(17,441,1,'Manufactured Housing Reform','<em>Advocating for better homes and neighborhoods</em>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>\r\n<div style=\"width:324px;float:right;margin-left:1em;margin-bottom:1em;border: 1px gray solid;padding:2px;\"><center><img src=\"http://www.cra-nc.org/files/burnsville96colorb.jpg\" alt=\"1\" width=\"320\" height=\"213\" border=\"0\" /></center>\r\n<p style=\"font-size:.7em;\"><strong>The Burnsville Land Community</strong> has been redeveloped as a non-profit, controlled by residents and community\r\nleaders, to provide affordable and secure housing for fourteen families in Yancey County, North Carolina.</p></div>\r\n<h3>Legislative Advocacy</h3>\r\n<p>CRA-NC participated in several legislative efforts to help residents of manufactured housing. Two bills passed in the North Carolina General Assembly in 2008.</p>\r\n<ol><li><a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1134\">Rep. Phillip Haire\'s bill on abandoned homes (H1134)</a> was passed in the Appropriations Act.<br />\r\n<li> Rep. Susan Fisher\'s bill to prevent the <a href=\"http://www.ncga.state.nc.us/gascripts/BillLookUp/BillLookUp.pl?Session=2007&amp;BillID=h1700\">displacement of manufactured homes (H1700)</a> passed, giving park owners that sell their communities to residents (through a co-op or a non-profit) a 5 percent deduction.</li></ol>\r\n<p>&nbsp;</p>\r\n<h3>Park Acquisition and Rehabilitation</h3>\r\n<p>CRA-NC has partnered with two other groups to create the first non-profit owned manufactured housing park in North Carolina.</p>\r\n<p>Through funding from <a href=\"http://www.bbt.com\">BB&amp;T</a> and grants from several sources, the park provides affordable housing for fourteen families in Burnsville, North Carolina.  <a href=\"http://www.cra-nc.org/files/Download/index.html\">View a slideshow of the Park in Burnsville.</a> Make sure to turn your sound on, and click on &quot;small.&quot;</p>\r\n<p>&nbsp;</p>\r\n<h3>Control the Land, Control Your Destiny</h3>\r\nWe are articulating a wider political agenda through research on manufactured housing: CRA-NC believes that manufactured housing can become a significant tool within the housing stock that is affordable to working families.Our agenda seeks to address the systemic shortcomings of the land-lease park by giving residents more control over the land where their homes are located.</p>\r\n<p>This can be achieved through a variety of strucures. Non-profit owned parks are oneway. Resident-owned cooperatives are another.</p>\r\n<p>To get there, we need more actors to participate in manufactured housing. This includes foundations, county governments, state housing finance agencies, planners, and banks.</p>\r\n<p>&nbsp;</p>\r\n<h3>Media</h3>\r\nCRA-NC\'s work is highlighted in <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A260769\">Bob Geary\'s profile</a> of a park threatened by closure in Raleigh, North Carolina. Subsequently, a <a href=\"http://www.indyweek.com/gyrobase/Content?oid=oid%3A261746\">rezoning application is denied</a> and the park is saved.\r\n<p>&nbsp;</p>\r\n<h3>Research and Policy</h3>\r\n<p>CRA-NC is developing policy materials to articulate the pathways to reform in this sector.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/The%20Myths%20and%20Realities%20of%20Manufactured%20Housing%20Paper.pdf\">The Myths and Realities of Manufactured Housing</a>, published by the Federal Reserve, looks at the financing market for manufactured homes.</p>\r\n<p><a href=\"http://www.cra-nc.org/files/Download/PopularGovernment.pdf\">&quot;Transforming Trailers into Assets&quot;</a> published by the University of North Carolina\'s School of Government, outlines how non-profit ownership can create opportunities for the revitalization of distressed parks.</p>\r\n<p><a href=\"http://www.cap-press.com/books/1730\">This is My Home: The Challenges and Opportunities of Manufactured Housing</a>, is a resource for groups interested in understanding the issues that surround manufactured housing policy. ','<em>Advocating for better homes and neighborhoods</em>\r\n<p>CRA-NC is seeking to promote reinvestment in manufactured housing. This is a popular form of housing at affordable prices. </p>\r\n<p><strong>One in six North Carolinians lives in manufactured housing.</strong> There are issues - from lack of consumer protections to issues around asset building - but also plenty of opportunities.</p>\r\n<p>&nbsp;</p>','',1287584616,2),(18,442,1,'Community Reinvestment Act','<p>The Community Reinvestment Act compels financial institutions to make capital available to borrowers throughout the community. We engage in discussions with banks and communities to realize the spirit of this law.</p>\r\n<p><a href=\"http://www.frbsf.org/publications/community/cra/index.html\">Read more</a>.</p>\r\n','<p>The Community Reinvestment Act compels financial institutions to make capital available to borrowers throughout the community. We engage in discussions with banks and communities to realize the spirit of this law.</p>\r\n<p><a href=\"http://www.frbsf.org/publications/community/cra/index.html\">Read more</a>.</p>\r\n','',1287584709,2),(53,443,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"float:left;margin-bottom:1em;\"><img alt=\"110-E-Geer.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"194\" width=\"246\" /><img alt=\"114-E-Geer.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"194\" width=\"246\" /><img alt=\"112-E-Geer.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"194\" width=\"246\" /></div>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"float:left;margin-bottom:1em;\"><img alt=\"110-E-Geer.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"194\" width=\"246\" /><img alt=\"114-E-Geer.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"194\" width=\"246\" /><img alt=\"112-E-Geer.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"194\" width=\"246\" /></div>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287585024,3),(53,444,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287585510,3),(53,445,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:20px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:20px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:20px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:20px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:20px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:20px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:20px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:20px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287585606,3),(53,446,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287585686,3),(34,447,1,'Nuestro Barrio Senior Fraud Campaign','<p>Fraud financially devastates many individuals and families. It is also the number one crime against senior citizens. As part of the campaign, new television PSA\'s and bi-lingual brochures and posters are being released nationwide.</p><!--break-->\r\n<p>CRA-NC will work with regional nonprofits to conduct local outreach to the Latino community with special emphasis on the elderly. Each nonprofit will be the local coordinator for a turnkey public interest marketing campaign that is multifaceted in utilizing the brochures, videos, public service announcements, press releases and broadcast television. These outreach materials provide the tools for an effective cross marketing campaign to reach our primary as well as secondary audiences. We will provide technical assistance to each group to maximize the outreach benefits. In addition, each nonprofit will receive 900 DVDs that can be distributed to other nonprofits and to consumers along with the brochure.</p>\r\n<p>Our national outreach effort will provide needed financial and consumer protection information to a primary audience of Spanish speakers with an emphasis on reaching the elderly with information on preventing consumer fraud. The project will utilize television to broadcast into millions of homes in ten regional markets. Local nonprofits will compliment media efforts through community outreach utilizing DVDs and brochures. The anchor to the outreach campaign is Nuestro Barrio, a 13 part telenovela that covers many of the public interest education issues identified in this initiative. The program has been distributed on a variety of networks including WB, V-ME, Univision, Telemundo, and LATTV in more than 25 cities and into more than 25 million households. It has been evaluated by UNC Chapel Hill and found to be an effective financial literacy tool for changing financial behaviors and attitudes. It has received the 2007 North Carolina and 2009 National REALTORS HOPE Award, and has generated more than 250 independent media articles. </p>\r\n<p>For more information on the campaign and to see the PSA’s and Brochures visit www.nuestrobarrio.tv</p>\r\n<p>Stay tuned for more information as the campaign grows</p>\r\n<h3>Current Partners:</h3>\r\n<ul><li><a href\"http://www.sc4housing.org/\">Spanish Coalition for Housing</a> – Chicago, IL\r\n<li><a href\"http://www.nedap.org/\">NEDAP</a> – New York, NY\r\n<li><a href\"http://www.ahsti.org/\">Affordable Homes of South Texas, Inc</a> – McAllen, TX\r\n<li><a href\"http://dcrac.org/\">Delaware Community Reinvestment Action Council, Inc</a> – Wilmington, DE\r\n\r\n','<p>Fraud financially devastates many individuals and families. It is also the number one crime against senior citizens. As part of the campaign, new television PSA\'s and bi-lingual brochures and posters are being released nationwide.</p>','',1287585822,2),(53,448,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287585992,3),(59,451,1,'Photos of CRA-NC In Action','<h2><em>These are just filler pics...</em></h2>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:2em;margin-bottom:2em;\">\r\n<center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:2em;margin-bottom:2em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:2em;margin-bottom:2em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:2em;margin-bottom:2em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:2em;margin-bottom:2em;\">\r\n<center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:2em;margin-bottom:2em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:2em;margin-bottom:2em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:2em;margin-bottom:2em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<h2><em>These are just filler pics...</em></h2>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:2em;margin-bottom:2em;\">\r\n<center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p>','',1287586285,2),(59,450,1,'Photos of CRA-NC In Action','<h2><em>These are just filler pics...</em></h2>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\">\r\n<center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\">\r\n<center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<h2><em>These are just filler pics...</em></h2>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\">\r\n<center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p>','',1287586206,2),(53,452,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287586354,3),(13,453,1,'Our Funders','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>\r\n<p>CRA-NC is a 501©(3) organization and believes in conducting its affairs with transparency. All financial records are available for public review. Here are our most recent <a href=\"http://www.cra-nc.org/files/Download/2006%20Annual%20Report%20Lgl.pdf\">Annual Report</a> and <a href=\"http://www.cra-nc.org/files/Download/Final%20Audit%20Report%20CRANC%20-%20123107.pdf\">Audited Financial Statements</a>. </p><br />\r\n<h3>Thank you to our 2010 Funders:</h3>\r\n<ul><li><a href=\"http://www.zsr.org\"><strong>The Z. Smith Reynolds Foundation</strong></a>\r\n<li><a href=\"http://www.fbheron.org\"><strong>The F.B. Heron Foundation</strong></a>\r\n<li><a href=\"http://www.consumerlaw.org\"><strong>The National Consumer Law Center </strong></a>\r\n<li><a href=\"http://www.innovestgroup.com\"><strong>Innovest Strategic Value Advisors</strong></a>\r\n<em>Fee for service:</em> CRA-NC is partnering with Innovest to develop tools for socially responsible investors.  