(14,110,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern, Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis, Media Advocacy Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n\r\n  <br />\r\n<strong>James Carl Manning (Vice President)</strong> <br />\r\n          Executive Director • Kingdom CDC <br />\r\n          <br />\r\n          <li><strong>Peter Laroche (Treasurer)</strong><br />\r\n          President and CEO • Consumer Credit Counseling Service of Forsyth County </li></ul><br />          </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div>\r\n          <h2>2010 Board Members</h2>\r\n          <br />\r\n            <br />\r\n            <ul><li><strong>Luis Collazo </strong><br />\r\n          City of Fayetteville • Human Relations <br />\r\n          <br />\r\n          <li><strong>Chris Estes </strong><br />\r\n          Executive Director • <a href=\"http://www.nchousing.org\">North Carolina Housing Coalition</a> <br />\r\n          <br />\r\n          <li><strong>Victor Galloway</strong><br />\r\n          North Carolina Institute for Minority Economic Development (NCIMED)<br />\r\n          <br />\r\n          <li><strong>Lenora Jarvis Mackey (Executive Committee) </strong><br />\r\n          Executive Director •<a href=\"http://www.rivercitycdc.org/\"> River City CDC</a> <br />\r\n            <br />\r\n            <li><strong>Resea Willis </strong><br />\r\n          Executive Director • Countywide CDC <br />\r\n          <br />\r\n          <li><strong>Craig White </strong><br />\r\n          <a href=\"http://www.cpcwnc.org/\">Center for Participatory Change<br /></a>\r\n            <li><strong>Helen McInnis</strong><br />\r\n          Senior Associate • <a href=\"http://www.ncruralcenter.org/databank/\">North Carolina Rural Center</a></li></ul></div></td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern, Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>','',1286727940,2),(14,111,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern, Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis, Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n          <p><h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\"></div>\r\n<p><h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a></p><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern, Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>','',1286728367,2),(14,112,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n          <p><h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\"></div>\r\n<p><h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a></p><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>','',1286728456,2),(14,113,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>','',1286728513,2),(14,114,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286728543,2),(14,115,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286728594,2),(14,116,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286728687,2),(14,117,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286728755,2),(11,118,1,'CRA-NC Board of Directors','CRA-NC is a 501(c)3 nonprofit. Its board is self-selecting. With an emphasis on diversity and a commitment to advocacy, the board represents minority and low-income communities, nonprofit community developers, housing service agencies, credit counseling agencies, and fair housing and legal services. CRA-NC\'s board members play roles at the local, state, regional and national levels.<br />\r\n  <table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\"><h2>2010 Board Officers</h2><br />\r\n                <br />\r\n                <ul><li><strong>Kate Rumely (President)</strong><br />\r\n          Executive Director • Brick Capital CDC <br />\r\n          <br /><br />\r\n         <li> <strong>Anthony Clark (President) </strong><br />\r\n          Executive Director • Uhuru CDC <br />\r\n          <br /><br />\r\n          <li><strong>James Carl Manning (Vice President)</strong> <br />\r\n          Executive Director • Kingdom CDC <br />\r\n          <br /><br />\r\n          <li><strong>Peter Laroche (Treasurer)</strong><br />\r\n          President and CEO • Consumer Credit Counseling Service of Forsyth County </li></ul><br />          </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div>\r\n          <h2>2010 Board Members</h2>\r\n          <br />\r\n            <br />\r\n            <ul><li><strong>Luis Collazo </strong><br />\r\n          City of Fayetteville • Human Relations <br />\r\n          <br /><br />\r\n          <li><strong>Chris Estes </strong><br />\r\n          Executive Director • <a href=\"http://www.nchousing.org\">North Carolina Housing Coalition</a> <br />\r\n          <br /><br />\r\n          <li><strong>Dan Kornelis </strong><br />\r\n          Director of Housing • Forsyth County, North Carolina <br />\r\n          <br />\r\n          <li><strong>Victor Galloway</strong><br />\r\n          North Carolina Institute for Minority Economic Development (NCIMED)<br />\r\n          <br /><br />\r\n          <li><strong>Lenora Jarvis Mackey (Executive Committee) </strong><br />\r\n          Executive Director •<a href=\"http://www.rivercitycdc.org/\"> River City CDC</a> <br />\r\n            <br /><br />\r\n            <li><strong>Resea Willis </strong><br />\r\n          Executive Director • Countywide CDC <br />\r\n          <br /><br />\r\n          <li><strong>Craig White </strong><br />\r\n          <a href=\"http://www.cpcwnc.org/\">Center for Participatory Change<br /></a>\r\n            <li><strong>Helen McInnis</strong><br />\r\n          Senior Associate • <a href=\"http://www.ncruralcenter.org/databank/\">North Carolina Rural Center</a></li></ul></div></td>\r\n      </tr>\r\n  </table>','CRA-NC is a 501(c)3 nonprofit. Its board is self-selecting. With an emphasis on diversity and a commitment to advocacy, the board represents minority and low-income communities, nonprofit community developers, housing service agencies, credit counseling agencies, and fair housing and legal services. CRA-NC\'s board members play roles at the local, state, regional and national levels.<br />\r\n  <table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r','',1286728866,2),(11,119,1,'CRA-NC Board of Directors','CRA-NC is a 501(c)3 nonprofit. Its board is self-selecting. With an emphasis on diversity and a commitment to advocacy, the board represents minority and low-income communities, nonprofit community developers, housing service agencies, credit counseling agencies, and fair housing and legal services. CRA-NC\'s board members play roles at the local, state, regional and national levels.<br />\r\n  <table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\"><h2>2010 Board Officers</h2><br />\r\n                <br />\r\n                <ul><li><strong>Kate Rumely (President)</strong><br />\r\n          Executive Director • Brick Capital CDC <br />\r\n          <br /><br />\r\n         <li> <strong>Anthony Clark (President) </strong><br />\r\n          Executive Director • Uhuru CDC <br />\r\n          <br /><br />\r\n          <li><strong>James Carl Manning (Vice President)</strong> <br />\r\n          Executive Director • Kingdom CDC <br />\r\n          <br /><br />\r\n          <li><strong>Peter Laroche (Treasurer)</strong><br />\r\n          President and CEO • Consumer Credit Counseling Service of Forsyth County </li></ul><br />          </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div>\r\n          <h2>2010 Board Members</h2>\r\n          <br />\r\n            <br />\r\n            <ul><li><strong>Luis Collazo </strong><br />\r\n          City of Fayetteville • Human Relations <br />\r\n          <br /><br />\r\n          <li><strong>Chris Estes </strong><br />\r\n          Executive Director • <a href=\"http://www.nchousing.org\">North Carolina Housing Coalition</a> <br />\r\n          <br /><br />\r\n          <li><strong>Dan Kornelis </strong><br />\r\n          Director of Housing • Forsyth County, North Carolina <br />\r\n          <br /><br />\r\n          <li><strong>Victor Galloway</strong><br />\r\n          North Carolina Institute for Minority Economic Development (NCIMED)<br />\r\n          <br /><br />\r\n          <li><strong>Lenora Jarvis Mackey (Executive Committee) </strong><br />\r\n          Executive Director •<a href=\"http://www.rivercitycdc.org/\"> River City CDC</a> <br />\r\n            <br /><br />\r\n            <li><strong>Resea Willis </strong><br />\r\n          Executive Director • Countywide CDC <br />\r\n          <br /><br />\r\n          <li><strong>Craig White </strong><br />\r\n          <a href=\"http://www.cpcwnc.org/\">Center for Participatory Change</a><br />\r\n<br /><br />\r\n            <li><strong>Helen McInnis</strong><br />\r\n          Senior Associate • <a href=\"http://www.ncruralcenter.org/databank/\">North Carolina Rural Center</a></li></ul></div></td>\r\n      </tr>\r\n  </table>','CRA-NC is a 501(c)3 nonprofit. Its board is self-selecting. With an emphasis on diversity and a commitment to advocacy, the board represents minority and low-income communities, nonprofit community developers, housing service agencies, credit counseling agencies, and fair housing and legal services. CRA-NC\'s board members play roles at the local, state, regional and national levels.<br />\r\n  <table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r','',1286728921,2),(15,120,1,'Awards We\'ve Recieved','This page is still being built.  Thank you for your patience!','This page is still being built.  Thank you for your patience!','',1286729051,2),(13,121,1,'Our Funders','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>\r\n<p>CRA-NC is a 501©(3) organization and believes in conducting its affairs with transparency. All financial records are available for public review. Here are our most recent <a href=\"http://www.cra-nc.org/files/Download/2006%20Annual%20Report%20Lgl.pdf\">Annual Report</a> and <a href=\"http://www.cra-nc.org/files/Download/Final%20Audit%20Report%20CRANC%20-%20123107.pdf\">Audited Financial Statements</a>. </p><br />\r\n<h2>Our 2010 Funders</h2>\r\n<ul><li><a href=\"http://www.zsr.org\"><strong>The Z. Smith Reynolds Foundation</strong></a><br />\r\n<li><a href=\"http://www.fbheron.org\"><strong>The F.B. Heron Foundation</strong></a><br />\r\n<li><a href=\"http://www.consumerlaw.org\"><strong>The National Consumer Law Center </strong></a><br />\r\n<li><a href=\"http://www.innovestgroup.com\"><strong>Innovest Strategic Value Advisors</strong></a><br />\r\n<em>Fee for service:</em> CRA-NC is partnering with Innovest to develop tools for socially responsible investors.  CRA-NC utilizes a data-driven approach to gauge risks associated with subprime lending.<br />\r\n<li><a href=\"http://www.ncimed.com\"><strong>The North Carolina Institute of Minority Economic Development (NCIMED)</strong></a><br />\r\n<li><a href=\"http://www.bbt.com\"><strong>BB&amp;T</strong></a><br />\r\n<li><a href=\"http://www.freddiemac.com\"><strong>Freddie Mac</strong></a><br />\r\n<li><strong>Voluntary Income Tax Assistance (VITA)</strong><br />\r\n<li><a href=\"http://www.durhamcountync.gov/departments/dssv/\"><strong>City of Durham Social Services</strong></a><br />\r\n<li><a href=\"http://www.unitedwaytriangle.org/\"><strong>The United Way of the Greater Triangle</strong></a><br />\r\n<li><a href=\"http://ci.durham.nc.us\"><strong>The City of Durham</strong></a><br />\r\n<li><a href=\"http://www.wachovia.com/inside/page/0,,139_414_430,00.html\"><strong>Wachovia Foundation</strong></a></li></ul>','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>','',1286729110,2),(13,122,1,'Our Funders','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>\r\n<p>CRA-NC is a 501©(3) organization and believes in conducting its affairs with transparency. All financial records are available for public review. Here are our most recent <a href=\"http://www.cra-nc.org/files/Download/2006%20Annual%20Report%20Lgl.pdf\">Annual Report</a> and <a href=\"http://www.cra-nc.org/files/Download/Final%20Audit%20Report%20CRANC%20-%20123107.pdf\">Audited Financial Statements</a>. </p><br />\r\n<h2>Our 2010 Funders</h2>\r\n<ul><li><a href=\"http://www.zsr.org\"><strong>The Z. Smith Reynolds Foundation</strong></a><br /><br />\r\n<li><a href=\"http://www.fbheron.org\"><strong>The F.B. Heron Foundation</strong></a><br /><br />\r\n<li><a href=\"http://www.consumerlaw.org\"><strong>The National Consumer Law Center </strong></a><br /><br />\r\n<li><a href=\"http://www.innovestgroup.com\"><strong>Innovest Strategic Value Advisors</strong></a><br /><br />\r\n<em>Fee for service:</em> CRA-NC is partnering with Innovest to develop tools for socially responsible investors.  CRA-NC utilizes a data-driven approach to gauge risks associated with subprime lending.<br /><br />\r\n<li><a href=\"http://www.ncimed.com\"<strong>The North Carolina Institute of Minority Economic Development (NCIMED)</strong></a><br /><br />\r\n<li><a href=\"http://www.bbt.com\"><strong>BB&amp;T</strong></a><br /><br />\r\n<li><a href=\"http://www.freddiemac.com\"><strong>Freddie Mac</strong></a><br /><br />\r\n<li><strong>Voluntary Income Tax Assistance (VITA)</strong><br /><br />\r\n<li><a href=\"http://www.durhamcountync.gov/departments/dssv/\"><strong>City of Durham Social Services</strong></a><br /><br />\r\n<li><a href=\"http://www.unitedwaytriangle.org/\"><strong>The United Way of the Greater Triangle</strong></a><br /><br />\r\n<li><a href=\"http://ci.durham.nc.us\"><strong>The City of Durham</strong></a><br /><br />\r\n<li><a href=\"http://www.wachovia.com/inside/page/0,,139_414_430,00.html\"><strong>Wachovia Foundation</strong></a></li></ul>','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>','',1286729153,2),(13,123,1,'Our Funders','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>\r\n<p>CRA-NC is a 501©(3) organization and believes in conducting its affairs with transparency. All financial records are available for public review. Here are our most recent <a href=\"http://www.cra-nc.org/files/Download/2006%20Annual%20Report%20Lgl.pdf\">Annual Report</a> and <a href=\"http://www.cra-nc.org/files/Download/Final%20Audit%20Report%20CRANC%20-%20123107.pdf\">Audited Financial Statements</a>. </p><br />\r\n<h2>Our 2010 Funders</h2>\r\n<ul><li><a href=\"http://www.zsr.org\"><strong>The Z. Smith Reynolds Foundation</strong></a>\r\n<li><a href=\"http://www.fbheron.org\"><strong>The F.B. Heron Foundation</strong></a>\r\n<li><a href=\"http://www.consumerlaw.org\"><strong>The National Consumer Law Center </strong></a>\r\n<li><a href=\"http://www.innovestgroup.com\"><strong>Innovest Strategic Value Advisors</strong></a>\r\n<em>Fee for service:</em> CRA-NC is partnering with Innovest to develop tools for socially responsible investors.  CRA-NC utilizes a data-driven approach to gauge risks associated with subprime lending.\r\n<li><a href=\"http://www.ncimed.com\"<strong>The North Carolina Institute of Minority Economic Development (NCIMED)</strong></a>\r\n<li><a href=\"http://www.bbt.com\"><strong>BB&amp;T</strong></a>\r\n<li><a href=\"http://www.freddiemac.com\"><strong>Freddie Mac</strong></a>\r\n<li><strong>Voluntary Income Tax Assistance (VITA)</strong>\r\n<li><a href=\"http://www.durhamcountync.gov/departments/dssv/\"><strong>City of Durham Social Services</strong></a>\r\n<li><a href=\"http://www.unitedwaytriangle.org/\"><strong>The United Way of the Greater Triangle</strong></a>\r\n<li><a href=\"http://ci.durham.nc.us\"><strong>The City of Durham</strong></a>\r\n<li><a href=\"http://www.wachovia.com/inside/page/0,,139_414_430,00.html\"><strong>Wachovia Foundation</strong></a></li></ul>','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>','',1286729212,2),(13,124,1,'Our Funders','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>\r\n<p>CRA-NC is a 501©(3) organization and believes in conducting its affairs with transparency. All financial records are available for public review. Here are our most recent <a href=\"http://www.cra-nc.org/files/Download/2006%20Annual%20Report%20Lgl.pdf\">Annual Report</a> and <a href=\"http://www.cra-nc.org/files/Download/Final%20Audit%20Report%20CRANC%20-%20123107.pdf\">Audited Financial Statements</a>. </p><br />\r\n<h2>Thank you to our 2010 Funders:</h2>\r\n<ul><li><a href=\"http://www.zsr.org\"><strong>The Z. Smith Reynolds Foundation</strong></a>\r\n<li><a href=\"http://www.fbheron.org\"><strong>The F.B. Heron Foundation</strong></a>\r\n<li><a href=\"http://www.consumerlaw.org\"><strong>The National Consumer Law Center </strong></a>\r\n<li><a href=\"http://www.innovestgroup.com\"><strong>Innovest Strategic Value Advisors</strong></a>\r\n<em>Fee for service:</em> CRA-NC is partnering with Innovest to develop tools for socially responsible investors.  CRA-NC utilizes a data-driven approach to gauge risks associated with subprime lending.