Robert, I&#39;m with Kevin - don&#39;t let &quot;bucks&quot; get in your way of decision.  The most important thing is LIFE.  Be safe and take the cancellation with full refunds.  The ship is going to try and work on the emotions of the current cruisers and offer them all kinds of good deals to take the next cruise, because they know this cruise is not going to be full.  Just be safe, and listen to your heart.