obtaining an independent evaluation of the property from an appraisal, a Broker Price Opinion (BPO).  Depending on each creditor\'s policy and the type of loan, creditors may accept applications from borrowers even if the borrower is not in default with their payments. Due to the overwhelming number of defaulting borrowers due to mortgage failures and other causes as part of the current financial crisis, many creditors have become adept at processing such short sales applications; however, it can still take several months for the process from start to finish, often requiring multiple levels of approval.</p>\r\n<p style=\"margin-left: 0.5in;\"></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td 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table.MsoNormalTable\r\n	{mso-style-name:\"Table Normal\";\r\n	mso-tstyle-rowband-size:0;\r\n	mso-tstyle-colband-size:0;\r\n	mso-style-noshow:yes;\r\n	mso-style-priority:99;\r\n	mso-style-qformat:yes;\r\n	mso-style-parent:\"\";\r\n	mso-padding-alt:0in 5.4pt 0in 5.4pt;\r\n	mso-para-margin:0in;\r\n	mso-para-margin-bottom:.0001pt;\r\n	mso-pagination:widow-orphan;\r\n	font-size:11.0pt;\r\n	font-family:\"Calibri\",\"sans-serif\";\r\n	mso-ascii-font-family:Calibri;\r\n	mso-ascii-theme-font:minor-latin;\r\n	mso-fareast-font-family:\"Times New Roman\";\r\n	mso-fareast-theme-font:minor-fareast;\r\n	mso-hansi-font-family:Calibri;\r\n	mso-hansi-theme-font:minor-latin;\r\n	mso-bidi-font-family:\"Times New Roman\";\r\n	mso-bidi-theme-font:minor-bidi;}\r\n</style>\r\n<![endif]--><span style=\"font-size: 12pt; font-family: \'Times New Roman\',\'serif\';\">ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset. </span>','Services','','inherit','open','open','','27-revision-v1','','','2011-09-27 17:29:33','2011-09-27 21:29:33','',27,'http://h4hconsulting.com/cms/1162/27-revision-54/',0,'revision','',0),(1161,1,'2011-09-15 17:21:49','2011-09-15 21:21:49','<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\">Consulting</a> </strong>- Hope for Homeowners Consulting assess each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and figure out which options are available to help each homeowner achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook , it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family, we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise; and with the knowledge and options we encourage the homeowner to choose the best road to take. In their Written Action Plan we give timed, step by step instructions on how to arrive at the desired destination.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table style=\"height: 176px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-95\" title=\"services_10\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_10.jpg\" alt=\"\" width=\"106\" height=\"106\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Short Sales</strong> <strong>&amp; Deed in Lieu\'s</strong></a> When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as handle the lender communication and apply any pressure needed to get the best outcome for you.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><img class=\"alignnone size-full wp-image-96\" title=\"services_12\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/services_12.jpg\" alt=\"\" width=\"106\" height=\"105\" /></a></td>\r\n<td><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><strong>Property Management </strong></a>Our mission is to ensure that every property owner has a competent and honest professional to manage their most valuable asset. Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property.</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','Services','','inherit','open','open','','27-revision-v1','','','2011-09-15 17:21:49','2011-09-15 21:21:49','',27,'http://h4hconsulting.com/cms/1161/27-revision-53/',0,'revision','',0),(1211,1,'2011-06-13 19:20:49','2011-06-13 19:20:49','<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Michael Owen of Christmas &amp; Spano discussing foreclosure defense,  legal strategies for foreclosure and how to avoid deficiency judgments.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=n0WnkY58YHg\" target=\"_blank\">Part 1 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=H5GwKAEbvrs&amp;feature=related\" target=\"_self\">Part 2 - Legal Expert Discusion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h3 style=\"padding-left: 60px;\"><strong><a href=\"http://www.youtube.com/watch?v=tEiLuiEnZ60&amp;feature=related\" target=\"_blank\">Part 3 - Legal Expert Discussion on Foreclosure Suspensions &amp; Defense Strategies</a></strong></h3>\r\n<h2 style=\"text-align: left; padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services discuss how to eliminate your housing tax debt.</strong></h2>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=21AKPBvCgMA&amp;feature=related\" target=\"_self\">Part 1 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=7sk14g8FKHM&amp;feature=related\" target=\"_self\">Part  2- How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<h3 style=\"padding-left: 60px;\"><a href=\"http://www.youtube.com/watch?v=BTdITGkitX0&amp;feature=related\" target=\"_self\">Part 3 - How to Eliminate your Housing Tax Debt, with Expert CPA</a></h3>\r\n<p style=\"text-align: justify;\"><strong> </strong></p>\r\n\r\n<h2 style=\"padding-left: 30px;\"><strong>Chris Sommer of Hope for Homeowners Consulting and  Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlements Part 1\" href=\"http://www.youtube.com/watch?v=-YgHUfxnWnY&amp;feature=relmfu\" target=\"_blank\">Part 1 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Latest mortgage guidelines, rates &amp; time frames for loans after settlement, Part 2\" href=\"http://www.youtube.com/watch?v=3gOCrc6Lxwc&amp;feature=relmfu\" target=\"_blank\">Part 2 - Latest mortgage guidelines, rates &amp; time frames for loans after settlement</a></strong></p>\r\n\r\n<h2 style=\"padding-left: 30px;\"><strong>Additional Live Chats</strong></h2>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\">Best Practices in processing Short Sales</a></strong></p>\r\n<p style=\"padding-left: 60px;\"><strong><a title=\"New Florida Statute allowing HOA\'s to collect Rents directly from Tenants\" href=\"http://www.youtube.com/watch?v=oAOy2-jg7g4&amp;feature=channel_video_title\" target=\"_blank\">Discussion on the New Florida Statute allowing HOA\'s to collect Rents directly from Tenants</a></strong></p>\r\n<strong> </strong><span style=\"color: #333300;\"><strong><a title=\"Best Practices in Short Saes\" href=\"http://www.youtube.com/watch?v=nZMG3pIMS7A\" target=\"_blank\"></a></strong></span><strong> </strong>','Live Chat ','','inherit','open','open','','763-revision-v1','','','2011-06-13 19:20:49','2011-06-13 19:20:49','',763,'http://h4hconsulting.com/cms/1211/763-revision-29/',0,'revision','',0),(1212,1,'2011-06-13 21:05:20','2011-06-13 21:05:20','<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, Office of Financial Regulation vetted distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind.  Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.&nbsp;\r\n\r\nWe strive to help homeowners understand their rights and know their options by  developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them.  He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a>\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-06-13 21:05:20','2011-06-13 21:05:20','',2,'http://h4hconsulting.com/cms/1212/2-revision-31/',0,'revision','',0),(1213,1,'2010-08-12 15:02:21','2010-08-12 15:02:21','<h2>Frequently Asked Questions  Videos in Foreclosure Defense</h2>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">How will a Deficiency Judgment impact me?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><img title=\"How will a Deficiency Judgment impact me?\" src=\"http://i3.ytimg.com/vi/6SN7zpDWL1c/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-does-foreclosure-or-short-sale-affect-my-credit/\">How does foreclosure or short sale affect my credit?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-does-foreclosure-or-short-sale-affect-my-credit/\"><img title=\"How does foreclosure or short sale affect my credit?\" src=\"http://i4.ytimg.com/vi/WWVcnfXlRdo/default.jpg\" alt=\"\" /></a></div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/do-i-need-to-be-late-on-my-payments-in-order-to-qualify/\">Do I need to be late on my payments in order to qualify?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/do-i-need-to-be-late-on-my-payments-in-order-to-qualify/\"><img title=\"Do I need to be late on my payments in order to qualify?\" src=\"http://i4.ytimg.com/vi/K3do75NZKvo/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-we-continue-to-talk-to-the-bank-after-we-hire-an-attorney/\">Should we continue to talk to the bank after we hire an attorney?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-we-continue-to-talk-to-the-bank-after-we-hire-an-attorney/\"><img title=\"  Should we continue to talk to the bank after we hire an attorney?\" src=\"http://i2.ytimg.com/vi/IDTpu6rLg5k/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-long-can-we-expect-to-stay-in-the-home-after-foreclosure-has-begun/\">How long can we expect to stay in the home after foreclosure has begun?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-long-can-we-expect-to-stay-in-the-home-after-foreclosure-has-begun/\"><img title=\"  How long can we expect to stay in the home after foreclosure has begun?\" src=\"http://i2.ytimg.com/vi/M3MTfWdgCak/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-i-continue-to-pay-my-hoa-fees-during-foreclosure/\">Should I continue to pay my HOA fees during Foreclosure?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-i-continue-to-pay-my-hoa-fees-during-foreclosure/\"><img title=\" Should I continue to pay my HOA fees during Foreclosure?\" src=\"http://i2.ytimg.com/vi/yyb0n4VQLOU/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-short-sale/\">What is a Short Sale?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-short-sale/\"><img title=\" What is a Short Sale?\" src=\"http://i3.ytimg.com/vi/jpezg9F8Cs4/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-deed-in-lieu/\">What is a Deed In Lieu?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-deed-in-lieu/\"><img title=\" What is a Deed In Lieu?\" src=\"http://i2.ytimg.com/vi/at6qxDt0RG8/default.jpg\" alt=\"\" width=\"120\" height=\"90\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-loan-modification/\">What is a Loan Modification?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-loan-modification/\"><img title=\" What is a Loan Modification?\" src=\"http://i3.ytimg.com/vi/Zas3AWaDuts/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-happens-to-a-spouse-who-has-signed-the-deedmortgage-but-not-the-note/\">What happens to a spouse who has signed the deed/mortgage but not the note?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-happens-to-a-spouse-who-has-signed-the-deedmortgage-but-not-the-note/\"><img title=\"What happens to a spouse who has signed the deed/mortgage but not the note?\" src=\"http://i3.ytimg.com/vi/bPjay2Wi3Os/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-much-does-foreclosure-defense-cost/\">How much does foreclosure defense cost?</a></div>\r\n<a href=\"http://h4hconsulting.com/cms/faq/how-much-does-foreclosure-defense-cost/\"><img title=\"How much does foreclosure defense cost?\" src=\"http://i2.ytimg.com/vi/QbUD5pNQBVg/default.jpg\" alt=\"\" /></a>','FAQ Videos','','inherit','open','open','','243-revision-v1','','','2010-08-12 15:02:21','2010-08-12 15:02:21','',243,'http://h4hconsulting.com/cms/1213/243-revision-27/',0,'revision','',0),(1165,5,'2011-10-02 19:40:20','2011-10-02 23:40:20','In this Live Chat, Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.\n\n<iframe src=\"http://www.youtube.com/embed/-YgHUfxnWnY\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Latest mortgage guidelines to help you with your Short Sales in Wesley Chapel','','inherit','open','open','','1164-revision','','','2011-10-02 19:40:20','2011-10-02 23:40:20','',1164,'http://h4hconsulting.com/cms/1165/1164-revision/',0,'revision','',0),(1166,5,'2011-10-02 19:44:00','2011-10-02 23:44:00','In this Live Chat, Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan discuss the latest mortgage guidelines.\n\n<iframe src=\"http://www.youtube.com/embed/-YgHUfxnWnY\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Latest mortgage guidelines to help you with your Short Sales in Wesley Chapel','','inherit','open','open','','1164-autosave','','','2011-10-02 19:44:00','2011-10-02 23:44:00','',1164,'http://h4hconsulting.com/cms/1166/1164-autosave/',0,'revision','',0),(1168,5,'2011-10-07 11:52:21','2011-10-07 15:52:21','See how these struggling homeowners got support and guidance with their  delinquent mortgage:\n\n<iframe src=\"http://www.youtube.com/embed/ZjxJtpY9DMY\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Help for homeowners with Foreclosures in Wesley Chapel','','inherit','open','open','','1167-revision','','','2011-10-07 11:52:21','2011-10-07 15:52:21','',1167,'http://h4hconsulting.com/cms/1168/1167-revision/',0,'revision','',0),(1169,5,'2011-10-07 11:54:08','2011-10-07 15:54:08','See how these struggling homeowners got support and guidance with their  delinquent mortgage:\n\n<iframe src=\"http://www.youtube.com/embed/ZjxJtpY9DMY\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Help for homeowners with Foreclosures in Wesley Chapel','','inherit','open','open','','1167-autosave','','','2011-10-07 11:54:08','2011-10-07 15:54:08','',1167,'http://h4hconsulting.com/cms/1169/1167-autosave/',0,'revision','',0),(1170,5,'2011-10-10 06:00:45','2011-10-10 10:00:45','Chris Sommer of Hope for Homeowners and John Baker of Discount Management, Inc. talk and answer questions about Florida HOA\'s and property management:\r\n\r\n<iframe src=\"http://www.youtube.com/embed/oAOy2-jg7g4\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Foreclosure consulting for investment property owners in Tampa','','publish','open','open','','foreclosure-consulting-for-investment-property-owners-in-tampa','','','2011-10-07 12:00:33','2011-10-07 16:00:33','',0,'http://h4hconsulting.com/cms/?p=1170',0,'post','',0),(1171,5,'2011-10-07 11:59:49','2011-10-07 15:59:49','Chris Sommer of Hope for Homeowners and John Baker of Discount Management, Inc. talk and answer questions about Florida HOA\'s and property management:','Foreclosure consulting for investment property owners in Tampa','','inherit','open','open','','1170-revision','','','2011-10-07 11:59:49','2011-10-07 15:59:49','',1170,'http://h4hconsulting.com/cms/1171/1170-revision/',0,'revision','',0),(1172,5,'2011-10-17 12:00:52','2011-10-17 16:00:52','In this very informative live Chat with Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan, you will get some more of your  mortgage questions answered:\r\n\r\n<iframe src=\"http://www.youtube.com/embed/-YgHUfxnWnY\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Answers to your mortgage questions in Tampa','','publish','open','open','','answers-to-your-mortgage-questions-in-tampa','','','2011-10-07 12:13:41','2011-10-07 16:13:41','',0,'http://h4hconsulting.com/cms/?p=1172',0,'post','',0),(1173,5,'2011-10-07 12:10:56','2011-10-07 16:10:56','In this very informative live Chat with Chris Sommer of Hope for Homeowners Consulting and Mortgage Broker Rob Sullivan, you will get some more of your  mortgage questions answered:\n\n<iframe src=\"http://www.youtube.com/embed/-YgHUfxnWnY\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Answers to your mortgage questions in Tampa','','inherit','open','open','','1172-revision','','','2011-10-07 12:10:56','2011-10-07 16:10:56','',1172,'http://h4hconsulting.com/cms/1173/1172-revision/',0,'revision','',0),(1174,5,'2011-10-21 01:00:05','2011-10-21 05:00:05','In this Live chat,  Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discuss foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/H5GwKAEbvrs\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Foreclosure defense for homeowners in Wesley Chapel','','publish','open','open','','foreclosure-defense-for-homeowners-in-wesley-chapel','','','2011-10-20 20:59:50','2011-10-21 00:59:50','',0,'http://h4hconsulting.com/cms/?p=1174',0,'post','',0),(1175,5,'2011-10-07 12:20:09','2011-10-07 16:20:09','In this Live chat,  Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discuss foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.\n\n<iframe src=\"http://www.youtube.com/embed/H5GwKAEbvrs\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Foreclosure defense for homeowners in Wesley Chapel','','inherit','open','open','','1174-revision','','','2011-10-07 12:20:09','2011-10-07 16:20:09','',1174,'http://h4hconsulting.com/cms/1175/1174-revision/',0,'revision','',0),(1176,5,'2011-10-07 12:22:32','2011-10-07 16:22:32','In this Live chat,  Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discuss foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/H5GwKAEbvrs\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Foreclosure defense for homeowners in Wesley Chapel','','inherit','open','open','','1174-revision-2','','','2011-10-07 12:22:32','2011-10-07 16:22:32','',1174,'http://h4hconsulting.com/cms/1176/1174-revision-2/',0,'revision','',0),(1177,5,'2011-10-14 00:00:47','2011-10-14 04:00:47','What happens if you stop paying on your mortgage?\r\n\r\nChris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano answer this question and many more in this video:\r\n\r\n<iframe src=\"http://www.youtube.com/embed/tEiLuiEnZ60\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','More legal strategies for Foreclosures in Tampa','','publish','open','open','','more-legal-strategies-for-foreclosures-in-tampa','','','2011-10-13 22:11:28','2011-10-14 02:11:28','',0,'http://h4hconsulting.com/cms/?p=1177',0,'post','',0),(1178,5,'2011-10-07 12:34:51','2011-10-07 16:34:51','What happens if you stop paying on your mortgage?\n\nChriss Sommer Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Span answer this question and many more in this video:\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/tEiLuiEnZ60\" frameborder=\"0\" allowfullscreen></iframe>','More legal strategies for Foreclosures in Tampa','','inherit','open','open','','1177-revision','','','2011-10-07 12:34:51','2011-10-07 16:34:51','',1177,'http://h4hconsulting.com/cms/1178/1177-revision/',0,'revision','',0),(1179,5,'2011-10-07 12:35:51','2011-10-07 16:35:51','What happens if you stop paying on your mortgage?\r\n\r\nChriss Sommer Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Span answer this question and many more in this video:\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/tEiLuiEnZ60\" frameborder=\"0\" allowfullscreen></iframe>','More legal strategies for Foreclosures in Tampa','','inherit','open','open','','1177-revision-2','','','2011-10-07 12:35:51','2011-10-07 16:35:51','',1177,'http://h4hconsulting.com/cms/1179/1177-revision-2/',0,'revision','',0),(1180,5,'2011-10-07 12:36:49','2011-10-07 16:36:49','What happens if you stop paying on your mortgage?\r\n\r\nChris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Span oanswer this question and many more in this video:\r\n\r\n<iframe src=\"http://www.youtube.com/embed/tEiLuiEnZ60\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','More legal strategies for Foreclosures in Tampa','','inherit','open','open','','1177-revision-3','','','2011-10-07 12:36:49','2011-10-07 16:36:49','',1177,'http://h4hconsulting.com/cms/1180/1177-revision-3/',0,'revision','',0),(1182,5,'2011-10-07 12:37:08','2011-10-07 16:37:08','What happens if you stop paying on your mortgage?\r\n\r\nChris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano answer this question and many more in this video:\r\n\r\n<iframe src=\"http://www.youtube.com/embed/tEiLuiEnZ60\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','More legal strategies for Foreclosures in Tampa','','inherit','open','open','','1177-revision-4','','','2011-10-07 12:37:08','2011-10-07 16:37:08','',1177,'http://h4hconsulting.com/cms/1182/1177-revision-4/',0,'revision','',0),(1183,1,'2011-06-20 16:36:10','2011-06-20 16:36:10','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n<h1 style=\"text-align: center;\"><strong><strong> </strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n<strong> </strong>\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.</div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div id=\"_mcePaste\">\r\n\r\n<em><strong> </strong></em>\r\n\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-06-20 16:36:10','2011-06-20 16:36:10','',5,'http://h4hconsulting.com/cms/1183/5-revision-117/',0,'revision','',0),(1184,5,'2011-10-07 12:22:42','2011-10-07 16:22:42','In this Live chat,  Chris Sommer of Hope for Homeowners Consulting and Michael Owen of Christmas &amp; Spano discuss foreclosure defense, legal strategies for foreclosure and how to avoid deficiency judgments.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/H5GwKAEbvrs\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Foreclosure defense for homeowners in Wesley Chapel','','inherit','open','open','','1174-revision-3','','','2011-10-07 12:22:42','2011-10-07 16:22:42','',1174,'http://h4hconsulting.com/cms/1184/1174-revision-3/',0,'revision','',0),(1222,5,'2011-12-02 11:56:11','2011-12-02 16:56:11','If you live in Tampa or Wesley Chapel, does foreclosure or short sale impact your credit score?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/WWVcnfXlRdo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure, Short Sale and Credit','','publish','open','open','','foreclosure-short-sale-and-credit','','','2011-12-14 14:46:59','2011-12-14 19:46:59','',0,'http://h4hconsulting.com/cms/?p=1222',0,'post','',0),(1187,5,'2011-10-20 18:54:58','2011-10-20 22:54:58','<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img class=\"alignright\" style=\"border: 0pt none;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a>is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n&nbsp;\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0pt none;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-10-20 18:54:58','2011-10-20 22:54:58','',5,'http://h4hconsulting.com/cms/1187/5-revision-118/',0,'revision','',0),(1188,5,'2011-11-08 20:12:33','2011-11-09 01:12:33','In this video Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services share some information on how to eliminate your housing tax debt.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/21AKPBvCgMA\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How to get out of your housing situation in Tampa','','publish','open','open','','how-to-get-out-of-your-housing-situation-in-tampa','','','2011-11-08 20:41:33','2011-11-09 01:41:33','',0,'http://h4hconsulting.com/cms/?p=1188',0,'post','',0),(1189,5,'2011-11-08 20:10:48','2011-11-09 01:10:48','In this video Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services share some information on how to eliminate your housing tax debt.\n\n<iframe src=\"http://www.youtube.com/embed/21AKPBvCgMA\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','How to get out of your housing situation in Tampa','','inherit','open','open','','1188-revision','','','2011-11-08 20:10:48','2011-11-09 01:10:48','',1188,'http://h4hconsulting.com/cms/1189/1188-revision/',0,'revision','',0),(1190,5,'2011-11-11 01:00:22','2011-11-11 06:00:22','Here you can get informed about housing tax debt and how you can avoid it when dealing with a short sale in Florida or elsewhere.