\r\n<li><a href=\"http://www.ncimed.com\"<strong>The North Carolina Institute of Minority Economic Development (NCIMED)</strong></a>\r\n<li><a href=\"http://www.bbt.com\"><strong>BB&amp;T</strong></a>\r\n<li><a href=\"http://www.freddiemac.com\"><strong>Freddie Mac</strong></a>\r\n<li><strong>Voluntary Income Tax Assistance (VITA)</strong>\r\n<li><a href=\"http://www.durhamcountync.gov/departments/dssv/\"><strong>City of Durham Social Services</strong></a>\r\n<li><a href=\"http://www.unitedwaytriangle.org/\"><strong>The United Way of the Greater Triangle</strong></a>\r\n<li><a href=\"http://ci.durham.nc.us\"><strong>The City of Durham</strong></a>\r\n<li><a href=\"http://www.wachovia.com/inside/page/0,,139_414_430,00.html\"><strong>Wachovia Foundation</strong></a></li></ul>','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>','',1286729265,2),(13,125,1,'Our Funders','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>\r\n<p>CRA-NC is a 501©(3) organization and believes in conducting its affairs with transparency. All financial records are available for public review. Here are our most recent <a href=\"http://www.cra-nc.org/files/Download/2006%20Annual%20Report%20Lgl.pdf\">Annual Report</a> and <a href=\"http://www.cra-nc.org/files/Download/Final%20Audit%20Report%20CRANC%20-%20123107.pdf\">Audited Financial Statements</a>. </p><br />\r\n<h3>Thank you to our 2010 Funders:</h3>\r\n<ul><li><a href=\"http://www.zsr.org\"><strong>The Z. Smith Reynolds Foundation</strong></a>\r\n<li><a href=\"http://www.fbheron.org\"><strong>The F.B. Heron Foundation</strong></a>\r\n<li><a href=\"http://www.consumerlaw.org\"><strong>The National Consumer Law Center </strong></a>\r\n<li><a href=\"http://www.innovestgroup.com\"><strong>Innovest Strategic Value Advisors</strong></a>\r\n<em>Fee for service:</em> CRA-NC is partnering with Innovest to develop tools for socially responsible investors.  CRA-NC utilizes a data-driven approach to gauge risks associated with subprime lending.\r\n<li><a href=\"http://www.ncimed.com\"<strong>The North Carolina Institute of Minority Economic Development (NCIMED)</strong></a>\r\n<li><a href=\"http://www.bbt.com\"><strong>BB&amp;T</strong></a>\r\n<li><a href=\"http://www.freddiemac.com\"><strong>Freddie Mac</strong></a>\r\n<li><strong>Voluntary Income Tax Assistance (VITA)</strong>\r\n<li><a href=\"http://www.durhamcountync.gov/departments/dssv/\"><strong>City of Durham Social Services</strong></a>\r\n<li><a href=\"http://www.unitedwaytriangle.org/\"><strong>The United Way of the Greater Triangle</strong></a>\r\n<li><a href=\"http://ci.durham.nc.us\"><strong>The City of Durham</strong></a>\r\n<li><a href=\"http://www.wachovia.com/inside/page/0,,139_414_430,00.html\"><strong>Wachovia Foundation</strong></a></li></ul>','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>','',1286729311,2),(6,128,1,'About Us','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h2>Who We Are</h2>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<h2>A Creative Approach to Advocacy</h2>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></div>\r\n<p><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p>\r\n','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h2>Who We Are</h2>\r','',1286730589,2),(6,300,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1287080086,2),(22,130,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><strong>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</strong></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s\r\nmeeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<br />\r\n<a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<br />\r\n<a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<br />\r\n<a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<br />\r\n<a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<br />\r\n<a href=\"http://www.domini.com\">Domini Social Investments</a>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1286731343,2),(22,131,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><h2><em>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</em></h2></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s\r\nmeeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<br />\r\n<a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<br />\r\n<a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<br />\r\n<a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<br />\r\n<a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<br />\r\n<a href=\"http://www.domini.com\">Domini Social Investments</a>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1286731443,2),(22,132,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><h2><em>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</em></h2></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s\r\nmeeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<br />\r\n<a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<br />\r\n<a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<br />\r\n<a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<br />\r\n<a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<br />\r\n<a href=\"http://www.domini.com\">Domini Social Investments</a>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1286732101,2),(1,133,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-size : 20pt;color:white;\">Advocacy <br />& Research</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"margin-left:190px;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-size : 20pt;color:white;text-align:right;\">Education <br />& Outreach</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-size:20pt;color:white;\">TAC (Taxpayer <br />Assistance Center)</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-size : 20pt;color:white;text-align:right\">Community <br />Development</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-size : 20pt;color:white;\">Advocacy <br />& Research</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"margin-left:190px;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-size : 20pt;color:white;text-align:right;\">Education <br />& Outreach</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-size:20pt;color:white;\">TAC (Taxpayer <br />Assistance Center)</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-size : 20pt;color:white;text-align:right\">Community <br />Development</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286734710,2),(1,134,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-size : 20pt;color:white;\">Advocacy <br />& Research</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-size : 20pt;color:white;text-align:right;\">Education <br />& Outreach</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-size:20pt;color:white;\">TAC (Taxpayer <br />Assistance Center)</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-size : 20pt;color:white;text-align:right\">Community <br />Development</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-size : 20pt;color:white;\">Advocacy <br />& Research</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-size : 20pt;color:white;text-align:right;\">Education <br />& Outreach</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-size:20pt;color:white;\">TAC (Taxpayer <br />Assistance Center)</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-size : 20pt;color:white;text-align:right\">Community <br />Development</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286734792,2),(1,135,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\">Advocacy <br />& Research</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-size : 20pt;color:white;text-align:right;\">Education <br />& Outreach</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-size:20pt;color:white;\">TAC (Taxpayer <br />Assistance Center)</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-size : 20pt;color:white;text-align:right\">Community <br />Development</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\">Advocacy <br />& Research</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-size : 20pt;color:white;text-align:right;\">Education <br />& Outreach</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-size:20pt;color:white;\">TAC (Taxpayer <br />Assistance Center)</p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-size : 20pt;color:white;text-align:right\">Community <br />Development</p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286734866,2),(1,136,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286735040,2),(1,137,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286735403,2),(1,138,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"3px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"3px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286735511,2),(1,139,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'195><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"195><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"195\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286735546,2),(1,140,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'480\',\'height\',\'290><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"480\" height=\"290><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"480\" height=\"290\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'480\',\'height\',\'290><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"480\" height=\"290><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"480\" height=\"290\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" padding=\"10\" border=\"10\" bordercolor=\"#ffffff\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286735742,2),(1,141,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'205><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"205><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"205\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'205><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"205><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"205\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286735871,2),(1,142,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"education-outreach\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Outreach</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286735980,2),(23,143,1,'Advocacy & Research','','','',1286819058,2),(24,144,1,'Education & Outreach','','','',1286819138,2),(1,145,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\"><a href=\"tac\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\"><a href=\"community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a></td>\r\n	</tr>\r\n</table></div>\r\n','',1286819211,2),(24,146,1,'Education & Media','','','',1286819255,2),(16,148,1,'Refund Anticipation Loans (RALs)','http://www.cra-nc.org/RALS.html','http://www.cra-nc.org/RALS.html','',1286821745,2),(18,149,1,'Community Reinvestment Act','http://www.frbsf.org/publications/community/cra/index.html','http://www.frbsf.org/publications/community/cra/index.html','',1286822095,2),(22,150,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><h2><em>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</em></h2></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s\r\nmeeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<br />\r\n<a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<br />\r\n<a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<br />\r\n<a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<br />\r\n<a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<br />\r\n<a href=\"http://www.domini.com\">Domini Social Investments</a>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1286822115,2),(17,151,1,'Manufactured Housing Reform','http://www.cra-nc.org/MHReform.html','http://www.cra-nc.org/MHReform.html','',1286822140,2),(26,152,1,'Prepaid Debit Cards','Prepaid Debit Cards Content \r\n\r\nto\r\nadd','Prepaid Debit Cards Content \r\n\r\nto\r\nadd','',1286822215,2),(27,153,1,'Bank Talk','BANK TALK\r\n\r\nBlog Feed?  Content \r\n\r\nto\r\nadd','BANK TALK\r\n\r\nBlog Feed?  Content \r\n\r\nto\r\nadd','',1286822275,2),(28,154,1,'Home Mortgage Lending','Home Mortgage Lending Content \r\n\r\nto\r\nadd','Home Mortgage Lending Content \r\n\r\nto\r\nadd','',1286822330,2),(29,155,1,'Small Business Lending','Small Business Lending Content \r\n\r\nto\r\nadd','Small Business Lending Content \r\n\r\nto\r\nadd','',1286822371,2),(30,156,1,'Students Loans','Student Loans \r\n\r\nContent Here','Student Loans \r\n\r\nContent Here','',1286822412,2),(31,157,1,'Corporate Advocacy','Content to Add for Corporate Advocacy','Content to Add for Corporate Advocacy','',1286822516,2),(32,158,1,'CRA-NC Books','Books \r\n\r\nBooks','Books \r\n\r\nBooks','',1286822618,2),(23,159,1,'In Media','In media content','In media content','',1286824264,2),(32,160,1,'CRA-NC Books','Books \r\n\r\nBooks','Books \r\n\r\nBooks','',1286824328,2),(32,161,1,'CRA-NC Books','Books \r\n\r\nBooks','Books \r\n\r\nBooks','',1286824401,2),(33,162,1,'Archive','Archive Content','Archive Content','',1286824498,2),(32,163,1,'CRA-NC Books','Books \r\n\r\nBooks','Books \r\n\r\nBooks','',1286824565,2),(34,164,1,'Nuestro Barrio Senior Fraud Campaign','Nuesto Barrio Senior Fraud Campaign\r\n\r\nContent \r\n\r\nContent\r\n\r\nNuesto Barrio Senior Fraud Campaign','Nuesto Barrio Senior Fraud Campaign\r\n\r\nContent \r\n\r\nContent\r\n\r\nNuesto Barrio Senior Fraud Campaign','',1286824728,2),(35,165,1,'Nuestro Barrio Homebuyer Education Campaign','Nuestro Barrio Homebuyer Education Campaign\r\n Content\r\n\r\nContent\r\n\r\nNuestro Barrio Homebuyer Education Campaign','Nuestro Barrio Homebuyer Education Campaign\r\n Content\r\n\r\nContent\r\n\r\nNuestro Barrio Homebuyer Education Campaign','',1286824830,2),(36,166,1,'Community Reinvestment Act Trainings','Community Reinvestment Act Trainings\r\n content\r\n\r\ncontent\r\n\r\n\r\nCommunity Reinvestment Act Trainings','Community Reinvestment Act Trainings\r\n content\r\n\r\ncontent\r\n\r\n\r\nCommunity Reinvestment Act Trainings','',1286825022,2),(37,167,1,'Foreclosure Prevention: Loan Modifications','Foreclosure Prevention: Loan Modifications\r\n\r\ncontent\r\n\r\nForeclosure Prevention: Loan Modifications','Foreclosure Prevention: Loan Modifications\r\n\r\ncontent\r\n\r\nForeclosure Prevention: Loan Modifications','',1286825125,2),(38,169,1,'For Press','Press Contact Info:\r\n\r\ninfo here:\r\n\r\ninfo info','Press Contact Info:\r\n\r\ninfo here:\r\n\r\ninfo info','',1286825385,2),(39,292,1,'The Unbanked','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','',1287056784,2),(16,173,1,'Refund Anticipation Loans (RALs)','http://www.cra-nc.org/RALS.html','http://www.cra-nc.org/RALS.html','',1286830427,2),(16,174,1,'Refund Anticipation Loans (RALs)','http://www.cra-nc.org/RALS.html','http://www.cra-nc.org/RALS.html','',1286830480,2),(16,175,1,'Refund Anticipation Loans (RALs)','http://www.cra-nc.org/RALS.html','http://www.cra-nc.org/RALS.html','',1286830980,2),(22,176,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><h2><em>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</em></h2></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s\r\nmeeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<br />\r\n<a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<br />\r\n<a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<br />\r\n<a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<br />\r\n<a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<br />\r\n<a href=\"http://www.domini.com\">Domini Social Investments</a>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1286831070,2),(6,177,1,'About Us','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></div>\r\n<p><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p>\r\n','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r','',1286832863,2),(6,178,1,'About Us','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"131\" width=\"209\" /></div>\r\n<p><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p>\r\n','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r','',1286833161,2),(6,179,1,'About Us','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3><div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"131\" width=\"209\" />\r\n<p><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r','',1286833410,2),(6,180,1,'About Us','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3><div style=\"text-align:right;float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"131\" width=\"209\" />\r\n<p><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<h3>Who We Are</h3>\r','',1286833556,2),(6,181,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:212px;float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"131\" width=\"209\" />\r\n<p><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div><h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286833730,2),(6,182,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:212px;float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"131\" width=\"209\" />\r\n<p><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div><h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286833752,2),(6,183,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:212px;float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"131\" width=\"209\" />\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div><h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286833863,2),(6,184,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3>\r\n<div style=\"width:250px;float:right;margin-left:1em;margin-bottom:1em;\"><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"131\" width=\"209\" />\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286833920,2),(6,185,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3>\r\n<div style=\"width:270px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286834022,2),(6,186,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3>\r\n<div style=\"width:295px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286834108,2),(6,187,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:295px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286834142,2),(18,188,1,'Community Reinvestment Act','Lorem ipsum dolor sit amet, consectetur adipiscing elit. Etiam et justo magna, at dignissim nisl. Integer fermentum condimentum leo, at aliquam nibh condimentum ut. Praesent eget erat vel mi consectetur egestas. Donec mollis ligula eu velit pulvinar mollis vel eget metus. Integer eget nisl odio. Suspendisse lorem dolor, egestas et tincidunt consectetur, cursus ac elit. Maecenas tempor ultricies interdum. Integer auctor tellus neque. Quisque imperdiet tempor risus, vitae adipiscing elit facilisis quis. Vivamus sed nulla in odio iaculis fermentum non feugiat ligula.