Falina:  I don&#39;t know about your policy, but many years ago I found out that neither liability nor comprehensive covered towing.  If they&#39;re offering 2/3, and you didn&#39;t have &quot;towing&quot;, that may be their best offer <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/mellow.gif" style="vertical-align:middle" emoid=":mellow:" border="0" alt="mellow.gif" />   I like your new avatar. <img src="http://www.cruisecrazies.com/community/images/forum/tr-emoticons/smile.gif" style="vertical-align:middle" emoid=":smile:" border="0" alt="smile.gif" /> <br /><br /><br />Hi Cheryl.  Greg sounds like he has the right attitude.  I worked for a defense contractor for four years, thinking that I was going to get layed off the whole time.  When I finally did get layed-off, I landed on my feet; and I know Greg will too if it ever comes to that.  My point was that Greg refuses to worry about things he can&#39;t control, and I admire him for that.