Thanks everyone for you support.  I have been thinking about this along time but knew it had to be Dennis&#39;s decision.  Sure hope we can come out of it debt free like he thinks we can.  It sure would make life alot easier for us.  He is almost 60 and has no retirement so if he can work doing work dealing with trucking and able to put aside money for when he does retire that will be great.  Maybe I will be able to retire in 7 years as planned.<br /><br />Shaunna it hard to raise them when they are young and even harder when they are grown up.  Like you said pray and support each other.  You can pm anytime if you like.<br /><br />Cheryl this is what I have wanted and sure hope it works out the way we want.  I really miss the time we use to spend together even if it is just going for a drive through the country side.<br /><br />Well 24 will be on pretty soon so I am going to go for the night.  Chat with you all tomorrow.<br /><br />Jim you better have the coffee ready. <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/biggrin.gif" style="vertical-align:middle" emoid=":biggrin:" border="0" alt="biggrin.gif" />