 health insurance premiums on the rise have people figured out that free health care costs somebody money even though provisions of the new health care law will not take effect until 2014 some insurance companies are already charging higher rates in anticipation of the increased taxes that are coming clearly everybody understands that taxing insurance will make health care more affordable read the article  wwwfoxnewscom politics 20130116 premiumssettorisethisyearinrunuptoobamacaretaxonin  