\r\n\r\nDuis id massa mi, a sagittis velit. Pellentesque mattis dui nibh. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer sagittis lorem quis mauris faucibus adipiscing. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Nam sed ante urna.\r\n\r\nhttp://www.frbsf.org/publications/community/cra/index.html','Lorem ipsum dolor sit amet, consectetur adipiscing elit. Etiam et justo magna, at dignissim nisl. Integer fermentum condimentum leo, at aliquam nibh condimentum ut. Praesent eget erat vel mi consectetur egestas. Donec mollis ligula eu velit pulvinar mollis vel eget metus. Integer eget nisl odio. Suspendisse lorem dolor, egestas et tincidunt consectetur, cursus ac elit. Maecenas tempor ultricies interdum. Integer auctor tellus neque. Quisque imperdiet tempor risus, vitae adipiscing elit facilisis quis. Vivamus sed nulla in odio iaculis fermentum non feugiat ligula.\r\n\r','',1286838613,2),(18,189,1,'Community Reinvestment Act','Lorem ipsum dolor sit amet, consectetur adipiscing elit. Etiam et justo magna, at dignissim nisl. Integer fermentum condimentum leo, at aliquam nibh condimentum ut. Praesent eget erat vel mi consectetur egestas. \r\n\r\nDonec mollis ligula eu velit pulvinar mollis vel eget metus. Integer eget nisl odio. Suspendisse lorem dolor, egestas et tincidunt consectetur, cursus ac elit. Maecenas tempor ultricies interdum. Integer auctor tellus neque. Quisque imperdiet tempor risus, vitae adipiscing elit facilisis quis. Vivamus sed nulla in odio iaculis fermentum non feugiat ligula.\r\n\r\nDuis id massa mi, a sagittis velit. Pellentesque mattis dui nibh. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Integer sagittis lorem quis mauris faucibus adipiscing. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Nam sed ante urna.\r\n\r\nhttp://www.frbsf.org/publications/community/cra/index.html','Lorem ipsum dolor sit amet, consectetur adipiscing elit. Etiam et justo magna, at dignissim nisl. Integer fermentum condimentum leo, at aliquam nibh condimentum ut. Praesent eget erat vel mi consectetur egestas. \r\n\r\nDonec mollis ligula eu velit pulvinar mollis vel eget metus. Integer eget nisl odio. Suspendisse lorem dolor, egestas et tincidunt consectetur, cursus ac elit. Maecenas tempor ultricies interdum. Integer auctor tellus neque. Quisque imperdiet tempor risus, vitae adipiscing elit facilisis quis. Vivamus sed nulla in odio iaculis fermentum non feugiat ligula.\r\n\r','',1286838661,2),(15,190,1,'Awards We\'ve Recieved','This page is still being built.  Thank you for your patience!','This page is still being built.  Thank you for your patience!','',1286841351,2),(17,191,1,'Manufactured Housing Reform','<h3>Advocating for better homes and neighborhoods</h3>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n\r\n<h3>Legislative Advocacy</h3>\r\n<p>CRA-NC participated in several legislative efforts to help residents of manufactured housing. Two bills passed in the North Carolina General Assembly in 2008.</p>\r\n<ol><li><a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1134\">Rep. Phillip Haire\'s bill on abandoned homes (H1134)</a> was passed in the Appropriations Act.<br />\r\n<li> Rep. Susan Fisher\'s bill to prevent the <a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1700\">displacement of manufactured homes (H1700)</a> passed, giving park owners that sell their communities to residents (through a co-op or a non-profit) a 5 percent deduction.</li></ol>\r\n\r\n<h3>Park Acquisition and Rehabilitation</h3>\r\n<p>CRA-NC has partnered with two other groups to create the first non-profit owned manufactured housing park in North Carolina.</p>\r\n<p>Through funding from <a href=\"http://www.bbt.com\">BB&amp;T</a> and grants from several sources, the park provides affordable housing for fourteen families in Burnsville, North Carolina.  <a href=\"http://www.cra-nc.org/files/Download/index.html\">View a slideshow of the Park in Burnsville.</a> Make sure to turn your sound on, and click on &quot;small.&quot;</p>\r\n\r\n<h3>Control the Land, Control Your Destiny</h3>\r\nWe are articulating a wider political agenda through research on manufactured housing: CRA-NC believes that manufactured housing can become a significant tool within the housing stock that is affordable to working families.Our agenda seeks to address the systemic shortcomings of the land-lease park by giving residents more control over the land where their homes are located.</p>\r\n<p>This can be achieved through a variety of strucures. Non-profit owned parks are oneway. Resident-owned cooperatives are another.</p>\r\n<p>To get there, we need more actors to participate in manufactured housing. This includes foundations, county governments, state housing finance agencies, planners, and banks.</p>\r\n\r\n<h3>Media</h3>\r\nCRA-NC\'s work is highlighted in <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A260769\">Bob Geary\'s profile</a> of a park threatened by closure in Raleigh, North Carolina. Subsequently, a <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A261746\">rezoning application is denied</a> and the park is saved.\r\n\r\n<h3>Research and Policy</h3>\r\n<p>CRA-NC is developing policy materials to articulate the pathways to reform in this sector.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/The%20Myths%20and%20Realities%20of%20Manufactured%20Housing%20Paper.pdf\">The Myths and Realities of Manufactured Housing</a>, published by the Federal Reserve, looks at the financing market for manufactured homes.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/PopularGovernment.pdf\">&quot;Transforming Trailers into Assets&quot;</a> published by the University of North Carolina\'s School of Government, outlines how non-profit ownership can create opportunities for the revitalization of distressed parks.</p>\r\n<p><a href=\"http://www.cap-press.com/books/1730\">This is My Home: The Challenges and Opportunities of Manufactured Housing</a>, is a resource for groups interested in understanding the issues that surround manufactured housing policy. ','<h3>Advocating for better homes and neighborhoods</h3>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n\r\n<h3>Legislative Advocacy</h3>\r\n<p>CRA-NC participated in several legislative efforts to help residents of manufactured housing. Two bills passed in the North Carolina General Assembly in 2008.</p>','',1286842397,2),(17,192,1,'Manufactured Housing Reform','<h3>Advocating for better homes and neighborhoods</h3>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>\r\n<h3>Legislative Advocacy</h3>\r\n<p>CRA-NC participated in several legislative efforts to help residents of manufactured housing. Two bills passed in the North Carolina General Assembly in 2008.</p>\r\n<ol><li><a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1134\">Rep. Phillip Haire\'s bill on abandoned homes (H1134)</a> was passed in the Appropriations Act.<br />\r\n<li> Rep. Susan Fisher\'s bill to prevent the <a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1700\">displacement of manufactured homes (H1700)</a> passed, giving park owners that sell their communities to residents (through a co-op or a non-profit) a 5 percent deduction.</li></ol>\r\n<p>&nbsp;</p>\r\n<h3>Park Acquisition and Rehabilitation</h3>\r\n<p>CRA-NC has partnered with two other groups to create the first non-profit owned manufactured housing park in North Carolina.</p>\r\n<p>Through funding from <a href=\"http://www.bbt.com\">BB&amp;T</a> and grants from several sources, the park provides affordable housing for fourteen families in Burnsville, North Carolina.  <a href=\"http://www.cra-nc.org/files/Download/index.html\">View a slideshow of the Park in Burnsville.</a> Make sure to turn your sound on, and click on &quot;small.&quot;</p>\r\n<p>&nbsp;</p>\r\n<h3>Control the Land, Control Your Destiny</h3>\r\nWe are articulating a wider political agenda through research on manufactured housing: CRA-NC believes that manufactured housing can become a significant tool within the housing stock that is affordable to working families.Our agenda seeks to address the systemic shortcomings of the land-lease park by giving residents more control over the land where their homes are located.</p>\r\n<p>This can be achieved through a variety of strucures. Non-profit owned parks are oneway. Resident-owned cooperatives are another.</p>\r\n<p>To get there, we need more actors to participate in manufactured housing. This includes foundations, county governments, state housing finance agencies, planners, and banks.</p>\r\n<p>&nbsp;</p>\r\n<h3>Media</h3>\r\nCRA-NC\'s work is highlighted in <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A260769\">Bob Geary\'s profile</a> of a park threatened by closure in Raleigh, North Carolina. Subsequently, a <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A261746\">rezoning application is denied</a> and the park is saved.\r\n<p>&nbsp;</p>\r\n<h3>Research and Policy</h3>\r\n<p>CRA-NC is developing policy materials to articulate the pathways to reform in this sector.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/The%20Myths%20and%20Realities%20of%20Manufactured%20Housing%20Paper.pdf\">The Myths and Realities of Manufactured Housing</a>, published by the Federal Reserve, looks at the financing market for manufactured homes.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/PopularGovernment.pdf\">&quot;Transforming Trailers into Assets&quot;</a> published by the University of North Carolina\'s School of Government, outlines how non-profit ownership can create opportunities for the revitalization of distressed parks.</p>\r\n<p><a href=\"http://www.cap-press.com/books/1730\">This is My Home: The Challenges and Opportunities of Manufactured Housing</a>, is a resource for groups interested in understanding the issues that surround manufactured housing policy. ','<h3>Advocating for better homes and neighborhoods</h3>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>','',1286842439,2),(39,193,1,'The Unbanked','<h3>Rapid Change in Basic Financial Services</h3>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a></p>\r\n','<h3>Rapid Change in Basic Financial Services</h3>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a></p>\r\n','',1286885816,2),(39,194,1,'The Unbanked','<h3>Rapid Change in Basic Financial Services</h3>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','<h3>Rapid Change in Basic Financial Services</h3>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','',1286885839,2),(27,195,1,'Bank Talk','BANK TALK\r\n\r\nBlog Feed?  Content \r\n\r\nto\r\nadd','BANK TALK\r\n\r\nBlog Feed?  Content \r\n\r\nto\r\nadd','',1286889521,2),(27,196,1,'Bank Talk','BANK TALK\r\n\r\nBlog Feed?  Content \r\n\r\nto\r\nadd','BANK TALK\r\n\r\nBlog Feed?  Content \r\n\r\nto\r\nadd','',1286889660,2),(27,197,1,'Bank Talk','','','',1286889705,2),(27,198,1,'Bank Talk','','','',1286889765,2),(27,199,1,'About Bank Talk Blog','<p><a href=\"http://banktalk.org\">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly. Many get credit from unusual sources: refund anticipation loans, payday loans, pawn shops, and their friendly uncle.</p>\r\n<p>The alternative financial services industry is changing rapidly. Bank executives indicate that they plan to cut back on free checking in the near future. Increasingly, the unbanked use prepaid cards for many of the basic services offered to holders of checking accounts. They keep deposits on these cards, use them at ATMs or point of purchase kiosks, and even access them for credit.</p>\r\n<p>It\'s fun to talk about behavioral economics, and the Bank Talk blog certainly does some of that.  Bank Talk\'s main focus, though, is going to be how money intersects with the lives of regular people.  It\'s more empirical than theoretical, more concrete than abstract, more country than city, more Sonny than Cher.</p>\r\n<p>Bank Talk returns to a few favorites time and time again.  Some of the hot topics include:</p>\r\n<ul><li>The Unbanked\r\n<li>Refund Anticipation Loans\r\n<li>The Community Reinvestment Act\r\n<li>The Earned Income Tax Credit\r\n<li>Subprime Lending\r\n<li>Credit Cards\r\n<li>The Big Banks: Bank of America, Wells Fargo, Citigroup, and JP Morgan Chase</li></ul>\r\n<p>Bank Talk is written by <a href=\"files/Bio_Adam_Rust.pdf\">Adam Rust,</a> the Research Director here at the Community Reinvestment Association of North Carolina.  Adam earned a master’s degree in City Planning from the University of North Carolina-Chapel Hill and a master’s degree in journalism from the University of Missouri-Columbia.  <a href=\"mailto:adam@cra-nc.org\">Email Adam.</a></p>','<p><a href=\"http://banktalk.org\">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly.','',1286890552,2),(1,200,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286890643,2),(27,201,1,'About Bank Talk Blog','<p><strong><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></strong></p>\r\n<p><strong><a href=\"aggregator/sources/1\">Read Bank Talk blogfeed on cra-nc.org</a></strong></p>\r\n<h3>About Bank Talk</h3>\r\n<p><a href=\"http://banktalk.org\">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly. Many get credit from unusual sources: refund anticipation loans, payday loans, pawn shops, and their friendly uncle.</p>\r\n<p>The alternative financial services industry is changing rapidly. Bank executives indicate that they plan to cut back on free checking in the near future. Increasingly, the unbanked use prepaid cards for many of the basic services offered to holders of checking accounts. They keep deposits on these cards, use them at ATMs or point of purchase kiosks, and even access them for credit.</p>\r\n<p>It\'s fun to talk about behavioral economics, and the Bank Talk blog certainly does some of that.  Bank Talk\'s main focus, though, is going to be how money intersects with the lives of regular people.  It\'s more empirical than theoretical, more concrete than abstract, more country than city, more Sonny than Cher.</p>\r\n<p>Bank Talk returns to a few favorites time and time again.  Some of the hot topics include:</p>\r\n<ul><li>The Unbanked\r\n<li>Refund Anticipation Loans\r\n<li>The Community Reinvestment Act\r\n<li>The Earned Income Tax Credit\r\n<li>Subprime Lending\r\n<li>Credit Cards\r\n<li>The Big Banks: Bank of America, Wells Fargo, Citigroup, and JP Morgan Chase</li></ul>\r\n<p>Bank Talk is written by <a href=\"files/Bio_Adam_Rust.pdf\">Adam Rust,</a> the Research Director here at the Community Reinvestment Association of North Carolina.  Adam earned a master’s degree in City Planning from the University of North Carolina-Chapel Hill and a master’s degree in journalism from the University of Missouri-Columbia.  <a href=\"mailto:adam@cra-nc.org\">Email Adam.</a></p>','<p><strong><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></strong></p>\r\n<p><strong><a href=\"aggregator/sources/1\">Read Bank Talk blogfeed on cra-nc.org</a></strong></p>','',1286890793,2),(1,202,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286891096,2),(27,203,1,'About Bank Talk Blog','<p><strong><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></strong></p>\r\n<p><strong><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></strong></p>\r\n<h3>About Bank Talk</h3>\r\n<p><a href=\"http://banktalk.org\">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly. Many get credit from unusual sources: refund anticipation loans, payday loans, pawn shops, and their friendly uncle.</p>\r\n<p>The alternative financial services industry is changing rapidly. Bank executives indicate that they plan to cut back on free checking in the near future. Increasingly, the unbanked use prepaid cards for many of the basic services offered to holders of checking accounts. They keep deposits on these cards, use them at ATMs or point of purchase kiosks, and even access them for credit.</p>\r\n<p>It\'s fun to talk about behavioral economics, and the Bank Talk blog certainly does some of that.  Bank Talk\'s main focus, though, is going to be how money intersects with the lives of regular people.  