CRA-NC utilizes a data-driven approach to gauge risks associated with subprime lending.\r\n<li><a href=\"http://www.ncimed.com\"<strong>The North Carolina Institute of Minority Economic Development (NCIMED)</strong></a>\r\n<li><a href=\"http://www.bbt.com\"><strong>BB&amp;T</strong></a>\r\n<li><a href=\"http://www.freddiemac.com\"><strong>Freddie Mac</strong></a>\r\n<li><a href=\"http://www.durhamcountync.gov/departments/dssv/\"><strong>City of Durham Social Services</strong></a>\r\n<li><a href=\"http://www.unitedwaytriangle.org/\"><strong>The United Way of the Greater Triangle</strong></a>\r\n<li><a href=\"http://ci.durham.nc.us\"><strong>The City of Durham</strong></a>\r\n<li><a href=\"http://www.wachovia.com/inside/page/0,,139_414_430,00.html\"><strong>Wachovia Foundation</strong></a></li></ul>','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>','',1287590611,2),(43,454,1,'Nuestro Barrio','<div style=\"margin-bottom:1em;\"><a href=\"http://www.nuestrobarrio.tv\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\" alt=\"1\" width=\"500\" height=\"220\" /></a></div>\r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-senior-fraud-campaign\">Nuestro Barrio Senior Fraud Campaign</a>.</p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-homebuyer-education-campaign\">Nuestro Barrio Homebuyer Education Campaign</a>.</p>\r\n<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p> \r\n<p>Funded by Freddie Mac, the project is used by bank partners to market their banking services and to provide financial literacy. Along with the commercial broadcast, the banks work with branches and nonprofit partners todistribute the series on DVDs, which are accompanied by a photonovela providing financial literacy. Nuestro Barrio is the foremost financial literacy media tool for Hispanics in the United States. It is also the first U.S. produced Spanish Language program to air on English language broadcast television in the United States.</p> \r\n<p>The show has aired in all media markets in North and South Carolina and is currently airing in Miami, Austin, Dallas, Houston, and Phoenix. We anticipate distributing Nuestro Barrio into the top Latino media markets across the country. Nuestro Barrio will be promoted as a main feature of the station. We anticipate availability in 50 percent of Latino households in the United States. <strong>This makes Nuestro Barrio the most widely distributed financial literacy program in the country.</strong> The show has received press coverage in more than 250 different media outlets including National Public Radio.</p>       \r\n<p><a href=\"http://www.cra-nc.org/Bookshelf.html\">Purchase the Nuestro Barrio DVD</a> on our bookstore page.</p>','<div style=\"margin-bottom:1em;\"><a href=\"http://www.nuestrobarrio.tv\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\" alt=\"1\" width=\"500\" height=\"220\" /></a></div>\r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>','',1287590933,2),(56,455,1,'Controversy','<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p><!--break-->','<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>','',1287591233,2),(49,456,1,'Earned Income Tax Credit','<p>North Carolina passes a refundable <a href\"http://www.cbpp.org/6-6-08sfp.htm\">earned income tax credit for workers</a>. Nonetheless,at least 15 percent and perhaps as much as 25 percent of those eligible for the EITC <a href=\"http://www.eitc-carolinas.org/policy-and-press/index.aspx\">fail to claim it</a>. This results in the loss of $135 million in relief for North Carolina. Twenty percent of that money goes to pay for <a href=\"http://www.frbatlanta.org/invoke.cfm?objectid=97636FAC-5056-9F12-128E4F3C0244A481&method=display_body\">health care</a>. Ultimately, that amounts to an estimated <a href=\"https://www.legalaidnc.org/public/participate/TAP/EITC_Carolinas/InfoSheetandMediaRelease_EITCAwarenessDay_Jan_30_09.pdf>$200 million in lost revenue</a> for North Carolina businesses.','<p>North Carolina passes a refundable <a href\"http://www.cbpp.org/6-6-08sfp.htm\">earned income tax credit for workers</a>. Nonetheless,at least 15 percent and perhaps as much as 25 percent of those eligible for the EITC <a href=\"http://www.eitc-carolinas.org/policy-and-press/index.aspx\">fail to claim it</a>. This results in the loss of $135 million in relief for North Carolina. Twenty percent of that money goes to pay for <a href=\"http://www.frbatlanta.org/invoke.cfm?objectid=97636FAC-5056-9F12-128E4F3C0244A481&method=display_body\">health care</a>.','',1287591248,2),(54,457,1,'Preparation','<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>','<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>','',1287591269,2),(55,458,1,'Education','<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>','<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>','',1287591315,2),(57,459,1,'Advocacy','<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p><!--break-->','<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','',1287591351,2),(60,460,1,'Taxpayer Assistance Center','<div style=\"width:204px;float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-logo.jpg\" height=\"200\" width=\"200\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:204px;float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-logo.jpg\" height=\"200\" width=\"200\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center</h1>\r\n<h3>Preparation</h3>\r','',1287591767,2),(61,461,1,'Taxpayer Assistance Center','<div style=\"width:204px;float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-logo.jpg\" height=\"200\" width=\"200\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:204px;float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-logo.jpg\" height=\"200\" width=\"200\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center</h1>\r\n<h3>Preparation</h3>\r','',1287591793,2),(61,462,1,'Taxpayer Assistance Center','<div style=\"width:204px;float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo.jpg\" height=\"200\" width=\"200\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:204px;float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo.jpg\" height=\"200\" width=\"200\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287591861,2),(61,463,1,'Taxpayer Assistance Center','<div style=\"float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo.jpg\" height=\"200\" width=\"200\" /></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo.jpg\" height=\"200\" width=\"200\" /></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287591922,2),(61,464,1,'Taxpayer Assistance Center','<div style=\"float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo0.jpg\" height=\"200\" width=\"200\" /></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo0.jpg\" height=\"200\" width=\"200\" /></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287592001,2),(61,465,1,'Taxpayer Assistance Center','<div style=\"float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo0.jpg\" /></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VI TA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"float:right;margin-left:1em;margin-bottom:1em;margin-right:60px;\"><img src=\"sites/cranc.jerimee.com/files/TAC-Logo0.jpg\" /></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287592027,2),(61,466,1,'Taxpayer Assistance Center','<img src=\"sites/cranc.jerimee.com/files/TAC-Logo0.jpg\" />\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<img src=\"sites/cranc.jerimee.com/files/TAC-Logo0.jpg\" />\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287592070,2),(61,467,1,'Taxpayer Assistance Center','<div style=\"width:152px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC.jpg\" src=\"sites/cranc.jerimee.com/files/TAC-Logo_0.jpg\" height=\"150\" width=\"150\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:152px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC.jpg\" src=\"sites/cranc.jerimee.com/files/TAC-Logo_0.jpg\" height=\"150\" width=\"150\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287592195,2),(61,468,1,'Taxpayer Assistance Center','<div style=\"width:152px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC.jpg\" src=\"sites/cranc.jerimee.com/files/TAC-Logo_0.jpg\" height=\"150\" width=\"150\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:152px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC.jpg\" src=\"sites/cranc.jerimee.com/files/TAC-Logo_0.jpg\" height=\"150\" width=\"150\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287592292,2),(61,469,1,'Taxpayer Assistance Center','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC.jpg\" src=\"sites/cranc.jerimee.com/files/TAC-Logo.JPG\" height=\"145\" width=\"100\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC.jpg\" src=\"sites/cranc.jerimee.com/files/TAC-Logo.JPG\" height=\"145\" width=\"100\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287592782,2),(61,470,1,'Taxpayer Assistance Center','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC Logo\" src=\"sites/cranc.jerimee.com/files/TAC-logo.gif\" height=\"145\" width=\"100\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"TAC Logo\" src=\"sites/cranc.jerimee.com/files/TAC-logo.gif\" height=\"145\" width=\"100\" /></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287593488,2),(61,471,1,'Taxpayer Assistance Center','<img alt=\"TAC Logo\" src=\"sites/cranc.jerimee.com/files/TAC-logo.gif\" />\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<img alt=\"TAC Logo\" src=\"sites/cranc.jerimee.com/files/TAC-logo.gif\" />\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287593624,2),(61,472,1,'Taxpayer Assistance Center','<img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287593706,2),(61,473,1,'Taxpayer Assistance Center','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287593765,2),(1,474,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287593912,3),(61,475,1,'Taxpayer Assistance Center','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;margin-right:70px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;margin-right:70px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<h1>Taxpayer<br />Assistance<br />Center<br />(TAC)</h1>\r\n<h3>Preparation</h3>\r','',1287593932,2),(61,476,1,'Taxpayer Assistance Center','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;margin-right:320px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-family:serif;font-size : 18pt;\"><strong>Taxpayer Assistance<br />Center (TAC)</p>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;margin-right:320px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-family:serif;font-size : 18pt;\"><strong>Taxpayer Assistance<br />Center (TAC)</p>','',1287594027,2),(61,477,1,'Taxpayer Assistance Center','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;margin-right:320px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:150px;float:right;margin-left:1em;margin-bottom:1em;margin-right:320px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>','',1287594125,2),(61,478,1,'Taxpayer Assistance Center','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>','',1287594297,2),(1,479,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:\"times new roman\",times,serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family:\"times new roman\",times,serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287594467,3),(61,480,1,'Taxpayer Assistance Center','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:1em;margin-top:-10px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:1em;margin-top:-10px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>','',1287594584,2),(61,481,1,'Taxpayer Assistance Center','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:1em;margin-top:-15px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:1em;margin-top:-15px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>','',1287594605,2),(1,482,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family:serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family:serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287594622,3),(61,483,1,'Taxpayer Assistance Center','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:.2px;margin-top:-15px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>\r\n<h3>Preparation</h3>\r\n<p>CRA-NC VITA Sites serve more than 1000 greater Durham residents each year, answering tax questions and preparing returns at no cost. Fulfilling the CRA-NC mission, these VITA sites save the tax filer an average of $250, and additionally prevents acceptance of high-cost Refund Anticipation Loans and Refund Anticipation Checks. It also decreases income tax fraud and ensures that eligible families claim and receive any tax credits due, such as the Earned Income, Education, and Child Tax credits.