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/7sk14g8FKHM\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Need foreclosure information in Tampa FL?','','publish','open','open','','need-foreclosure-information-in-tampa-fl','','','2011-11-08 20:42:59','2011-11-09 01:42:59','',0,'http://h4hconsulting.com/cms/?p=1190',0,'post','',0),(1191,5,'2011-11-08 20:20:26','2011-11-09 01:20:26','Here you can get informed about housing tax debt and how you can avoid it when dealing with a short sale in Florida or elsewhere.\n\n<iframe src=\"http://www.youtube.com/embed/7sk14g8FKHM\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Need foreclosure information in Tampa FL?','','inherit','open','open','','1190-revision','','','2011-11-08 20:20:26','2011-11-09 01:20:26','',1190,'http://h4hconsulting.com/cms/1191/1190-revision/',0,'revision','',0),(1192,5,'2011-11-08 20:20:42','2011-11-09 01:20:42','Here you can get informed about housing tax debt and how you can avoid it when dealing with a short sale in Florida or elsewhere.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/7sk14g8FKHM\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Need foreclosure information in Tampa FL?','','inherit','open','open','','1190-revision-2','','','2011-11-08 20:20:42','2011-11-09 01:20:42','',1190,'http://h4hconsulting.com/cms/1192/1190-revision-2/',0,'revision','',0),(1193,5,'2011-11-14 01:00:46','2011-11-14 06:00:46','Find out all the answers to your questions about getting rid of your housing tax debt when dealing with a short sale or foreclosure in this video with Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/BTdITGkitX0\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','What you might not know about a short sale inTampa','','publish','open','open','','what-you-might-not-know-about-a-short-sale-intampa','','','2011-11-08 21:22:55','2011-11-09 02:22:55','',0,'http://h4hconsulting.com/cms/?p=1193',0,'post','',0),(1194,5,'2011-11-08 20:26:51','2011-11-09 01:26:51','Find out all the answers to your questions about getting rid of your housing tax debt when dealing with a short sale or foreclosure in this video with Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services.\n\n<iframe src=\"http://www.youtube.com/embed/BTdITGkitX0\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','What you might not know about a short sale inTampa','','inherit','open','open','','1193-revision','','','2011-11-08 20:26:51','2011-11-09 01:26:51','',1193,'http://h4hconsulting.com/cms/1194/1193-revision/',0,'revision','',0),(1195,5,'2011-11-08 20:27:38','2011-11-09 01:27:38','Find out all the answers to your questions about getting rid of your housing tax debt when dealing with a short sale or foreclosure in this video with Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/BTdITGkitX0\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','What you might not know about a short sale inTampa','','inherit','open','open','','1193-revision-2','','','2011-11-08 20:27:38','2011-11-09 01:27:38','',1193,'http://h4hconsulting.com/cms/1195/1193-revision-2/',0,'revision','',0),(1196,5,'2011-11-18 01:00:22','2011-11-18 06:00:22','Just in case you have not seen it yet, check out our cool TV Commercial...\r\n\r\n<iframe src=\"http://www.youtube.com/embed/dVl4p9JEmBo\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Our cool TV Commercial','','publish','open','open','','our-cool-tv-commercial','','','2011-11-08 20:44:21','2011-11-09 01:44:21','',0,'http://h4hconsulting.com/cms/?p=1196',0,'post','',0),(1197,5,'2011-11-08 20:34:26','2011-11-09 01:34:26','Just in case you have not seen it yet, check out our cool TV Commercial...\n\n','Our cool TV Commercial','','inherit','open','open','','1196-revision','','','2011-11-08 20:34:26','2011-11-09 01:34:26','',1196,'http://h4hconsulting.com/cms/1197/1196-revision/',0,'revision','',0),(1198,5,'2011-11-08 20:36:03','2011-11-09 01:36:03','Just in case you have not seen it yet, check out our cool TV Commercial...\n\n<iframe src=\"http://www.youtube.com/embed/dVl4p9JEmBo\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Our cool TV Commercial','','inherit','open','open','','1196-autosave','','','2011-11-08 20:36:03','2011-11-09 01:36:03','',1196,'http://h4hconsulting.com/cms/1198/1196-autosave/',0,'revision','',0),(1199,5,'2011-11-08 20:12:33','2011-11-09 01:12:33','In this video Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services share some information on how to eliminate your housing tax debt.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/21AKPBvCgMA\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','How to get out of your housing situation in Tampa','','inherit','open','open','','1188-revision-2','','','2011-11-08 20:12:33','2011-11-09 01:12:33','',1188,'http://h4hconsulting.com/cms/1199/1188-revision-2/',0,'revision','',0),(1200,5,'2011-11-08 20:22:05','2011-11-09 01:22:05','Here you can get informed about housing tax debt and how you can avoid it when dealing with a short sale in Florida or elsewhere.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/7sk14g8FKHM\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Need foreclosure information in Tampa FL?','','inherit','open','open','','1190-revision-3','','','2011-11-08 20:22:05','2011-11-09 01:22:05','',1190,'http://h4hconsulting.com/cms/1200/1190-revision-3/',0,'revision','',0),(1201,5,'2011-11-08 20:28:32','2011-11-09 01:28:32','Find out all the answers to your questions about getting rid of your housing tax debt when dealing with a short sale or foreclosure in this video with Chris Sommer of Hope for Homeowners and Scott Hundley of CPA Tax Services.\r\n\r\n<iframe src=\"http://www.youtube.com/embed/BTdITGkitX0\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','What you might not know about a short sale inTampa','','inherit','open','open','','1193-revision-3','','','2011-11-08 20:28:32','2011-11-09 01:28:32','',1193,'http://h4hconsulting.com/cms/1201/1193-revision-3/',0,'revision','',0),(1202,5,'2011-11-08 20:34:58','2011-11-09 01:34:58','Just in case you have not seen it yet, check out our cool TV Commercial...\r\n\r\n<iframe src=\"http://www.youtube.com/embed/dVl4p9JEmBo\" frameborder=\"0\" width=\"560\" height=\"315\"></iframe>','Our cool TV Commercial','','inherit','open','open','','1196-revision-2','','','2011-11-08 20:34:58','2011-11-09 01:34:58','',1196,'http://h4hconsulting.com/cms/1202/1196-revision-2/',0,'revision','',0),(1203,5,'2011-11-21 01:52:03','2011-11-21 06:52:03','A deed in lieu of foreclosure offers several advantages to both the borrower and the lender. The video discloses more details.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/at6qxDt0RG8\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. 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We allow our clients peace of mind knowing their case is in good hands and they<span style=\"color: #000000;\"> can</span> go on living their lives while we fight the lenders for settlement<span style=\"color: #1f497d;\">. </span>We have the knowledge, experience, determination and problem solving skills that allow us to get results for our clients<span style=\"color: #1f497d;\">. </span>Our #1 objective for each client is settlement with Full Waiver of Deficiency!!<strong></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.5in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Possible settlement options most commonly consist of some of the following:</span></strong></span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Short</span> <span style=\"color: #333399; text-decoration: underline;\">Sale</span></span></strong><span style=\"color: blue;\"> <strong> </strong></span>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as manage the communication with the lender and apply any pressure needed to get the best outcome for you.</p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Deed–in-Lieu of Foreclosure</span></strong></span><strong></strong><span style=\"font-size: 11pt;\"> A deed-in-lieu of foreclosure voluntarily transfers ownership of your home and all real property secured by your mortgage loan (property) to lender to satisfy the total amount due on the first mortgage.  The DIL option will not allow you to keep your property, however, it will prevent you from going through a foreclosure sale and it will release you from all responsibility to repay the mortgage debt.</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #0000ff;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: center;\"><span style=\"color: #333399;\"><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">H4H Consulting works with a Network of Top</span></strong></span><strong><span style=\"font-size: 14pt;\">         </span></strong><strong><span style=\"font-size: 14pt;\">  </span></strong><strong></strong><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">Real Estate Professionals</span></strong></span></span></p>\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: left;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">Attorneys</span><span style=\"text-decoration: underline;\"> (</span><span style=\"text-decoration: underline;\">Foreclosure</span> <span style=\"text-decoration: underline;\">Defens</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">e</span>,</span> <span style=\"text-decoration: underline;\">Bankruptc</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">y</span>,</span> <span style=\"text-decoration: underline;\">Real</span> <span style=\"text-decoration: underline;\">Estate</span><span style=\"text-decoration: underline;\">,</span> <span style=\"text-decoration: underline;\">Et</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">c</span>.)</span></span></strong></span>  To ensure a homeowner is properly represented and protected under all aspects of law pertaining to the rights of the homeowner.  A lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who retain lawyers to perform legal services.</p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td><!--[if gte mso 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">CPA’s</span></strong></span>  The purpose of a CPA is to attest to the reasonableness of disclosures, the freedom from material misstatement, and the adherence to the applicable generally accepted accounting principles in financial statements.  They will have the knowledge to advise you on such important items as tax implications of certain settlements and how best to structure those transaction.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Real Estate Agents</span></strong></span>  This is a person who acts as an intermediary between sellers and buyers of real estate/real property and attempts to find sellers who wish to sell and buyers who wish to buy.  Having a good agent will drastically improve the success of your sale. With the proper marketing, pricing and negotiating they can accomplish a sale in the homeowners best interest.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><span style=\"color: #333399; text-decoration: underline;\"><strong><span style=\"color: windowtext; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Property </span><span style=\"color: #0000ff; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Management </span></span></span></strong></span></a></span></span>  Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property. We strive to ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Settlement Facilitators</span></strong></span>  Often creditors require the borrower to prove they have an economic or financial hardship preventing them from being able to pay the deficiency.  Creditors holding liens against real estate can include Primary Mortgages, Junior lien holders—such as second mortgages, Home Equity Lines of Credit HELOC lenders, Home Owners Association HOA (special assessment liens)—all of whom will need to approve individual applications for a short sale, should they be asked to take less than what is owed.  Often creditors use pre-determined criteria for approving the borrowers and the terms of the sale of the properties. Part of this process typically includes the creditor(s) determining the current market value of the real estate by obtaining an independent evaluation of the property from an appraisal, a Broker Price Opinion (BPO).  Depending on each creditor\'s policy and the type of loan, creditors may accept applications from borrowers even if the borrower is not in default with their payments. Due to the overwhelming number of defaulting borrowers due to mortgage failures and other causes as part of the current financial crisis, many creditors have become adept at processing such short sales applications; however, it can still take several months for the process from start to finish, often requiring multiple levels of approval.</p>\r\n<p style=\"margin-left: 0.5in;\"></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td 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FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img class=\"aligncenter\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n\r\nDistressed property expert Chris Sommer and Foreclosure Attorney Ross Spano answer your questions about Foreclosure Defense, Strategic Default, Deficiency Judgment, Deed in Lieu, and all the options available for you to save your home and your credit.\r\n<h2>Hope for Homeowners Consulting Foreclosure Webinar</h2>\r\n<strong>Webinar Introduction</strong>\r\nOur 8-part webinar with leading distressed property expert and foreclosure attorney discussing the info you need to be aware of in the current marketplace.\r\n[youtube]iBr5SQAEvo4[/youtube]\r\n\r\n<strong>Unemployment &amp; Foreclosure Marketplace</strong>\r\nData reflecting the economy that we’re in, where we’re trending to and what you can expecting the next few years. See how the unemployment rate and foreclosures are affecting the economy – and your ability to settle on your home!\r\n[youtube]sOTvZTkqfxQ[/youtube]\r\n\r\n<strong>Government Initiatives - HASP, HAMP, HARP, HAFA</strong>\r\nBrief history on the success and failures of the government initiatives programs been and which one could help you?\r\n[youtube]KXo9cAMV06c[/youtube]\r\n\r\n<strong>Foreclosure Defense with Attorney Ross Spano</strong>\r\nHear from an expert foreclosure attorney on how to leverage your rights and what options you have to defend your home.\r\n[youtube]W-s8FLSVFq0[/youtube]\r\n\r\n<strong>Common Case Scenarios  - Loan Modification, Short Sale &amp; Deed in Lieu\r\n</strong>What’s your situation? See how three real-life scenarios got the results they wanted throughshort sale, deed in lieu and loan modification.\r\n[youtube]V-Inq_Q21rY[/youtube]\r\n\r\n<strong>What is a Deficiency Judgment?\r\n</strong>Learn what a Deficiency Judgment is and how to avoid it. Find out if you will be subject to deficiency judgment if you short sale your home or lose it to foreclosure.\r\n[youtube]5b_-ahMMoP4[/youtube]\r\n\r\n<strong>What is Strategic Default?</strong>\r\nWhat is a Strategic Default and is it in your best interest?\r\n[youtube]vjsZGzRmHjQ[/youtube]\r\n\r\n<strong>Worst Option &amp; Best Solution\r\n</strong>Find the only true and effective way to get your questions answered about foreclosure,loan modification and short sale. Learn how to resolve your situation and fight back!\r\n[youtube]D1gqTuNzp7o[/youtube]\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Webinar','','inherit','open','open','','426-autosave-v1','','','2011-11-15 13:28:10','2011-11-15 18:28:10','',426,'http://h4hconsulting.com/cms/1214/426-autosave/',0,'revision','',0),(1215,1,'2010-08-12 15:57:17','2010-08-12 15:57:17','<h1><strong>Welcome to our Webinar!!\r\n</strong></h1>\r\nDistressed  property expert Chris Sommer and Foreclosure Attorney Ross Spano answer  your questions about Foreclosure Defense, Strategic Default, Deficiency  Judgment, Deed in Lieu, and all the options available for you to save  your home and your credit.\r\n<h2>Hope for Homeowners Consulting Foreclosure Webinar</h2>\r\n<strong>Webinar Introduction</strong>\r\nOur 8-part webinar with leading distressed property expert and  foreclosure attorney discussing the info you need to be aware of in the  current marketplace.\r\n[youtube]iBr5SQAEvo4[/youtube]\r\n\r\n<strong>Unemployment &amp; Foreclosure Marketplace</strong>\r\nData reflecting the economy that we’re in, where we’re trending to and  what you can expecting the next few years. See how the unemployment rate  and foreclosures are affecting the economy – and your ability to settle  on your home!\r\n[youtube]sOTvZTkqfxQ[/youtube]\r\n\r\n<strong>Government Initiatives - HASP, HAMP, HARP, HAFA</strong>\r\nBrief history on the success and failures of the government initiatives programs been and which one could help you?\r\n[youtube]KXo9cAMV06c[/youtube]\r\n\r\n<strong>Foreclosure Defense with Attorney Ross Spano</strong>\r\nHear from an expert foreclosure attorney on how to leverage your rights and what options you have to defend your home.\r\n[youtube]W-s8FLSVFq0[/youtube]\r\n\r\n<strong>Common Case Scenarios  - Loan Modification, Short Sale &amp; Deed in Lieu\r\n</strong>What’s your situation? See how three real-life scenarios got the  results they wanted throughshort sale, deed in lieu and loan  modification.\r\n[youtube]V-Inq_Q21rY[/youtube]\r\n\r\n<strong>What is a Deficiency Judgment?\r\n</strong>Learn what a Deficiency Judgment is and how to avoid it. Find out if  you will be subject to deficiency judgment if you short sale your home  or lose it to foreclosure.\r\n[youtube]5b_-ahMMoP4[/youtube]\r\n\r\n<strong>What is Strategic Default?</strong>\r\nWhat is a Strategic Default and is it in your best interest?\r\n[youtube]vjsZGzRmHjQ[/youtube]\r\n\r\n<strong>Worst Option &amp; Best Solution\r\n</strong>Find the only true and effective way to get your questions answered  about foreclosure,loan modification and short sale. Learn how to resolve  your situation and fight back!\r\n[youtube]D1gqTuNzp7o[/youtube]','Webinar','','inherit','open','open','','426-revision-v1','','','2010-08-12 15:57:17','2010-08-12 15:57:17','',426,'http://h4hconsulting.com/cms/1215/426-revision-7/',0,'revision','',0),(1216,1,'2010-08-16 17:03:29','2010-08-16 17:03:29','<strong><img class=\"alignright size-full wp-image-88\" style=\"margin-left: 10px; margin-right: 10px;\" title=\"Family and attorney\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Attorneys_06.jpg\" alt=\"\" width=\"232\" height=\"174\" /></strong>\r\n\r\n<strong><strong>Do you think a Foreclosure Defense practice can’t be profitable? <a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Sales-Book-Complete.pdf\">Think Again....</a></strong><em> </em></strong>\r\n\r\n<strong> </strong>\r\n\r\n<strong> </strong>\r\n<ul>\r\n	<li>Six million families are more than two months behind with their payments.</li>\r\n	<li>200,000 more families receive foreclosure notices each month.</li>\r\n</ul>\r\n<strong> </strong>\r\n\r\n<strong>Of those, only 1% are being defended in FL</strong>\r\n\r\n<strong>What’s missing? Attorneys. Why?</strong>\r\n\r\n<strong> </strong>\r\n\r\n<strong><em> </em></strong>\r\n<ol>\r\n	<li><strong><em>Homeowners assume attorneys are too expensive.</em></strong></li>\r\n	<li><strong><em>Attorneys assume too much liability with little chance of success. </em></strong></li>\r\n</ol>\r\n<em> </em>\r\n\r\nObviously, there is a large virtually untapped market available. In our conversations with attorneys we have found their concerns can be summarized into four areas; <strong>profit, liability, marketing &amp; success</strong>.  With H4H Consulting handling all the day to day paperwork and communication, the attorney’s are largely shielded. And our proven marketing plan and knowledge of fees and costs for defending foreclosure cases help expand your practice while increasing profitability.\r\n\r\nH4H Consulting can provide you with all the documents you need, as well as the pricing of these services to assure an immediate impact to your bottom line. The average defense can last 12 to 18 months or more. The homeowner may not be able to afford their mortgage, but they certainly can take the money that is not going toward their home, to afford your services. Don’t mistakenly assume foreclosure equals no money!\r\n\r\nH4H Consulting can partner with you to grow your business. We can show you how to succeed.\r\n\r\n<a href=\"http://h4hconsulting.com/join/index.php?main_page=index&amp;cPath=2\"><img class=\"size-full wp-image-58 aligncenter\" title=\"Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a>','Attorneys','','inherit','open','open','','25-revision-v1','','','2010-08-16 17:03:29','2010-08-16 17:03:29','',25,'http://h4hconsulting.com/cms/1216/25-revision-28/',0,'revision','',0),(1217,1,'2010-09-02 18:28:20','2010-09-02 18:28:20','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>','In the news...','','inherit','open','open','','641-revision-v1','','','2010-09-02 18:28:20','2010-09-02 18:28:20','',641,'http://h4hconsulting.com/cms/1217/641-revision-5/',0,'revision','',0),(1218,5,'2010-08-17 14:34:34','2010-08-17 14:34:34','To request a password for the Foreclosure Defense Webinar, please complete the form below. You will be issued access immediately upon submission.','Request Password','','inherit','open','open','','285-revision-7','','','2010-08-17 14:34:34','2010-08-17 14:34:34','',285,'http://h4hconsulting.com/cms/1218/285-revision-7/',0,'revision','',0),(1219,1,'2011-06-20 16:52:15','2011-06-20 16:52:15','<strong><a href=\"http://h4hconsulting.com/cms/video-library/faq/deficiency-judgment/\" target=\"_blank\">Do you know what a Deficiency Judgment is and how it could harm you financially?</a>\r\n</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default\" target=\"_blank\"><strong>What is a Strategic Default and is it for me?</strong></a>','Definitions','','inherit','open','open','','218-revision-v1','','','2011-06-20 16:52:15','2011-06-20 16:52:15','',218,'http://h4hconsulting.com/cms/1219/218-revision-31/',0,'revision','',0),(1220,5,'2011-11-15 13:47:23','2011-11-15 18:47:23','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n<p style=\"text-align: left;\"><strong><a href=\"http://h4hconsulting.com/cms/video-library/faq/deficiency-judgment/\" target=\"_blank\">Do you know what a Deficiency Judgment is and how it could harm you financially?</a>\r\n</strong></p>\r\n<a href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default\" target=\"_blank\"><strong>What is a Strategic Default and is it for me?</strong></a>','Definitions','','inherit','open','open','','218-revision-v1','','','2011-11-15 13:47:23','2011-11-15 18:47:23','',218,'http://h4hconsulting.com/cms/1220/218-revision-32/',0,'revision','',0),(1221,5,'2011-11-08 15:17:31','2011-11-08 20:17:31','<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img class=\"alignright\" style=\"border: 0pt none;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n&nbsp;\r\n\r\n</div>\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0pt none;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2011-11-08 15:17:31','2011-11-08 20:17:31','',5,'http://h4hconsulting.com/cms/1221/5-revision-119/',0,'revision','',0),(1223,5,'2011-11-21 12:02:22','2011-11-21 17:02:22','If you live in Tampa or Wesley Chapel, does foreclosure or short sale impact your credit score?\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/WWVcnfXlRdo\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure, Short Sale and Credit','','inherit','open','open','','1222-revision','','','2011-11-21 12:02:22','2011-11-21 17:02:22','',1222,'http://h4hconsulting.com/cms/1223/1222-revision/',0,'revision','',0),(1224,5,'2011-11-21 12:05:06','2011-11-21 17:05:06','If you live in Tampa or Wesley Chapel, does foreclosure or short sale impact your credit score?