It\'s more empirical than theoretical, more concrete than abstract, more country than city, more Sonny than Cher.</p>\r\n<p>Bank Talk returns to a few favorites time and time again.  Some of the hot topics include:</p>\r\n<ul><li>The Unbanked\r\n<li>Refund Anticipation Loans\r\n<li>The Community Reinvestment Act\r\n<li>The Earned Income Tax Credit\r\n<li>Subprime Lending\r\n<li>Credit Cards\r\n<li>The Big Banks: Bank of America, Wells Fargo, Citigroup, and JP Morgan Chase</li></ul>\r\n<p>Bank Talk is written by <a href=\"files/Bio_Adam_Rust.pdf\">Adam Rust,</a> the Research Director here at the Community Reinvestment Association of North Carolina.  Adam earned a master’s degree in City Planning from the University of North Carolina-Chapel Hill and a master’s degree in journalism from the University of Missouri-Columbia.  <a href=\"mailto:adam@cra-nc.org\">Email Adam.</a></p>','<p><strong><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></strong></p>\r\n<p><strong><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></strong></p>','',1286891391,2),(40,204,1,'Disclaimer and Linking Policy','<h3>Disclaimer</h3>\r\n<p>Although we try to keep information on this site up to date, some information may not be current.</p>\r\n<h3>CRA-NC Linking Policy</h3>\r\n<p>CRA-NC aims to be a storehouse of valuable information to individuals and organizations seeking to protect and promote community wealth. We receive many requests to both provide resource links on our site as well as have other sites link to ours. In considering these requests, CRA-NC evaluates whether or not such arrangements are beneficial. Each decision is made on a case-by-case basis. CRA-NC reserves the right to remove, edit, or reject existing or potential content at its sole discretion.</p>\r\n<p>Questions, comments, or suggestions about our website policies should be directed to the webmaster.</p>','<h3>Disclaimer</h3>\r\n<p>Although we try to keep information on this site up to date, some information may not be current.</p>','',1286891902,2),(1,205,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners top blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners bottom blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners top green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners bottom green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286892165,2),(18,206,1,'Community Reinvestment Act','<p>The Community Reinvestment Act compels financial institutions to make capital available to borrowers\r\nthroughout the community. We engage in discussions with banks and communities to realize the spirit of this law.</p>\r\n<p><a href=\"\r\nhttp://www.frbsf.org/publications/community/cra/index.html\">Read more</a>.</p>\r\n','<p>The Community Reinvestment Act compels financial institutions to make capital available to borrowers\r\nthroughout the community. We engage in discussions with banks and communities to realize the spirit of this law.</p>\r\n<p><a href=\"\r\nhttp://www.frbsf.org/publications/community/cra/index.html\">Read more</a>.</p>\r\n','',1286892679,2),(30,207,1,'Student Loans','<p>The cost of education continues to increase. Often, students incur so much debt that it limits their career choices.  In some cases, it blocks them from the path of building savings and buying a home. CRA-NC supports the application of the Community Reinvestment Act (CRA) to private student lending.</p>\r\n<p>Read our <a href=\"http://www.cra-nc.org/files/Download/Community%20Reinvestment%20Act%20Student%20Loans.pdf\">comments to the Federal Reserve</a>. </p>\r\n<p>See our papers on how CRA <a href=\"http://www.cra-nc.org/files/Download/HBCU%20NCLBCF%20inst.pdf\">impacts Historically Black Colleges and Universities</a> (HBCUs) and their <a href=\"http://www.cra-nc.org/files/Download/HBCU%20NCLBCF%20students.pdf\">students</a>.</p>','<p>The cost of education continues to increase. Often, students incur so much debt that it limits their career choices.  In some cases, it blocks them from the path of building savings and buying a home. CRA-NC supports the application of the Community Reinvestment Act (CRA) to private student lending.</p>\r\n<p>Read our <a href=\"http://www.cra-nc.org/files/Download/Community%20Reinvestment%20Act%20Student%20Loans.pdf\">comments to the Federal Reserve</a>. </p>','',1286893187,2),(1,208,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286893668,2),(9,314,1,'What\'s New','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<h3>CRA Modernization</h3>\r\n<p>Regulators have called hearings for testimony on how the Community Reinvestment Act and the Home Mortgage Disclosure Act can be updated to better fulfill their roles in encouraging lending, investments, and services by financial institutions in low-and-moderate income communities.</p>\r\n<ul><li><a href=â€http://cra-nc.org/files/Download/Skillern%20Atlanta%20CRA%20Testimony.pdfâ€>Peter Skillkern’s testimony on CRA</a>. (August 8, 2010, Atlanta)\r\n<li><a href=â€http://cra-nc.org/files/Download/Full%20HMDA%20hearing%20Comments%20Adam%20Rust.pdfâ€> Adam Rust’s testimony on HDMA</a>. (July 15, 2010, Atlanta)</li></ul></td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\">\r\n<h3>Breakthrough in Predatory Lending Fight: The OTS Issues Supervisory Directive Against MetaBank</h3>\r\n<p>This action (October 6th, 2010) thwarts a new entrant into the Refund Anticipation Loan market. Eliminates MetaBanks high cost payday product, the i-advance, that was available through NetSpend cards.</p>\r\n<ul><li>Read the CRA-NC <a href=â€http://cra-nc.org/files/Download/Press%20Release%20for%20OTS%20Supervisory%20Directive-1.pdfâ€>press release</a>.\r\n<li>Our March 30th <a href=â€http://cra-nc.org/files/Download/OTS%20MetaBank%20Summary.pdfâ€>comment letter to OTS</a>. \r\n<li>Joint Letter Urging the<a href=â€http://cra-nc.org/files/Download/Letter%20to%20OTS%20re%20adopting%20OCC-FDIC%20standards%20for%20RAL%20banks.pdfâ€>OCC and FDIC to Stop RALs</a>.  </li></ul>\r\n</td>\r\n      </tr>\r\n  </table>\r\n\r\n\r\n\r\n\r\n\r\n','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<h3>CRA Modernization</h3>\r\n<p>Regulators have called hearings for testimony on how the Community Reinvestment Act and the Home Mortgage Disclosure Act can be updated to better fulfill their roles in encouraging lending, investments, and services by financial institutions in low-and-moderate income communities.</p>','',1287150904,2),(14,212,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286894718,2),(14,213,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286894787,2),(14,214,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286894900,2),(1,215,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286895257,2),(41,216,1,'Homepage Video Slideshow','','','',1287173366,0),(14,217,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"/files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"/files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"/files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"/files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286900023,2),(16,218,1,'Refund Anticipation Loans (RALs)','<body><p><em>RALS are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<h3>&nbsp; </h3>\r\n<h3>Fast Cash, Less Filling: Refund Anticipation  Loans in North Carolina</h3>\r\n<p> <strong>March  24, 2009:</strong> This report documents  the impact of RALs in North Carolina. We show the most affected zip codes in  the state, the communities with the highest rates of RAL usage (both in terms  of all residents and low-income households), as well as the impact of the EITC.  Our paper includes a set of easily actionable policy ideas that would alter the  scourge of RALs in our state.</p>\r\n  <p>    Read the <a href=\"http://www.cra-nc.org/files/Download/2009%20NC%20RAL%20report%20Fast%20Cash%20Less%20Filling.pdf\">full  report here</a>.<br />\r\n    Read the <a href=\"http://www.cra-nc.org/files/Download/Fast%20Cash%20Executive%20Summary.pdf\">Executive  Summary here</a>.<br />\r\n  </p>\r\n  <h3>&nbsp;</h3>\r\n  <h3>More CRA-NC research on RALs:</h3>\r\n  <ul><li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Mystery  Shopper Test Exposes Refund Anticipation</a><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Loan  Abuses in Durham and Philadelphia<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2006%20RALReport.pdf\">2006 RAL  Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2010%20ral.pdf\">2009 RAL Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2010RALSfinal.pdf\">2010 RAL Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/CRANC%20FINAL%20Comment%20Letter%20on%20RALs.pdf\">CRANC  Comment Letter<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/LMIrals.pdf\">RAL  Usage prevalent in Low Income Zones (MAP)<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/raloffices.pdf\">Refund  Anticipation Loan Offices in North Carolina (MAP)<br />\r\n</a><li><a href=\"http://www.cra-nc.org/files/Download/RALminority.pdf\">RAL  Usage Often Highest in Minority Zip Codes (MAP)</a></li></ul></p>\r\n<h3>Latest News on RALs</h3>\r\n<p><strong>JP Morgan Chase</strong> exited the refund anticipation loan (RAL) business this  spring.Chase supplied refund anticipation loans to approximately 13,000  independent tax prep firms. Junk fees, where the tax preparer adds their own  additional charges on to the price of the RAL itself, mean that those consumers  pay a high price to file their taxes. Chase\' partners included Mo\' Money Taxes.  </p>\r\n<p>CRA-NC\'s advocacy ultimately led the North  Carolina Attorney General to force <strong>Mo\' Money</strong> to  withdraw their refund anticipation loan license. </p>\r\n<p>The OCC asked <strong>Pacific Capital</strong>  to cease its funding for refund loans in January 2010.</p> \r\n<p><strong>The EITC, often sapped by RALs,  can be an effective means for savings. </strong>CRA-NC  supports the <a href=\"http://www.irs.gov/newsroom/article/0,,id=157853,00.html\">split  refund</a>, a new rule by the IRS that allows filers to allocate portions of  their refund to different accounts. </p>\r\n<p><strong>Deceptive Marketing: </strong>Would you get  medical advice from a baseball player? No! <a href=\"http://www.marketwatch.com/news/story/jackson-hewitt-teams-up-earvin/story.aspx?guid=%7BE4E8E9AE-55AC-4CDD-936E-D7373A0B242D%7D\">Don\'t  let a basketball player</a> tell you where to get your taxes done. Especially  if that player is <a href=\"http://www.bloggingbuyouts.com/2007/09/05/magic-johnson-joins-fight-against-higher-taxes-on-private-equity/\">more  worried about tax treatment</a> on<a href=\"http://www.reuters.com/article/bondsNews/idUSN1632222220080416\"> his  hedge fund investing</a>. </p>\r\n<p><strong>TARP funding for RALs?</strong></p>\r\n<a href=\"http://redtape.msnbc.com/2009/01/bailout-money-b.html\">MSNBC calls out Pacific Capital Bancorp (PCBC)</a>, having found that <a href=\"http://thisismyhomebook.wordpress.com/2009/01/09/bank-using-tarp-money-for-refund-anticipation-loans/\">TARP funds will provide liquidity for its Refund Anticipation Loans (RALs)</a> </p>\r\n<p><h3>Our partners in the fight:</h3>\r\n  <table width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"396\" align=\"left\" valign=\"top\">\r\n                <ul>\r\n          <li><a href=\"http://www.consumerlaw.org/\">National Consumer Law Center</a>\r\n          <br /><br />\r\n         <li> <a href=\"http://www.ncjustice.org/\"> NC Justice and Community Development Center</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.affil.org/\">Americans for Fairness in Lending</a> \r\n          <br /><br />\r\n          <li><a href=\"http://www.calreinvest.org/\">California Reinvestment Coalition</a>   \r\n          <br /><br />                \r\n        <li><a href=\"http://www.ncidacollaborative.org/\">The IDA and Asset Building Collaborative of North Carolina</a> </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n  <td width=\"314\" align=\"left\" valign=\"top\"><div>\r\n            <ul>\r\n<li><a href=\"http://www.eitc-carolinas.org/\">EITC Carolinas</a>\r\n          <br /><br />\r\n          <li><a href=\"http://carolinajustice.typepad.com/ncnaacp/\">NC NAACP</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.nclabor.com/\">North Carolina Department of Labor</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.ci.durham.nc.us/\">The City of Durham</a><br />\r\n<br />\r\n          <li><a href=\"http://www.co.durham.nc.us/\">The County of Durham</a>\r\n      </tr>\r\n  </table>','<body><p><em>RALS are high-cost loans on  tax refunds targeted at low-income families.</em></p>','',1286901809,2),(16,219,1,'Refund Anticipation Loans (RALs)','<body><p><em>RALS are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>\r\n<h3>Fast Cash, Less Filling: Refund Anticipation  Loans in North Carolina</h3>\r\n<p> <strong>March  24, 2009:</strong> This report documents  the impact of RALs in North Carolina. We show the most affected zip codes in  the state, the communities with the highest rates of RAL usage (both in terms  of all residents and low-income households), as well as the impact of the EITC.  Our paper includes a set of easily actionable policy ideas that would alter the  scourge of RALs in our state.</p>\r\n  <p>Read the <a href=\"http://www.cra-nc.org/files/Download/2009%20NC%20RAL%20report%20Fast%20Cash%20Less%20Filling.pdf\">full  report here</a>.<br />\r\n    Read the <a href=\"http://www.cra-nc.org/files/Download/Fast%20Cash%20Executive%20Summary.pdf\">Executive  Summary here</a>.<br />\r\n  </p>\r\n<p>&nbsp; </p>\r\n  <h3>More CRA-NC research on RALs:</h3>\r\n  <ul><li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Mystery  Shopper Test Exposes Refund Anticipation</a><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Loan  Abuses in Durham and Philadelphia<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2006%20RALReport.pdf\">2006 RAL  Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2010%20ral.pdf\">2009 RAL Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2010RALSfinal.pdf\">2010 RAL Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/CRANC%20FINAL%20Comment%20Letter%20on%20RALs.pdf\">CRANC  Comment Letter<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/LMIrals.pdf\">RAL  Usage prevalent in Low Income Zones (MAP)<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/raloffices.pdf\">Refund  Anticipation Loan Offices in North Carolina (MAP)<br />\r\n</a><li><a href=\"http://www.cra-nc.org/files/Download/RALminority.pdf\">RAL  Usage Often Highest in Minority Zip Codes (MAP)</a></li></ul></p>\r\n<p>&nbsp; </p>\r\n<h3>Latest News on RALs</h3>\r\n<p><strong>JP Morgan Chase</strong> exited the refund anticipation loan (RAL) business this  spring.Chase supplied refund anticipation loans to approximately 13,000  independent tax prep firms. Junk fees, where the tax preparer adds their own  additional charges on to the price of the RAL itself, mean that those consumers  pay a high price to file their taxes. Chase\' partners included Mo\' Money Taxes.  </p>\r\n<p>CRA-NC\'s advocacy ultimately led the North  Carolina Attorney General to force <strong>Mo\' Money</strong> to  withdraw their refund anticipation loan license. </p>\r\n<p>The OCC asked <strong>Pacific Capital</strong>  to cease its funding for refund loans in January 2010.</p> \r\n<p><strong>The EITC, often sapped by RALs,  can be an effective means for savings. </strong>CRA-NC  supports the <a href=\"http://www.irs.gov/newsroom/article/0,,id=157853,00.html\">split  refund</a>, a new rule by the IRS that allows filers to allocate portions of  their refund to different accounts. </p>\r\n<p><strong>Deceptive Marketing: </strong>Would you get  medical advice from a baseball player? No! <a href=\"http://www.marketwatch.com/news/story/jackson-hewitt-teams-up-earvin/story.aspx?guid=%7BE4E8E9AE-55AC-4CDD-936E-D7373A0B242D%7D\">Don\'t  let a basketball player</a> tell you where to get your taxes done. Especially  if that player is <a href=\"http://www.bloggingbuyouts.com/2007/09/05/magic-johnson-joins-fight-against-higher-taxes-on-private-equity/\">more  worried about tax treatment</a> on<a href=\"http://www.reuters.com/article/bondsNews/idUSN1632222220080416\"> his  hedge fund investing</a>. </p>\r\n<p><strong>TARP funding for RALs?