FEMA is a headline maker and a purely <b>SLOW</b> reactive branch that, again, is not truely regulated. They go out, make big payments and headlines, then have to return to try and cover their tracks and their bumbles.<br /><br />I saw a T Shirt on my last cruise that said;<br /><br />F E M A<br />Fix Everything My A@@<br /><br />I tend to agree.<br /><br />It was due to FEMA that we lost our hotel resv in Galveston. They were paying &#036;281.00 per night for a room we had reserved at &#036;79.95...do the math.<br /><br />Later