<br />Might be time to start thinking about an Off-Shore account.  <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/ninja.gif" style="vertical-align:middle" emoid=":ninja:" border="0" alt="ninja.gif" />  There are a lot of great banks on Grand Cayman.  <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/cool.gif" style="vertical-align:middle" emoid=":cool2:" border="0" alt="cool.gif" />