Joey - Great to see and hear from you...it has been too long.  <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/wub.gif" style="vertical-align:middle" emoid=":wub:" border="0" alt="wub.gif" /> <br /><br />I  agree with you on what you said about Detroit, the banking situation, the economy...etc.  I fear things might get a lot worse before they get better. I hope not.  If so, a lot of people not used to hardship is going to be in for a world of hurt. JMHO.<br /><br /><br />Live Love Laugh and Have Faith...that is all any of us can do<br /><br /><br />Sincerely,<br /><br />Andrea