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<strong>CRA Modernization</strong>
<p>Regulators have called hearings for testimony on how the Community Reinvestment Act and the Home Mortgage Disclosure Act can be updated to better fulfill their roles in encouraging lending, investments, and services by financial institutions in low-and-moderate income communities.</p>
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<strong>Breakthrough in Predatory Lending Fight</strong> 
<em>The OTS Issues Supervisory Directive Against MetaBank</em>
<p>This action (October 6th, 2010) thwarts a new entrant into the Refund Anticipation Loan market. Eliminates MetaBanks high cost payday product, the i-advance, that was available through NetSpend cards.</p>
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