most businesses do offer something, but  a business owner  should be able to make their own decisions on how they run their business & what benefits best meet the needs of their staffs, within their means. It is their business, the government didnt build it, they arent there to bail them out if they overspend or do a bad job, & cant pay the bills.  So many government entities  have overspent & are in financial trouble, providing benefits they cannot afford & do not fund,  i dont think business needs to take thier lead!   Most legislators have never had to meet a payroll or find the money to pay the bills, they just raise more taxes or fees, taking more from business & individuals.   Lansing needs to stay out of our lives & fix your own problems!