</strong></p>\r\n<a href=\"http://redtape.msnbc.com/2009/01/bailout-money-b.html\">MSNBC calls out Pacific Capital Bancorp (PCBC)</a>, having found that <a href=\"http://thisismyhomebook.wordpress.com/2009/01/09/bank-using-tarp-money-for-refund-anticipation-loans/\">TARP funds will provide liquidity for its Refund Anticipation Loans (RALs)</a> </p>\r\n<p>&nbsp; </p>\r\n<p><h3>Our partners in the fight:</h3>\r\n  <table width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"396\" align=\"left\" valign=\"top\">\r\n                <ul>\r\n          <li><a href=\"http://www.consumerlaw.org/\">National Consumer Law Center</a>\r\n          <br /><br />\r\n         <li> <a href=\"http://www.ncjustice.org/\"> NC Justice and Community Development Center</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.affil.org/\">Americans for Fairness in Lending</a> \r\n          <br /><br />\r\n          <li><a href=\"http://www.calreinvest.org/\">California Reinvestment Coalition</a>   \r\n          <br /><br />                \r\n        <li><a href=\"http://www.ncidacollaborative.org/\">The IDA and Asset Building Collaborative of North Carolina</a> </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n  <td width=\"314\" align=\"left\" valign=\"top\"><div>\r\n            <ul>\r\n<li><a href=\"http://www.eitc-carolinas.org/\">EITC Carolinas</a>\r\n          <br /><br />\r\n          <li><a href=\"http://carolinajustice.typepad.com/ncnaacp/\">NC NAACP</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.nclabor.com/\">North Carolina Department of Labor</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.ci.durham.nc.us/\">The City of Durham</a><br />\r\n<br />\r\n          <li><a href=\"http://www.co.durham.nc.us/\">The County of Durham</a>\r\n      </tr>\r\n  </table>','<body><p><em>RALS are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>','',1286901917,2),(16,220,1,'Refund Anticipation Loans (RALs)','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>\r\n<h3>Fast Cash, Less Filling: Refund Anticipation  Loans in North Carolina</h3>\r\n<p> <strong>March  24, 2009:</strong> This report documents  the impact of RALs in North Carolina. We show the most affected zip codes in  the state, the communities with the highest rates of RAL usage (both in terms  of all residents and low-income households), as well as the impact of the EITC.  Our paper includes a set of easily actionable policy ideas that would alter the  scourge of RALs in our state.</p>\r\n  <p>Read the <a href=\"http://www.cra-nc.org/files/Download/2009%20NC%20RAL%20report%20Fast%20Cash%20Less%20Filling.pdf\">full  report here</a>.<br />\r\n    Read the <a href=\"http://www.cra-nc.org/files/Download/Fast%20Cash%20Executive%20Summary.pdf\">Executive  Summary here</a>.<br />\r\n  </p>\r\n<p>&nbsp; </p>\r\n  <h3>More CRA-NC research on RALs:</h3>\r\n  <ul><li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Mystery  Shopper Test Exposes Refund Anticipation</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Loan  Abuses in Durham and Philadelphia<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2006%20RALReport.pdf\">2006 RAL  Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2010%20ral.pdf\">2009 RAL Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/2010RALSfinal.pdf\">2010 RAL Report<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/CRANC%20FINAL%20Comment%20Letter%20on%20RALs.pdf\">CRANC  Comment Letter<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/LMIrals.pdf\">RAL  Usage prevalent in Low Income Zones (MAP)<br />\r\n  </a><li><a href=\"http://www.cra-nc.org/files/Download/raloffices.pdf\">Refund  Anticipation Loan Offices in North Carolina (MAP)<br />\r\n</a><li><a href=\"http://www.cra-nc.org/files/Download/RALminority.pdf\">RAL  Usage Often Highest in Minority Zip Codes (MAP)</a></li></ul></p>\r\n<p>&nbsp; </p>\r\n<h3>Latest News on RALs</h3>\r\n<p><strong>JP Morgan Chase</strong> exited the refund anticipation loan (RAL) business this  spring.Chase supplied refund anticipation loans to approximately 13,000  independent tax prep firms. Junk fees, where the tax preparer adds their own  additional charges on to the price of the RAL itself, mean that those consumers  pay a high price to file their taxes. Chase\' partners included Mo\' Money Taxes.  </p>\r\n<p>CRA-NC\'s advocacy ultimately led the North  Carolina Attorney General to force <strong>Mo\' Money</strong> to  withdraw their refund anticipation loan license. </p>\r\n<p>The OCC asked <strong>Pacific Capital</strong>  to cease its funding for refund loans in January 2010.</p> \r\n<p><strong>The EITC, often sapped by RALs,  can be an effective means for savings. </strong>CRA-NC  supports the <a href=\"http://www.irs.gov/newsroom/article/0,,id=157853,00.html\">split  refund</a>, a new rule by the IRS that allows filers to allocate portions of  their refund to different accounts. </p>\r\n<p><strong>Deceptive Marketing: </strong>Would you get  medical advice from a baseball player? No! <a href=\"http://www.marketwatch.com/news/story/jackson-hewitt-teams-up-earvin/story.aspx?guid=%7BE4E8E9AE-55AC-4CDD-936E-D7373A0B242D%7D\">Don\'t  let a basketball player</a> tell you where to get your taxes done. Especially  if that player is <a href=\"http://www.bloggingbuyouts.com/2007/09/05/magic-johnson-joins-fight-against-higher-taxes-on-private-equity/\">more  worried about tax treatment</a> on<a href=\"http://www.reuters.com/article/bondsNews/idUSN1632222220080416\"> his  hedge fund investing</a>. </p>\r\n<p><strong>TARP funding for RALs?</strong></p>\r\n<a href=\"http://redtape.msnbc.com/2009/01/bailout-money-b.html\">MSNBC calls out Pacific Capital Bancorp (PCBC)</a>, having found that <a href=\"http://thisismyhomebook.wordpress.com/2009/01/09/bank-using-tarp-money-for-refund-anticipation-loans/\">TARP funds will provide liquidity for its Refund Anticipation Loans (RALs)</a> </p>\r\n<p>&nbsp; </p>\r\n<p><h3>Our partners in the fight:</h3>\r\n  <table width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"396\" align=\"left\" valign=\"top\">\r\n                <ul>\r\n          <li><a href=\"http://www.consumerlaw.org/\">National Consumer Law Center</a>\r\n          <br /><br />\r\n         <li> <a href=\"http://www.ncjustice.org/\"> NC Justice and Community Development Center</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.affil.org/\">Americans for Fairness in Lending</a> \r\n          <br /><br />\r\n          <li><a href=\"http://www.calreinvest.org/\">California Reinvestment Coalition</a>   \r\n          <br /><br />                \r\n        <li><a href=\"http://www.ncidacollaborative.org/\">The IDA and Asset Building Collaborative of North Carolina</a> </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n  <td width=\"314\" align=\"left\" valign=\"top\"><div>\r\n            <ul>\r\n<li><a href=\"http://www.eitc-carolinas.org/\">EITC Carolinas</a>\r\n          <br /><br />\r\n          <li><a href=\"http://carolinajustice.typepad.com/ncnaacp/\">NC NAACP</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.nclabor.com/\">North Carolina Department of Labor</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.ci.durham.nc.us/\">The City of Durham</a><br />\r\n<br />\r\n          <li><a href=\"http://www.co.durham.nc.us/\">The County of Durham</a>\r\n      </tr>\r\n  </table>','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>','',1286901992,2),(16,221,1,'Refund Anticipation Loans (RALs)','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>\r\n<h3>Fast Cash, Less Filling: Refund Anticipation  Loans in North Carolina</h3>\r\n<p> <strong>March  24, 2009:</strong> This report documents  the impact of RALs in North Carolina. We show the most affected zip codes in  the state, the communities with the highest rates of RAL usage (both in terms  of all residents and low-income households), as well as the impact of the EITC.  Our paper includes a set of easily actionable policy ideas that would alter the  scourge of RALs in our state.</p>\r\n  <p>Read the <a href=\"http://www.cra-nc.org/files/Download/2009%20NC%20RAL%20report%20Fast%20Cash%20Less%20Filling.pdf\">full  report here</a>.<br />\r\n    Read the <a href=\"http://www.cra-nc.org/files/Download/Fast%20Cash%20Executive%20Summary.pdf\">Executive  Summary here</a>.<br />\r\n  </p>\r\n<p>&nbsp; </p>\r\n  <h3>More CRA-NC research on RALs:</h3>\r\n  <ul><li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Mystery  Shopper Test Exposes Refund Anticipation</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Loan  Abuses in Durham and Philadelphia </a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2006%20RALReport.pdf\">2006 RAL  Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010%20ral.pdf\">2009 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010RALSfinal.pdf\">2010 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/CRANC%20FINAL%20Comment%20Letter%20on%20RALs.pdf\">CRANC  Comment Letter<br /></a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/LMIrals.pdf\">RAL  Usage prevalent in Low Income Zones (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/raloffices.pdf\">Refund  Anticipation Loan Offices in North Carolina (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/RALminority.pdf\">RAL  Usage Often Highest in Minority Zip Codes (MAP)</a></li></ul>\r\n<p>&nbsp; </p>\r\n<h3>Latest News on RALs</h3>\r\n<p><strong>JP Morgan Chase</strong> exited the refund anticipation loan (RAL) business this  spring.Chase supplied refund anticipation loans to approximately 13,000  independent tax prep firms. Junk fees, where the tax preparer adds their own  additional charges on to the price of the RAL itself, mean that those consumers  pay a high price to file their taxes. Chase\' partners included Mo\' Money Taxes.  </p>\r\n<p>CRA-NC\'s advocacy ultimately led the North  Carolina Attorney General to force <strong>Mo\' Money</strong> to  withdraw their refund anticipation loan license. </p>\r\n<p>The OCC asked <strong>Pacific Capital</strong>  to cease its funding for refund loans in January 2010.</p> \r\n<p><strong>The EITC, often sapped by RALs,  can be an effective means for savings. </strong>CRA-NC  supports the <a href=\"http://www.irs.gov/newsroom/article/0,,id=157853,00.html\">split  refund</a>, a new rule by the IRS that allows filers to allocate portions of  their refund to different accounts. </p>\r\n<p><strong>Deceptive Marketing: </strong>Would you get  medical advice from a baseball player? No! <a href=\"http://www.marketwatch.com/news/story/jackson-hewitt-teams-up-earvin/story.aspx?guid=%7BE4E8E9AE-55AC-4CDD-936E-D7373A0B242D%7D\">Don\'t  let a basketball player</a> tell you where to get your taxes done. Especially  if that player is <a href=\"http://www.bloggingbuyouts.com/2007/09/05/magic-johnson-joins-fight-against-higher-taxes-on-private-equity/\">more  worried about tax treatment</a> on<a href=\"http://www.reuters.com/article/bondsNews/idUSN1632222220080416\"> his  hedge fund investing</a>. </p>\r\n<p><strong>TARP funding for RALs?</strong></p>\r\n<a href=\"http://redtape.msnbc.com/2009/01/bailout-money-b.html\">MSNBC calls out Pacific Capital Bancorp (PCBC)</a>, having found that <a href=\"http://thisismyhomebook.wordpress.com/2009/01/09/bank-using-tarp-money-for-refund-anticipation-loans/\">TARP funds will provide liquidity for its Refund Anticipation Loans (RALs)</a> </p>\r\n<p>&nbsp; </p>\r\n<p><h3>Our partners in the fight:</h3>\r\n  <table width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"396\" align=\"left\" valign=\"top\">\r\n                <ul>\r\n          <li><a href=\"http://www.consumerlaw.org/\">National Consumer Law Center</a>\r\n          <br /><br />\r\n         <li> <a href=\"http://www.ncjustice.org/\"> NC Justice and Community Development Center</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.affil.org/\">Americans for Fairness in Lending</a> \r\n          <br /><br />\r\n          <li><a href=\"http://www.calreinvest.org/\">California Reinvestment Coalition</a>   \r\n          <br /><br />                \r\n        <li><a href=\"http://www.ncidacollaborative.org/\">The IDA and Asset Building Collaborative of North Carolina</a> </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n  <td width=\"314\" align=\"left\" valign=\"top\"><div>\r\n            <ul>\r\n<li><a href=\"http://www.eitc-carolinas.org/\">EITC Carolinas</a>\r\n          <br /><br />\r\n          <li><a href=\"http://carolinajustice.typepad.com/ncnaacp/\">NC NAACP</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.nclabor.com/\">North Carolina Department of Labor</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.ci.durham.nc.us/\">The City of Durham</a><br />\r\n<br />\r\n          <li><a href=\"http://www.co.durham.nc.us/\">The County of Durham</a>\r\n      </tr>\r\n  </table>','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>','',1286902114,2),(16,222,1,'Refund Anticipation Loans (RALs)','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>\r\n<h3>Fast Cash, Less Filling: Refund Anticipation  Loans in North Carolina</h3>\r\n<p> <strong>March  24, 2009:</strong> This report documents  the impact of RALs in North Carolina. We show the most affected zip codes in  the state, the communities with the highest rates of RAL usage (both in terms  of all residents and low-income households), as well as the impact of the EITC.  Our paper includes a set of easily actionable policy ideas that would alter the  scourge of RALs in our state.</p>\r\n<p>Read the <a href=\"http://www.cra-nc.org/files/Download/2009%20NC%20RAL%20report%20Fast%20Cash%20Less%20Filling.pdf\">full  report here</a>.</p>\r\n<p>Read the <a href=\"http://www.cra-nc.org/files/Download/Fast%20Cash%20Executive%20Summary.pdf\">Executive Summary here</a>.</p>\r\n<p>&nbsp; </p>\r\n<h3>More CRA-NC research on RALs:</h3>\r\n<ul>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Mystery Shopper Test Exposes Refund Anticipation</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Loan Abuses in Durham and Philadelphia </a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2006%20RALReport.pdf\">2006 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010%20ral.pdf\">2009 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010RALSfinal.pdf\">2010 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/CRANC%20FINAL%20Comment%20Letter%20on%20RALs.pdf\">CRANC Comment Letter<br /></a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/LMIrals.pdf\">RAL Usage prevalent in Low Income Zones (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/raloffices.pdf\">Refund Anticipation Loan Offices in North Carolina (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/RALminority.pdf\">RAL Usage Often Highest in Minority Zip Codes (MAP)</a>\r\n</li></ul>\r\n<p>&nbsp; </p>\r\n<h3>Latest News on RALs</h3>\r\n<p><strong>JP Morgan Chase</strong> exited the refund anticipation loan (RAL) business this  spring.Chase supplied refund anticipation loans to approximately 13,000  independent tax prep firms. Junk fees, where the tax preparer adds their own  additional charges on to the price of the RAL itself, mean that those consumers  pay a high price to file their taxes. Chase\' partners included Mo\' Money Taxes.  </p>\r\n<p>CRA-NC\'s advocacy ultimately led the North  Carolina Attorney General to force <strong>Mo\' Money</strong> to  withdraw their refund anticipation loan license. </p>\r\n<p>The OCC asked <strong>Pacific Capital</strong>  to cease its funding for refund loans in January 2010.</p> \r\n<p><strong>The EITC, often sapped by RALs,  can be an effective means for savings. </strong>CRA-NC  supports the <a href=\"http://www.irs.gov/newsroom/article/0,,id=157853,00.html\">split  refund</a>, a new rule by the IRS that allows filers to allocate portions of  their refund to different accounts. </p>\r\n<p><strong>Deceptive Marketing: </strong>Would you get  medical advice from a baseball player? No! <a href=\"http://www.marketwatch.com/news/story/jackson-hewitt-teams-up-earvin/story.aspx?guid=%7BE4E8E9AE-55AC-4CDD-936E-D7373A0B242D%7D\">Don\'t  let a basketball player</a> tell you where to get your taxes done. Especially  if that player is <a href=\"http://www.bloggingbuyouts.com/2007/09/05/magic-johnson-joins-fight-against-higher-taxes-on-private-equity/\">more  worried about tax treatment</a> on<a href=\"http://www.reuters.com/article/bondsNews/idUSN1632222220080416\"> his  hedge fund investing</a>. </p>\r\n<p><strong>TARP funding for RALs?</strong></p>\r\n<a href=\"http://redtape.msnbc.com/2009/01/bailout-money-b.html\">MSNBC calls out Pacific Capital Bancorp (PCBC)</a>, having found that <a href=\"http://thisismyhomebook.wordpress.com/2009/01/09/bank-using-tarp-money-for-refund-anticipation-loans/\">TARP funds will provide liquidity for its Refund Anticipation Loans (RALs)</a> </p>\r\n<p>&nbsp; </p>\r\n<p><h3>Our partners in the fight:</h3>\r\n  <table width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"396\" align=\"left\" valign=\"top\">\r\n                <ul>\r\n          <li><a href=\"http://www.consumerlaw.org/\">National Consumer Law Center</a>\r\n          <br /><br />\r\n         <li> <a href=\"http://www.ncjustice.org/\"> NC Justice and Community Development Center</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.affil.org/\">Americans for Fairness in Lending</a> \r\n          <br /><br />\r\n          <li><a href=\"http://www.calreinvest.org/\">California Reinvestment Coalition</a>   \r\n          <br /><br />                \r\n        <li><a href=\"http://www.ncidacollaborative.org/\">The IDA and Asset Building Collaborative of North Carolina</a> </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n  <td width=\"314\" align=\"left\" valign=\"top\"><div>\r\n            <ul>\r\n<li><a href=\"http://www.eitc-carolinas.org/\">EITC Carolinas</a>\r\n          <br /><br />\r\n          <li><a href=\"http://carolinajustice.typepad.com/ncnaacp/\">NC NAACP</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.nclabor.com/\">North Carolina Department of Labor</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.ci.durham.nc.us/\">The City of Durham</a><br />\r\n<br />\r\n          <li><a href=\"http://www.co.durham.nc.us/\">The County of Durham</a>\r\n      </tr>\r\n  </table>','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>','',1286902286,2),(17,223,1,'Manufactured Housing Reform','<em>Advocating for better homes and neighborhoods</em>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>\r\n<h3>Legislative Advocacy</h3>\r\n<p>CRA-NC participated in several legislative efforts to help residents of manufactured housing. Two bills passed in the North Carolina General Assembly in 2008.