 payday lending our success in creating access to wealthbuilding credit was being undone by predatory mortgage lending to end this destructive practice cranc has played a leadership role in fighting abusive corporate practices and promoting legislative and regulatory solutions at the state and national level with the publication of our book  payday lending too much month at the end of the paycheck  in 2001 cranc again provided leadership in a fiveyear campaign to oppose this highcost shortterm credit that erodes families financial stability we are glad to celebrate the end of payday lending for north carolina defaultcranclog0png  advocacyresearch  