</p>\r\n<h3>Education</h3>\r\n<p>Whether through the use of educational videos, radio public service announcements, distribution of written materials such as brochures and flyers, or traditional workshop formats, CRA-NC offers individuals information regarding their financial well-being, rights, responsibilities, and options as taxpayers, and their role in impacting the decisions of financial institutions. Our community education is designed to evoke change in individual financial decisions, so that real change can occur in promoting their collective community wealth.</p>\r\n<h3>Controversy</h3>\r\n<p>In partnership with North Carolina Central University, CRA-NC has applied to the IRS for funding to operate under its LITC (Low Income Taxpayer Clinic) program, which encompasses tax controversy services - a natural progression from initial VITA services. Through this program, households earning less than the IRS stated income limit have access to follow-up tax and legal services at no or little cost. This allows the low-income tax filer to rectify any past reporting issues and settle any outstanding taxes and/or fines with the IRS.</p>\r\n<p>Once tax filers have rectified these past issues, they are able to move forward on more stable financial footing.</p>\r\n<h3>Advocacy</h3>\r\n<p>The TAC conducts anonymous testing of practicing preparers and financial lending institutions impacting the finances of regional households, and where necessary, organizes the community in actions to correct any practices deemed corrupt. The TAC also serves as a training and testing site for new tax preparers and LITC outreach/controversy volunteers to ensure a competent, compliant workforce serving the community. Using real case studies from the VITA site and LITC, with in-depth research conducted in-house, CRA-NC informs its policy decisions.</p>  \r\n<p>Through these combined advocacy activities, the public has an opportunity not only to participate in the advocacy itself, but to collectively benefit from its successes.</p>','<div style=\"width:132px;float:left;margin-right:1em;margin-bottom:.2px;margin-top:-15px;\"><center><img src=\"/sites/cranc.jerimee.com/files/TAC-logo.gif\"/></center></div>\r\n<p style=\"font-size : 18pt;\"><strong>Taxpayer<br />Assistance<br />Center<br />(TAC)</p>','',1287594663,2),(1,484,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan<br />practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287594737,3),(37,485,1,'Foreclosure Prevention: Loan Modifications','<object width=\"400\" height=\"300\"><param name=\"allowfullscreen\" value=\"true\" /><param name=\"allowscriptaccess\" value=\"always\" /><param name=\"movie\" value=\"http://vimeo.com/moogaloop.swf?clip_id=8724873&amp;server=vimeo.com&amp;show_title=1&amp;show_byline=1&amp;show_portrait=1&amp;color=&amp;fullscreen=1&amp;autoplay=0&amp;loop=0\" /><embed src=\"http://vimeo.com/moogaloop.swf?clip_id=8724873&amp;server=vimeo.com&amp;show_title=1&amp;show_byline=1&amp;show_portrait=1&amp;color=&amp;fullscreen=1&amp;autoplay=0&amp;loop=0\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowscriptaccess=\"always\" width=\"400\" height=\"300\"></embed></object><p><a href=\"http://vimeo.com/8724873\">Modify This!</a> from <a href=\"http://vimeo.com/user2420900\">Tyra Dixon</a> on <a href=\"http://vimeo.com\">Vimeo</a>.</p><!--break-->','<object width=\"400\" height=\"300\"><param name=\"allowfullscreen\" value=\"true\" /><param name=\"allowscriptaccess\" value=\"always\" /><param name=\"movie\" value=\"http://vimeo.com/moogaloop.swf?clip_id=8724873&amp;server=vimeo.com&amp;show_title=1&amp;show_byline=1&amp;show_portrait=1&amp;color=&amp;fullscreen=1&amp;autoplay=0&amp;loop=0\" /><embed src=\"http://vimeo.com/moogaloop.swf?clip_id=8724873&amp;server=vimeo.com&amp;show_title=1&amp;show_byline=1&amp;show_portrait=1&amp;color=&amp;fullscreen=1&amp;autoplay=0&amp;loop=0\" type=\"application/x-shockwave-flash\" allowfullscreen=\"true\" allowscriptaccess=\"always\" width=\"400\" height=\"300\"></embed></object><p><a href=\"http://vimeo.com/8724873\">Modify This!</a> from <a href=\"http://vimeo.com/user2420900\">Tyra Dixon</a> on <a href=\"http://vimeo.com\">Vimeo</a>.</p>','',1287599064,2),(32,486,1,'CRA-NC Books','This is an introduction.\r\n\r\n<a href=\"http://www.cra-nc.org/Bookshelf.html\">Click to visit our Bookstore</a>','This is an introduction.\r\n\r\n<a href=\"http://www.cra-nc.org/Bookshelf.html\">Click to visit our Bookstore</a>','',1287599374,2),(1,487,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600074,3),(1,488,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;font-size:9pt;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;font-size:9pt;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600122,3),(1,489,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:9pt;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:9pt;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600159,3),(1,490,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing<br />fight to end predatory<br />lending and abusive<br />refund anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600196,3),(1,491,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:9pt;\">As part of our ongoing fight<br />to end predatory lending<br />and abusive refund<br />anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:9pt;\">As part of our ongoing fight<br />to end predatory lending<br />and abusive refund<br />anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600242,3),(1,492,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending<br />and abusive refund<br />anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending<br />and abusive refund<br />anticipation loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600307,3),(1,493,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending and<br />abusive refund anticipation<br />loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending and<br />abusive refund anticipation<br />loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600371,3),(1,494,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending and<br />abusive refund anticipation<br />loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending and<br />abusive refund anticipation<br />loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287600640,3),(1,495,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50% class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50% class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287601047,3),(1,496,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287601107,3),(1,497,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending and<br />abusive refund anticipation<br />loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;\"><strong>Advocacy & Research</strong></p><p style=\"color:white;\">\r\nCRA-NC believes that advocacy and research are complementary forces.<br />The authority of advocacy<br />is enhanced by research.<br />The impact of research is<br />enhanced by advocacy.</p>\r\n<p style=\"color:white;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right blue\">\r\n\r\n<a href=\"services/education-media\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right;\"><strong>Education & Media</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC communicates through a variety of creative<br />channels, from<br />conferences and<br />workshops to actions<br />and edu-tainment, in<br />order to make our<br />message reach more<br />people.\r\n</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size:18pt;color:white;\"><strong>Taxpayer<br />Assistance<br />Center</strong></p>\r\n<p style=\"color:white;font-size:8.5pt;\">As part of our ongoing fight<br />to end predatory lending and<br />abusive refund anticipation<br />loan practices, CRA-NC offers free income tax preparation services through its VITA site and uses its investigative and research findings to promote change within the tax preparation industry.  Just one more way we promote and protect community wealth.</p><p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\">\r\n<p style=\"font-family: \'Times New Roman\', Times, serif;font-size : 18pt;color:white;text-align:right\"><strong>Community<br />Development</strong></p>\r\n<p style=\"color:white;text-align:right;\">\r\nCRA-NC is engaged in<br />housing and community<br />development to model<br />innovations, improve<br />neighborhoods and build assets. We practice what we preach - investing in low income communities.</p>\r\n<p style=\"color:white;text-align:right;\"><strong>Read More &gt;&gt;</strong></p>\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287601165,3),(1,498,1,'CRA-NC Home','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:10px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609143,3),(1,499,1,'CRA-NC Home','<div style=\"width:730px;margin-left:5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609195,3),(1,500,1,'CRA-NC Home','<div style=\"width:730px;margin-left:0px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:0px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609226,3),(1,501,1,'CRA-NC Home','<div style=\"width:730px;margin-left:-5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:-5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609253,3),(1,502,1,'CRA-NC Home','<div style=\"width:730px;margin-left:-5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13px\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13px\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:-5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13px\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n  	<tr style=\"height:13px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"13px\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\">\r\n<img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" />\r\n</a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609343,3),(1,503,1,'CRA-NC Home','<div style=\"width:730px;margin-left:5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609536,3),(1,504,1,'CRA-NC Home','<div style=\"width:730px;margin-left:-5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\"\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:-5px;\" align=\"center\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\"\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609679,3),(1,505,1,'CRA-NC Home','<div style=\"width:730px;margin-left:-5px;\" align=\"left\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\"\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:-5px;\" align=\"left\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\"\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609729,3),(1,506,1,'CRA-NC Home','<div style=\"width:730px;margin-left:-15px;\" align=\"left\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\"\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n<!