<p>Our success in creating access to wealth-building credit was being undone by predatory mortgage lending. To end this destructive practice, CRA-NC has played a leadership role in fighting abusive corporate practices and promoting legislative and regulatory solutions at the state and national level. With the publication of our book <a href="http://research.unc.edu/endeavors/spr2001/payday_lending.htm">&quot;Payday Lending, Too Much Month at the End of the Paycheck&quot;</a> in 2001, CRA-NC again provided leadership in a five-year campaign to oppose this high-cost, short-term credit that erodes families financial stability. We are glad to celebrate the end of payday lending for North Carolina.</p>