</p>\r\n<ol><li><a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1134\">Rep. Phillip Haire\'s bill on abandoned homes (H1134)</a> was passed in the Appropriations Act.<br />\r\n<li> Rep. Susan Fisher\'s bill to prevent the <a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1700\">displacement of manufactured homes (H1700)</a> passed, giving park owners that sell their communities to residents (through a co-op or a non-profit) a 5 percent deduction.</li></ol>\r\n<p>&nbsp;</p>\r\n<h3>Park Acquisition and Rehabilitation</h3>\r\n<p>CRA-NC has partnered with two other groups to create the first non-profit owned manufactured housing park in North Carolina.</p>\r\n<p>Through funding from <a href=\"http://www.bbt.com\">BB&amp;T</a> and grants from several sources, the park provides affordable housing for fourteen families in Burnsville, North Carolina.  <a href=\"http://www.cra-nc.org/files/Download/index.html\">View a slideshow of the Park in Burnsville.</a> Make sure to turn your sound on, and click on &quot;small.&quot;</p>\r\n<p>&nbsp;</p>\r\n<h3>Control the Land, Control Your Destiny</h3>\r\nWe are articulating a wider political agenda through research on manufactured housing: CRA-NC believes that manufactured housing can become a significant tool within the housing stock that is affordable to working families.Our agenda seeks to address the systemic shortcomings of the land-lease park by giving residents more control over the land where their homes are located.</p>\r\n<p>This can be achieved through a variety of strucures. Non-profit owned parks are oneway. Resident-owned cooperatives are another.</p>\r\n<p>To get there, we need more actors to participate in manufactured housing. This includes foundations, county governments, state housing finance agencies, planners, and banks.</p>\r\n<p>&nbsp;</p>\r\n<h3>Media</h3>\r\nCRA-NC\'s work is highlighted in <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A260769\">Bob Geary\'s profile</a> of a park threatened by closure in Raleigh, North Carolina. Subsequently, a <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A261746\">rezoning application is denied</a> and the park is saved.\r\n<p>&nbsp;</p>\r\n<h3>Research and Policy</h3>\r\n<p>CRA-NC is developing policy materials to articulate the pathways to reform in this sector.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/The%20Myths%20and%20Realities%20of%20Manufactured%20Housing%20Paper.pdf\">The Myths and Realities of Manufactured Housing</a>, published by the Federal Reserve, looks at the financing market for manufactured homes.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/PopularGovernment.pdf\">&quot;Transforming Trailers into Assets&quot;</a> published by the University of North Carolina\'s School of Government, outlines how non-profit ownership can create opportunities for the revitalization of distressed parks.</p>\r\n<p><a href=\"http://www.cap-press.com/books/1730\">This is My Home: The Challenges and Opportunities of Manufactured Housing</a>, is a resource for groups interested in understanding the issues that surround manufactured housing policy. ','<em>Advocating for better homes and neighborhoods</em>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>','',1286902536,2),(39,224,1,'The Unbanked','<h3>Rapid Change in Basic Financial Services</h3>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','<h3>Rapid Change in Basic Financial Services</h3>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','',1286902640,2),(17,225,1,'Manufactured Housing Reform','<div style=\"width:330px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/burnsville96colorb.jpg\" alt=\"1\" width=\"320\" height=\"213\" border=\"0\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>The Burnsville Land Community</strong> has been redeveloped as a non-profit, controlled by residents and community\r\nleaders, to provide affordable and secure housing for fourteen families in Yancey County, North Carolina.</p></div>\r\n<em>Advocating for better homes and neighborhoods</em>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>\r\n<h3>Legislative Advocacy</h3>\r\n<p>CRA-NC participated in several legislative efforts to help residents of manufactured housing. Two bills passed in the North Carolina General Assembly in 2008.</p>\r\n<ol><li><a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1134\">Rep. Phillip Haire\'s bill on abandoned homes (H1134)</a> was passed in the Appropriations Act.<br />\r\n<li> Rep. Susan Fisher\'s bill to prevent the <a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1700\">displacement of manufactured homes (H1700)</a> passed, giving park owners that sell their communities to residents (through a co-op or a non-profit) a 5 percent deduction.</li></ol>\r\n<p>&nbsp;</p>\r\n<h3>Park Acquisition and Rehabilitation</h3>\r\n<p>CRA-NC has partnered with two other groups to create the first non-profit owned manufactured housing park in North Carolina.</p>\r\n<p>Through funding from <a href=\"http://www.bbt.com\">BB&amp;T</a> and grants from several sources, the park provides affordable housing for fourteen families in Burnsville, North Carolina.  <a href=\"http://www.cra-nc.org/files/Download/index.html\">View a slideshow of the Park in Burnsville.</a> Make sure to turn your sound on, and click on &quot;small.&quot;</p>\r\n<p>&nbsp;</p>\r\n<h3>Control the Land, Control Your Destiny</h3>\r\nWe are articulating a wider political agenda through research on manufactured housing: CRA-NC believes that manufactured housing can become a significant tool within the housing stock that is affordable to working families.Our agenda seeks to address the systemic shortcomings of the land-lease park by giving residents more control over the land where their homes are located.</p>\r\n<p>This can be achieved through a variety of strucures. Non-profit owned parks are oneway. Resident-owned cooperatives are another.</p>\r\n<p>To get there, we need more actors to participate in manufactured housing. This includes foundations, county governments, state housing finance agencies, planners, and banks.</p>\r\n<p>&nbsp;</p>\r\n<h3>Media</h3>\r\nCRA-NC\'s work is highlighted in <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A260769\">Bob Geary\'s profile</a> of a park threatened by closure in Raleigh, North Carolina. Subsequently, a <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A261746\">rezoning application is denied</a> and the park is saved.\r\n<p>&nbsp;</p>\r\n<h3>Research and Policy</h3>\r\n<p>CRA-NC is developing policy materials to articulate the pathways to reform in this sector.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/The%20Myths%20and%20Realities%20of%20Manufactured%20Housing%20Paper.pdf\">The Myths and Realities of Manufactured Housing</a>, published by the Federal Reserve, looks at the financing market for manufactured homes.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/PopularGovernment.pdf\">&quot;Transforming Trailers into Assets&quot;</a> published by the University of North Carolina\'s School of Government, outlines how non-profit ownership can create opportunities for the revitalization of distressed parks.</p>\r\n<p><a href=\"http://www.cap-press.com/books/1730\">This is My Home: The Challenges and Opportunities of Manufactured Housing</a>, is a resource for groups interested in understanding the issues that surround manufactured housing policy. ','<div style=\"width:330px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/burnsville96colorb.jpg\" alt=\"1\" width=\"320\" height=\"213\" border=\"0\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>The Burnsville Land Community</strong> has been redeveloped as a non-profit, controlled by residents and community\r\nleaders, to provide affordable and secure housing for fourteen families in Yancey County, North Carolina.</p>','',1286903340,2),(17,226,1,'Manufactured Housing Reform','<div style=\"width:324px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img src=\"http://www.cra-nc.org/files/burnsville96colorb.jpg\" alt=\"1\" width=\"320\" height=\"213\" border=\"0\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>The Burnsville Land Community</strong> has been redeveloped as a non-profit, controlled by residents and community\r\nleaders, to provide affordable and secure housing for fourteen families in Yancey County, North Carolina.</p></div>\r\n<em>Advocating for better homes and neighborhoods</em>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>\r\n<h3>Legislative Advocacy</h3>\r\n<p>CRA-NC participated in several legislative efforts to help residents of manufactured housing. Two bills passed in the North Carolina General Assembly in 2008.</p>\r\n<ol><li><a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1134\">Rep. Phillip Haire\'s bill on abandoned homes (H1134)</a> was passed in the Appropriations Act.<br />\r\n<li> Rep. Susan Fisher\'s bill to prevent the <a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1700\">displacement of manufactured homes (H1700)</a> passed, giving park owners that sell their communities to residents (through a co-op or a non-profit) a 5 percent deduction.</li></ol>\r\n<p>&nbsp;</p>\r\n<h3>Park Acquisition and Rehabilitation</h3>\r\n<p>CRA-NC has partnered with two other groups to create the first non-profit owned manufactured housing park in North Carolina.</p>\r\n<p>Through funding from <a href=\"http://www.bbt.com\">BB&amp;T</a> and grants from several sources, the park provides affordable housing for fourteen families in Burnsville, North Carolina.  <a href=\"http://www.cra-nc.org/files/Download/index.html\">View a slideshow of the Park in Burnsville.</a> Make sure to turn your sound on, and click on &quot;small.&quot;</p>\r\n<p>&nbsp;</p>\r\n<h3>Control the Land, Control Your Destiny</h3>\r\nWe are articulating a wider political agenda through research on manufactured housing: CRA-NC believes that manufactured housing can become a significant tool within the housing stock that is affordable to working families.Our agenda seeks to address the systemic shortcomings of the land-lease park by giving residents more control over the land where their homes are located.</p>\r\n<p>This can be achieved through a variety of strucures. Non-profit owned parks are oneway. Resident-owned cooperatives are another.</p>\r\n<p>To get there, we need more actors to participate in manufactured housing. This includes foundations, county governments, state housing finance agencies, planners, and banks.</p>\r\n<p>&nbsp;</p>\r\n<h3>Media</h3>\r\nCRA-NC\'s work is highlighted in <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A260769\">Bob Geary\'s profile</a> of a park threatened by closure in Raleigh, North Carolina. Subsequently, a <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A261746\">rezoning application is denied</a> and the park is saved.\r\n<p>&nbsp;</p>\r\n<h3>Research and Policy</h3>\r\n<p>CRA-NC is developing policy materials to articulate the pathways to reform in this sector.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/The%20Myths%20and%20Realities%20of%20Manufactured%20Housing%20Paper.pdf\">The Myths and Realities of Manufactured Housing</a>, published by the Federal Reserve, looks at the financing market for manufactured homes.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/PopularGovernment.pdf\">&quot;Transforming Trailers into Assets&quot;</a> published by the University of North Carolina\'s School of Government, outlines how non-profit ownership can create opportunities for the revitalization of distressed parks.</p>\r\n<p><a href=\"http://www.cap-press.com/books/1730\">This is My Home: The Challenges and Opportunities of Manufactured Housing</a>, is a resource for groups interested in understanding the issues that surround manufactured housing policy. ','<div style=\"width:324px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img src=\"http://www.cra-nc.org/files/burnsville96colorb.jpg\" alt=\"1\" width=\"320\" height=\"213\" border=\"0\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>The Burnsville Land Community</strong> has been redeveloped as a non-profit, controlled by residents and community\r\nleaders, to provide affordable and secure housing for fourteen families in Yancey County, North Carolina.</p>','',1286903594,2),(6,227,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;border: 1px gray solid;padding:1px;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:295px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;border: 1px gray solid;padding:1px;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286903709,2),(6,228,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;border: 1px gray solid;padding:1px;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;border: 1px gray solid;padding:1px;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286903742,2),(6,229,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1286903839,2),(16,230,1,'Refund Anticipation Loans (RALs)','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>\r\n<h3>Fast Cash, Less Filling: Refund Anticipation  Loans in North Carolina</h3>\r\n<p> <strong>March  24, 2009:</strong> This report documents  the impact of RALs in North Carolina. We show the most affected zip codes in  the state, the communities with the highest rates of RAL usage (both in terms  of all residents and low-income households), as well as the impact of the EITC.  Our paper includes a set of easily actionable policy ideas that would alter the  scourge of RALs in our state.</p>\r\n<p>Read the <a href=\"http://www.cra-nc.org/files/Download/2009%20NC%20RAL%20report%20Fast%20Cash%20Less%20Filling.pdf\">full  report here</a>.</p>\r\n<p>Read the <a href=\"http://www.cra-nc.org/files/Download/Fast%20Cash%20Executive%20Summary.pdf\">Executive Summary here</a>.</p>\r\n<p>&nbsp; </p>\r\n<h3>More CRA-NC research on RALs:</h3>\r\n<ul>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Mystery Shopper Test Exposes Refund Anticipation</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Loan Abuses in Durham and Philadelphia </a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2006%20RALReport.pdf\">2006 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010%20ral.pdf\">2009 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010RALSfinal.pdf\">2010 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/CRANC%20FINAL%20Comment%20Letter%20on%20RALs.pdf\">CRANC Comment Letter<br /></a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/LMIrals.pdf\">RAL Usage prevalent in Low Income Zones (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/raloffices.pdf\">Refund Anticipation Loan Offices in North Carolina (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/RALminority.pdf\">RAL Usage Often Highest in Minority Zip Codes (MAP)</a>\r\n</li></ul>\r\n<p>&nbsp; </p>\r\n<h3>Latest News on RALs</h3>\r\n<p><strong>JP Morgan Chase</strong> exited the refund anticipation loan (RAL) business this  spring.Chase supplied refund anticipation loans to approximately 13,000  independent tax prep firms. Junk fees, where the tax preparer adds their own  additional charges on to the price of the RAL itself, mean that those consumers  pay a high price to file their taxes. Chase\' partners included Mo\' Money Taxes.  </p>\r\n<p>CRA-NC\'s advocacy ultimately led the North  Carolina Attorney General to force <strong>Mo\' Money</strong> to  withdraw their refund anticipation loan license. </p>\r\n<p>The OCC asked <strong>Pacific Capital</strong>  to cease its funding for refund loans in January 2010.</p> \r\n<p><strong>The EITC, often sapped by RALs,  can be an effective means for savings. </strong>CRA-NC  supports the <a href=\"http://www.irs.gov/newsroom/article/0,,id=157853,00.html\">split  refund</a>, a new rule by the IRS that allows filers to allocate portions of  their refund to different accounts. </p>\r\n<p><strong>Deceptive Marketing: </strong>Would you get  medical advice from a baseball player? No! <a href=\"http://www.marketwatch.com/news/story/jackson-hewitt-teams-up-earvin/story.aspx?guid=%7BE4E8E9AE-55AC-4CDD-936E-D7373A0B242D%7D\">Don\'t  let a basketball player</a> tell you where to get your taxes done. Especially  if that player is <a href=\"http://www.bloggingbuyouts.com/2007/09/05/magic-johnson-joins-fight-against-higher-taxes-on-private-equity/\">more  worried about tax treatment</a> on<a href=\"http://www.reuters.com/article/bondsNews/idUSN1632222220080416\"> his  hedge fund investing</a>. </p>\r\n<p><strong>TARP funding for RALs?