Kevin and Jenn thanks.  I am really sorry for your losses. <br /><br />You are right we need to live each day and not think about tomorrow until tomorrow.<br /><br />A few years ago we financially better off then things started to turn and it has been a struggle.  I really want to go on this cruise in February so I am thinking I will try very hard to make it happen.<br /><br />Enough of the pity party.  How about a real party&#33;&#33;