 ccrp poll michigan no fault auto insurance  you can now comment on stories and polls let us know how you feel about the issues new poll overview legislation proposing sweeping changes to michigan s nofault auto insurance law was introduced last month michigan s nofault auto insurance law went into effect in october 1973 it replaced a system in which injured parties often had to sue to recover costs under nofault drivers rsquo claims are paid by their own insurance company lawsuits are limited to cases involving death permanent disfigurement or serious impairment of body function while 15 states have some form of nofault auto insurance michigan is the only state that requires auto policies to provide accident victims with lifetime medical care with no financial cap michigan catastrophic claims association created in 1978 mcca is oversees a fund that helps auto insurers pay for care of those with catastrophic injuries it currently pays costs above 500000 which will increase to 530000 on july 1 mcca assesses insurers annual fees which are passed on to consumers on july 1 the fee goes from 175 per vehicle to 186 per vehicle data used to calculate the annual fee is the subject of ongoing litigation house bill 4612 proposed legislation would put a 1 million cap on medical benefits to auto accident victims drivers would save 125 per vehicle in insurance costs it also includes cost controls and a fiveyear program for fighting insurance fraud supporters of the changes say the unlimited benefit can t be sustained without skyrocketing premiums that will force more to drivers to go uninsured they argue that auto insurers covering accidentrelated health care pay more for services than regular health insurers medicare medicaid or workers comp insurers opponents argue that since mcca s ratesetting data is not public it s impossible to know whether drastic changes are needed they oppose trading lifetime coverage for a 125 onetime savings and say the 1 million cap is likely to add tens of millions in costs to medicaid while also resulting in substandard care for victims new poll question should michigan change the nofault auto insurance law to set a 100000000 lifetime on accident benefits yes no undecided to vote in this poll click on this link http wwwclintoncountygoporg content shouldmichiganchangenofault  to enter your comments click on add new comment after you vote previous poll question do you feel nullification should be used in michigan to nullify federal laws deemed to violate michigan s constitution yes 90 no 10 undecided 0 there were two comments submitted on this poll anonymous comment 1 nullification if anybody remembers the civil war decided the question it s time for the repuplican party to stop being the stupid party anonymous comment 2 nullification now maybe the person who commented about repuplican party should learn to spell when the federal government is continually usurping the powers delegated to the states in the us constitution it s time to take more drastic measures to take the power back to where it rightfully belongs we are no longer a republic of the people we are a socialist state moving toward tyranny if nullification doesn t work out maybe we need to revisit the last time it was tried the stupid party is the only party that has a chance to save our republic if you consider yourself a republican you need to rethink that you probably voted for king barack i and belong in the party that believes in marxism   all emails addresses  