--break-->','<div style=\"width:730px;margin-left:-15px;\" align=\"left\" >\r\n<table class=\"home-content\">\r\n	<tr style=\"height:240px\">\r\n		<td valign=\"top\" width=\"50%\" class=\"left green\"\">\r\n\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"left blue\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></td>\r\n	</tr>\r\n  	<tr style=\"height:10px\">  </tr>\r\n	<tr style=\"height:240px\">\r\n<td valign=\"top\" width=\"50%\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a>\r\n</td>\r\n<td width=\"10px\" align=\"center\" valign=\"top\">&nbsp;</td>\r\n		<td valign=\"top\" width=\"50%\" class=\"right green\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a>\r\n</td>\r\n	</tr>\r\n</table></div>\r\n','',1287609757,3),(1,507,1,'CRA-NC Home','<div style=\"width:355px;\" align=\"left\">\r\n<div style=\"padding-bottom:13px\"><a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:355px;\" align=\"right\">\r\n<div style=\"padding-bottom:13px\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:355px;\" align=\"left\">\r\n<div style=\"padding-bottom:13px\"><a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:355px;\" align=\"right\">\r\n<div style=\"padding-bottom:13px\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287610135,3),(1,508,1,'CRA-NC Home','<div style=\"width:340px;\" align=\"left\">\r\n<div style=\"padding-bottom:13px\"><a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:340px; float:top\" align=\"right\" >\r\n<div style=\"padding-bottom:13px\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:340px;\" align=\"left\">\r\n<div style=\"padding-bottom:13px\"><a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:340px; float:top\" align=\"right\" >\r\n<div style=\"padding-bottom:13px\">\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287610364,3),(1,509,1,'CRA-NC Home','<div style=\"width:355px; padding-bottom:13px; float:left; margin-right:13px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:355px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:355px; float:left; margin-right:13px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:355px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:355px; padding-bottom:13px; float:left; margin-right:13px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:355px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:355px; float:left; margin-right:13px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:355px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287610965,3),(1,510,1,'CRA-NC Home','<div style=\"width:355px; padding-bottom:13px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:340px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:355px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:340px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:355px; padding-bottom:13px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:340px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:355px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:340px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611073,3),(1,511,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:13px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:13px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px; margin-left:15px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611155,3),(1,512,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:13px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:13px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:13px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611216,3),(1,513,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:8px; margin-left:5px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:8px; margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:8px; margin-left:5px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:3px;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:8px; margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:3px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611296,3),(1,514,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:10x;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/advocacy-research\">\r\n<img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:10x;\" >\r\n<a href=\"services/education-media\">\r\n<img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px; margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\">\r\n<img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" />\r\n</a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611384,3),(1,515,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:10x;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:10x;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611666,3),(1,516,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;margin-left:5px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:10x;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px;margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;margin-left:5px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:10x;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px;margin-left:5px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611751,3),(1,517,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;margin-left:8px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:14px;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:14px;margin-left:8px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;margin-left:8px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:14px;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:14px;margin-left:8px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:10px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611811,3),(1,518,1,'CRA-NC Home','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;margin-left:8px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:12px;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px;margin-left:8px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:12px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n<!--break-->','<div style=\"width:352px; padding-bottom:10px; float:left; margin-right:13px;margin-left:8px;\">\r\n<a href=\"services/advocacy-research\"><img src=\"sites/cranc.jerimee.com/files/advocacy-research.jpg\" /></a></div>\r\n<div style=\"width:352px; padding-bottom:10px; float:right; margin-right:12px;\" >\r\n<a href=\"services/education-media\"><img src=\"sites/cranc.jerimee.com/files/education-media.jpg\" /></a></div>\r\n<div style=\"width:352px; float:left; margin-right:13px;margin-left:8px;\">\r\n<a href=\"services/taxpayer-assistance-center\"><img src=\"sites/cranc.jerimee.com/files/TAC.jpg\" /></a></div>\r\n<div style=\"width:352px; float:right;margin-right:12px;\">\r\n<a href=\"community-development\"><img src=\"sites/cranc.jerimee.com/files/community-development.jpg\" /></a></div>\r\n','',1287611990,3),(39,519,1,'The Unbanked','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€www.banktalk.org/â€>Bank Talk</a>.</p>\r\n','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=â€www.banktalk.org/â€>Bank Talk</a>.</p>\r\n','',1287614802,2),(39,520,1,'The Unbanked','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=\"http://www.banktalk.org/\">Bank Talk</a>.</p>\r\n','<em>Rapid Change in Basic Financial Services</em>\r\n <p>While there has been plenty of attention surrounding TARP and HAMP, this year has witnessed extensive disruption in alternative financial services. The FDIC has estimated that almost 1 in 4 adults lacks access to basic bank services. We believe that this is a significant issue for financial justice. </p>\r\n<p>Follow news on the unbanked at <a href=\"http://www.banktalk.org/\">Bank Talk</a>.</p>\r\n','',1287614852,2),(22,521,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><h3><em>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</em></h3></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"http://cra-nc.org/files/Download/Community%20Investing%20Index%20for%202007.pdf\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s\r\nmeeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact-us\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<ul><li><a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<li><a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<li><a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<li><a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<li><a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<li><a href=\"http://www.domini.com\">Domini Social Investments</a></li></ul>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1287615167,2),(22,522,1,'Socially Responsible Investing','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>\r\n<p>The Community Investment Index is a positively screened socially responsible investment fund. CRA-NC provides an evaluation of financial institutions based on public data and secondary sources to measure the extent of mortgage, small business, and community development funding to low-income, rural and minority communities in the United States. \r\n<p>CRA-NC owns stock in 53 financial institutions. Our shareholder advocacy includes dialogue and resolutions to address the negative business and social impacts of subprime lending, payday lending, and refund anticipation loans.</p>\r\n<p><center><h3><em>Socially Responsible Investing (SRI) seeks to link social values with equity investment in publicly traded companies.</em></h3></center></p>\r\n<p>&nbsp;</p>\r\n<h3>Construction of SRI Indices</h3>\r\n<p>CRA-NC works with the <a href=\"http://www.fbheron.org/\">F.B. Heron Foundation</a> and <a href=\"http://www.innovestgroup.com/\">Innovest Strategic Value Advisors</a> to create a section of the Community Investing Index. The effort serves as a long-term, real world demonstration of the performance of a quantitatively designed SRI instrument.</p>\r\n<p><a href=\"http://cra-nc.org/files/Download/Community%20Investing%20Index%20for%202007.pdf\">A copy of our latest analysis is available here (pdf).</a></p>\r\n<p>&nbsp;</p>\r\n<h3>Advocacy through Ownership</h3>\r\n<p>CRA-NC owns a portfolio of more than fifty financial stocks.</p>\r\n<p>We have utilized those positions to support our advocacy.  We have filed shareholder resolutions with Wells Fargo (cease the funding of payday lending) and H&R Block (against refund anticipation loans). In January 2008, we used our shares to speak at a First Charter shareholder\'s meeting against the pending merger with Fifth Third Bank.</p>\r\n<p>We have developed some financial analysis tools for SRI investors.  Please <a href=\"contact-us\">contact us for more details</a>.</p>\r\n<p>&nbsp;</p>\r\n<h3>SRI groups</h3>\r\n<ul><li><a href=\"http://www.calvert.com\">Calvert Group</a>\r\n<li><a href=\"http://kld.com\">KLD Research and Analytics</a>\r\n<li><a href=\"http://trilliuminvest.com\">Trillium Asset Management</a>\r\n<li><a href=\"http://www.citizensfunds.com\">Citizens Advisers, Inc.</a>\r\n<li><a href=\"http://www.cbisonline.com\">Christian Brothers Investment Services</a>\r\n<li><a href=\"http://www.domini.com\">Domini Social Investments</a></li></ul>','<p>CRA-NC has developed a set of investment metrics for the Community Investment Index Fund, a project of the F.B Heron Foundation in conjunction with Innovest Strategic Value Advisors.</p>','',1287615225,2),(53,523,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287615300,3),(53,524,1,'Community Development','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','<p>CRA-NC is engaged in housing and community development to model innovations, improve neighborhoods and build assets.  We practice what we preach - investing in low income communities.</p>\r\n<h3>Manufactured Housing</h3>\r\nIn a compliment to <a href=\"http://cranc.jerimee.com/info/manufactured-housing-reform\">our advocacy and research on manufactured housing</a>, CRA-NC invested $190,000 into the Burnsville Land Community as a silent second mortgage to provide long term affordability and preservation for this 14 unit manufactured housing community in Western, North Carolina.  