Bridgermama:  I don't think that it is that we are not ready - it's more that one of us is extremely fiscally conservative (for example, we pay cash for our cars) and thankfully that discipline has brought us a lot of freedom and the ability to purchase many luxuries.  It's just that a mortgage is such a big loan.  We're scared.

Alyssa:  Funny you should say that.  Last night, the husband and I shared a bottle of wine and laughed over our search so far.  I think I'm developing the necessary blisters (like a ballerina's feet) but as you well know there has to be some pain.  Anyways, thanks for the encouragement!
