Happy Friday to all of the Crazies. I am new to the group and look forward to talking about my addiction (cruises).<br /><br />It has been an interesting year for us. My factory was outsourced July, 2008 and I found myself unemployed for the first time in 20 years. We sold our home in Wichita, Kansas, moved to West Virginia to stay with family while deciding where we were going to live. We ended up in Colorado to be by our youngest son. I used the time to my advantage and finished my PhD to allow me another field. My cruises in the past were paid by my teaching online college classes and recently been accepted by a couple more schools to teach for them. So now I work in shorts and T-shirts from home. My idea of a good day is teaching an online course from whatever cruise ship we are on at the time (I have taught from six ships). Last July I went to Cambridge UK and received my certification in the Belbin Team Role Assessment and now am working on launching my own online employment assessment testing service. <br /><br />I feel pretty positive about the future but having a cruise booked gives me something to look forward to.<br /><br />Falina- I hope you get some good news from the bank. Hang in there.<br /><br />Take care, Ron