Designed as a land-trust with resident involvement, we are pleased to have partnered with the Center for Participatory Change, the NC Housing Coalition and a number of funders to model the first redevelopment of a manufactured housing community into nonprofit control.</p>\r\n<p><strong>Please watch this slide show to hear the voices and faces of the Burnsville Initiative:</strong></p>\r\n<center>\r\n<?php\r\n/*You embed your flash movie using the following function you can place the following code in page.tpl.php or inside the content of your node*/\r\necho \"<script type=\'text/javascript\'>AC_FL_RunContent(\'codebase\',\'http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab# version=8,0,0,0\',\'width\',\'766\',\'height\',\'129\',\'src\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'quality\',\'high\',\'pluginspage\',\'http://www.macromedia.com/go/getflashplayer\',\'movie\',\'/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\',\'wmode\',\'transparent\');\r\n</script>\";\r\n?>\r\n<object classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\"codebase=\"http://fpdownload.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,0,0\" width=\"620\" height=\"527\" id=\"soundslider\" align=\"middle\"><param name=\"allowScriptAccess\" value=\"sameDomain\" /><param name=\"movie\" value=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" /><param name=\"quality\" value=\"high\" /><param name=\"menu\" value=\"false\" /><param name=\"bgcolor\" value=\"#B0D098\" /><embed src=\"/sites/cranc.jerimee.com/files/MHPresentation/soundslider.swf\" quality=\"high\" bgcolor=\"#B0D098\" width=\"620\" height=\"527\" name=\"soundslider\" align=\"middle\" menu=\"false\" allowScriptAccess=\"sameDomain\" type=\"application/x-shockwave-flash\" pluginspage=\"http://www.macromedia.com/go/getflashplayer\" /></object></center>\r\n<h3>East Durham Redevelopment</h3>\r\n<p>CRA-NC purchased and redeveloped its current office space at 110 E. Geer St.  When we began, it was used by vagrants and suffered from years of disinvestment.  Today we are a cornerstone for redevelopment efforts in our neighborhood.   With assistance from the City of Durham we purchased and demolished a distressed property.  We have purchased land for future infill development.  We have provide assistance in housing development for special needs with CASA and Housing for New Hope.  Our offices host the Durham Community Media Center hosting Durham\'s public access television.  We are actively seeking other community development projects and funding to expand housing, commercial and cultural opportunities.</p>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/110-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">110 E Geer Street.<br />This is our current office building.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/112-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 112 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:left;margin-left:40px;margin-right:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/114-E-Geer.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">This is 114 E Geer Street.  112 and 114 E Geer are the empty lot we purchased next door to our office for future development.</p></div></div>\r\n<div style=\"width:283px;float:right;margin-right:40px;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/1125nRoxboro672.jpg\" height=\"210\" width=\"280\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\">The Roxboro Property that we purchased and demolished as part of our efforts.</p></div></div>','',1287615406,3),(23,525,1,'Media Advocacy','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<div style=\"width:240px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:1em;margin-top:1em;\"><img src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"200\" width=\"288\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n<h2>Past Media Advocacy Projects</h2>\r\n<h3>The Richard Brown Show</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/R%20Brown%20Pic.jpg\" height=\"128\" width=\"233\" /></center></div>\r\n<p>CRA-NC produced and distributed “The Richard Brown Show,â€ an innovative alternative to traditional talk radio shows, for several years. The Richard Brown Show seeks to develop a collective understanding of real-life problems affecting Black North Carolinians and to identify resources and tools to help people resolve these problems through personal action. The program was aired by urban and gospel radio stations and attracted listeners with its positive, progressive content. It was cross-marketed via pod casting and an e-newsletter that reached 5,000 emails weekly. Unfortunately, due to a lack of funding, CRA-NC discontinued it\'s production of the Richard Brown Show at the end of 2006. The Show is currently produced privately.</p>\r\n<h3>Faith and the Common Good</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_339.jpg\" /></center></div>\r\n<p>The American Values Summit, held at Duke University on March 3, 2006, brought together over 700 community members, students, & faith leaders to join an important conversation on redefining the values debate. It promoted public discourse focused on a broader spectrum of moral values through collaboration with faith based leaders and nonprofits. Summit participants gained a better understanding of moral-political connections and learned techniques for effective messaging and outreach within their communities. They discussed how to show their neighbors and communities that true American values encompass more diverse values and they took from the conference an expanded network of associates with whom to share information and collaborate.</p>\r\n<p> CRA-NC produced “Faith and the Common Good: Conversations from the American Values Summitâ€ as a 2-DVD set containing over two hours of footage from the Summit. The 2-DVD set contains both Summit highlights and complete keynote addresses from Rev. William J. Barber II and Rev. Jim Wallis, plus selected panels.  <br /><a href=â€/bookshelfâ€>Click to buy it from our bookstore.</a></p>\r\n<h3>The Other Side - A Short Film</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_337.jpg\" /></center></div>\r\n<p>CRA-NC Adapted \"The Other Side\", a children’s book about race relations, into a video that won national recognition at the San Francisco Black Film Festival. This story is about tearing down walls that keep people apart.  The short story was used as part of a fair housing campaign by the NC Fair Housing Center and Human Relations Commissions across the state.</p>\r\n<h3>Pay Day Lending - The Musical</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_338.jpg\" /></center></div>\r\n<p>This videotaped production was shown to the GA & NC legislatures and additionally aired on tv in NC and OH.</p>','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1287615866,2),(23,526,1,'Media Advocacy','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<div style=\"width:240px;float:right;margin-left:.7em;margin-bottom:.7em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:.7em;margin-top:.7em;\"><img src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"200\" width=\"288\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n<h2>Past Media Advocacy Projects</h2>\r\n<h3>The Richard Brown Show</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/R%20Brown%20Pic.jpg\" height=\"128\" width=\"233\" /></center></div>\r\n<p>CRA-NC produced and distributed “The Richard Brown Show,â€ an innovative alternative to traditional talk radio shows, for several years. The Richard Brown Show seeks to develop a collective understanding of real-life problems affecting Black North Carolinians and to identify resources and tools to help people resolve these problems through personal action. The program was aired by urban and gospel radio stations and attracted listeners with its positive, progressive content. It was cross-marketed via pod casting and an e-newsletter that reached 5,000 emails weekly. Unfortunately, due to a lack of funding, CRA-NC discontinued it\'s production of the Richard Brown Show at the end of 2006. The Show is currently produced privately.</p>\r\n<h3>Faith and the Common Good</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_339.jpg\" /></center></div>\r\n<p>The American Values Summit, held at Duke University on March 3, 2006, brought together over 700 community members, students, & faith leaders to join an important conversation on redefining the values debate. It promoted public discourse focused on a broader spectrum of moral values through collaboration with faith based leaders and nonprofits. Summit participants gained a better understanding of moral-political connections and learned techniques for effective messaging and outreach within their communities. They discussed how to show their neighbors and communities that true American values encompass more diverse values and they took from the conference an expanded network of associates with whom to share information and collaborate.</p>\r\n<p> CRA-NC produced “Faith and the Common Good: Conversations from the American Values Summitâ€ as a 2-DVD set containing over two hours of footage from the Summit. The 2-DVD set contains both Summit highlights and complete keynote addresses from Rev. William J. Barber II and Rev. Jim Wallis, plus selected panels.  <br /><a href=â€/bookshelfâ€>Click to buy it from our bookstore.</a></p>\r\n<h3>The Other Side - A Short Film</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_337.jpg\" /></center></div>\r\n<p>CRA-NC Adapted \"The Other Side\", a children’s book about race relations, into a video that won national recognition at the San Francisco Black Film Festival. This story is about tearing down walls that keep people apart.  The short story was used as part of a fair housing campaign by the NC Fair Housing Center and Human Relations Commissions across the state.</p>\r\n<h3>Pay Day Lending - The Musical</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_338.jpg\" /></center></div>\r\n<p>This videotaped production was shown to the GA & NC legislatures and additionally aired on tv in NC and OH.</p>','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1287615949,2),(23,527,1,'Media Advocacy','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<div style=\"width:240px;float:right;margin-left:.7em;margin-bottom:.7em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:.7em;margin-top:.7em;\"><img src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"200\" width=\"288\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n<h2>Past Media Advocacy Projects</h2>\r\n<h3>The Richard Brown Show</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/R%20Brown%20Pic.jpg\" height=\"128\" width=\"233\" /></center></div>\r\n<p>CRA-NC produced and distributed “The Richard Brown Show,â€ an innovative alternative to traditional talk radio shows, for several years. The Richard Brown Show seeks to develop a collective understanding of real-life problems affecting Black North Carolinians and to identify resources and tools to help people resolve these problems through personal action. The program was aired by urban and gospel radio stations and attracted listeners with its positive, progressive content. It was cross-marketed via pod casting and an e-newsletter that reached 5,000 emails weekly. Unfortunately, due to a lack of funding, CRA-NC discontinued it\'s production of the Richard Brown Show at the end of 2006. The Show is currently produced privately.