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/WWVcnfXlRdo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure, Short Sale and Credit','','inherit','open','open','','1222-revision-2','','','2011-11-21 12:05:06','2011-11-21 17:05:06','',1222,'http://h4hconsulting.com/cms/1224/1222-revision-2/',0,'revision','',0),(1225,5,'2011-11-21 12:06:55','2011-11-21 17:06:55','If you live in Tampa or Wesley Chapel, does foreclosure or short sale impact your credit score?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/WWVcnfXlRdo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure, Short Sale and Credit','','inherit','open','open','','1222-autosave','','','2011-11-21 12:06:55','2011-11-21 17:06:55','',1222,'http://h4hconsulting.com/cms/1225/1222-autosave/',0,'revision','',0),(1226,5,'2011-12-05 01:07:39','2011-12-05 06:07:39',' Late payments may have an impact on the Foreclosure Process. Is being late on your payments a good or bad thing?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/K3do75NZKvo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','The Role of Late Payments','','publish','open','open','','the-role-of-late-payments','','','2011-11-21 12:17:17','2011-11-21 17:17:17','',0,'http://h4hconsulting.com/cms/?p=1226',0,'post','',0),(1227,5,'2011-11-21 12:12:42','2011-11-21 17:12:42',' Late payments may have an impact on the Foreclosure Process. Is being late on your payments a good or bad thing?\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/K3do75NZKvo\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','The Role of Late Payments','','inherit','open','open','','1226-revision','','','2011-11-21 12:12:42','2011-11-21 17:12:42','',1226,'http://h4hconsulting.com/cms/1227/1226-revision/',0,'revision','',0),(1228,5,'2011-11-21 12:13:45','2011-11-21 17:13:45',' Late payments may have an impact on the Foreclosure Process. Is being late on your payments a good or bad thing?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/K3do75NZKvo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','The Role of Late Payments','','inherit','open','open','','1226-revision-2','','','2011-11-21 12:13:45','2011-11-21 17:13:45','',1226,'http://h4hconsulting.com/cms/1228/1226-revision-2/',0,'revision','',0),(1229,5,'2011-11-21 12:14:59','2011-11-21 17:14:59',' Late payments may have an impact on the Foreclosure Process. Is being late on your payments a good or bad thing?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/K3do75NZKvo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','The Role of Late Payments','','inherit','open','open','','1226-revision-3','','','2011-11-21 12:14:59','2011-11-21 17:14:59','',1226,'http://h4hconsulting.com/cms/1229/1226-revision-3/',0,'revision','',0),(1230,5,'2011-11-21 12:17:25','2011-11-21 17:17:25',' Late payments may have an impact on the Foreclosure Process. Is being late on your payments a good or bad thing?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/K3do75NZKvo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','The Role of Late Payments','','inherit','open','open','','1226-autosave','','','2011-11-21 12:17:25','2011-11-21 17:17:25','',1226,'http://h4hconsulting.com/cms/1230/1226-autosave/',0,'revision','',0),(1231,5,'2011-12-09 01:45:26','2011-12-09 06:45:26','Tampa residents can make themselves familiar with the term \"short sale\" in this video.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/jpezg9F8Cs4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>\r\n','Attributes of a Short Sale','','publish','open','open','','attributes-of-a-short-sale','','','2011-12-14 14:49:01','2011-12-14 19:49:01','',0,'http://h4hconsulting.com/cms/?p=1231',0,'post','',0),(1232,5,'2011-11-21 13:16:31','2011-11-21 18:16:31','Tampa residents can make themselves familiar with short sales in this video.\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/jpezg9F8Cs4\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>\n','Attributes of a Short Sale','','inherit','open','open','','1231-revision','','','2011-11-21 13:16:31','2011-11-21 18:16:31','',1231,'http://h4hconsulting.com/cms/1232/1231-revision/',0,'revision','',0);
INSERT INTO `wp_posts` VALUES (1233,5,'2011-11-21 13:17:13','2011-11-21 18:17:13','Tampa residents can make themselves familiar with the term short sale in this video.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/jpezg9F8Cs4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>\r\n','Attributes of a Short Sale','','inherit','open','open','','1231-revision-2','','','2011-11-21 13:17:13','2011-11-21 18:17:13','',1231,'http://h4hconsulting.com/cms/1233/1231-revision-2/',0,'revision','',0),(1235,5,'2011-12-12 01:02:22','2011-12-12 06:02:22','The video sheds some light on loan modifications for Tampa residents.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/Zas3AWaDuts\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Are Loan Modifications In Your Advantage?','','publish','open','open','','are-loan-modifications-in-your-advantage','','','2011-12-10 19:17:44','2011-12-11 00:17:44','',0,'http://h4hconsulting.com/cms/?p=1235',0,'post','',0),(1236,5,'2011-12-10 18:59:38','2011-12-10 23:59:38','','Auto Draft','','inherit','open','open','','1235-revision','','','2011-12-10 18:59:38','2011-12-10 23:59:38','',1235,'http://h4hconsulting.com/cms/1236/1235-revision/',0,'revision','',0),(1237,5,'2011-12-10 19:02:22','2011-12-11 00:02:22','The video sheds some light on loan modifications for Tampa residents.\r\n\r\n\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Are Loan Modifications In Your Advantage?','','inherit','open','open','','1235-revision-2','','','2011-12-10 19:02:22','2011-12-11 00:02:22','',1235,'http://h4hconsulting.com/cms/1237/1235-revision-2/',0,'revision','',0),(1238,5,'2011-12-10 19:04:45','2011-12-11 00:04:45','The video sheds some light on loan modifications for Tampa residents.\r\n\r\n\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Are Loan Modifications In Your Advantage?','','inherit','open','open','','1235-revision-3','','','2011-12-10 19:04:45','2011-12-11 00:04:45','',1235,'http://h4hconsulting.com/cms/1238/1235-revision-3/',0,'revision','',0),(1239,5,'2011-12-10 19:09:23','2011-12-11 00:09:23','The video sheds some light on loan modifications for Tampa residents.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/Zas3AWaDuts\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Are Loan Modifications In Your Advantage?','','inherit','open','open','','1235-revision-4','','','2011-12-10 19:09:23','2011-12-11 00:09:23','',1235,'http://h4hconsulting.com/cms/1239/1235-revision-4/',0,'revision','',0),(1240,5,'2011-12-10 19:09:51','2011-12-11 00:09:51','The video sheds some light on loan modifications for Tampa residents.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/Zas3AWaDuts\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Are Loan Modifications In Your Advantage?','','inherit','open','open','','1235-revision-5','','','2011-12-10 19:09:51','2011-12-11 00:09:51','',1235,'http://h4hconsulting.com/cms/1240/1235-revision-5/',0,'revision','',0),(1241,5,'2011-12-10 19:14:32','2011-12-11 00:14:32','The video sheds some light on loan modifications for Tampa residents.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/Zas3AWaDuts\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Are Loan Modifications In Your Advantage?','','inherit','open','open','','1235-revision-6','','','2011-12-10 19:14:32','2011-12-11 00:14:32','',1235,'http://h4hconsulting.com/cms/1241/1235-revision-6/',0,'revision','',0),(1242,5,'2011-12-10 19:16:31','2011-12-11 00:16:31','The video sheds some light on loan modifications for Tampa residents.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/Zas3AWaDuts\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Are Loan Modifications In Your Advantage?','','inherit','open','open','','1235-revision-7','','','2011-12-10 19:16:31','2011-12-11 00:16:31','',1235,'http://h4hconsulting.com/cms/1242/1235-revision-7/',0,'revision','',0),(1243,5,'2011-12-16 01:01:01','2011-12-16 06:01:01','How important are HOA fees and should Tampa residents pay them during the foreclosure process?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/yyb0n4VQLOU\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','HOA Fees And Foreclosure','','publish','open','open','','hoa-fees-and-foreclosure','','','2011-12-14 14:48:52','2011-12-14 19:48:52','',0,'http://h4hconsulting.com/cms/?p=1243',0,'post','',0),(1244,5,'2011-12-14 13:06:09','2011-12-14 18:06:09','How important are HOA fees and should Tampa residents pay them during the foreclosure process?\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/yyb0n4VQLOU\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','HOA Fees And Foreclosure','','inherit','open','open','','1243-revision','','','2011-12-14 13:06:09','2011-12-14 18:06:09','',1243,'http://h4hconsulting.com/cms/1244/1243-revision/',0,'revision','',0),(1245,5,'2011-12-14 13:07:03','2011-12-14 18:07:03','How important are HOA fees and should Tampa residents pay them during the foreclosure process?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/yyb0n4VQLOU\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','HOA Fees And Foreclosure','','inherit','open','open','','1243-revision-2','','','2011-12-14 13:07:03','2011-12-14 18:07:03','',1243,'http://h4hconsulting.com/cms/1245/1243-revision-2/',0,'revision','',0),(1246,5,'2011-12-19 02:08:41','2011-12-19 07:08:41','What is the role of an attorney? What is the role of the bank in a foreclosure process in Tampa, Florida?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/IDTpu6rLg5k\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Stop Communicating With The Foreclosure Bank?','','publish','open','open','','stop-communicating-with-the-foreclosure-bank','','','2011-12-14 13:17:55','2011-12-14 18:17:55','',0,'http://h4hconsulting.com/cms/?p=1246',0,'post','',0),(1247,5,'2011-12-14 13:12:44','2011-12-14 18:12:44','What is the role of an attorney? What is the role of the bank in the foreclosure process in Tampa?\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/IDTpu6rLg5k\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','The Role of The Bank And Attorney','','inherit','open','open','','1246-revision','','','2011-12-14 13:12:44','2011-12-14 18:12:44','',1246,'http://h4hconsulting.com/cms/1247/1246-revision/',0,'revision','',0),(1248,5,'2011-12-14 13:18:00','2011-12-14 18:18:00','What is the role of an attorney? What is the role of the bank in a foreclosure process in Tampa, Florida?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/IDTpu6rLg5k\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Stop Communicating With The Foreclosure Bank?','','inherit','open','open','','1246-autosave','','','2011-12-14 13:18:00','2011-12-14 18:18:00','',1246,'http://h4hconsulting.com/cms/1248/1246-autosave/',0,'revision','',0),(1249,5,'2011-12-14 13:13:41','2011-12-14 18:13:41','What is the role of an attorney? What is the role of the bank in a foreclosure process in Tampa, Florida?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/IDTpu6rLg5k\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','The Role of The Bank And Attorney','','inherit','open','open','','1246-revision-2','','','2011-12-14 13:13:41','2011-12-14 18:13:41','',1246,'http://h4hconsulting.com/cms/1249/1246-revision-2/',0,'revision','',0),(1250,5,'2011-12-14 13:16:42','2011-12-14 18:16:42','What is the role of an attorney? What is the role of the bank in a foreclosure process in Tampa, Florida?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/IDTpu6rLg5k\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Stop Communicating With The Foreclosure Bank?','','inherit','open','open','','1246-revision-3','','','2011-12-14 13:16:42','2011-12-14 18:16:42','',1246,'http://h4hconsulting.com/cms/1250/1246-revision-3/',0,'revision','',0),(1252,5,'2011-12-23 01:19:40','2011-12-23 06:19:40','Will I need to move out of my house in Wesley Chapel, Florida immediately or will the foreclosure process allow for some time...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/M3MTfWdgCak\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Foreclosure May Kick You Out - Or Not','','publish','open','open','','how-foreclosure-may-kick-you-out','','','2011-12-14 13:38:56','2011-12-14 18:38:56','',0,'http://h4hconsulting.com/cms/?p=1252',0,'post','',0),(1253,5,'2011-12-14 13:27:43','2011-12-14 18:27:43','Will I need to move out of my house in Wesley Chapel, Florida immediately or will the foreclosure process allow for some time...\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/M3MTfWdgCak\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Foreclosure May Kick You Out - ','','inherit','open','open','','1252-revision','','','2011-12-14 13:27:43','2011-12-14 18:27:43','',1252,'http://h4hconsulting.com/cms/1253/1252-revision/',0,'revision','',0),(1254,5,'2011-12-14 13:27:54','2011-12-14 18:27:54','Will I need to move out of my house in Wesley Chapel, Florida immediately or will the foreclosure process allow for some time...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/M3MTfWdgCak\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Foreclosure May Kick You Out - Or Not','','inherit','open','open','','1252-revision-2','','','2011-12-14 13:27:54','2011-12-14 18:27:54','',1252,'http://h4hconsulting.com/cms/1254/1252-revision-2/',0,'revision','',0),(1255,5,'2011-12-14 13:28:41','2011-12-14 18:28:41','Will I need to move out of my house in Wesley Chapel, Florida immediately or will the foreclosure process allow for some time...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/M3MTfWdgCak\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Foreclosure May Kick You Out - Or Not','','inherit','open','open','','1252-autosave','','','2011-12-14 13:28:41','2011-12-14 18:28:41','',1252,'http://h4hconsulting.com/cms/1255/1252-autosave/',0,'revision','',0),(1256,5,'2011-12-14 13:28:31','2011-12-14 18:28:31','Will I need to move out of my house in Wesley Chapel, Florida immediately or will the foreclosure process allow for some time...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/M3MTfWdgCak\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Foreclosure May Kick You Out - Or Not','','inherit','open','open','','1252-revision-3','','','2011-12-14 13:28:31','2011-12-14 18:28:31','',1252,'http://h4hconsulting.com/cms/1256/1252-revision-3/',0,'revision','',0),(1257,5,'2011-12-26 02:29:25','2011-12-26 07:29:25','The treatment of husband and wife in a Tampa foreclosure may not be equal. Find out why in the video...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/bPjay2Wi3Os\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','In Good Times And In Bad (Foreclosure) Times','','publish','open','open','','in-good-times-and-in-bad-foreclosure-times','','','2011-12-14 14:48:41','2011-12-14 19:48:41','',0,'http://h4hconsulting.com/cms/?p=1257',0,'post','',0),(1258,5,'2011-12-14 13:35:28','2011-12-14 18:35:28','The treatment of husband and wife in a Tampa foreclosure may not be equal. Find out why in the video...\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/bPjay2Wi3Os\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','In Good Times And In Bad (Foreclosure) Times','','inherit','open','open','','1257-revision','','','2011-12-14 13:35:28','2011-12-14 18:35:28','',1257,'http://h4hconsulting.com/cms/1258/1257-revision/',0,'revision','',0),(1259,5,'2011-12-14 13:36:35','2011-12-14 18:36:35','The treatment of husband and wife in a Tampa foreclosure may not be equal. Find out why in the video...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/bPjay2Wi3Os\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','In Good Times And In Bad (Foreclosure) Times','','inherit','open','open','','1257-revision-2','','','2011-12-14 13:36:35','2011-12-14 18:36:35','',1257,'http://h4hconsulting.com/cms/1259/1257-revision-2/',0,'revision','',0),(1300,5,'2012-02-13 16:03:53','2012-02-13 21:03:53','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers who owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders.\r\n\r\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\n<a href=\"http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\">http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012</a>\r\n\r\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Arrived?','','publish','open','open','','tampa-foreclosure-help-arrived','','','2012-02-13 16:16:31','2012-02-13 21:16:31','',0,'http://h4hconsulting.com/cms/?p=1300',0,'post','',0),(1261,5,'2011-12-14 13:29:16','2011-12-14 18:29:16','Will I need to move out of my house in Wesley Chapel, Florida immediately or will the foreclosure process allow for some time...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/M3MTfWdgCak\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Foreclosure May Kick You Out - Or Not','','inherit','open','open','','1252-revision-4','','','2011-12-14 13:29:16','2011-12-14 18:29:16','',1252,'http://h4hconsulting.com/cms/1261/1252-revision-4/',0,'revision','',0),(1262,5,'2011-12-30 02:39:12','2011-12-30 07:39:12','Let\'s assume you are a Tampa resident and in foreclosure proceedings. Should you do nothing and hope for the best?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/D1gqTuNzp7o\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure of \"Doing Nothing\"','','publish','open','open','','foreclosure-of-doing-nothing','','','2011-12-14 14:48:33','2011-12-14 19:48:33','',0,'http://h4hconsulting.com/cms/?p=1262',0,'post','',0),(1263,5,'2011-12-14 13:45:15','2011-12-14 18:45:15','Let\'s assume you are a Tampa resident and in foreclosure proceedings. Should you do nothing and hope\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/D1gqTuNzp7o\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure of \"Doing Nothing\"','','inherit','open','open','','1262-revision','','','2011-12-14 13:45:15','2011-12-14 18:45:15','',1262,'http://h4hconsulting.com/cms/1263/1262-revision/',0,'revision','',0),(1264,5,'2011-12-14 13:46:02','2011-12-14 18:46:02','Let\'s assume you are a Tampa resident and in foreclosure proceedings. Should you do nothing and hope for the best?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/D1gqTuNzp7o\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure of \"Doing Nothing\"','','inherit','open','open','','1262-revision-2','','','2011-12-14 13:46:02','2011-12-14 18:46:02','',1262,'http://h4hconsulting.com/cms/1264/1262-revision-2/',0,'revision','',0),(1265,5,'2011-12-14 13:47:20','2011-12-14 18:47:20','Let\'s assume you are a Tampa resident and in foreclosure proceedings. Should you do nothing and hope for the best?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/D1gqTuNzp7o\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure of \"Doing Nothing\"','','inherit','open','open','','1262-autosave','','','2011-12-14 13:47:20','2011-12-14 18:47:20','',1262,'http://h4hconsulting.com/cms/1265/1262-autosave/',0,'revision','',0),(1266,5,'2012-01-03 03:47:59','2012-01-03 08:47:59','A brief overview of the topics we\'ll discuss during our scheduled webinar.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','publish','open','open','','foreclosure-webinar-info','','','2011-12-14 14:48:25','2011-12-14 19:48:25','',0,'http://h4hconsulting.com/cms/?p=1266',0,'post','',0),(1267,5,'2011-12-14 13:53:02','2011-12-14 18:53:02','A brief overview of the topics we\'ll discuss during our scheduled webinar.\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','inherit','open','open','','1266-revision','','','2011-12-14 13:53:02','2011-12-14 18:53:02','',1266,'http://h4hconsulting.com/cms/1267/1266-revision/',0,'revision','',0),(1268,5,'2011-12-14 13:53:35','2011-12-14 18:53:35','A brief overview of the topics we\'ll discuss during our scheduled webinar.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','inherit','open','open','','1266-revision-2','','','2011-12-14 13:53:35','2011-12-14 18:53:35','',1266,'http://h4hconsulting.com/cms/1268/1266-revision-2/',0,'revision','',0),(1269,5,'2011-12-14 13:54:05','2011-12-14 18:54:05','A brief overview of the topics we\'ll discuss during our scheduled webinar.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','inherit','open','open','','1266-revision-3','','','2011-12-14 13:54:05','2011-12-14 18:54:05','',1266,'http://h4hconsulting.com/cms/1269/1266-revision-3/',0,'revision','',0),(1270,5,'2011-12-14 13:55:54','2011-12-14 18:55:54','A brief overview of the topics we\'ll discuss during our scheduled webinar.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','inherit','open','open','','1266-revision-4','','','2011-12-14 13:55:54','2011-12-14 18:55:54','',1266,'http://h4hconsulting.com/cms/1270/1266-revision-4/',0,'revision','',0),(1271,5,'2011-12-14 13:57:37','2011-12-14 18:57:37','A brief overview of the topics we\'ll discuss during our scheduled webinar.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','inherit','open','open','','1266-revision-5','','','2011-12-14 13:57:37','2011-12-14 18:57:37','',1266,'http://h4hconsulting.com/cms/1271/1266-revision-5/',0,'revision','',0),(1272,5,'2011-12-14 13:58:26','2011-12-14 18:58:26','A brief overview of the topics we\'ll discuss during our scheduled webinar.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','inherit','open','open','','1266-autosave','','','2011-12-14 13:58:26','2011-12-14 18:58:26','',1266,'http://h4hconsulting.com/cms/1272/1266-autosave/',0,'revision','',0),(1273,5,'2012-01-07 01:59:01','2012-01-07 06:59:01','See how the unemployment rate and foreclosures are affecting the economy and your ability to settle on your home.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/sOTvZTkqfxQ\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosures and Unemployment','','publish','open','open','','foreclosures-and-unemployment','','','2011-12-14 14:48:16','2011-12-14 19:48:16','',0,'http://h4hconsulting.com/cms/?p=1273',0,'post','',0),(1274,5,'2011-12-14 14:01:04','2011-12-14 19:01:04','See how the unemployment rate and foreclosures are affecting the economy and your ability to settle on your home.\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/sOTvZTkqfxQ\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosures and Unemployment','','inherit','open','open','','1273-revision','','','2011-12-14 14:01:04','2011-12-14 19:01:04','',1273,'http://h4hconsulting.com/cms/1274/1273-revision/',0,'revision','',0),(1275,5,'2011-12-14 14:02:56','2011-12-14 19:02:56','See how the unemployment rate and foreclosures are affecting the economy and your ability to settle on your home.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/sOTvZTkqfxQ\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosures and Unemployment','','inherit','open','open','','1273-autosave','','','2011-12-14 14:02:56','2011-12-14 19:02:56','',1273,'http://h4hconsulting.com/cms/1275/1273-autosave/',0,'revision','',0),(1276,5,'2012-01-09 01:12:43','2012-01-09 06:12:43','A brief history on the success and failures of the government initiatives and which one could help you.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/KXo9cAMV06c\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Can HASP, HAMP or HAFA Help You?','','publish','open','open','','can-hasp-hamp-or-hafa-help-you','','','2011-12-14 14:48:07','2011-12-14 19:48:07','',0,'http://h4hconsulting.com/cms/?p=1276',0,'post','',0),(1277,5,'2011-12-14 14:15:46','2011-12-14 19:15:46','A brief history on the success and failures of the government initiatives and which one could help you.