<p><a href="http://banktalk.org">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly.