Thanks everybody...it's been a week since the accident and we're all fine.  I'm trying to follow Karen's advice (they-arent!  they aren't!) Dealing with the insurance company is NOT fine, but that's to be expected.

Doodle Bean:  You're so right!  I can remember every detail of this, the stupidest accident ever.  It's like a movie playing in my head, over and over and over...

Margalit:  People here are nice, and this happened in a "swell" town with a snooty reputation.  I can tell you that if this had happened in Miami people would have laughed at us.
