 mortgage deal hurts responsible borrowers it appears that a deal has been struck between big banks and states to provide help to homeowners who have fallen behind in their mortgage payments this will be a huge benefit for homeowners who were victims of mortgage fraud or have mortgages that are underwater but for those who made down payments and continued to pay their mortgages regardless of the home s reduced value won t realize any benefit is this just another case of the government picking winners and losers get the details at  wwwcnbccom id 46325658 