These days of austerity and relative stress and anxiety about having debt, many individuals balk up against the idea of making use of a credit card in order to make purchase of merchandise as well as pay for a trip, preferring, instead to rely on the tried and trusted method of making repayment - hard cash. However, if you possess cash there to make the purchase 100 %, then, paradoxically, that is the best time for them to use the credit card for several causes.