\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/KXo9cAMV06c\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Can HASP, HAMP or HAFA Help You?','','inherit','open','open','','1276-revision','','','2011-12-14 14:15:46','2011-12-14 19:15:46','',1276,'http://h4hconsulting.com/cms/1277/1276-revision/',0,'revision','',0),(1278,5,'2011-12-14 14:17:33','2011-12-14 19:17:33','A brief history on the success and failures of the government initiatives and which one could help you.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/KXo9cAMV06c\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Can HASP, HAMP or HAFA Help You?','','inherit','open','open','','1276-autosave','','','2011-12-14 14:17:33','2011-12-14 19:17:33','',1276,'http://h4hconsulting.com/cms/1278/1276-autosave/',0,'revision','',0),(1279,5,'2012-01-13 01:18:08','2012-01-13 06:18:08','How does Strategic Default apply to Tampa homeowners? You\'ll see if it is in your best interest...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/vjsZGzRmHjQ\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Strategic Default May Help You','','publish','open','open','','how-strategic-default-may-help-you','','','2011-12-14 14:47:56','2011-12-14 19:47:56','',0,'http://h4hconsulting.com/cms/?p=1279',0,'post','',0),(1280,5,'2011-12-14 14:29:10','2011-12-14 19:29:10','How does Strategic Default apply to Tampa homeowners? You\'ll see if it is in your best interest...\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/vjsZGzRmHjQ\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Strategic Default May Help You','','inherit','open','open','','1279-revision','','','2011-12-14 14:29:10','2011-12-14 19:29:10','',1279,'http://h4hconsulting.com/cms/1280/1279-revision/',0,'revision','',0),(1281,5,'2011-12-14 14:30:11','2011-12-14 19:30:11','How does Strategic Default apply to Tampa homeowners? You\'ll see if it is in your best interest...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/vjsZGzRmHjQ\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Strategic Default May Help You','','inherit','open','open','','1279-autosave','','','2011-12-14 14:30:11','2011-12-14 19:30:11','',1279,'http://h4hconsulting.com/cms/1281/1279-autosave/',0,'revision','',0),(1282,5,'2012-01-16 01:30:42','2012-01-16 06:30:42','Find out if you will be subject to deficiency judgment if you short sale your home or lose it to foreclosure in Tampa or Wesley Chapel.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/5b_-ahMMoP4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','What Is A Deficiency Judgment?','','publish','open','open','','what-is-a-deficiency-judgment','','','2011-12-14 14:47:48','2011-12-14 19:47:48','',0,'http://h4hconsulting.com/cms/?p=1282',0,'post','',0),(1283,5,'2011-12-14 14:34:45','2011-12-14 19:34:45','Find out if you will be subject to deficiency judgment if you short sale your home or lose it to foreclosure.\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/5b_-ahMMoP4\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','What is aDeficiency Judgment','','inherit','open','open','','1282-revision','','','2011-12-14 14:34:45','2011-12-14 19:34:45','',1282,'http://h4hconsulting.com/cms/1283/1282-revision/',0,'revision','',0),(1284,5,'2011-12-14 14:35:19','2011-12-14 19:35:19','Find out if you will be subject to deficiency judgment if you short sale your home or lose it to foreclosure in Tampa or Wesley Chapel.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/5b_-ahMMoP4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','What Is A Deficiency Judgment?','','inherit','open','open','','1282-autosave','','','2011-12-14 14:35:19','2011-12-14 19:35:19','',1282,'http://h4hconsulting.com/cms/1284/1282-autosave/',0,'revision','',0),(1285,5,'2012-01-20 01:36:08','2012-01-20 06:36:08','Hear from expert foreclosure attorney Ross Spano on how to leverage your rights and what options you have to defend your home.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/W-s8FLSVFq0\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Attorney Ross Spano','','publish','open','open','','foreclosure-attorney-ross-spano','','','2011-12-14 14:47:23','2011-12-14 19:47:23','',0,'http://h4hconsulting.com/cms/?p=1285',0,'post','',0),(1286,5,'2011-12-14 14:39:11','2011-12-14 19:39:11','Hear from expert foreclosure attorney Ross Spano on how to leverage your rights and what options you have to defend your home.\n\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/W-s8FLSVFq0\" frameborder=\"0\" allowfullscreen></iframe>\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Attorney Ross Spano','','inherit','open','open','','1285-revision','','','2011-12-14 14:39:11','2011-12-14 19:39:11','',1285,'http://h4hconsulting.com/cms/1286/1285-revision/',0,'revision','',0),(1287,5,'2011-12-14 14:41:35','2011-12-14 19:41:35','Hear from expert foreclosure attorney Ross Spano on how to leverage your rights and what options you have to defend your home.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/W-s8FLSVFq0\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Attorney Ross Spano','','inherit','open','open','','1285-revision-2','','','2011-12-14 14:41:35','2011-12-14 19:41:35','',1285,'http://h4hconsulting.com/cms/1287/1285-revision-2/',0,'revision','',0),(1288,5,'2011-12-14 14:42:56','2011-12-14 19:42:56','Hear from expert foreclosure attorney Ross Spano on how to leverage your rights and what options you have to defend your home.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/W-s8FLSVFq0\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Attorney Ross Spano','','inherit','open','open','','1285-autosave','','','2011-12-14 14:42:56','2011-12-14 19:42:56','',1285,'http://h4hconsulting.com/cms/1288/1285-autosave/',0,'revision','',0),(1289,5,'2011-11-21 12:06:44','2011-11-21 17:06:44','If you live in Tampa or Wesley Chapel, does foreclosure or short sale impact your credit score?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/WWVcnfXlRdo\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure, Short Sale and Credit','','inherit','open','open','','1222-revision-3','','','2011-11-21 12:06:44','2011-11-21 17:06:44','',1222,'http://h4hconsulting.com/cms/1289/1222-revision-3/',0,'revision','',0),(1290,5,'2011-12-14 14:41:55','2011-12-14 19:41:55','Hear from expert foreclosure attorney Ross Spano on how to leverage your rights and what options you have to defend your home.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/W-s8FLSVFq0\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Attorney Ross Spano','','inherit','open','open','','1285-revision-3','','','2011-12-14 14:41:55','2011-12-14 19:41:55','',1285,'http://h4hconsulting.com/cms/1290/1285-revision-3/',0,'revision','',0),(1291,5,'2011-12-14 14:35:15','2011-12-14 19:35:15','Find out if you will be subject to deficiency judgment if you short sale your home or lose it to foreclosure in Tampa or Wesley Chapel.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/5b_-ahMMoP4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','What Is A Deficiency Judgment?','','inherit','open','open','','1282-revision-2','','','2011-12-14 14:35:15','2011-12-14 19:35:15','',1282,'http://h4hconsulting.com/cms/1291/1282-revision-2/',0,'revision','',0),(1292,5,'2011-12-14 14:29:57','2011-12-14 19:29:57','How does Strategic Default apply to Tampa homeowners? You\'ll see if it is in your best interest...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/vjsZGzRmHjQ\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','How Strategic Default May Help You','','inherit','open','open','','1279-revision-2','','','2011-12-14 14:29:57','2011-12-14 19:29:57','',1279,'http://h4hconsulting.com/cms/1292/1279-revision-2/',0,'revision','',0),(1293,5,'2011-12-14 14:17:26','2011-12-14 19:17:26','A brief history on the success and failures of the government initiatives and which one could help you.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/KXo9cAMV06c\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Can HASP, HAMP or HAFA Help You?','','inherit','open','open','','1276-revision-2','','','2011-12-14 14:17:26','2011-12-14 19:17:26','',1276,'http://h4hconsulting.com/cms/1293/1276-revision-2/',0,'revision','',0),(1294,5,'2011-12-14 14:02:50','2011-12-14 19:02:50','See how the unemployment rate and foreclosures are affecting the economy and your ability to settle on your home.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/sOTvZTkqfxQ\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosures and Unemployment','','inherit','open','open','','1273-revision-2','','','2011-12-14 14:02:50','2011-12-14 19:02:50','',1273,'http://h4hconsulting.com/cms/1294/1273-revision-2/',0,'revision','',0),(1295,5,'2011-12-14 13:58:21','2011-12-14 18:58:21','A brief overview of the topics we\'ll discuss during our scheduled webinar.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/iBr5SQAEvo4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure Webinar Info','','inherit','open','open','','1266-revision-6','','','2011-12-14 13:58:21','2011-12-14 18:58:21','',1266,'http://h4hconsulting.com/cms/1295/1266-revision-6/',0,'revision','',0),(1296,5,'2011-12-14 13:47:16','2011-12-14 18:47:16','Let\'s assume you are a Tampa resident and in foreclosure proceedings. Should you do nothing and hope for the best?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/D1gqTuNzp7o\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','Foreclosure of \"Doing Nothing\"','','inherit','open','open','','1262-revision-3','','','2011-12-14 13:47:16','2011-12-14 18:47:16','',1262,'http://h4hconsulting.com/cms/1296/1262-revision-3/',0,'revision','',0),(1297,5,'2011-12-14 13:37:06','2011-12-14 18:37:06','The treatment of husband and wife in a Tampa foreclosure may not be equal. Find out why in the video...\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/bPjay2Wi3Os\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','In Good Times And In Bad (Foreclosure) Times','','inherit','open','open','','1257-revision-3','','','2011-12-14 13:37:06','2011-12-14 18:37:06','',1257,'http://h4hconsulting.com/cms/1297/1257-revision-3/',0,'revision','',0),(1298,5,'2011-12-14 13:08:22','2011-12-14 18:08:22','How important are HOA fees and should Tampa residents pay them during the foreclosure process?\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/yyb0n4VQLOU\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>','HOA Fees And Foreclosure','','inherit','open','open','','1243-revision-3','','','2011-12-14 13:08:22','2011-12-14 18:08:22','',1243,'http://h4hconsulting.com/cms/1298/1243-revision-3/',0,'revision','',0),(1299,5,'2011-11-21 13:18:00','2011-11-21 18:18:00','Tampa residents can make themselves familiar with the term \"short sale\" in this video.\r\n\r\n<iframe width=\"560\" height=\"315\" src=\"http://www.youtube.com/embed/jpezg9F8Cs4\" frameborder=\"0\" allowfullscreen></iframe>\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit & Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Tampa FL\" style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" /></a>\r\n','Attributes of a Short Sale','','inherit','open','open','','1231-revision-3','','','2011-11-21 13:18:00','2011-11-21 18:18:00','',1231,'http://h4hconsulting.com/cms/1299/1231-revision-3/',0,'revision','',0),(1301,5,'2012-02-13 15:51:12','2012-02-13 20:51:12','A $25 billion-foreclosure settlement of the federal government may help borrowers who are struggling to make their loan payments, owe more than their homes are worth or have lost their homes to foreclosure.\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\nIf you want to check out Anthony Miller\'s story click on the link below...\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\n\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa foreclosure help arrived?','','inherit','open','open','','1300-revision','','','2012-02-13 15:51:12','2012-02-13 20:51:12','',1300,'http://h4hconsulting.com/cms/1301/1300-revision/',0,'revision','',0),(1302,5,'2012-02-13 15:52:09','2012-02-13 20:52:09','A $25 billion-foreclosure settlement of the federal government may help borrowers who are struggling to make their loan payments, owe more than their homes are worth or have lost their homes to foreclosure.\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa foreclosure help arrived?','','inherit','open','open','','1300-revision-2','','','2012-02-13 15:52:09','2012-02-13 20:52:09','',1300,'http://h4hconsulting.com/cms/1302/1300-revision-2/',0,'revision','',0),(1303,5,'2012-02-13 15:52:54','2012-02-13 20:52:54','A $25 billion-foreclosure settlement of the federal government may help borrowers who are struggling to make their loan payments, owe more than their homes are worth or have lost their homes to foreclosure.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa foreclosure help arrived?','','inherit','open','open','','1300-revision-3','','','2012-02-13 15:52:54','2012-02-13 20:52:54','',1300,'http://h4hconsulting.com/cms/1303/1300-revision-3/',0,'revision','',0),(1304,5,'2012-02-13 15:53:01','2012-02-13 20:53:01','A $25 billion-foreclosure settlement of the federal government may help borrowers who are struggling to make their loan payments, owe more than their homes are worth or have lost their homes to foreclosure.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa foreclosure help arrived?','','inherit','open','open','','1300-revision-4','','','2012-02-13 15:53:01','2012-02-13 20:53:01','',1300,'http://h4hconsulting.com/cms/1304/1300-revision-4/',0,'revision','',0),(1305,5,'2012-02-13 15:55:58','2012-02-13 20:55:58','A $25 billion settlement of the federal government may help Tampa borrowers who are struggling to make their loan payments or are in foreclosure.\n\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\n\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\n\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\n\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\n\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\n\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\n\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\n\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\n\nIf you want to check out Anthony Miller\'s story click on the link below...\n\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\n\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-5','','','2012-02-13 15:55:58','2012-02-13 20:55:58','',1300,'http://h4hconsulting.com/cms/1305/1300-revision-5/',0,'revision','',0),(1306,5,'2012-02-13 15:56:22','2012-02-13 20:56:22','A $25 billion settlement of the federal government may help Tampa borrowers who are struggling to make their loan payments or are in foreclosure.\r\n\r\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-6','','','2012-02-13 15:56:22','2012-02-13 20:56:22','',1300,'http://h4hconsulting.com/cms/1306/1300-revision-6/',0,'revision','',0),(1307,5,'2012-02-13 15:56:29','2012-02-13 20:56:29','A $25 billion settlement of the federal government may help Tampa borrowers who are struggling to make their loan payments or are in foreclosure.\r\n\r\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-7','','','2012-02-13 15:56:29','2012-02-13 20:56:29','',1300,'http://h4hconsulting.com/cms/1307/1300-revision-7/',0,'revision','',0),(1308,5,'2012-02-13 15:57:23','2012-02-13 20:57:23','A $25 billion settlement of the federal government may help Tampa borrowers who are are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-8','','','2012-02-13 15:57:23','2012-02-13 20:57:23','',1300,'http://h4hconsulting.com/cms/1308/1300-revision-8/',0,'revision','',0),(1309,5,'2012-02-13 15:57:31','2012-02-13 20:57:31','A $25 billion settlement of the federal government may help Tampa borrowers who are are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-9','','','2012-02-13 15:57:31','2012-02-13 20:57:31','',1300,'http://h4hconsulting.com/cms/1309/1300-revision-9/',0,'revision','',0),(1310,5,'2012-02-13 15:59:39','2012-02-13 20:59:39','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help the average home owner in Tampa in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-10','','','2012-02-13 15:59:39','2012-02-13 20:59:39','',1300,'http://h4hconsulting.com/cms/1310/1300-revision-10/',0,'revision','',0),(1311,5,'2012-02-13 16:03:41','2012-02-13 21:03:41','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-11','','','2012-02-13 16:03:41','2012-02-13 21:03:41','',1300,'http://h4hconsulting.com/cms/1311/1300-revision-11/',0,'revision','',0),(1312,5,'2012-02-13 16:03:53','2012-02-13 21:03:53','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers if they owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-12','','','2012-02-13 16:03:53','2012-02-13 21:03:53','',1300,'http://h4hconsulting.com/cms/1312/1300-revision-12/',0,'revision','',0),(1313,5,'2012-02-13 16:06:11','2012-02-13 21:06:11','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers who owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State.\r\n\r\nThe Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-13','','','2012-02-13 16:06:11','2012-02-13 21:06:11','',1300,'http://h4hconsulting.com/cms/1313/1300-revision-13/',0,'revision','',0),(1314,5,'2012-02-13 16:11:18','2012-02-13 21:11:18','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\n\nIt may also help borrowers who owe more than their homes are worth or have lost their homes to foreclosure in the past.\n\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\n\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\n\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\n\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\n\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\n\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\n\nIf you want to check out Anthony Miller\'s story click on the link below...\n\n<a href=\"http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\">http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012</a>\n\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-autosave','','','2012-02-13 16:11:18','2012-02-13 21:11:18','',1300,'http://h4hconsulting.com/cms/1314/1300-autosave/',0,'revision','',0),(1315,5,'2012-02-13 16:07:44','2012-02-13 21:07:44','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers who owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nBank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo are the five lenders that are part of the settlement.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\nhttp://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\r\n\r\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-14','','','2012-02-13 16:07:44','2012-02-13 21:07:44','',1300,'http://h4hconsulting.com/cms/1315/1300-revision-14/',0,'revision','',0),(1316,5,'2012-02-13 16:10:07','2012-02-13 21:10:07','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers who owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\n<a href=\"http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\">http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012</a>\r\n\r\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-15','','','2012-02-13 16:10:07','2012-02-13 21:10:07','',1300,'http://h4hconsulting.com/cms/1316/1300-revision-15/',0,'revision','',0),(1340,5,'2014-12-22 19:12:00','0000-00-00 00:00:00','','Auto Draft','','auto-draft','open','open','','','','','2014-12-22 19:12:00','0000-00-00 00:00:00','',0,'http://h4hconsulting.com/cms/?p=1340',0,'post','',0),(1317,5,'2012-02-13 16:12:51','2012-02-13 21:12:51','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\r\n\r\nIt may also help borrowers who owe more than their homes are worth or have lost their homes to foreclosure in the past.\r\n\r\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\r\n\r\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\r\n\r\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\r\n\r\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders, so no need to wait in line or fill out forms.\r\n\r\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\r\n\r\nIf you want to check out Anthony Miller\'s story click on the link below...\r\n\r\n<a href=\"http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012\">http://www.myfoxtampabay.com/dpp/consumer/homeowners-hope-relief-comes-with-settlement-021012</a>\r\n\r\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Arrived?','','inherit','open','open','','1300-revision-16','','','2012-02-13 16:12:51','2012-02-13 21:12:51','',1300,'http://h4hconsulting.com/cms/1317/1300-revision-16/',0,'revision','',0),(1319,5,'2012-02-19 19:46:10','2012-02-20 00:46:10','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do you know if you qualify for help?\r\n\r\nEven though it may take some time for the lenders/processors to figure out who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nHomeowners who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\nSo, Tampa borrowers can be hopeful. But should you hold your breath?\r\n\r\nProbably not...\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','publish','open','open','','tampa-foreclosure-help-continues','','','2012-02-19 19:54:51','2012-02-20 00:54:51','',0,'http://h4hconsulting.com/cms/?p=1319',0,'post','',0),(1320,5,'2012-02-19 19:05:58','2012-02-20 00:05:58','','Auto Draft','','inherit','open','open','','1319-revision','','','2012-02-19 19:05:58','2012-02-20 00:05:58','',1319,'http://h4hconsulting.com/cms/1320/1319-revision/',0,'revision','',0),(1328,5,'2012-02-19 19:42:43','2012-02-20 00:42:43','Homeowners in Tampa who are in foreclosure or struggling making payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-9','','','2012-02-19 19:42:43','2012-02-20 00:42:43','',1319,'http://h4hconsulting.com/cms/1328/1319-revision-9/',0,'revision','',0),(1327,5,'2012-02-19 19:41:49','2012-02-20 00:41:49','Homeowners in Tampa who are in foreclosure or struggling making payments may qualify for help after the $25 billion government settlement last week.\n\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\n\nWhich mortgage companies does the \"landmark settlement\" cover?\n\nThe settlement covers the following companies:\n\n- Ally Financial/GMAC Mortgage: (800) 766-4622\n\n- Bank of America: (877) 488-7814\n\n- Citibank: (866) 272-4749\n\n- JPMorgan Chase: (866) 372-6901\n\n- Wells Fargo: (800) 288-3212\n\nHow do I know if I qualify for help?\n\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\n\nWhat if your loan isn\'t with one of the 5 banks?\n\nGovernment officials hope to strike similar deals with some other banks in the near future.\n\nHow long will it take to get financial help?\n\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\n\nWhat if you\'ve already lost your home to foreclosure?\n\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-8','','','2012-02-19 19:41:49','2012-02-20 00:41:49','',1319,'http://h4hconsulting.com/cms/1327/1319-revision-8/',0,'revision','',0),(1325,5,'2012-02-19 19:37:25','2012-02-20 00:37:25','Homeowners in Tampa who are in foreclosure or struggling making payments may qualify for help after the $25 billion government settlement last week.\n\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\n\nWhich mortgage companies does the \"landmark settlement\" cover?\n\nThe settlement covers the following companies:\n\n- Ally Financial/GMAC Mortgage: (800) 766-4622\n\n- Bank of America: (877) 488-7814\n\n- Citibank: (866) 272-4749\n\n- JPMorgan Chase: (866) 372-6901\n\n- Wells Fargo: (800) 288-3212\n\nHow do I know if I qualify for help?