</strong></p>\r\n<a href=\"http://redtape.msnbc.com/2009/01/bailout-money-b.html\">MSNBC calls out Pacific Capital Bancorp (PCBC)</a>, having found that <a href=\"http://thisismyhomebook.wordpress.com/2009/01/09/bank-using-tarp-money-for-refund-anticipation-loans/\">TARP funds will provide liquidity for its Refund Anticipation Loans (RALs)</a> </p>\r\n<p>&nbsp; </p>\r\n<p><h3>Our partners in the fight:</h3>\r\n  <table width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\"><tr><td width=\"396\" align=\"left\" valign=\"top\"><ul>\r\n          <li><a href=\"http://www.consumerlaw.org/\">National Consumer Law Center</a>\r\n          <br /><br />\r\n         <li> <a href=\"http://www.ncjustice.org/\"> NC Justice and Community Development Center</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.affil.org/\">Americans for Fairness in Lending</a> \r\n          <br /><br />\r\n          <li><a href=\"http://www.calreinvest.org/\">California Reinvestment Coalition</a>   \r\n          <br /><br />                \r\n        <li><a href=\"http://www.ncidacollaborative.org/\">The IDA and Asset Building Collaborative of North Carolina</a> </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n  <td width=\"314\" align=\"left\" valign=\"top\"><div>\r\n            <ul>\r\n<li><a href=\"http://www.eitc-carolinas.org/\">EITC Carolinas</a>\r\n          <br /><br />\r\n          <li><a href=\"http://carolinajustice.typepad.com/ncnaacp/\">NC NAACP</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.nclabor.com/\">North Carolina Department of Labor</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.ci.durham.nc.us/\">The City of Durham</a><br />\r\n<br />\r\n          <li><a href=\"http://www.co.durham.nc.us/\">The County of Durham</a>\r\n      </tr>\r\n  </table>','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>','',1286905471,2),(23,231,1,'Media Advocacy','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img src=\"/files/camera.jpg\" alt=\"1\" width=\"240\" height=\"240\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"/files/reporters.jpg\" height=\"218\" width=\"326\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img src=\"/files/camera.jpg\" alt=\"1\" width=\"240\" height=\"240\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1286906277,2),(1,232,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906360,2),(1,233,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906379,2),(1,234,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906418,2),(1,235,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906453,2),(1,236,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906470,2),(1,237,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906523,2),(1,238,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906582,2),(1,239,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286906979,2),(1,240,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.<p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286907983,2),(43,246,1,'Nuestro Barrio','<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p> \r\n<p>Funded by Freddie Mac, the project is used by bank partners to market their banking services and to provide financial literacy. Along with the commercial broadcast, the banks work with branches and nonprofit partners todistribute the series on DVDs, which are accompanied by a photonovela providing financial literacy. Nuestro Barrio is the foremost financial literacy media tool for Hispanics in the United States. It is also the first U.S. produced Spanish Language program to air on English language broadcast television in the United States.</p> <div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><a href=\"/sites/cranc.jerimee.com/files/nuestro-barrio.png\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.png\" alt=\"1\" width=\"500\" height=\"220\" border=\"0\" /></a></div>\r\n<p>The show has aired in all media markets in North and South Carolina and is currently airing in Miami, Austin, Dallas, Houston, and Phoenix. We anticipate distributing Nuestro Barrio into the top Latino media markets across the country. Nuestro Barrio will be promoted as a main feature of the station. We anticipate availability in 50 percent of Latino households in the United States. <strong>This makes Nuestro Barrio the most widely distributed financial literacy program in the country.</strong> The show has received press coverage in more than 250 different media outlets including National Public Radio.</p>       \r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><a href=\"http://www.cra-nc.org/Bookshelf.html\">Purchase the Nuestro Barrio DVD</a> on our bookstore page.</p>\r\n</body> </html> ','<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p>','',1286912250,2),(23,242,1,'Media Advocacy','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"240\" height=\"240\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"218\" width=\"326\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"240\" height=\"240\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1286910660,2),(23,243,1,'Media Advocacy','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"240\" height=\"240\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"218\" width=\"326\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"240\" height=\"240\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1286910691,2),(23,244,1,'Media Advocacy','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"230\" height=\"230\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"218\" width=\"326\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"230\" height=\"230\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1286910713,2),(23,245,1,'Media Advocacy','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"218\" width=\"326\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n','<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1286910735,2),(14,247,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286912395,2),(14,248,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286912480,2),(39,249,1,'The Unbanked','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€http://banktalk.org/â€>Bank Talk</a>.</p>\r\n','',1286914114,2),(22,250,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><h3><em>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</em></h3></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s\r\nmeeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<br />\r\n<a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<br />\r\n<a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<br />\r\n<a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<br />\r\n<a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<br />\r\n<a href=\"http://www.domini.com\">Domini Social Investments</a>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1286914182,2),(32,251,1,'CRA-NC Books','Books \r\n\r\nBooks\r\n\r\nhttp://www.cra-nc.org/Bookshelf.html','Books \r\n\r\nBooks\r\n\r\nhttp://www.cra-nc.org/Bookshelf.html','',1286914229,2),(14,252,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\" height=\"90\" width=\"90\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286914253,2),(43,253,1,'Nuestro Barrio','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p> \r\n<p>Funded by Freddie Mac, the project is used by bank partners to market their banking services and to provide financial literacy. Along with the commercial broadcast, the banks work with branches and nonprofit partners todistribute the series on DVDs, which are accompanied by a photonovela providing financial literacy. Nuestro Barrio is the foremost financial literacy media tool for Hispanics in the United States. It is also the first U.S. produced Spanish Language program to air on English language broadcast television in the United States.</p> <div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><a href=\"/sites/cranc.jerimee.com/files/nuestro-barrio.png\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.png\" alt=\"1\" width=\"500\" height=\"220\" border=\"0\" /></a></div>\r\n<p>The show has aired in all media markets in North and South Carolina and is currently airing in Miami, Austin, Dallas, Houston, and Phoenix. We anticipate distributing Nuestro Barrio into the top Latino media markets across the country. Nuestro Barrio will be promoted as a main feature of the station. We anticipate availability in 50 percent of Latino households in the United States. <strong>This makes Nuestro Barrio the most widely distributed financial literacy program in the country.</strong> The show has received press coverage in more than 250 different media outlets including National Public Radio.</p>       \r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><a href=\"http://www.cra-nc.org/Bookshelf.html\">Purchase the Nuestro Barrio DVD</a> on our bookstore page.</p>\r\n</body> </html> ','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>','',1286914919,2),(43,254,1,'Nuestro Barrio','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p> \r\n<p>Funded by Freddie Mac, the project is used by bank partners to market their banking services and to provide financial literacy. Along with the commercial broadcast, the banks work with branches and nonprofit partners todistribute the series on DVDs, which are accompanied by a photonovela providing financial literacy. Nuestro Barrio is the foremost financial literacy media tool for Hispanics in the United States. It is also the first U.S. produced Spanish Language program to air on English language broadcast television in the United States.</p> <div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><a href=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\" alt=\"1\" width=\"500\" height=\"220\" border=\"0\" /></a></div>\r\n<p>The show has aired in all media markets in North and South Carolina and is currently airing in Miami, Austin, Dallas, Houston, and Phoenix. We anticipate distributing Nuestro Barrio into the top Latino media markets across the country. Nuestro Barrio will be promoted as a main feature of the station. We anticipate availability in 50 percent of Latino households in the United States. <strong>This makes Nuestro Barrio the most widely distributed financial literacy program in the country.</strong> The show has received press coverage in more than 250 different media outlets including National Public Radio.</p>       \r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><a href=\"http://www.cra-nc.org/Bookshelf.html\">Purchase the Nuestro Barrio DVD</a> on our bookstore page.</p>\r\n</body> </html> ','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>','',1286915027,2),(34,255,1,'Nuestro Barrio Senior Fraud Campaign','Nuesto Barrio Senior Fraud Campaign\r\n\r\nContent \r\n\r\nContent\r\n\r\nNuesto Barrio Senior Fraud Campaign','Nuesto Barrio Senior Fraud Campaign\r\n\r\nContent \r\n\r\nContent\r\n\r\nNuesto Barrio Senior Fraud Campaign','',1286915986,2),(35,256,1,'Nuestro Barrio Homebuyer Education Campaign','Nuestro Barrio Homebuyer Education Campaign\r\n Content\r\n\r\nContent\r\n\r\nNuestro Barrio Homebuyer Education Campaign','Nuestro Barrio Homebuyer Education Campaign\r\n Content\r\n\r\nContent\r\n\r\nNuestro Barrio Homebuyer Education Campaign','',1286916078,2),(23,257,1,'Media Advocacy','\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"218\" width=\"326\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n','\r\n<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>','',1286916189,2),(1,258,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286916349,2),(1,259,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong><a href=\"services/taxpayer-assistance-center\">Taxpayer Assistance Center</a></strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.</p><p><a href=\"services/taxpayer-assistance-center\">Read More >></a></p>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong><a href=\"services/community-development\">Community Development</a></strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p><a href=\"services/community-development\">Read More >></a></p>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong><a href=\"services/taxpayer-assistance-center\">Taxpayer Assistance Center</a></strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.</p><p><a href=\"services/taxpayer-assistance-center\">Read More >></a></p>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong><a href=\"services/community-development\">Community Development</a></strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p><a href=\"services/community-development\">Read More >></a></p>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286916631,2),(1,260,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /><br />Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<br /><br />Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /><br />Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.<br /><br />Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286916795,2),(1,261,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]-->\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]-->\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<!--[if IE]><div class=\"corners-top-blue\"><div></div></div><![endif]--><a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-blue\"><div></div></div><![endif]--></td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<!--[if IE]><div class=\"corners-top-green\"><div></div></div><![endif]--><a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n<!--[if IE]><div class=\"corners-bottom-green\"><div></div></div><![endif]--></td>\r\n	</tr>\r\n</table></div>\r\n','',1286916947,2),(27,262,1,'About Bank Talk Blog','<p><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></p>\r\n<h3>About Bank Talk</h3>\r\n<p><a href=\"http://banktalk.org\">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly. Many get credit from unusual sources: refund anticipation loans, payday loans, pawn shops, and their friendly uncle.</p>\r\n<p>The alternative financial services industry is changing rapidly. Bank executives indicate that they plan to cut back on free checking in the near future. Increasingly, the unbanked use prepaid cards for many of the basic services offered to holders of checking accounts. They keep deposits on these cards, use them at ATMs or point of purchase kiosks, and even access them for credit.</p>\r\n<p>It\'s fun to talk about behavioral economics, and the Bank Talk blog certainly does some of that.  Bank Talk\'s main focus, though, is going to be how money intersects with the lives of regular people.  It\'s more empirical than theoretical, more concrete than abstract, more country than city, more Sonny than Cher.</p>\r\n<p>Bank Talk returns to a few favorites time and time again.  Some of the hot topics include:</p>\r\n<ul><li>The Unbanked\r\n<li>Refund Anticipation Loans\r\n<li>The Community Reinvestment Act\r\n<li>The Earned Income Tax Credit\r\n<li>Subprime Lending\r\n<li>Credit Cards\r\n<li>The Big Banks: Bank of America, Wells Fargo, Citigroup, and JP Morgan Chase</li></ul>\r\n<p>Bank Talk is written by <a href=\"files/Bio_Adam_Rust.pdf\">Adam Rust,</a> the Research Director here at the Community Reinvestment Association of North Carolina.  Adam earned a master’s degree in City Planning from the University of North Carolina-Chapel Hill and a master’s degree in journalism from the University of Missouri-Columbia.  <a href=\"mailto:adam@cra-nc.org\">Email Adam.</a></p>','<p><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></p>','',1286917088,2),(43,263,1,'Nuestro Barrio','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p><a href=\"http://cranc.jerimee.com/info/nuestro-barrio-senior-fraud-campaign\">Nuestro Barrio Senior Fraud Campaign</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/info/nuestro-barrio-homebuyer-education-campaign\">Nuestro Barrio Homebuyer Education Campaign</a></p>\r\n<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p> \r\n<p>Funded by Freddie Mac, the project is used by bank partners to market their banking services and to provide financial literacy. Along with the commercial broadcast, the banks work with branches and nonprofit partners todistribute the series on DVDs, which are accompanied by a photonovela providing financial literacy. Nuestro Barrio is the foremost financial literacy media tool for Hispanics in the United States. It is also the first U.S. produced Spanish Language program to air on English language broadcast television in the United States.</p> <div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><a href=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\" alt=\"1\" width=\"500\" height=\"220\" border=\"0\" /></a></div>\r\n<p>The show has aired in all media markets in North and South Carolina and is currently airing in Miami, Austin, Dallas, Houston, and Phoenix. We anticipate distributing Nuestro Barrio into the top Latino media markets across the country. Nuestro Barrio will be promoted as a main feature of the station. We anticipate availability in 50 percent of Latino households in the United States. <strong>This makes Nuestro Barrio the most widely distributed financial literacy program in the country.</strong> The show has received press coverage in more than 250 different media outlets including National Public Radio.