thanks Falina...but I still feel like an idiot...you know, along these lines..., &quot;Hey the good news is the price of diesel is down but the bad news is  you owe a bundle in back taxes&#33;&quot; <br /><br />that is at least insensitive to say the least... <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/wacko.gif" style="vertical-align:middle" emoid=":wacko:" border="0" alt="wacko.gif" /> <br /><br />keep the faith friend   <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/wub.gif" style="vertical-align:middle" emoid=":wub:" border="0" alt="wub.gif" />