&quot;We'll rebuild.&quot;&nbsp; That's what we hear after every natural disaster.&nbsp; The images of the destruction are terrible, and we all feel the heartbreak of the people who have lost everything.&nbsp; The devastation is enormous and the costs for reconstruction are astronomical.&nbsp; Yet, in some areas where these disasters occur on a relatively regular basis, one must ask why all of us are paying these costs, with taxpayer dollars, over and over again?&nbsp; Is there a point at which it should become the responsiblity of the individual to take more responsiblity for the risk?&nbsp; Read more:&nbsp; <a href="http://www.americanthinker.com/blog/2012/11/why_do_we_keep_paying_for_rebuilding_in_disaster-prone_areas.html">www.americanthinker.com/blog/2012/11/why_do_we_keep_paying_for_rebuilding_in_disaster-prone_areas.html</a><br />