</p>       \r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><a href=\"http://www.cra-nc.org/Bookshelf.html\">Purchase the Nuestro Barrio DVD</a> on our bookstore page.</p>','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p><a href=\"http://cranc.jerimee.com/info/nuestro-barrio-senior-fraud-campaign\">Nuestro Barrio Senior Fraud Campaign</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/info/nuestro-barrio-homebuyer-education-campaign\">Nuestro Barrio Homebuyer Education Campaign</a></p>','',1286917187,2),(43,264,1,'Nuestro Barrio','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-senior-fraud-campaign\">Nuestro Barrio Senior Fraud Campaign</a>.</p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-homebuyer-education-campaign\">Nuestro Barrio Homebuyer Education Campaign</a>.</p>\r\n<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p> \r\n<p>Funded by Freddie Mac, the project is used by bank partners to market their banking services and to provide financial literacy. Along with the commercial broadcast, the banks work with branches and nonprofit partners todistribute the series on DVDs, which are accompanied by a photonovela providing financial literacy. Nuestro Barrio is the foremost financial literacy media tool for Hispanics in the United States. It is also the first U.S. produced Spanish Language program to air on English language broadcast television in the United States.</p> <div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><a href=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\" alt=\"1\" width=\"500\" height=\"220\" border=\"0\" /></a></div>\r\n<p>The show has aired in all media markets in North and South Carolina and is currently airing in Miami, Austin, Dallas, Houston, and Phoenix. We anticipate distributing Nuestro Barrio into the top Latino media markets across the country. Nuestro Barrio will be promoted as a main feature of the station. We anticipate availability in 50 percent of Latino households in the United States. <strong>This makes Nuestro Barrio the most widely distributed financial literacy program in the country.</strong> The show has received press coverage in more than 250 different media outlets including National Public Radio.</p>       \r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><a href=\"http://www.cra-nc.org/Bookshelf.html\">Purchase the Nuestro Barrio DVD</a> on our bookstore page.</p>','<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-senior-fraud-campaign\">Nuestro Barrio Senior Fraud Campaign</a>.</p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-homebuyer-education-campaign\">Nuestro Barrio Homebuyer Education Campaign</a>.</p>','',1286917269,2),(44,265,1,'2007 Calendar - Parade of North Carolina\'s Abandoned Mobile Homes','<p>Approximately 40,000 abandoned manufactured homes populate North Carolina\'s landscape. They are here to stay, because local governments have no tools to condemn them or funding to remove them. This calendar highlights some of our state’s many \"abandoned beauties.\" These abandoned homes won\'t go away by themselves. Clean-up legislation proposed in the N.C. General Assembly offers a solution. If nothing is done, North Carolina can look forward to a future of more abandoned homes every year! </p>\r\n<p><a href=\"http://www.lulu.com/product/calendar/the-2007-parade-of-north-carolinas-abandoned-mobile-homes/477274\">Buy it here!</a></p>','<p>Approximately 40,000 abandoned manufactured homes populate North Carolina\'s landscape. They are here to stay, because local governments have no tools to condemn them or funding to remove them. This calendar highlights some of our state’s many \"abandoned beauties.\" These abandoned homes won\'t go away by themselves. Clean-up legislation proposed in the N.C. General Assembly offers a solution. If nothing is done, North Carolina can look forward to a future of more abandoned homes every year! </p>','',1286921881,2),(45,266,1,'This is My Home: The Challenges and Opportunities of Manufactured Housing','<p>Housing of choice or housing of last resort? Manufactured housing is both. </p>\r\n<p>Importantly, it is home for millions of Americans. Through photos and interviews with residents in land-lease communities, This Is My Home shares the stories of people who live in manufactured housing. This book acknowledges that problems confront manufactured housing. It suggests that hope lies in the examples made by the work of innovative nonprofits across the country. It will leave a reader with a new sense for how manufactured housing can be an asset in combating our nation\'s affordable housing crisis.</p>\r\n<p>Buy it now on <a href=\"http://www.cap-press.com/books/isbn/9781594604324\">Carolina Academic Press!</a></p>','<p>Housing of choice or housing of last resort? Manufactured housing is both. </p>','',1286922156,2),(46,267,1,'Nuestro Barrio (3-Disc Set)','This is a 13-Episode DVD set of our television series about Hispanic life in the United States.  This program is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p>\r\n<form action=\"https://www.paypal.com/cgi-bin/webscr\" method=\"post\">\r\n<input type=\"hidden\" name=\"cmd\" value=\"_s-xclick\">\r\n<input type=\"hidden\" name=\"hosted_button_id\" value=\"JVQK9FW4WCS7G\">\r\n<input type=\"image\" src=\"https://www.paypal.com/en_US/i/btn/btn_buynow_LG.gif\" border=\"0\" name=\"submit\" alt=\"PayPal - The safer, easier way to pay online!\">\r\n<img alt=\"\" border=\"0\" src=\"https://www.paypal.com/en_US/i/scr/pixel.gif\" width=\"1\" height=\"1\">\r\n</form>','This is a 13-Episode DVD set of our television series about Hispanic life in the United States.  This program is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p>','',1287616938,2),(23,299,1,'Media Advocacy','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"where-love.jpg\" src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"218\" width=\"326\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1287079964,2),(1,269,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#1561aa;\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"background-color:#37a843;\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286959858,2),(1,270,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" style=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" style=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286960423,2),(1,271,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286960589,2),(1,272,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table cellpadding=\"10px\" cellspacing=\"10px\">\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286960928,2),(1,273,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286963698,2),(1,274,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n<div style=\"float:right;\"><script type=\"text/javascript\">/*\r\nAC_AX_RunContent( \'width\',\'320\',\'height\',\'200><param name=\',\'movie\',\'movie\',\'value\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'src\',\'http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\',\'type\',\'application/x-shockwave-flash\',\'allowfullscreen\',\'true\',\'allowscriptaccess\',\'always\' ); //end AC code */\r\n</script><!--<noscript><object width=\"320\" height=\"200><param name=\"movie\" value=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\"></param><param name=\"allowFullScreen\" value=\"true\"></param><param name=\"allowScriptAccess\" value=\"always\"></param><embed src=\"http://www.youtube.com/v/rheliBJy3gg&hl=en_US&feature=player_embedded&version=3\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowScriptAccess=\"always\" width=\"320\" height=\"200\"></embed></object></noscript>--></div>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286963785,2),(1,275,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><br /><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur<br /> sadipscing elitr, sed diam nonumy <br />eirmod tempor invidunt ut labore et dolore<br /> magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><br /><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.</p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><br /><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur <br />sadipscing elitr, sed diam nonumy eirmod <br />tempor invidunt ut labore et dolore magna <br />aliquyam erat, sed diam voluptua.<br /></p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><br /><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt ut labore et dolore <br />magna aliquyam erat, sed diam voluptua.<br />Lorem ipsum dolor sit amet, consetetur sadipscing<br /> elitr, sed diam nonumy eirmod<br /> tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286965774,2),(1,276,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\"><p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\"><p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p></a><a href=\"services/taxpayer-assistance-center\"><p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p><p style=\"color:white;\">Read More >></p></a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\"><p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p></a><a href=\"services/community-development\"><p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p><p style=\"color:white;text-align:right;\">Read More >></p></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286979649,2),(1,277,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:300px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286980059,2),(1,278,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:250px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:250px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:250px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:250px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286982529,2),(1,279,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286982568,2),(1,280,1,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1286984883,2),(14,281,1,'CRA-NC Staff','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Dilsey_Davis.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Dilsey.jpg\"></div>\r\n<h3>Dilsey Davis<br />Media Advocacy Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Dilsey_Davis.pdf\">Read Dilsey\'s Bio</a> or <a href=\"mailto:dilseydavis@yahoo.com\">Email Dilsey</a>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\"><div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Adam_Rust.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Adam.jpg\"></div>\r\n<h3>Adam Rust<br />Research Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Adam_Rust.pdf\">Read Adam\'s Bio</a> or <a href=\"mailto:adam@cra-nc.org\">Email Peter</a><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Cara_Williams.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Cara.jpg\"></div>\r\n<h3>Cara Williams<br />Business Services Administrator</h3>\r\n<a href=\"mailto:cara@cra-nc.org\">Email Cara</a>\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Michael_De_Los_Santos.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Michael.jpg\" height=\"100\" width=\"100\"></div>\r\n<h3>Michael De Los Santos<br />Community Organizer</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Michael_De_Los_Santos.pdf\">Read Michael\'s Bio</a> or <a href=\"mailto:michael@cra-nc.org\">Email Michael</a><br />\r\n</td>\r\n      </tr>\r\n  </table>','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;\"><img alt=\"Peter_Skillkern.jpg\" src=\"sites/cranc.jerimee.com/files/Staff_Peter.jpg\"></div>\r\n<p><h3>Peter Skillern<br />Executive Director</h3>\r\n<a href=\"sites/cranc.jerimee.com/files/Bio_Peter_Skillern.pdf\">Read Peter\'s Bio</a> or <a href=\"mailto:peter@cra-nc.org\">Email Peter</a></p><br />\r\n<p>&nbsp;</p>\r\n<p>&nbsp;</p>','',1286985867,2),(1,282,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n<div class=\"video-spacer cell-1\">&nbsp;</div></td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n<div class=\"video-spacer cell-2\">&nbsp;</div></td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\"><div class=\"video-spacer cell-3\">&nbsp;</div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\"><div class=\"video-spacer cell-4\">&nbsp;</div>\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n<div class=\"video-spacer cell-1\">&nbsp;</div></td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n<div class=\"video-spacer cell-2\">&nbsp;</div></td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\"><div class=\"video-spacer cell-3\">&nbsp;</div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\"><div class=\"video-spacer cell-4\">&nbsp;</div>\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287045269,2),(1,283,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<div class=\"video-spacer cell-1\">&nbsp;</div>\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<div class=\"video-spacer cell-2\">&nbsp;</div>\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\"><div class=\"video-spacer cell-3\">&nbsp;</div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\"><div class=\"video-spacer cell-4\">&nbsp;</div>\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n<div class=\"video-spacer cell-1\">&nbsp;</div>\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n<div class=\"video-spacer cell-2\">&nbsp;</div>\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\"><div class=\"video-spacer cell-3\">&nbsp;</div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\"><div class=\"video-spacer cell-4\">&nbsp;</div>\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287045751,2),(1,284,3,'Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table>\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;\"><strong>Advocacy & Research</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:20pt;color:white;\"><strong>Taxpayer Assistance Center</strong></p>\r\n<p style=\"color:white;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua.</p>\r\n<p style=\"color:white;\">Read More >></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"services/community-development\">\r\n<p style=\"font-family:serif;font-size : 20pt;color:white;text-align:right\"><strong>Community Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod empor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod  tempor invidunt.</p>\r\n<p style=\"color:white;text-align:right;\">Read More >></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287050279,2),(48,285,1,'Asset Building','<p>CRA-NC has joined with many groups across the country in framing in social policy through the lens of assets. Asset policies acknowledge the protective effect that wealth confers upon a family. Assets form a kind of moat against emergencies.</p>\r\n<p>Accountants define an asset as something with worth in the future. This interpretation goes beyond just financial vehicles and includes housing, education, and other social goods.</p>\r\nCRA-NC participates in the <a href=\"http://www.ncidacollaborative.org/\">North Carolina IDA and Asset Building Collaborative</a>. This partnership of non-profits, government, and university researchers seek to develop policies that encourage savings and asset accumulation in North Carolina families.</p>\r\n<p>North Carolina ranks in the bottom tier of states, according to the latest <a href=\"http://www.cfed.org/focus.m?parentid=31&siteid=2471&id=2476&stateid=33\">Assets and Opportunities Scorecard</a> published by <a href=\"http://www.cfed.org\">CFED</a<. This owes to North Carolina\'s lagging performance in several areas:\r\n<ul><li>We rank 48th in per pupil spending.\r\n<li>We rank last in the percentage of children in poverty who are in Head Start.\r\n<li>We rank 43rd in the percentage of households with non-interest bearing checking accounts.\r\n</li></ul>\r\n</p>\r\n<p>Asset policy is often buttressed by some of the same findings that underpin the need for better access to housing. They both turn on research that shows that turning America into an \"opportunity\" society depends upon addressing inequalities in access to many of the regular institutions that make up everyday life.</p>\r\n<p>Consider a few facts:</p> \r\n<ul><li>70 percent of low-income neighborhoods <a href=\"http://www.brookings.edu/reports/2006/07poverty_fellowes.aspx\">do not have a single bank or credit union</a>.\r\n<li>There is more of gap among races in terms of assets than in terms of income: The average white family in North Carolina earns 1.8 times more than the average African-American family, but has <a href=\"http://www.americanprogress.org/issues/kfiles/b176427.html\">ten (10) times more in assets</a>.\r\n<li>Almost <a href=\"http://www.cfed.org/focus.m?parentid=2&siteid=471&id=2565\">one in three</a> of North Carolina\'s children live in a home with fewer than three months of savings.</li></ul>','<p>CRA-NC has joined with many groups across the country in framing in social policy through the lens of assets. Asset policies acknowledge the protective effect that wealth confers upon a family. Assets form a kind of moat against emergencies.</p>\r\n<p>Accountants define an asset as something with worth in the future. This interpretation goes beyond just financial vehicles and includes housing, education, and other social goods.</p>','',1287055598,2),