\n\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\n\nWhat if your loan isn\'t with one of the 5 banks?\n\nGovernment officials hope to strike similar deals with some other banks in the near future.\n\nHow long will it take to get financial help?\n\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to provide the required help.\n\nGovernment officials are encouraging borrowers to contact their mortgage company to see if they qualify for aid.\n\nI\'ve already lost my home to foreclosure. Can I get any help?\n\nBorrowers who were foreclosed on between 2008 and 2011 are eligible for cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-6','','','2012-02-19 19:37:25','2012-02-20 00:37:25','',1319,'http://h4hconsulting.com/cms/1325/1319-revision-6/',0,'revision','',0),(1322,5,'2012-02-19 19:21:30','2012-02-20 00:21:30','Homeowners in Tampa who are in foreclosure may qualify for help after the $25 billion government settlement last week.\n\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\n\nWhich mortgage companies does the \"landmark settlement\" cover?\n\nThe settlement covers mortgages by:\n\n- Ally/GMAC: (800) 766-4622\n\n- Bank of America: (877) 488-7814\n\n- Citibank: (866) 272-4749\n\n- JPMorgan Chase: (866) 372-6901\n\n- Wells Fargo: (800) 288-3212\n\n\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders.\n\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\n\nHere are the numbers to call:\n\n• Ally/GMAC: (800) 766-4622\n\n• Bank of America: (877) 488-7814\n\n• Citi: (866) 272-4749\n\n• JPMorgan Chase: (866) 372-6901\n\n• Wells Fargo: (800) 288-3212 \n---------------------------------------------\nWho does the settlement cover?\n\nThe settlement covers borrowers who have loans that are serviced by one of the five big banks: Ally Financial Inc./GMAC Mortgage, Bank of America Corp., Citigroup Inc., J.P. Morgan Chase & Co. and Wells Fargo & Co. These banks handle payments on 55 percent of US mortgages, according to Inside Mortgage Finance.\n\nMy mortgage is with one of these banks. How do I know if I qualify for help?\n\nIt\'s going to take some time to figure that out because the settlement has so many wrinkles.\n\nWhat if my loan isn\'t with one of the banks?\n\nFor now, the settlement covers only the five big banks. Government officials hope to strike a similar deal with nine additional banks.\n\nHow long is it going to take for me to get help?\n\nGovernment officials advise borrowers to be patient. Over the next 30 to 60 days, settlement negotiators will pick an administrator to handle the logistics of the deal. Over the next six to nine months, the administrator, attorneys general and mortgage servicers will work to identify which borrowers get help. Servicers expect to begin reaching out to borrowers in the coming weeks, but they have three years to provide the required help.\n\nHow will I find out if I qualify?\n\nBorrowers will get letters from their mortgage company. Each of the five servicers also has a website and a toll-free number for borrowers to get more information.\n\nGovernment officials are encouraging borrowers to contact their mortgage company to see if they qualify for aid.\n\nI\'ve already lost my home to foreclosure. Can I get any help?\n\nBorrowers who were foreclosed on between 2008 and 2011 are eligible for cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-3','','','2012-02-19 19:21:30','2012-02-20 00:21:30','',1319,'http://h4hconsulting.com/cms/1322/1319-revision-3/',0,'revision','',0),(1321,5,'2012-02-19 19:08:20','2012-02-20 00:08:20','A $25 billion settlement of the federal government may help Tampa borrowers who are in foreclosure or struggling to make their loan payments.\n\nIt may also help borrowers who owe more than their homes are worth or have lost their homes to foreclosure in the past.\n\nAnthony Miller of Fox 13 News reports about an all too familiar mortgage story.\n\nWhen the Childer\'s family bought their house six years ago they were put into a mortgage that was a sub-prime mortgage.\n\nBack then their house was worth $280,000. Today, the family lives in a home that\'s worth about $140,000 to $145,000.\n\nLast week the federal government announced what\'s being called a \"landmark settlement\" with some of the biggest mortgage companies in the country.\n\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders.\n\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\n\nHere are the numbers to call:\n\n• Ally/GMAC: (800) 766-4622\n\n• Bank of America: (877) 488-7814\n\n• Citi: (866) 272-4749\n\n• JPMorgan Chase: (866) 372-6901\n\n• Wells Fargo: (800) 288-3212 \n---------------------------------------------\nhttp://www.myfoxtampabay.com/dpp/consumer/who-gets-help-from-mortgage-settlement-02092012\n\nTAMPA - The $26 billion-foreclosure settlement unveiled Thursday is expected to help many borrowers who are struggling to make their loan payments, owe more than their homes are worth or have lost their homes to foreclosure.\n\nBut the rules of the deal are complicated and banks have three years to meet their obligations.\n\nThe questions and answers below should help borrowers figure out if they qualify for help and what to expect from the process.\n\nWho does the settlement cover?\n\nThe settlement covers borrowers who have loans that are serviced by one of the five big banks: Ally Financial Inc./GMAC Mortgage, Bank of America Corp., Citigroup Inc., J.P. Morgan Chase & Co. and Wells Fargo & Co. These banks handle payments on 55 percent of US mortgages, according to Inside Mortgage Finance.\n\nMy mortgage is with one of these banks. How do I know if I qualify for help?\n\nIt\'s going to take some time to figure that out because the settlement has so many wrinkles.\n\nWhat if my loan isn\'t with one of the banks?\n\nFor now, the settlement covers only the five big banks. Government officials hope to strike a similar deal with nine additional banks.\n\nHow long is it going to take for me to get help?\n\nGovernment officials advise borrowers to be patient. Over the next 30 to 60 days, settlement negotiators will pick an administrator to handle the logistics of the deal. Over the next six to nine months, the administrator, attorneys general and mortgage servicers will work to identify which borrowers get help. Servicers expect to begin reaching out to borrowers in the coming weeks, but they have three years to provide the required help.\n\nHow will I find out if I qualify?\n\nBorrowers will get letters from their mortgage company. Each of the five servicers also has a website and a toll-free number for borrowers to get more information.\n\nGovernment officials are encouraging borrowers to contact their mortgage company to see if they qualify for aid.\n\nI\'ve already lost my home to foreclosure. Can I get any help?\n\nBorrowers who were foreclosed on between 2008 and 2011 are eligible for cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.\n\n\nI\'ll talk about how the settlement may help Tampa home owners in foreclosure in my next post.\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','','','inherit','open','open','','1319-revision-2','','','2012-02-19 19:08:20','2012-02-20 00:08:20','',1319,'http://h4hconsulting.com/cms/1321/1319-revision-2/',0,'revision','',0),(1323,5,'2012-02-19 19:22:35','2012-02-20 00:22:35','Homeowners in Tampa who are in foreclosure may qualify for help after the $25 billion government settlement last week.\n\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\n\nWhich mortgage companies does the \"landmark settlement\" cover?\n\nThe settlement covers the following companies:\n\n- Ally/GMAC: (800) 766-4622\n\n- Bank of America: (877) 488-7814\n\n- Citibank: (866) 272-4749\n\n- JPMorgan Chase: (866) 372-6901\n\n- Wells Fargo: (800) 288-3212\n\n\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders.\n\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\n\nHere are the numbers to call:\n\n• Ally/GMAC: (800) 766-4622\n\n• Bank of America: (877) 488-7814\n\n• Citi: (866) 272-4749\n\n• JPMorgan Chase: (866) 372-6901\n\n• Wells Fargo: (800) 288-3212 \n---------------------------------------------\nWho does the settlement cover?\n\nThe settlement covers borrowers who have loans that are serviced by one of the five big banks: Ally Financial Inc./GMAC Mortgage, Bank of America Corp., Citigroup Inc., J.P. Morgan Chase & Co. and Wells Fargo & Co. These banks handle payments on 55 percent of US mortgages, according to Inside Mortgage Finance.\n\nMy mortgage is with one of these banks. How do I know if I qualify for help?\n\nIt\'s going to take some time to figure that out because the settlement has so many wrinkles.\n\nWhat if my loan isn\'t with one of the banks?\n\nFor now, the settlement covers only the five big banks. Government officials hope to strike a similar deal with nine additional banks.\n\nHow long is it going to take for me to get help?\n\nGovernment officials advise borrowers to be patient. Over the next 30 to 60 days, settlement negotiators will pick an administrator to handle the logistics of the deal. Over the next six to nine months, the administrator, attorneys general and mortgage servicers will work to identify which borrowers get help. Servicers expect to begin reaching out to borrowers in the coming weeks, but they have three years to provide the required help.\n\nHow will I find out if I qualify?\n\nBorrowers will get letters from their mortgage company. Each of the five servicers also has a website and a toll-free number for borrowers to get more information.\n\nGovernment officials are encouraging borrowers to contact their mortgage company to see if they qualify for aid.\n\nI\'ve already lost my home to foreclosure. Can I get any help?\n\nBorrowers who were foreclosed on between 2008 and 2011 are eligible for cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-4','','','2012-02-19 19:22:35','2012-02-20 00:22:35','',1319,'http://h4hconsulting.com/cms/1323/1319-revision-4/',0,'revision','',0),(1324,5,'2012-02-19 19:23:11','2012-02-20 00:23:11','Homeowners in Tampa who are in foreclosure may qualify for help after the $25 billion government settlement last week.\r\n\r\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial Inc./GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\n\r\nIt\'s said that more than $8 billion of the $25 billion dollars are coming straight to the Sunshine State and the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders.\r\n\r\nThe five lenders that are part of the settlement are Bank of America, Ally/GMAC, Citi, JP Morgan Chase and Wells Fargo.\r\n\r\nHere are the numbers to call:\r\n\r\n• Ally/GMAC: (800) 766-4622\r\n\r\n• Bank of America: (877) 488-7814\r\n\r\n• Citi: (866) 272-4749\r\n\r\n• JPMorgan Chase: (866) 372-6901\r\n\r\n• Wells Fargo: (800) 288-3212 \r\n---------------------------------------------\r\nWho does the settlement cover?\r\n\r\nThe settlement covers borrowers who have loans that are serviced by one of the five big banks: Ally Financial Inc./GMAC Mortgage, Bank of America Corp., Citigroup Inc., J.P. Morgan Chase & Co. and Wells Fargo & Co. These banks handle payments on 55 percent of US mortgages, according to Inside Mortgage Finance.\r\n\r\nMy mortgage is with one of these banks. How do I know if I qualify for help?\r\n\r\nIt\'s going to take some time to figure that out because the settlement has so many wrinkles.\r\n\r\nWhat if my loan isn\'t with one of the banks?\r\n\r\nFor now, the settlement covers only the five big banks. Government officials hope to strike a similar deal with nine additional banks.\r\n\r\nHow long is it going to take for me to get help?\r\n\r\nGovernment officials advise borrowers to be patient. Over the next 30 to 60 days, settlement negotiators will pick an administrator to handle the logistics of the deal. Over the next six to nine months, the administrator, attorneys general and mortgage servicers will work to identify which borrowers get help. Servicers expect to begin reaching out to borrowers in the coming weeks, but they have three years to provide the required help.\r\n\r\nHow will I find out if I qualify?\r\n\r\nBorrowers will get letters from their mortgage company. Each of the five servicers also has a website and a toll-free number for borrowers to get more information.\r\n\r\nGovernment officials are encouraging borrowers to contact their mortgage company to see if they qualify for aid.\r\n\r\nI\'ve already lost my home to foreclosure. Can I get any help?\r\n\r\nBorrowers who were foreclosed on between 2008 and 2011 are eligible for cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-5','','','2012-02-19 19:23:11','2012-02-20 00:23:11','',1319,'http://h4hconsulting.com/cms/1324/1319-revision-5/',0,'revision','',0),(1326,5,'2012-02-19 19:38:38','2012-02-20 00:38:38','Homeowners in Tampa who are in foreclosure or struggling making payments may qualify for help after the $25 billion government settlement last week.\n\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\n\nWhich mortgage companies does the \"landmark settlement\" cover?\n\nThe settlement covers the following companies:\n\n- Ally Financial/GMAC Mortgage: (800) 766-4622\n\n- Bank of America: (877) 488-7814\n\n- Citibank: (866) 272-4749\n\n- JPMorgan Chase: (866) 372-6901\n\n- Wells Fargo: (800) 288-3212\n\nHow do I know if I qualify for help?\n\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\n\nWhat if your loan isn\'t with one of the 5 banks?\n\nGovernment officials hope to strike similar deals with some other banks in the near future.\n\nHow long will it take to get financial help?\n\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to to meet their obligations.\n\nGovernment officials are encouraging borrowers to contact their mortgage company to see if they qualify for aid.\n\nI\'ve already lost my home to foreclosure. Can I get any help?\n\nBorrowers who were foreclosed on between 2008 and 2011 are eligible for cash payments. The amount of the payment will depend on how many people file claims, but is expected to be around $1,500 to $2,000.\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-7','','','2012-02-19 19:38:38','2012-02-20 00:38:38','',1319,'http://h4hconsulting.com/cms/1326/1319-revision-7/',0,'revision','',0),(1329,5,'2012-02-19 19:42:52','2012-02-20 00:42:52','Homeowners in Tampa who are in foreclosure or struggling making payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-10','','','2012-02-19 19:42:52','2012-02-20 00:42:52','',1319,'http://h4hconsulting.com/cms/1329/1319-revision-10/',0,'revision','',0),(1330,5,'2012-02-19 19:43:41','2012-02-20 00:43:41','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nThough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-11','','','2012-02-19 19:43:41','2012-02-20 00:43:41','',1319,'http://h4hconsulting.com/cms/1330/1319-revision-11/',0,'revision','',0),(1331,5,'2012-02-19 19:44:26','2012-02-20 00:44:26','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-12','','','2012-02-19 19:44:26','2012-02-20 00:44:26','',1319,'http://h4hconsulting.com/cms/1331/1319-revision-12/',0,'revision','',0),(1332,5,'2012-02-19 19:46:10','2012-02-20 00:46:10','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-13','','','2012-02-19 19:46:10','2012-02-20 00:46:10','',1319,'http://h4hconsulting.com/cms/1332/1319-revision-13/',0,'revision','',0),(1333,5,'2012-02-19 19:46:33','2012-02-20 00:46:33','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time to figure out for the lenders/processors who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-14','','','2012-02-19 19:46:33','2012-02-20 00:46:33','',1319,'http://h4hconsulting.com/cms/1333/1319-revision-14/',0,'revision','',0),(1334,5,'2012-02-19 19:52:10','2012-02-20 00:52:10','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\n\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\n\nWhich mortgage companies does the \"landmark settlement\" cover?\n\nThe settlement covers the following companies:\n\n- Ally Financial/GMAC Mortgage: (800) 766-4622\n\n- Bank of America: (877) 488-7814\n\n- Citibank: (866) 272-4749\n\n- JPMorgan Chase: (866) 372-6901\n\n- Wells Fargo: (800) 288-3212\n\nHow do I know if I qualify for help?\n\nEven though it may take some time for the lenders/processors to figure out who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\n\nWhat if your loan isn\'t with one of the 5 banks?\n\nGovernment officials hope to strike similar deals with some other banks in the near future.\n\nHow long will it take to get financial help?\n\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\n\nWhat if you\'ve already lost your home to foreclosure?\n\nHomeowners who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\n\nSo, Tampa borrowers can be hopeful But I\'m not gshould you hold your breath, though,\" she said.\n\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-autosave','','','2012-02-19 19:52:10','2012-02-20 00:52:10','',1319,'http://h4hconsulting.com/cms/1334/1319-autosave/',0,'revision','',0),(1335,5,'2012-02-19 19:48:07','2012-02-20 00:48:07','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time for the lenders/processors to figure out who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nTampa borrowers who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-15','','','2012-02-19 19:48:07','2012-02-20 00:48:07','',1319,'http://h4hconsulting.com/cms/1335/1319-revision-15/',0,'revision','',0),(1336,5,'2012-02-19 19:53:02','2012-02-20 00:53:02','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time for the lenders/processors to figure out who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nHomeowners who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\nSo, Tampa borrowers can be hopeful... but should you hold your breath?\r\n\r\nProbably not.\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-16','','','2012-02-19 19:53:02','2012-02-20 00:53:02','',1319,'http://h4hconsulting.com/cms/1336/1319-revision-16/',0,'revision','',0),(1337,5,'2012-02-19 19:53:46','2012-02-20 00:53:46','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if I qualify for help?\r\n\r\nEven though it may take some time for the lenders/processors to figure out who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nHomeowners who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\nSo, Tampa borrowers can be hopeful. But should you hold your breath?\r\n\r\nProbably not...\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-17','','','2012-02-19 19:53:46','2012-02-20 00:53:46','',1319,'http://h4hconsulting.com/cms/1337/1319-revision-17/',0,'revision','',0),(1338,5,'2012-02-19 19:54:35','2012-02-20 00:54:35','Homeowners in Tampa who are in foreclosure or struggling to make payments may qualify for help after the $25 billion government settlement last week.\r\n\r\nAlthough banks have three years to meet their obligations, below answers give Tampa borrowers an overview what to expect from the process.\r\n\r\nWhich mortgage companies does the \"landmark settlement\" cover?\r\n\r\nThe settlement covers the following companies:\r\n\r\n- Ally Financial/GMAC Mortgage: (800) 766-4622\r\n\r\n- Bank of America: (877) 488-7814\r\n\r\n- Citibank: (866) 272-4749\r\n\r\n- JPMorgan Chase: (866) 372-6901\r\n\r\n- Wells Fargo: (800) 288-3212\r\n\r\nHow do I know if you qualify for help?\r\n\r\nEven though it may take some time for the lenders/processors to figure out who exactly qualifies, the Department of Housing and Urban Development says that those eligible for help will be contacted by their lenders. However, if you don\'t want to wait, go ahead and call the numbers mentioned above.\r\n\r\nWhat if your loan isn\'t with one of the 5 banks?\r\n\r\nGovernment officials hope to strike similar deals with some other banks in the near future.\r\n\r\nHow long will it take to get financial help?\r\n\r\nFirst, settlement negotiators will pick an official administrator to handle the logistics of the deal. Then the administrator and mortgage companies will work to identify which borrowers should get help. Mortgage companies may reach out to borrowers in the coming months but don\'t forget, they have three years to meet their obligations.\r\n\r\nWhat if you\'ve already lost your home to foreclosure?\r\n\r\nHomeowners who lost their home due to foreclosure between 2008 and 2011 may get help via cash payments. How much cash will depend on how many people file claims.\r\n\r\nSo, Tampa borrowers can be hopeful. But should you hold your breath?\r\n\r\nProbably not...\r\n\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>','Tampa Foreclosure Help Continues...','','inherit','open','open','','1319-revision-18','','','2012-02-19 19:54:35','2012-02-20 00:54:35','',1319,'http://h4hconsulting.com/cms/1338/1319-revision-18/',0,'revision','',0),(1343,5,'2014-12-24 10:50:45','2014-12-24 15:50:45','<div style=\"line-height: 1.8em;\">\n<ul>\n	<li>Are you upside down on your home?\n<h1 style=\"text-align: center;\"></h1>\n<h1 style=\"text-align: center;\"></h1>\n</li>\n</ul>\n<ul>\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\n</li>\n</ul>\n<ul>\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\n</ul>\n</div>\n<div style=\"line-height: 1.8em; text-align: center;\">\n<ul>\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\n</ul>\n<ul>\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\n</ul>\n</div>\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\n</strong></div>\nLet us help you:\n\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\n&nbsp;\n<div id=\"_mcePaste\">\n<div style=\"line-height: 1.8em;\">\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\n</div>\n&nbsp;\n\n</div>\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\n\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-autosave-v1','','','2014-12-24 10:50:45','2014-12-24 15:50:45','',5,'http://h4hconsulting.com/cms/1343/5-autosave-v1/',0,'revision','',0),(1345,5,'2014-12-24 10:53:32','2014-12-24 15:53:32','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n&nbsp;\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2014-12-24 10:53:32','2014-12-24 15:53:32','',5,'http://h4hconsulting.com/cms/1345/5-revision-v1/',0,'revision','',0),(1346,5,'2014-12-24 10:54:12','2014-12-24 15:54:12','<div style=\"line-height: 1.8em;\">\r\n<ul>\r\n	<li>Are you upside down on your home?\r\n<h1 style=\"text-align: center;\"></h1>\r\n<h1 style=\"text-align: center;\"></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>Do you know what a<a href=\"http://h4hconsulting.com/cms/video-library/how-will-a-deficiency-judgment-impact-me/\"> Deficiency Judgment</a> is and how it could harm you financially?\r\n<h1 style=\"text-align: center;\"><strong><strong><a href=\"http://h4hconsulting.com/cms/about/contact-us/\"><img class=\"alignright size-full wp-image-924\" title=\"free-consultationblue\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/free-consultationblue.png\" alt=\"\" width=\"148\" height=\"149\" /></a></strong></strong></h1>\r\n</li>\r\n</ul>\r\n<ul>\r\n	<li>What is a <a title=\"What is a strategic default?\" href=\"http://h4hconsulting.com/cms/video-library/faq/strategic-default/\">strategic default</a> and why should it concern you?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\">\r\n<ul>\r\n	<li style=\"text-align: left;\">Are you, or do you know an investor with multiple properties who\'s losing money?</li>\r\n</ul>\r\n<ul>\r\n	<li style=\"text-align: left;\">Have you recently lost a job and fallen behind on your mortgage?</li>\r\n</ul>\r\n</div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>If you\'re considering short sale, foreclosure or walking away - DON\'T! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>Until you talk to the experts at Hope for Homeowners Consulting! </strong></div>\r\n<div style=\"line-height: 1.8em; text-align: center;\"><strong>\r\n</strong></div>\r\nLet us help you:\r\n\r\n[caption id=\"attachment_536\" align=\"aligncenter\" width=\"300\" caption=\"Steps Process\"]<strong><strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3.jpg\"><img class=\"size-medium wp-image-536\" title=\"Your Steps to Success\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/steps-1-2-3-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" /></a></strong></strong>[/caption]\r\n<h1 style=\"text-align: center;\"><strong>Questions about foreclosure? </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Watch our Foreclosure </strong></h1>\r\n<h1 style=\"text-align: center;\"><strong>Defense Webinar!</strong></h1>\r\n&nbsp;\r\n<div id=\"_mcePaste\">\r\n<div style=\"line-height: 1.8em;\">\r\n<div><span style=\"font-family: Consolas, Monaco, \'Courier New\', Courier, monospace;\"><span style=\"line-height: 22px;\"><a href=\"http://h4hconsulting.com/cms/video-library/request-password/\" target=\"_blank\"><img class=\"aligncenter size-large wp-image-659\" title=\"chris stil shot for webinar\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/chris-stil-shot-for-webinar-1024x440.png\" alt=\"\" width=\"645\" height=\"277\" /></a></span></span></div>\r\n</div>\r\n</div>\r\n&nbsp;\r\n<div style=\"text-align: center;\"><em><strong>THERE IS HOPE FOR HOMEOWNERS!</strong></em></div>\r\n<div style=\"height: 2.2em; visibility: hidden;\">.<img src=\"data:image/png;base64,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\" alt=\"\" /></div>\r\n<div style=\"height: 1.2em; visibility: hidden;\">.</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/?page_id=48\"><img class=\"aligncenter size-full wp-image-58\" style=\"margin-top: 20px; margin-bottom: 20px;\" title=\"Fight Back &amp; Get Started Now!\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/start.png\" alt=\"\" width=\"300\" height=\"73\" /></a></div>','Home','','inherit','open','open','','5-revision-v1','','','2014-12-24 10:54:12','2014-12-24 15:54:12','',5,'http://h4hconsulting.com/cms/1346/5-revision-v1/',0,'revision','',0),(1347,5,'2011-11-15 13:08:02','2011-11-15 18:08:02','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table style=\"height: 148px;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral.jpg\"><img class=\"alignnone size-medium wp-image-946\" title=\"writtenactionplan2spiral\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/writtenactionplan2spiral-225x300.jpg\" alt=\"\" width=\"108\" height=\"144\" /></a></td>\r\n<td><span style=\"color: #333399;\"><strong><a href=\"http://h4hconsulting.com/join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=13\"><span style=\"color: #333399;\">Consulting</span></a> </strong></span>- Hope for Homeowners Consulting (H4HC) assesses each homeowner\'s situation to determine which route is best them.  We take a look at a homeowner\'s big picture; we figure out what hardships are causing their difficult time and which options are available to help achieve their goal of rectifying their hardship.   Hope for Homeowners Consulting provides a Written Action Plan that acts as a handbook, it lists everything that a homeowner  will need from why the homeowner is in their situation and all available options to overcome it.  At H4HC we do not tell you what to do with your life and family - we give you options that many lenders or attorneys may have overlooked or are unaware of because it is not in their realm of expertise. 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We allow our clients peace of mind knowing their case is in good hands and they<span style=\"color: #000000;\"> can</span> go on living their lives while we fight the lenders for settlement<span style=\"color: #1f497d;\">. </span>We have the knowledge, experience, determination and problem solving skills that allow us to get results for our clients<span style=\"color: #1f497d;\">. </span>Our #1 objective for each client is settlement with Full Waiver of Deficiency!!<strong></strong></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.5in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Possible settlement options most commonly consist of some of the following:</span></strong></span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Short</span> <span style=\"color: #333399; text-decoration: underline;\">Sale</span></span></strong><span style=\"color: blue;\"> <strong> </strong></span>When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; moreover, not all sellers nor all properties qualify for short sales. But a short sale may be one of the best options available for you in this market. We will work with you to consider a short sale, as well as manage the communication with the lender and apply any pressure needed to get the best outcome for you.</p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Deed–in-Lieu of Foreclosure</span></strong></span><strong></strong><span style=\"font-size: 11pt;\"> A deed-in-lieu of foreclosure voluntarily transfers ownership of your home and all real property secured by your mortgage loan (property) to lender to satisfy the total amount due on the first mortgage.  The DIL option will not allow you to keep your property, however, it will prevent you from going through a foreclosure sale and it will release you from all responsibility to repay the mortgage debt.</span></p>\r\n<p class=\"MsoNormal\" style=\"margin-left: 0.75in;\"><span style=\"color: #0000ff;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: center;\"><span style=\"color: #333399;\"><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">H4H Consulting works with a Network of Top</span></strong></span><strong><span style=\"font-size: 14pt;\">         </span></strong><strong><span style=\"font-size: 14pt;\">  </span></strong><strong></strong><span style=\"text-decoration: underline;\"><strong><span style=\"font-size: 14pt;\">Real Estate Professionals</span></strong></span></span></p>\r\n<p class=\"MsoListParagraph\" style=\"margin-left: 0in; text-align: left;\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">Attorneys</span><span style=\"text-decoration: underline;\"> (</span><span style=\"text-decoration: underline;\">Foreclosure</span> <span style=\"text-decoration: underline;\">Defens</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">e</span>,</span> <span style=\"text-decoration: underline;\">Bankruptc</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">y</span>,</span> <span style=\"text-decoration: underline;\">Real</span> <span style=\"text-decoration: underline;\">Estate</span><span style=\"text-decoration: underline;\">,</span> <span style=\"text-decoration: underline;\">Et</span><span style=\"text-decoration: underline;\"><span style=\"text-decoration: underline;\">c</span>.)</span></span></strong></span>  To ensure a homeowner is properly represented and protected under all aspects of law pertaining to the rights of the homeowner.  A lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who retain lawyers to perform legal services.</p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td><!--[if gte mso 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5.4pt;\r\nmso-para-margin-top:0in;\r\nmso-para-margin-right:0in;\r\nmso-para-margin-bottom:10.0pt;\r\nmso-para-margin-left:0in;\r\nline-height:115%;\r\nmso-pagination:widow-orphan;\r\nfont-size:11.0pt;\r\nfont-family:\"Calibri\",\"sans-serif\";\r\nmso-ascii-font-family:Calibri;\r\nmso-ascii-theme-font:minor-latin;\r\nmso-hansi-font-family:Calibri;\r\nmso-hansi-theme-font:minor-latin;\r\nmso-bidi-font-family:\"Times New Roman\";\r\nmso-bidi-theme-font:minor-bidi;}\r\n</style><![endif]-->\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">CPA’s</span></strong></span>  The purpose of a CPA is to attest to the reasonableness of disclosures, the freedom from material misstatement, and the adherence to the applicable generally accepted accounting principles in financial statements.  They will have the knowledge to advise you on such important items as tax implications of certain settlements and how best to structure those transaction.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Real Estate Agents</span></strong></span>  This is a person who acts as an intermediary between sellers and buyers of real estate/real property and attempts to find sellers who wish to sell and buyers who wish to buy.  Having a good agent will drastically improve the success of your sale. With the proper marketing, pricing and negotiating they can accomplish a sale in the homeowners best interest.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\"><a href=\"../../join/index.php?main_page=product_info&amp;cPath=1&amp;products_id=1\"><span style=\"color: #333399; text-decoration: underline;\"><strong><span style=\"color: windowtext; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Property </span><span style=\"color: #0000ff; text-decoration: underline;\"><span style=\"color: #333399; text-decoration: underline;\">Management </span></span></span></strong></span></a></span></span>  Property management can be an option for homeowners looking to offset their mortgage payment or legal defense. The responsibility of maintaining and running the property can be overwhelming. For many homeowners, the logical solution is to hire a property management company to oversee their rental property. We strive to ensure that every property owner who needs these services has a competent and honest professional to manage their most valuable asset.</p>\r\n<p class=\"MsoListParagraph\"><span style=\"color: #333399;\"><strong><span style=\"text-decoration: underline;\">Settlement Facilitators</span></strong></span>  Often creditors require the borrower to prove they have an economic or financial hardship preventing them from being able to pay the deficiency.  Creditors holding liens against real estate can include Primary Mortgages, Junior lien holders—such as second mortgages, Home Equity Lines of Credit HELOC lenders, Home Owners Association HOA (special assessment liens)—all of whom will need to approve individual applications for a short sale, should they be asked to take less than what is owed.  Often creditors use pre-determined criteria for approving the borrowers and the terms of the sale of the properties. Part of this process typically includes the creditor(s) determining the current market value of the real estate by obtaining an independent evaluation of the property from an appraisal, a Broker Price Opinion (BPO).  Depending on each creditor\'s policy and the type of loan, creditors may accept applications from borrowers even if the borrower is not in default with their payments. Due to the overwhelming number of defaulting borrowers due to mortgage failures and other causes as part of the current financial crisis, many creditors have become adept at processing such short sales applications; however, it can still take several months for the process from start to finish, often requiring multiple levels of approval.</p>\r\n<p style=\"margin-left: 0.5in;\"></p>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td colspan=\"2\" valign=\"top\"></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td valign=\"top\"></td>\r\n<td></td>\r\n</tr>\r\n<tr>\r\n<td valign=\"top\" width=\"125\"></td>\r\n<td></td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','Services','','inherit','open','open','','27-revision-v1','','','2011-11-15 13:08:02','2011-11-15 18:08:02','',27,'http://h4hconsulting.com/cms/1347/27-revision-v1/',0,'revision','',0),(1353,5,'2011-11-15 13:17:59','2011-11-15 18:17:59','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\r\n<tbody>\r\n<tr>\r\n<td>Located in South Tampa, Florida, Hope for Homeowners Consulting is an attorney backed, Office of Financial Regulation vetted distressed property and foreclosure consulting company run by a team of real estate and legal experts with over 23 years of combined experience. It is the objective of Hope for Homeowners Consulting to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future.\r\nCo-Founders Chris Sommer and Matt Mitcham, Esq. began with the goal of helping homeowners navigate through the distressed property/foreclosure process and understand foreclosure consequences by providing tools, resources, affordable legal and tax help, support and peace of mind. Since 2009, Hope for Homeowners Consulting has helped many homeowners prepare and strategically navigate through the distressed property and foreclosure process.We strive to help homeowners understand their rights and know their options by developing a personalized plan for our members who seek assistance through their distressed property/foreclosure situation. We help members understand and minimize foreclosure consequences, while offering unlimited support and individual attention. Helping homeowners on the front lines of this market and economy, Hope for Homeowners Consulting is the one of the leading authorities on foreclosure laws &amp; consequences.<strong></strong><strong></strong>\r\n\r\n<strong>Management Team</strong><strong> </strong>\r\n\r\n<strong>Chris Sommer</strong>\r\n\r\n<a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397.jpg\"><img class=\"size-thumbnail wp-image-240 alignleft\" title=\"Chris small S. BUS crd pic\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Chris-small-S.-BUS-crd-pic-e1279124034397-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" /></a>Chris Sommer has been Managing Director of Hope for Homeowner’s Consulting, LLC since 2009.  He is a Mortgage Broker and Licensed Realtor under Mark Campbell at Tampa Real Estate Services.  With over fourteen years combined experience in banking, finance, real estate and legal services, Chris realized that with this deep recession and housing crisis many homeowners were being taken advantage of by the lenders or those who were attempting to help them. He routinely witnessed homeowners excluding themselves from certain options by working on their own or with individuals not aware of all the programs and options available. Real estate agents do real estate, bankruptcy attorneys do bankruptcy; they may not be not familiar with all of the outside industries available to call upon to assist you in the settlement process.  Not everyone has knowledge of all of the scopes of successful settlement.  Chris realized that there was an enormous lack of good information available to homeowners.  With that understanding and entrepreneurial drive, Chris helped form Hope for Homeowners Consulting by developing an affordable business model that allows homeowners to know and understand their rights, understand foreclosure consequences, leverage industry knowledge &amp; programs, and use the law to their advantage.\r\n\r\nChris Sommer and his wife are proud parents to a beautiful baby girl!\r\n\r\n<strong>Mortgage Broker Lic# 380111</strong>\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-10.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-8.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-9.png\" alt=\"\" />\r\n\r\n<img src=\"file:///C:/DOCUME%7E1/User/LOCALS%7E1/Temp/moz-screenshot-7.png\" alt=\"\" />\r\n<p style=\"text-align: left;\"><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\"><img class=\"size-full wp-image-899 alignnone\" title=\"NMLS Logo.thumbnail\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/NMLS-Logo.thumbnail.jpg\" alt=\"\" width=\"80\" height=\"51\" /></a><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\"><img class=\"alignnone size-full wp-image-900\" title=\"realtor-s\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/realtor-s1.gif\" alt=\"\" width=\"50\" height=\"50\" /></a></p>\r\n<a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a>\r\n<strong></strong>\r\n\r\n<strong>Matt Mitcham, Esq.</strong>\r\n\r\n<strong> </strong><a href=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22.png\"><img class=\"alignleft size-thumbnail wp-image-247\" title=\"Matt picture cropped2\" src=\"http://h4hconsulting.com/cms/wp-content/uploads/2010/05/Matt-picture-cropped22-150x150.png\" alt=\"\" width=\"150\" height=\"150\" /></a>Matt Mitcham is an owner and general counsel of Hope for Homeowners Consulting.  Matt focuses his practice on FORECLOSURE DEFENSE, DEFENSE FROM CREDITORS, LOSS MITIGATION, MOTIONS (for early termination of probation, modifications of terms and conditions), FAMILY LAW (contested/uncontested divorces, post judgment matters).\r\n- Son of retired criminal circuit court Judge B. Anderson Mitcham\r\n- Graduated from Jesuit High School 1995\r\n- Graduated with B.A. degree from University of Florida 1998\r\n- Graduated with Juris Doctorate degree from Stetson College of Law 2001\r\n- Certified legal intern with the Hillsborough County State Attorney\'s Office\r\n- Admitted to Florida Bar 2001\r\n- Admitted to the Supreme Court of Florida 2001\r\n- Admitted to the United States Supreme Court 2005\r\n- Admitted to the United States Middle District of Florida Court 2005\r\n- Former Assistant State Attorney with the Hillsborough County State Attorney\'s Office handling DUI, traffic, misdemeanor, juvenile, felony cases - 13th Judicial Circuit - Hillsborough County\r\n- Graduated from Florida Prosecuting Attorney\'s DUI &amp; Advanced DUI Schools\r\n- Adjunct professor at Southwest Florida College\r\n\r\nMatt was born and raised in Tampa, Florida.\r\n\r\n&nbsp;</td>\r\n</tr>\r\n</tbody>\r\n</table>\r\n</td>\r\n</tr>\r\n</tbody>\r\n</table>','About Us','','inherit','open','open','','2-revision-v1','','','2011-11-15 13:17:59','2011-11-15 18:17:59','',2,'http://h4hconsulting.com/cms/1353/2-revision-v1/',0,'revision','',0),(1355,5,'2011-11-15 13:43:59','2011-11-15 18:43:59','<a title=\"Hope for Homeowners on WFLA\" href=\"http://media.ccomrcdn.com/media/station_content/1139/TBT_06-20-10_1276897312_24583.mp3?CPROG=PCAST&amp;MARKET=TAMPA-FL&amp;NG_FORMAT=&amp;SITE_ID=1139&amp;STATION_ID=WFLA-AM&amp;PCAST_AUTHOR=970_WFLA&amp;PCAST_CAT=News&amp;PCAST_TITLE=with_970_WFLA%27s_Matt_McClain\" target=\"_blank\">Hope for Homeowners on 970 WFLA June, 2010.</a>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','In the news...','','inherit','open','open','','641-revision-v1','','','2011-11-15 13:43:59','2011-11-15 18:43:59','',641,'http://h4hconsulting.com/cms/1355/641-revision-v1/',0,'revision','',0),(1357,5,'2011-11-15 13:26:41','2011-11-15 18:26:41','<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>\r\n\r\n<h2>Frequently Asked Questions  Videos in Foreclosure Defense</h2>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\">How will a Deficiency Judgment impact me?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-will-a-deficiency-judgment-impact-me/\"><img title=\"How will a Deficiency Judgment impact me?\" src=\"http://i3.ytimg.com/vi/6SN7zpDWL1c/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-does-foreclosure-or-short-sale-affect-my-credit/\">How does foreclosure or short sale affect my credit?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-does-foreclosure-or-short-sale-affect-my-credit/\"><img title=\"How does foreclosure or short sale affect my credit?\" src=\"http://i4.ytimg.com/vi/WWVcnfXlRdo/default.jpg\" alt=\"\" /></a></div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/do-i-need-to-be-late-on-my-payments-in-order-to-qualify/\">Do I need to be late on my payments in order to qualify?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/do-i-need-to-be-late-on-my-payments-in-order-to-qualify/\"><img title=\"Do I need to be late on my payments in order to qualify?\" src=\"http://i4.ytimg.com/vi/K3do75NZKvo/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-we-continue-to-talk-to-the-bank-after-we-hire-an-attorney/\">Should we continue to talk to the bank after we hire an attorney?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-we-continue-to-talk-to-the-bank-after-we-hire-an-attorney/\"><img title=\"  Should we continue to talk to the bank after we hire an attorney?\" src=\"http://i2.ytimg.com/vi/IDTpu6rLg5k/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-long-can-we-expect-to-stay-in-the-home-after-foreclosure-has-begun/\">How long can we expect to stay in the home after foreclosure has begun?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-long-can-we-expect-to-stay-in-the-home-after-foreclosure-has-begun/\"><img title=\"  How long can we expect to stay in the home after foreclosure has begun?\" src=\"http://i2.ytimg.com/vi/M3MTfWdgCak/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-i-continue-to-pay-my-hoa-fees-during-foreclosure/\">Should I continue to pay my HOA fees during Foreclosure?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/should-i-continue-to-pay-my-hoa-fees-during-foreclosure/\"><img title=\" Should I continue to pay my HOA fees during Foreclosure?\" src=\"http://i2.ytimg.com/vi/yyb0n4VQLOU/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-short-sale/\">What is a Short Sale?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-short-sale/\"><img title=\" What is a Short Sale?\" src=\"http://i3.ytimg.com/vi/jpezg9F8Cs4/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-deed-in-lieu/\">What is a Deed In Lieu?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-deed-in-lieu/\"><img title=\" What is a Deed In Lieu?\" src=\"http://i2.ytimg.com/vi/at6qxDt0RG8/default.jpg\" alt=\"\" width=\"120\" height=\"90\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-loan-modification/\">What is a Loan Modification?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-is-a-loan-modification/\"><img title=\" What is a Loan Modification?\" src=\"http://i3.ytimg.com/vi/Zas3AWaDuts/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-happens-to-a-spouse-who-has-signed-the-deedmortgage-but-not-the-note/\">What happens to a spouse who has signed the deed/mortgage but not the note?</a></div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/what-happens-to-a-spouse-who-has-signed-the-deedmortgage-but-not-the-note/\"><img title=\"What happens to a spouse who has signed the deed/mortgage but not the note?\" src=\"http://i3.ytimg.com/vi/bPjay2Wi3Os/default.jpg\" alt=\"\" /></a></div>\r\n</div>\r\n<div><a href=\"http://h4hconsulting.com/cms/faq/how-much-does-foreclosure-defense-cost/\">How much does foreclosure defense cost?</a></div>\r\n<p style=\"text-align: left;\"><a href=\"http://h4hconsulting.com/cms/faq/how-much-does-foreclosure-defense-cost/\"><img title=\"How much does foreclosure defense cost?\" src=\"http://i2.ytimg.com/vi/QbUD5pNQBVg/default.jpg\" alt=\"\" /></a></p>\r\n<p style=\"text-align: center;\"><a title=\"Click for the Business Review of Hope for Homeowners Consulting, LLC, a Credit &amp; Debt Counseling in Tampa FL\" href=\"http://www.bbb.org/west-florida/business-reviews/credit-debt-consultants/hope-for-homeowners-consulting-in-tampa-fl-90096953#sealclick\"><img style=\"border: 0;\" src=\"http://seal-westflorida.bbb.org/seals/blue-seal-160-82-hopeforhomeownersconsultingllc-90096953.png\" alt=\"Hope for Homeowners Consulting, LLC is a BBB Accredited Business. Click for the BBB Business Review of this Credit &amp; Debt Counseling in Tampa FL\" /></a></p>','FAQ Videos','','inherit','open','open','','243-revision-v1','','','2011-11-15 13:26:41','2011-11-15 18:26:41','',243,'http://h4hconsulting.com/cms/1357/243-revision-v1/',0,'revision','',0);

