My best friend, Bev, just called me.  Jud&#39;s company has been going thru layyoffs, like most corporations nowadays.  He has been there 30 years and he lost his job today.  Not sure where this will leave our cruise that is in Oct.  Greg and I will still go but not sure about them.  Greg&#39;s company is preparing to go thru major layoffs also - 1 in every 5 employees will lose their jobs, but we have been fortunate to be able to save enough that we would be fine for quite some time if it happens to him.  They do not have that kind of savings and are heavily &quot;extended&quot;.  Greg made the decision many years ago to live debt free and never buy anything if we did not have the cash to do so, and I am thankful for that in the face of the present economy.  I told her to remember that God sees the bigger picture and surely there is something better for them on the horizon...