</p>\r\n<h3>Faith and the Common Good</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_339.jpg\" /></center></div>\r\n<p>The American Values Summit, held at Duke University on March 3, 2006, brought together over 700 community members, students, & faith leaders to join an important conversation on redefining the values debate. It promoted public discourse focused on a broader spectrum of moral values through collaboration with faith based leaders and nonprofits. Summit participants gained a better understanding of moral-political connections and learned techniques for effective messaging and outreach within their communities. They discussed how to show their neighbors and communities that true American values encompass more diverse values and they took from the conference an expanded network of associates with whom to share information and collaborate.</p>\r\n<p> CRA-NC produced “Faith and the Common Good: Conversations from the American Values Summitâ€ as a 2-DVD set containing over two hours of footage from the Summit. The 2-DVD set contains both Summit highlights and complete keynote addresses from Rev. William J. Barber II and Rev. Jim Wallis, plus selected panels.  <br /><a href=\"bookshelf\">Click to buy it from our bookstore.</a></p>\r\n<h3>The Other Side - A Short Film</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_337.jpg\" /></center></div>\r\n<p>CRA-NC Adapted \"The Other Side\", a children’s book about race relations, into a video that won national recognition at the San Francisco Black Film Festival. This story is about tearing down walls that keep people apart.  The short story was used as part of a fair housing campaign by the NC Fair Housing Center and Human Relations Commissions across the state.</p>\r\n<h3>Pay Day Lending - The Musical</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_338.jpg\" /></center></div>\r\n<p>This videotaped production was shown to the GA & NC legislatures and additionally aired on tv in NC and OH.</p>','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1287616012,2),(23,528,1,'Media Advocacy','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>\r\n<div style=\"width:240px;float:right;margin-left:.7em;margin-bottom:.7em;\"><center><img src=\"/sites/cranc.jerimee.com/files/camera.jpg\" alt=\"1\" width=\"220\" height=\"220\" border=\"0\" /></center></div>\r\n<p>Video can be more effective than brochures, billboards and newsletters in communicating with your target audience. Unlike written formats, video can provide both verbal and non-verbal messages (visual and paralinguistic) that are informative and persuasive.</p>\r\n<p>CRA-NC\'s Media Advocacy Services has the ability to create videos that are not as expensive as many other video companies. We offer creativity and affordability. We use digital video, which is far less expensive than traditional formats. </p>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:.7em;margin-top:.7em;\"><img src=\"/sites/cranc.jerimee.com/files/reporters.jpg\" height=\"200\" width=\"288\" /></div>\r\n<p>We believe educational videos should be engaging and entertaining, as well as informative. People need to remember the information conveyed, and they can only do so if the program offers some sense of memory recall - something that sticks in folks\' minds.</p>\r\n<p>We are not a production company. We produce videos and use them to advance a particular set of social issues or messages.<p>\r\n<h2>Past Media Advocacy Projects</h2>\r\n<h3>The Richard Brown Show</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/R%20Brown%20Pic.jpg\" height=\"128\" width=\"233\" /></center></div>\r\n<p>CRA-NC produced and distributed “The Richard Brown Show,â€ an innovative alternative to traditional talk radio shows, for several years. The Richard Brown Show seeks to develop a collective understanding of real-life problems affecting Black North Carolinians and to identify resources and tools to help people resolve these problems through personal action. The program was aired by urban and gospel radio stations and attracted listeners with its positive, progressive content. It was cross-marketed via pod casting and an e-newsletter that reached 5,000 emails weekly. Unfortunately, due to a lack of funding, CRA-NC discontinued it\'s production of the Richard Brown Show at the end of 2006. The Show is currently produced privately.</p>\r\n<h3>Faith and the Common Good</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_339.jpg\" /></center></div>\r\n<p>The American Values Summit, held at Duke University on March 3, 2006, brought together over 700 community members, students, & faith leaders to join an important conversation on redefining the values debate. It promoted public discourse focused on a broader spectrum of moral values through collaboration with faith based leaders and nonprofits. Summit participants gained a better understanding of moral-political connections and learned techniques for effective messaging and outreach within their communities. They discussed how to show their neighbors and communities that true American values encompass more diverse values and they took from the conference an expanded network of associates with whom to share information and collaborate.</p>\r\n<p> CRA-NC produced “Faith and the Common Good: Conversations from the American Values Summitâ€ as a 2-DVD set containing over two hours of footage from the Summit. The 2-DVD set contains both Summit highlights and complete keynote addresses from Rev. William J. Barber II and Rev. Jim Wallis, plus selected panels.  <br /><a href=\"/bookshelf\">Click to buy it from our bookstore.</a></p>\r\n<h3>The Other Side - A Short Film</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_337.jpg\" /></center></div>\r\n<p>CRA-NC Adapted \"The Other Side\", a children’s book about race relations, into a video that won national recognition at the San Francisco Black Film Festival. This story is about tearing down walls that keep people apart.  The short story was used as part of a fair housing campaign by the NC Fair Housing Center and Human Relations Commissions across the state.</p>\r\n<h3>Pay Day Lending - The Musical</h3>\r\n<div style=\"float:right;margin-left:1em;margin-bottom:1em;\"><center><img src=\"http://www.cra-nc.org/files/IMG_338.jpg\" /></center></div>\r\n<p>This videotaped production was shown to the GA & NC legislatures and additionally aired on tv in NC and OH.</p>','<p>Media Advocacy is the strategic use of media as a resource for advancing social or public policy initiatives. Our particular focus is video advocacy, the use of video to advocate for a cause or express a viewpoint.</p>','',1287616066,2),(27,529,1,'About Bank Talk Blog','<p><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></p>\r\n<h3>About Bank Talk</h3>\r\n<p><a href=\"http://banktalk.org\">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly. Many get credit from unusual sources: refund anticipation loans, payday loans, pawn shops, and their friendly uncle.</p>\r\n<p>The alternative financial services industry is changing rapidly. Bank executives indicate that they plan to cut back on free checking in the near future. Increasingly, the unbanked use prepaid cards for many of the basic services offered to holders of checking accounts. They keep deposits on these cards, use them at ATMs or point of purchase kiosks, and even access them for credit.</p>\r\n<p>It\'s fun to talk about behavioral economics, and the Bank Talk blog certainly does some of that.  Bank Talk\'s main focus, though, is going to be how money intersects with the lives of regular people.  It\'s more empirical than theoretical, more concrete than abstract, more country than city, more Sonny than Cher.</p>\r\n<p>Bank Talk returns to a few favorites time and time again.  Some of the hot topics include:</p>\r\n<ul><li>The Unbanked\r\n<li>Refund Anticipation Loans\r\n<li>The Community Reinvestment Act\r\n<li>The Earned Income Tax Credit\r\n<li>Subprime Lending\r\n<li>Credit Cards\r\n<li>The Big Banks: Bank of America, Wells Fargo, Citigroup, and JP Morgan Chase</li></ul>\r\n<p>Bank Talk is written by <a href=\"/files/Bio_Adam_Rust.pdf\">Adam Rust,</a> the Research Director here at the Community Reinvestment Association of North Carolina.  Adam earned a master’s degree in City Planning from the University of North Carolina-Chapel Hill and a master’s degree in journalism from the University of Missouri-Columbia.  <a href=\"mailto:adam@cra-nc.org\">Email Adam.</a></p>','<p><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></p>','',1287616248,2),(27,530,1,'About Bank Talk Blog','<p><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></p>\r\n<h3>About Bank Talk</h3>\r\n<p><a href=\"http://banktalk.org\">Bank Talk</a> is a blog about the alternative financial products that serve the un-banked population in America.  There are more households out there without access to bank accounts that one might assume from a first glance.  The FDIC says that about 40 million Americans live in households without a bank account. Industry estimated are even higher, ranging from 70 million to 110 million, depending upon how the un-banked and under-banked are defined. These consumers use check cashers regularly. Many get credit from unusual sources: refund anticipation loans, payday loans, pawn shops, and their friendly uncle.</p>\r\n<p>The alternative financial services industry is changing rapidly. Bank executives indicate that they plan to cut back on free checking in the near future. Increasingly, the unbanked use prepaid cards for many of the basic services offered to holders of checking accounts. They keep deposits on these cards, use them at ATMs or point of purchase kiosks, and even access them for credit.</p>\r\n<p>It\'s fun to talk about behavioral economics, and the Bank Talk blog certainly does some of that.  Bank Talk\'s main focus, though, is going to be how money intersects with the lives of regular people.  It\'s more empirical than theoretical, more concrete than abstract, more country than city, more Sonny than Cher.</p>\r\n<p>Bank Talk returns to a few favorites time and time again.  Some of the hot topics include:</p>\r\n<ul><li>The Unbanked\r\n<li>Refund Anticipation Loans\r\n<li>The Community Reinvestment Act\r\n<li>The Earned Income Tax Credit\r\n<li>Subprime Lending\r\n<li>Credit Cards\r\n<li>The Big Banks: Bank of America, Wells Fargo, Citigroup, and JP Morgan Chase</li></ul>\r\n<p>Bank Talk is written by <a href=\"/sites/cranc.jerimee.com/files/Bio_Adam_Rust.pdf\">Adam Rust,</a> the Research Director here at the Community Reinvestment Association of North Carolina.  Adam earned a master’s degree in City Planning from the University of North Carolina-Chapel Hill and a master’s degree in journalism from the University of Missouri-Columbia.  <a href=\"mailto:adam@cra-nc.org\">Email Adam.</a></p>','<p><a href=\"http://banktalk.org\">Visit the Bank Talk website</a></p>\r\n<p><a href=\"http://cranc.jerimee.com/aggregator/sources/1\">Read blogfeed from Bank Talk on cra-nc.org</a></p>','',1287616331,2),(43,531,1,'Nuestro Barrio','<div style=\"margin-bottom:1em;\"><a href=\"http://www.nuestrobarrio.tv\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\" alt=\"1\" width=\"500\" height=\"220\" /></a></div>\r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-senior-fraud-campaign\">Nuestro Barrio Senior Fraud Campaign</a>.</p>\r\n<p>Read about the <a href=\"http://cranc.jerimee.com/info/nuestro-barrio-homebuyer-education-campaign\">Nuestro Barrio Homebuyer Education Campaign</a>.</p>\r\n<p><strong>Nuestro Barrio</strong>, a television series about Hispanic life in the United States, is in the forefront of the new trend of “edu-tainmentâ€ programming, with character-driven dramatic storylines rooted in real life issues. The show uses the popular “telenovelaâ€ or soap opera format to address financial literacy and human relations issues, including home ownership, credit, and the dangers of predatory lending.</p> \r\n<p>Funded by Freddie Mac, the project is used by bank partners to market their banking services and to provide financial literacy. Along with the commercial broadcast, the banks work with branches and nonprofit partners todistribute the series on DVDs, which are accompanied by a photonovela providing financial literacy. Nuestro Barrio is the foremost financial literacy media tool for Hispanics in the United States. It is also the first U.S. produced Spanish Language program to air on English language broadcast television in the United States.