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--
-- Table structure for table `wp_users`
--

CREATE TABLE `wp_users` (
  `ID` bigint(20) unsigned NOT NULL AUTO_INCREMENT,
  `user_login` varchar(60) NOT NULL DEFAULT '',
  `user_pass` varchar(255) NOT NULL DEFAULT '',
  `user_nicename` varchar(50) NOT NULL DEFAULT '',
  `user_email` varchar(100) NOT NULL DEFAULT '',
  `user_url` varchar(100) NOT NULL DEFAULT '',
  `user_registered` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `user_activation_key` varchar(255) NOT NULL DEFAULT '',
  `user_status` int(11) NOT NULL DEFAULT '0',
  `display_name` varchar(250) NOT NULL DEFAULT '',
  PRIMARY KEY (`ID`),
  KEY `user_login_key` (`user_login`),
  KEY `user_nicename` (`user_nicename`),
  KEY `user_email` (`user_email`)
) ENGINE=MyISAM AUTO_INCREMENT=6 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `wp_users`
--

INSERT INTO `wp_users` VALUES (1,'chrisj','$P$BLjLldZTyITVDkMyH9yARaxUPAa7wO0','H4HC','info@h4hconsulting.com','','2010-05-13 19:52:32','Gw0kTN8b2SAu3Dt30yTP',0,'H4HC'),(5,'csommer','$P$BaEL5JeWYfpG0W6iuC2rUm1TK8Vhhr/','csommer','csommer@h4hconsulting.com','','2011-06-30 19:59:08','$P$BS0VqykiYKS7GQaKQuC1yqGeY6ra5R1',0,'csommer');

