<p>Formed in 1986 as a project of <a href="http://www.legalaidnc.org/">North Carolina Legal Services</a>, CRA-NC has played a key role in shaping the attitudes and policies of North Carolina's banks toward CRA and community development. Through challenges of bank mergers, CRA-NC has secured agreements totaling more than $40 billion in mortgages, small business lending and community development investments for low wealth communities. These agreements have led to countless partnerships between banks and non-profits.</p>