</p> \r\n<p>The show has aired in all media markets in North and South Carolina and is currently airing in Miami, Austin, Dallas, Houston, and Phoenix. We anticipate distributing Nuestro Barrio into the top Latino media markets across the country. Nuestro Barrio will be promoted as a main feature of the station. We anticipate availability in 50 percent of Latino households in the United States. <strong>This makes Nuestro Barrio the most widely distributed financial literacy program in the country.</strong> The show has received press coverage in more than 250 different media outlets including National Public Radio.</p>       \r\n<p><a href=\"/bookshelf\">Purchase the Nuestro Barrio DVD</a> on our bookstore page.</p>','<div style=\"margin-bottom:1em;\"><a href=\"http://www.nuestrobarrio.tv\"><img src=\"/sites/cranc.jerimee.com/files/nuestro-barrio.jpg\" alt=\"1\" width=\"500\" height=\"220\" /></a></div>\r\n<p>Visit the <a href=\"http://www.nuestrobarrio.tv\">Nuestro Barrio site.</a></p>\r\n<p><em>Nuestro Barrio delivers demonstrable results in <a href=\"http://www.cra-nc.org/files/Download/CCC_BoldAndBankable.pdf\">financial literacy</a>, according to a new study\r\nfrom UNC-Chapel Hill\'s Kenan-Flagler School of Business.</em></p>','',1287617058,2),(9,532,1,'What\'s New','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<strong>CRA Modernization</strong>\r\n<p>Regulators have called hearings for testimony on how the Community Reinvestment Act and the Home Mortgage Disclosure Act can be updated to better fulfill their roles in encouraging lending, investments, and services by financial institutions in low-and-moderate income communities.</p>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\">\r\n<strong>Breakthrough in Predatory Lending Fight</strong> \r\n<em>The OTS Issues Supervisory Directive Against MetaBank</em>\r\n<p>This action (October 6th, 2010) thwarts a new entrant into the Refund Anticipation Loan market. Eliminates MetaBanks high cost payday product, the i-advance, that was available through NetSpend cards.</p>\r\n</td></tr><!--break-->\r\n<tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<strong>CRA Links</strong>\r\n<ul><li><a href=\"http://cra-nc.org/files/Download/Skillern%20Atlanta%20CRA%20Testimony.pdf\">Peter Skillkern’s testimony on CRA</a>. (August 8, 2010, Atlanta)\r\n<li><a href=\"http://cra-nc.org/files/Download/Full%20HMDA%20hearing%20Comments%20Adam%20Rust.pdf\"> Adam Rust’s testimony on HDMA</a>. (July 15, 2010, Atlanta)</li></ul></td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\">\r\n<strong>Predatory Lending Links</strong> \r\n<ul><li>Read the CRA-NC <a href=\"http://cra-nc.org/files/Download/Press%20Release%20for%20OTS%20Supervisory%20Directive-1.pdf\">press release</a>.\r\n<li>Our March 30th <a href=\"http://cra-nc.org/files/Download/OTS%20MetaBank%20Summary.pdf\">comment letter to OTS</a>. \r\n<li>Joint Letter Urging the <a href=\"http://cra-nc.org/files/Download/Letter%20to%20OTS%20re%20adopting%20OCC-FDIC%20standards%20for%20RAL%20banks.pdf\">OCC and FDIC to Stop RALs</a>.\r\n</li></ul></td></tr>\r\n</table>\r\n\r\n\r\n\r\n\r\n\r\n','<table style=\"font-family:Georgia,\"Times New Roman\",\"Bitstream Vera Serif\",serif\" width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\">\r\n      <tr>\r\n        <td width=\"327\" align=\"left\" valign=\"top\">\r\n<strong>CRA Modernization</strong>\r\n<p>Regulators have called hearings for testimony on how the Community Reinvestment Act and the Home Mortgage Disclosure Act can be updated to better fulfill their roles in encouraging lending, investments, and services by financial institutions in low-and-moderate income communities.</p>\r\n</td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n        <td width=\"383\" align=\"left\" valign=\"top\">\r\n<strong>Breakthrough in Predatory Lending Fight</strong> \r\n<em>The OTS Issues Supervisory Directive Against MetaBank</em>\r\n<p>This action (October 6th, 2010) thwarts a new entrant into the Refund Anticipation Loan market. Eliminates MetaBanks high cost payday product, the i-advance, that was available through NetSpend cards.</p>\r\n</td></tr>','',1287618102,2),(10,533,1,'Current Happenings','<strong>A CRA-NC Conference: Financial Reform: Victories and Challenges</strong>\r\n<p>CRA-NC will be hosting a conference, entitled \"Financial Reform: Victories and Challenges\" on Friday Oct. 22nd at the Friday Center in Chapel Hill.  Registration starts at 9 and the conference runs from 9 to 4. The conference will feature a key note by Eric Stein (Treasury Dept.) and appearances by David Price (D-NC) and Brad Miller (D - NC).</p>\r\n<p>Experts will explain how the Consumer Financial Protection Bureau stands to bring the most sweeping changes to rules regarding financial products since policies established after the Great Depression. Much remains to be implemented, though, as legislation has thus far only laid out new responsibilities for the Bureau. After the fall elections, lobbyists, staffers and Congress will set about to reach specific administrative standards. In other words, the real reform still remains to be done.</p>\r\n<p>The CFPB will change most of the financial products used by ordinary citizens. It will enhance how citizens are protected in many transactions. Some of the products that are going to change, because of the CFPB, include:</p>\r\n<ul><li>car loans\r\n<li>mortgages\r\n<li>credit cards\r\n<li>prepaid cards and debit cards\r\n<li>credit scoring\r\n<li>student loans</li></ul>\r\n<p>There are very few citizens that will not use a product that is impacted by the new bureau.</p>\r\n<p>The CFPB also changes the motives for regulation. It used to be that regulators like the OCC, the OTS, or the Federal Reserve were primarily concentrated on making sure that banks had healthy balance sheets (safety and soundness). The CFPB is different, because its primary obligation is to protect consumers. It will focus on their needs, defend them from predatory lending, enforce fair lending laws, and generally look out for regular people.</p>\r\n<p><a href=\"http://events.constantcontact.com/register/event?llr=ztpyohcab&oeidk=a07e3170ujh10d3e314\">Click for more information and to register</a>.</p>\r\n','<strong>A CRA-NC Conference: Financial Reform: Victories and Challenges</strong>\r\n<p>CRA-NC will be hosting a conference, entitled \"Financial Reform: Victories and Challenges\" on Friday Oct. 22nd at the Friday Center in Chapel Hill.  Registration starts at 9 and the conference runs from 9 to 4. The conference will feature a key note by Eric Stein (Treasury Dept.) and appearances by David Price (D-NC) and Brad Miller (D - NC).</p>','',1287618194,2),(6,534,1,'About Us','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:.75em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r\n<p>The Community Reinvestment Association of North Carolina\'s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building of underserved communities and to end predatory lending practices that strip wealth. Committed to creative advocacy, CRA-NC uses research, education, mobilization, media, litigation, regulatory changes, legislative advocacy and stockholder actions to initiate change.</p>\r\n<div style=\"width:283px;float:right;margin-left:1em;margin-bottom:1em;\"><center><img alt=\"creative.jpg\" src=\"sites/cranc.jerimee.com/files/pauline01.jpg\" height=\"175\" width=\"279\" /></center>\r\n<div style=\"width:278px;border: 1px gray solid;padding:2px;\"><p style=\"font-size:.7em;\"><strong>A CRA-NC action:</strong> Street Theater protest, in the narrative format of the Perils of Pauline (Dudley Do-Right, or in this case \"Delaware Do-Right\"), to speak out against payday lending in Delaware.</p></div></div>\r\n<p>&nbsp;</p><p>&nbsp;</p>\r\n<h3>A Creative Approach to Advocacy</h3>\r\nCRA-NC has a long-standing tradition of advocacy for social justice. We are well known for our creative theatrical approach to community mobilization and protesting in the usually hum-drum financial world. We have waged several memorable campaigns over the years which have each produced positive impact both in North Carolina and across the United States.</p>','<h3>Who We Are</h3>\r\n<div style=\"float:left;margin-right:1em;margin-bottom:.75em;\"><img alt=\"where-love.jpg\" src=\"sites/cranc.jerimee.com/files/where-love.jpg\" height=\"173\" width=\"240\" /></div>\r','',1287618276,2),(16,535,1,'Refund Anticipation Loans (RALs)','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>\r\n<h3>Fast Cash, Less Filling: Refund Anticipation  Loans in North Carolina</h3>\r\n<p> <strong>March  24, 2009:</strong> This report documents  the impact of RALs in North Carolina. We show the most affected zip codes in  the state, the communities with the highest rates of RAL usage (both in terms  of all residents and low-income households), as well as the impact of the EITC.  Our paper includes a set of easily actionable policy ideas that would alter the  scourge of RALs in our state.</p>\r\n<p>Read the <a href=\"http://www.cra-nc.org/files/Download/2009%20NC%20RAL%20report%20Fast%20Cash%20Less%20Filling.pdf\">full  report here</a>.</p>\r\n<p>Read the <a href=\"http://www.cra-nc.org/files/Download/Fast%20Cash%20Executive%20Summary.pdf\">Executive Summary here</a>.</p>\r\n<p>&nbsp; </p>\r\n<h3>More CRA-NC research on RALs:</h3>\r\n<ul>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/Mystery%20RAL%20Shopper%20Report%20final2.pdf\">Mystery Shopper Test Exposes Refund Anticipation Loan Abuses in Durham and Philadelphia </a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2006%20RALReport.pdf\">2006 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010%20ral.pdf\">2009 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/2010RALSfinal.pdf\">2010 RAL Report</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/CRANC%20FINAL%20Comment%20Letter%20on%20RALs.pdf\">CRANC Comment Letter<br /></a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/LMIrals.pdf\">RAL Usage prevalent in Low Income Zones (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/raloffices.pdf\">Refund Anticipation Loan Offices in North Carolina (MAP)</a>\r\n<li><a href=\"http://www.cra-nc.org/files/Download/RALminority.pdf\">RAL Usage Often Highest in Minority Zip Codes (MAP)</a>\r\n</li></ul>\r\n<p>&nbsp; </p>\r\n<h3>Latest News on RALs</h3>\r\n<p><strong>JP Morgan Chase</strong> exited the refund anticipation loan (RAL) business this  spring.Chase supplied refund anticipation loans to approximately 13,000  independent tax prep firms. Junk fees, where the tax preparer adds their own  additional charges on to the price of the RAL itself, mean that those consumers  pay a high price to file their taxes. Chase\' partners included Mo\' Money Taxes.  </p>\r\n<p>CRA-NC\'s advocacy ultimately led the North  Carolina Attorney General to force <strong>Mo\' Money</strong> to  withdraw their refund anticipation loan license. </p>\r\n<p>The OCC asked <strong>Pacific Capital</strong>  to cease its funding for refund loans in January 2010.</p> \r\n<p><strong>The EITC, often sapped by RALs,  can be an effective means for savings. </strong>CRA-NC  supports the <a href=\"http://www.irs.gov/newsroom/article/0,,id=157853,00.html\">split  refund</a>, a new rule by the IRS that allows filers to allocate portions of  their refund to different accounts. </p>\r\n<p><strong>Deceptive Marketing: </strong>Would you get  medical advice from a baseball player? No! <a href=\"http://www.marketwatch.com/news/story/jackson-hewitt-teams-up-earvin/story.aspx?guid=%7BE4E8E9AE-55AC-4CDD-936E-D7373A0B242D%7D\">Don\'t  let a basketball player</a> tell you where to get your taxes done. Especially  if that player is <a href=\"http://www.bloggingbuyouts.com/2007/09/05/magic-johnson-joins-fight-against-higher-taxes-on-private-equity/\">more  worried about tax treatment</a> on<a href=\"http://www.reuters.com/article/bondsNews/idUSN1632222220080416\"> his  hedge fund investing</a>. </p>\r\n<p><strong>TARP funding for RALs?</strong></p>\r\n<a href=\"http://redtape.msnbc.com/2009/01/bailout-money-b.html\">MSNBC calls out Pacific Capital Bancorp (PCBC)</a>, having found that <a href=\"http://thisismyhomebook.wordpress.com/2009/01/09/bank-using-tarp-money-for-refund-anticipation-loans/\">TARP funds will provide liquidity for its Refund Anticipation Loans (RALs)</a> </p>\r\n<p>&nbsp; </p>\r\n<p><h3>Our partners in the fight:</h3>\r\n  <table width=\"747\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\"><tr><td width=\"396\" align=\"left\" valign=\"top\"><ul>\r\n          <li><a href=\"http://www.consumerlaw.org/\">National Consumer Law Center</a>\r\n          <br /><br />\r\n         <li> <a href=\"http://www.ncjustice.org/\"> NC Justice and Community Development Center</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.affil.org/\">Americans for Fairness in Lending</a> \r\n          <br /><br />\r\n          <li><a href=\"http://www.calreinvest.org/\">California Reinvestment Coalition</a>   \r\n          <br /><br />                \r\n        <li><a href=\"http://www.ncidacollaborative.org/\">The IDA and Asset Building Collaborative of North Carolina</a> </td>\r\n        <td width=\"37\" align=\"left\" valign=\"top\">&nbsp;</td>\r\n  <td width=\"314\" align=\"left\" valign=\"top\"><div>\r\n            <ul>\r\n<li><a href=\"http://www.eitc-carolinas.org/\">EITC Carolinas</a>\r\n          <br /><br />\r\n          <li><a href=\"http://carolinajustice.typepad.com/ncnaacp/\">NC NAACP</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.nclabor.com/\">North Carolina Department of Labor</a>\r\n          <br /><br />\r\n          <li><a href=\"http://www.ci.durham.nc.us/\">The City of Durham</a><br />\r\n<br />\r\n          <li><a href=\"http://www.co.durham.nc.us/\">The County of Durham</a>\r\n      </tr>\r\n  </table>','<body><p><em>RALs are high-cost loans on  tax refunds targeted at low-income families.</em></p>\r\n<p>Refund Anticipation Loans  drain the assets of those least able to afford high fees. What\'s more, most  RALs go hand in hand with the Earned Income Tax Credit. The EITC is an  excellent program, but RALs thwart its inspired and well-implemented mission to  reward work and support low-income households.<br />\r\n<p>&nbsp; </p>','',1287618906,2),(28,536,1,'Home Mortgage Lending','<p>When the Community Reinvestment Act is in force, consumers get fewer high cost loans from banks and thrifts.  When it is not in force, the frequency parallels those of independent mortgage companies. </p>\r\n<p>Read more here: <a href=\"http://www.cra-nc.org/files/Download/Paying%20More%20For%20the%20American%20Dream%20III%20-%20Final-1.pdf\">Paying More for the American Dream III</a></p>','<p>When the Community Reinvestment Act is in force, consumers get fewer high cost loans from banks and thrifts.  When it is not in force, the frequency parallels those of independent mortgage companies. </p>\r\n<p>Read more here: <a href=\"http://www.cra-nc.org/files/Download/Paying%20More%20For%20the%20American%20Dream%20III%20-%20Final-1.pdf\">Paying More for the American Dream III</a></p>','',1287619421,2),(28,537,1,'Home Mortgage Lending','<p>When the <a href=\"http://cranc.jerimee.com/info/community-reinvestment-act\">Community Reinvestment Act</a> is in force, consumers get fewer high cost loans from banks and thrifts.  When it is not in force, the frequency parallels those of independent mortgage companies. </p>\r\n<p>Read more here: <a href=\"http://www.cra-nc.org/files/Download/Paying%20More%20For%20the%20American%20Dream%20III%20-%20Final-1.pdf\">Paying More for the American Dream III</a></p>','<p>When the <a href=\"http://cranc.jerimee.com/info/community-reinvestment-act\">Community Reinvestment Act</a> is in force, consumers get fewer high cost loans from banks and thrifts.  When it is not in force, the frequency parallels those of independent mortgage companies. </p>\r\n<p>Read more here: <a href=\"http://www.cra-nc.org/files/Download/Paying%20More%20For%20the%20American%20Dream%20III%20-%20Final-1.pdf\">Paying More for the American Dream III</a></p>','',1287619465,2),(32,538,1,'CRA-NC Books','<h3><a href=\"http://www.cra-nc.org/Bookshelf.html\">Click to visit our Bookstore</a></h3>','<h3><a href=\"http://www.cra-nc.org/Bookshelf.html\">Click to visit our Bookstore</a></h3>','',1287620099,2),(32,539,1,'CRA-NC Books','<strong><a href=\"http://www.cra-nc.org/Bookshelf.html\">Click to visit our Bookstore</a></strong>','<strong><a href=\"http://www.cra-nc.org/Bookshelf.html\">Click to visit our Bookstore</a></strong>','',1287620166,2),(34,540,1,'Nuestro Barrio Senior Fraud Campaign','<p>Fraud financially devastates many individuals and families. It is also the number one crime against senior citizens. As part of the campaign, new television PSA\'s and bi-lingual brochures and posters are being released nationwide.</p><!--break-->\r\n<p>CRA-NC will work with regional nonprofits to conduct local outreach to the Latino community with special emphasis on the elderly. Each nonprofit will be the local coordinator for a turnkey public interest marketing campaign that is multifaceted in utilizing the brochures, videos, public service announcements, press releases and broadcast television. These outreach materials provide the tools for an effective cross marketing campaign to reach our primary as well as secondary audiences. We will provide technical assistance to each group to maximize the outreach benefits. In addition, each nonprofit will receive 900 DVDs that can be distributed to other nonprofits and to consumers along with the brochure.</p>\r\n<p>Our national outreach effort will provide needed financial and consumer protection information to a primary audience of Spanish speakers with an emphasis on reaching the elderly with information on preventing consumer fraud. The project will utilize television to broadcast into millions of homes in ten regional markets. Local nonprofits will compliment media efforts through community outreach utilizing DVDs and brochures. The anchor to the outreach campaign is Nuestro Barrio, a 13 part telenovela that covers many of the public interest education issues identified in this initiative. The program has been distributed on a variety of networks including WB, V-ME, Univision, Telemundo, and LATTV in more than 25 cities and into more than 25 million households. It has been evaluated by UNC Chapel Hill and found to be an effective financial literacy tool for changing financial behaviors and attitudes. It has received the 2007 North Carolina and 2009 National REALTORS HOPE Award, and has generated more than 250 independent media articles. </p>\r\n<p>For more information on the campaign and to see the PSA’s and Brochures visit www.nuestrobarrio.tv.</p>\r\n<p>Stay tuned for more information as the campaign grows.</p>\r\n<h3>Current Partners:</h3>\r\n<ul><li><a href=\"http://www.sc4housing.org/\">Spanish Coalition for Housing</a> – Chicago, IL\r\n<li><a href=\"http://www.nedap.org/\">NEDAP</a> – New York, NY\r\n<li><a href=\"http://www.ahsti.org/\">Affordable Homes of South Texas, Inc</a> – McAllen, TX\r\n<li><a href=\"http://dcrac.org/\">Delaware Community Reinvestment Action Council, Inc</a> – Wilmington, DE\r\n\r\n','<p>Fraud financially devastates many individuals and families. It is also the number one crime against senior citizens. As part of the campaign, new television PSA\'s and bi-lingual brochures and posters are being released nationwide.</p>','',1287620316,2),(13,541,1,'Our Funders','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>\r\n<p>CRA-NC is a 501©(3) organization and believes in conducting its affairs with transparency. All financial records are available for public review. Here are our most recent <a href=\"http://www.cra-nc.org/files/Download/2006%20Annual%20Report%20Lgl.pdf\">Annual Report</a> and <a href=\"http://www.cra-nc.org/files/Download/Final%20Audit%20Report%20CRANC%20-%20123107.pdf\">Audited Financial Statements</a>. </p><br />\r\n<h3>Thank you to our 2010 Funders:</h3>\r\n<ul><li><a href=\"http://www.zsr.org\"><strong>The Z. Smith Reynolds Foundation</strong></a>\r\n<li><a href=\"http://www.fbheron.org\"><strong>The F.B. Heron Foundation</strong></a>\r\n<li><a href=\"http://www.consumerlaw.org\"><strong>The National Consumer Law Center </strong></a>\r\n<li><a href=\"http://www.innovestgroup.com\"><strong>Innovest Strategic Value Advisors</strong></a>\r\n<em>Fee for service:</em> CRA-NC is partnering with Innovest to develop tools for socially responsible investors.  CRA-NC utilizes a data-driven approach to gauge risks associated with subprime lending.\r\n<li><a href=\"http://www.ncimed.com\"><strong>The North Carolina Institute of Minority Economic Development (NCIMED) </strong></a>\r\n<li><a href=\"http://www.bbt.com\"><strong>BB&amp;T</strong></a>\r\n<li><a href=\"http://www.freddiemac.com\"><strong>Freddie Mac</strong></a>\r\n<li><a href=\"http://www.durhamcountync.gov/departments/dssv/\"><strong>City of Durham Social Services</strong></a>\r\n<li><a href=\"http://www.unitedwaytriangle.org/\"><strong>The United Way of the Greater Triangle</strong></a>\r\n<li><a href=\"http://ci.durham.nc.us\"><strong>The City of Durham</strong></a>\r\n<li><a href=\"http://www.wachovia.com/inside/page/0,,139_414_430,00.html\"><strong>Wachovia Foundation</strong></a></li></ul>','<p>CRA-NC works on behalf of the community because of support from Foundations and other funders. We receive funding for specific projects as well as to support our general operating mission. </p>','',1287621428,2),(32,542,1,'CRA-NC Books','<p>We currently have 3 items for sale:</p>\r\n<ul><li>This is My Home: The Challenges and Opportunities of Manufactured Housing\r\n<li>Nuestro Barrio (3-Disc Set)\r\n<li>Parade of North Carolina\'s Abandoned Mobile Homes- A 2007 Calendar</li></ul>\r\n<p>Thank you for supporting our work through your purchases!</p>\r\n<strong><a href=\"http://www.cra-nc.org/Bookshelf.html\">Visit our Bookstore to purchase or for more information.</a></strong>','<p>We currently have 3 items for sale:</p>\r\n<ul><li>This is My Home: The Challenges and Opportunities of Manufactured Housing\r\n<li>Nuestro Barrio (3-Disc Set)\r\n<li>Parade of North Carolina\'s Abandoned Mobile Homes- A 2007 Calendar</li></ul>\r\n<p>Thank you for supporting our work through your purchases!</p>\r\n<strong><a href=\"http://www.cra-nc.org/Bookshelf.html\">Visit our Bookstore to purchase or for more information.</a></strong>','',1287680465,2),(32,543,1,'CRA-NC Books','<p>In <a href=\"http://www.cra-nc.org/Bookshelf.html\">our Bookstore</a> we currently have 3 items for sale:</p>\r\n<ul><li>This is My Home: The Challenges and Opportunities of Manufactured Housing\r\n<li>Nuestro Barrio (3-Disc Set)\r\n<li>Parade of North Carolina\'s Abandoned Mobile Homes- A 2007 Calendar</li></ul>\r\n<p>Thank you for supporting our work through your purchases!</p>\r\n<strong>To purchase or for more information, please <a href=\"http://www.cra-nc.org/Bookshelf.html\">visit our Bookstore</a>. </strong>','<p>In <a href=\"http://www.cra-nc.org/Bookshelf.html\">our Bookstore</a> we currently have 3 items for sale:</p>\r\n<ul><li>This is My Home: The Challenges and Opportunities of Manufactured Housing\r\n<li>Nuestro Barrio (3-Disc Set)\r\n<li>Parade of North Carolina\'s Abandoned Mobile Homes- A 2007 Calendar</li></ul>\r\n<p>Thank you for supporting our work through your purchases!</p>\r\n<strong>To purchase or for more information, please <a href=\"http://www.cra-nc.org/Bookshelf.html\">visit our Bookstore</a>. </strong>','',1287680649,2);

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