--
-- Table structure for table `wp_wangguardcronjobs`
--

CREATE TABLE `wp_wangguardcronjobs` (
  `id` mediumint(9) NOT NULL AUTO_INCREMENT,
  `RunOn` varchar(20) NOT NULL,
  `RunAt` varchar(5) NOT NULL,
  `Action` varchar(1) NOT NULL,
  `UsersTF` varchar(1) NOT NULL,
  `LastRun` timestamp NULL DEFAULT NULL,
  UNIQUE KEY `id` (`id`)
) ENGINE=MyISAM DEFAULT CHARSET=utf8;

--
-- Dumping data for table `wp_wangguardcronjobs`
--


--
-- Table structure for table `wp_wangguardoptions`
--

CREATE TABLE `wp_wangguardoptions` (
  `option_name` varchar(64) NOT NULL,
  `option_value` longtext NOT NULL,
  UNIQUE KEY `signup_username` (`option_name`)
) ENGINE=MyISAM DEFAULT CHARSET=latin1;

--
-- Dumping data for table `wp_wangguardoptions`
--

INSERT INTO `wp_wangguardoptions` VALUES ('wangguard_stats',''),('wangguard-enable-bp-report-btn',''),('wangguard_api_key','3697e2f72ca36d0977a4028c58379e11'),('wangguard-report-posts',''),('wangguard-expertmode',''),('wangguard-enable-bp-report-blog',''),('wangguard-delete-users-on-report','1'),('wangguard-verify-gmail','1'),('wangguard_db_version','1.6'),('wangguard_available_servers','a:1:{s:12:\"89.140.72.34\";b:1;}'),('wangguard_connectivity_time','1386099797'),('wangguard-verify-dns-mx','0'),('wangguard-do-not-check-client-ip','0');

--
-- Table structure for table `wp_wangguardquestions`
--

CREATE TABLE `wp_wangguardquestions` (
  `id` mediumint(9) NOT NULL AUTO_INCREMENT,
  `Question` varchar(255) NOT NULL,
  `Answer` varchar(50) NOT NULL,
  `RepliedOK` int(11) NOT NULL DEFAULT '0',
  `RepliedWRONG` int(11) NOT NULL DEFAULT '0',
  UNIQUE KEY `id` (`id`)
) ENGINE=MyISAM DEFAULT CHARSET=latin1;

--
-- Dumping data for table `wp_wangguardquestions`
--


--
-- Table structure for table `wp_wangguardreportqueue`
--

CREATE TABLE `wp_wangguardreportqueue` (
  `ID` bigint(20) DEFAULT NULL,
  `blog_id` bigint(20) DEFAULT NULL,
  `reported_on` timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP,
  `reported_by_ID` bigint(20) NOT NULL,
  UNIQUE KEY `ID_blog` (`ID`,`blog_id`),
  KEY `reported_by_ID` (`reported_by_ID`),
  KEY `ID` (`ID`),
  KEY `blog_id` (`blog_id`)
) ENGINE=MyISAM DEFAULT CHARSET=latin1;

--
-- Dumping data for table `wp_wangguardreportqueue`
--


--
-- Table structure for table `wp_wangguardsignupsstatus`
--

CREATE TABLE `wp_wangguardsignupsstatus` (
  `signup_username` varchar(60) NOT NULL,
  `user_status` varchar(20) NOT NULL,
  `user_ip` varchar(15) NOT NULL,
  `user_proxy_ip` varchar(15) NOT NULL,
  UNIQUE KEY `signup_username` (`signup_username`)
) ENGINE=MyISAM DEFAULT CHARSET=latin1;

--
-- Dumping data for table `wp_wangguardsignupsstatus`
--


--
-- Table structure for table `wp_wangguarduserstatus`
--

CREATE TABLE `wp_wangguarduserstatus` (
  `ID` bigint(20) NOT NULL,
  `user_status` varchar(20) NOT NULL,
  `user_ip` varchar(15) NOT NULL,
  `user_proxy_ip` varchar(15) NOT NULL,
  UNIQUE KEY `ID` (`ID`)
) ENGINE=MyISAM DEFAULT CHARSET=latin1;

--
-- Dumping data for table `wp_wangguarduserstatus`
--



